PYMNTS

MARCH 21, 2019

Based in Germany, ayCash was founded in 2008 by Hans Hezel, and it operates YesCash and Cash4Less. We continue to see strong growth in Germany and are committed to continuing to serve our customers in the region today and into the future,” Gibbons said. “In

Data 122

Data Tools Cards Regional 122

PYMNTS

NOVEMBER 3, 2020

In particular, FLEETCOR is looking for companies to strengthen its position in the fuel, tolls, lodging, and payables spaces, and for companies operating in new regions. Access to capital hasn’t been this tight since the market meltdown of 2008, so motivated players are finding better, faster ways of moving B2B funds especially.

eBook 141

eBook Payments Regional Company 141

Independent Banker

JANUARY 31, 2022

This region has the kind of energy that draws people to a place and helps them and their businesses thrive. That year, installations further south, in the region that includes Brownsville and Corpus Christi, supported an estimated 41,000 jobs and contributed about $4.6 Here’s how four community banks are thriving in this environment.

Texas 182

Texas San Antonio Community Bank Community 182

PYMNTS

DECEMBER 6, 2019

Fast casual chain Chipotle Mexican Grill became one of the first major restaurant brands to pioneer the mobile ordering experience in 2008. We needed to make sure that our [operations] team was able to handle that with ease.”. West said Chipotle observed increased demand for delivery in various regions across the U.S.

Strategy 130

Strategy Innovation Digital Strategies System 130

BankBazaar

APRIL 19, 2023

The SVB collapse marked the largest bank failure in 2008 financial. The US regional banks were under pressure as concern grew among customers and investors about the financial health of the banks in the country. This can have significant implications for the business’s operations and growth prospects.

US 78

US United States FDIC Regulation 78

PYMNTS

MARCH 10, 2020

In January eCommerce leader Wayfair had to thin its employee ranks to meet profit targets, and just this week regional Midwestern home furnishings retailer Art Van Furniture filed for bankruptcy with minimal customer notice. The company already booked more revenue than it did for all of 2019, which was its first year in operation.

United States 130

United States Course Groups Retail 130

PYMNTS

MARCH 10, 2020

In Southeast Asian markets, banks’ lack of adequate data on SMB loan applicants is perhaps the tallest barrier to connecting SMBs to capital in the region. In exchange, Grab gains greater visibility into SMB operations and performance. “By

Data 193

Data Lending Capital social media 193

PYMNTS

SEPTEMBER 16, 2016

According to The New York Times , Holt Renfrew has invested $300 million in redesigning its nine outlets, and La Maison Simons is opening new locations after 175 years of operating only in Quebec. Canada emerged relatively unscathed after the 2008 financial crisis, buoyed by major commodities, such as Alberta’s oil sands, and U.S.

New York 100

New York Retail Examples Regional 100

PYMNTS

JULY 8, 2019

On average, small firms in the region are owed more than $29,000, and must wait an average of 14 days past due to see their invoices settled. In 2017, it was valued at more than $83 billion — double the value in 2008. Below, PYMNTS looks at some of the latest data on U.K. 37 percent of U.K. 58 percent of U.K.

Payments 124

Payments Report Regulation Meeting 124

PYMNTS

APRIL 2, 2020

Formed in 2008, Green Goo is a women-owned, family-operated company that started out making organic soaps, hand creams, lip balm and first aid salves for friends and family. After receiving a round of funding from an angel investor, Green Goo has just hired regional sales executives and a marketing team.

Colorado 131

Colorado US Branding Regional 131

Abrigo

DECEMBER 19, 2019

In 2008, there were 7,061 FDIC-insured commercial banks in the U.S. For many community and regional banks looking to compete with larger financial institutions and grow their bank, the answer has been mergers and acquisitions. In 2018, the number of banks declined by almost a third to 4,708 institutions.

Lending 195

Lending Fraud Community FDIC 195

PYMNTS

DECEMBER 28, 2020

Formed in 2008, Green Goo is a women-owned, family-operated company that started out making skin products and first aid salves for friends and family. After receiving a round of funding from an angel investor, Green Goo has hired regional sales executives and a marketing team. That group is more exciting.

Branding 162

Branding Retail Philadelphia Marketing 162

PYMNTS

AUGUST 25, 2016

Though small businesses have suffered from a gap in financing availability post-2008, the demographic continues to shape the financial markets. in particular, a cross-section of states that CEO Douglas Bystry says has its own unique demands and impacts on regional economies. A Regional Reach.

Regulation 100

Regulation Lending Community California 100

PYMNTS

JULY 2, 2020

A February 2019 FT report from the publication said the firm’s operations across Asia became the subject of scrutiny after a top law firm in the region reportedly uncovered evidence of “book-padding” and “round tripping.” In response to 2019 claims, Wirecard hired auditing giant KPMG to clear its name.

Fraud 152

Fraud Report Company Regional 152

Tomorrow's Transactions

AUGUST 21, 2016

Following the success of Transport for London’s (TfL) Contactless Payments program, a project Consult Hyperion have contributed to since 2008, transportation agencies around the world are following TfL’s lead looking to bring the same convenience to their own customers. However, this ‘online-only’ option is not suitable for transit operators.

Operations 30

Operations Cards US Payments 30

PYMNTS

MARCH 20, 2020

percent since the first quarter of 2010, typically seen as the bottom of the recession that followed the financial crisis that took hold of the nation in 2008 and beyond. Looking at the numbers, data in the overall Index had a compound annual growth rate of 2.6 represents a peak, up 1.9 percent year over year. The Correlation. percent and 3.9

Maine 140

Maine Cards Course Data 140

Jeff For Banks

DECEMBER 12, 2016

It is a turnaround story because the bank was hammered with credit problems between 2008-11, when it lost over $200 million. billion of assets and operates eleven branches in the metropolitan Milwaukee market, a loan production office (LPO) in Minneapolis, Minnesota, and 45 mortgage banking offices in 21 states. It's size today, at $2.5

North Dakota 60

North Dakota Minnesota West Virginia Arizona 60

FICO

SEPTEMBER 29, 2020

The attendees had a combined experience of over 300 years across analytics, credit risk and operations across Europe, UK, the Middle East and Southern Africa. This crisis has been unique, due to the dynamics of virtual operating models and in the spending patterns for those affected financially by the crisis and those not.

Management 87

Management Analytics Data System 87

Jeff For Banks

DECEMBER 12, 2017

billion of assets and operates twenty five branches in the western suburbs of Chicago. It is a turnaround story because the bank was hammered with credit problems between 2008-11, when it lost over $200 million. Summit also operates an insurance subsidiary. Positive operating leverage! Old Second Bancorp, Inc.

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

FICO

FEBRUARY 1, 2023

But among the critical learnings from the 2008 global financial crisis was the importance of flagging and helping at-risk and pre-delinquent borrowers as soon as possible to prevent financial disaster — especially when their deteriorating financial position was being influenced and undermined by a mix of external factors.

Management 52

Management Fraud Strategy Analysis 52

PYMNTS

MAY 29, 2020

How are CUs utilizing videoconferencing capabilities on interactive teller machines (ITMs) to maintain their branch operations during the pandemic, and how is biometric technology helping them offer more secure, quicker and touchless ATM services? How To Keep Fraudsters From Scamming Banks Across Every Nook And Channel .

Maine 130

Maine ATM Innovation Millennials 130

CB Insights

MARCH 18, 2018

The importance of China, and the Greater China region, is apparent in Apple’s emphasis on the region during quarterly earnings calls, as seen above. Using CB Insights Earning Transcripts tool , we see that Apple mentioned China far more often than its FAMGA peers between 2008-2017. And its emphasis keeps growing.

Apple 28

Apple Regional Comparison Google 28

PYMNTS

OCTOBER 1, 2018

By 2008, the economy had lurched into crisis mode, and the world of credit suddenly become a very different place. And from 2008 on, LendingClub was in many ways the biggest, brightest flower in the garden, largely credited as the platform that set the ships of many P2P/marketplace lending platforms sailing. The Aftershocks.

Lending 135

Lending Fraud Management San Francisco 135

Independent Banker

NOVEMBER 25, 2015

has evolved over the years from operations oversight to overseeing operations and innovation. Moving into his role to lead the innovation charge for Rockland Trust has been more than a half-dozen years in the making for Jimenez, who in 2008 was heading the bank’s deposit operations and call center teams. “We

Innovation 70

Innovation Community Bank social media Community 70

BankUnderground

JANUARY 27, 2021

This especially affecting households with limited collateralisable assets, such as housing equity ( Sawada and Shimizutani (2008) ). On the supply side it can create operational / business continuity issues which can damage a bank’s capacity to originate loans. The importance of local lenders. Conclusion.

Lending 70

Lending Study Marketing Capital 70

BankUnderground

FEBRUARY 16, 2021

Following the 2007/2008 global financial crisis, international regulators introduced a package of new banking regulations, known as Basel III. We evaluate the performance of our rules using a receiver operating characteristic (ROC) curve. Marcus Buckmann, Paula Gallego Marquez, Mariana Gimpelewicz and Sujit Kapadia. Belts and Braces?

Regulation 75

Regulation Capital Examples Policies 75

FICO

AUGUST 10, 2022

The mortgage market affordability test was introduced in the aftermath of the 2008 global financial crisis. Matt Cox is vice president and general manager of Europe, the Middle East and Africa for FICO, overseeing operations across the region. Affordability Assessments and Unrestrained Lending. Matt Cox. See all Posts.

Lending 52

Lending Fraud Meeting Data 52

NCR

JULY 27, 2016

Back in 2008, the financial services provider was 158 years old, had been highly regard throughout its existence, and was the fourth-largest investment back in the country. And if that’s even a little bit true, let’s acknowledge it could affect wide swaths of the entire banking industry, and what all of us do.

Survey 40

Survey Regulation Boston Industry 40

CB Insights

NOVEMBER 22, 2017

Commercial operation of offshore fish farms has been limited to date due to regulations, as well as the challenges of efficiently operating a large farming operation far from land. The facility has since been moved to Frohavet – an area off the coast of Norway’s Trøndelag region – where it will remain stationary.).

Study 45

Study Operations Regulation Regional 45

CB Insights

APRIL 17, 2018

15 of the top 20 operate in the Greater Bay Area. Operating Location: San Francisco, CA. Operating Location: San Francisco, CA. Operating Location: Philadelphia, PA. Operating Location: Menlo Park, CA. Operating Location: San Francisco, CA. 11 of the top 20 worked in big tech prior to entering VC.

San Francisco 71

San Francisco CA Capital Operations 71

CB Insights

FEBRUARY 13, 2020

Sigma aims to streamline business operations. Stripe Atlas (business incorporation tool) and Stripe Sigma (business analytics and reporting) can help simplify business operations. As companies increasingly operate on multi-party platforms and marketplaces, the ability to accept and send payments to third parties is vital.

Online 98

Online Company Retail Payments 98

Gonzobanker

DECEMBER 19, 2022

2008 called and wants its headlines back. Semonovich leveraged his Ohio roots and first-hand experience with this fantastic workforce to partner with the State of Ohio to create a technology center of excellence for this Phoenix-based regional bank. Arrested in the Bahamas as of this writing, but we’ll see. Goes to Sen.

Community 216

Community Fintech Industry Innovation 216

CB Insights

AUGUST 22, 2018

Businesses around the world are looking to adopt cloud services as a way to lower infrastructure costs, accelerate software deployment, and increase operational flexibility. Platform-as-a-service , on the other hand, provides everything that IaaS does, plus the operating systems, databases, and development tools.

Google 60

Google Strategy Tools Resources 60

Jeff For Banks

NOVEMBER 24, 2019

She effectively ran the bank and its operations. Another depressed town due to the general economic malaise that bedraggled the region when the steelmaking industry moved elsewhere. Cherry died in 2008 while still in jail. Because the then-President was Billie Jean Cherry, the former town mayor, and paramour of J.

National 78

National West Virginia Virginia Pennsylvania 78

CB Insights

DECEMBER 7, 2017

Quicken Loans founder Dan Gilbert’s innovation in mortgages was to assign regional-specific loan application reviewers, who familiarized themselves with the regulations of certain geographies. This helped navigate fragmented regional regulations.

Millennials 69

Millennials Lending United States Technology 69

CB Insights

MARCH 6, 2019

After soaring to a multi-billion-dollar valuation behind an iconic founder, a team of prominent backers, and a promise to revolutionize blood testing, Theranos officially ceased operations in 2018. That July, it banned Holmes from owning or operating a lab for two years. The rise and fall of Theranos. Takeaways & lessons.

Report 78

Report San Francisco Capital New York 78

CB Insights

DECEMBER 4, 2019

Although Bill Me Later was quickly scooped up by PayPal in 2008, Amazon has remained focused on reducing payment friction for customers. Despite charging lower fees, the company failed to gain enough traction with merchants who feared giving Amazon detailed data on their overall business operations.

Cards 101

Cards Lending Strategy US 101