PYMNTS

OCTOBER 15, 2018

Both solutions provide increased fraud protection to online transactions made via debit or credit cards. 3DS was initially introduced in 2001, and has continued to evolve over the past 17 years. Visa and Mastercard designed the 3DS protocols and provide them under the names Verified by Visa and Mastercard Secure Code.

Fraud 165

Fraud Security Mobile User Experience 165

PYMNTS

NOVEMBER 22, 2017

It doesn’t mask murderous intentions with a calming voice like HAL of “2001: A Space Odyssey.” When customers apply for a credit card or loan, that application can take weeks to process, said Kaplan. There are non-banks rolling out their own payment cards with far more compelling incentives to adopt.

Data 187

Data Branding Cards Mobile 187

PYMNTS

JANUARY 12, 2018

From paying for groceries through Apple Pay to paying for a ride on Lyft, many popular services today require nothing but a phone – no need to pull out a credit card or sign a receipt. Carter explained that the company’s technology “protects apps from the inside out” by tweaking the code to make it harder to reverse-engineer.

Payments 118

Payments Software Mobile Security 118

PYMNTS

JULY 12, 2018

The FT said of Delrahim that, “ He gave little impression he was concerned about the growing might of Silicon Valley technology companies.” As for his own approach, Delrahim stated that the Microsoft antitrust case from 2001 would be a model for his own pursuits. The case was settled. That business model is incredible.”.

Google 101

Google Examples Video Resources 101

Fintech Labs Insights

APRIL 12, 2024

Innovations from 1995 to 2014 (with launch dates) Note: Ranking as of Jan 2014 Wells Fargo is first in the world to offer Web-statement access (launched May 1995) Security First Network Bank launches first full-service Internet bank brand (Oct 1995, disbanded 2002) PayPal launches first online optimized payment system (Nov 1999, bought by eBay in 2003) (..)

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

NOVEMBER 22, 2019

raised $10 million from SEB Bank and Seed Capital for its commercial card technology. The company said it plans to fuel geographic expansion and technological investment with the funds as it plans to expand its customer target into the offshore drilling, midstream and downstream markets. Bancorp in 2001 in a $2.1

Strategy 109

Strategy Fintech Capital Lending 109

Celent Banking

JUNE 29, 2015

Secondly, it’s not just private equity firms interested, but big technology firms such as Google who are considering buying them as well. So why the post today? A couple of reasons. The price tag is believed to be in excess of £2bn.There seem to be a broad range of people interested in buying, so the price is likely to be achieved.

Data 100

Data Analytics Google Meeting 100

PYMNTS

APRIL 21, 2016

Founded in the days after the Web’s first round of booming and-busting adventures in 2001, Newegg was a very focused eCommerce effort that stayed afloat when lots of business were going belly-up, because in some sense it was selling the right thing to the right group people online: computer hardware and software.

Cards 100

Cards Retail Online Software 100

PYMNTS

JANUARY 16, 2018

million who did so in 2001. It’s a situation with which Terri Carter, director of Student Financial Services at Florida Institute of Technology , is familiar. Researchers have found that roughly 4.7 million students left their homes to study abroad in 2017, up more than 100 percent from the 2.1 According to U.S. university.

Florida 108

Florida Payments Study Survey 108

NCR

JULY 31, 2016

The use of credit and debit cards continues to grow in the developed world as many people turn away from cash. New figures from the UK Cards Association reveal that debit transactions have become the backbone of the country’s consumer economy, reflecting key changes in the way consumers access their money. Overall, £12.6

Cards 40

Cards ATM Payments System 40

TrustBank

DECEMBER 8, 2022

By the 1990’s, improvements in technology and further changes to securities regulations made it easier for corporate customers to access financial markets directly. Adding to the observation is the fact that from roughly 2001-2006, a devastating housing price bubble formed due to lax lending standards.

US 52

US Policies Taxes Washington 52

FICO

AUGUST 16, 2017

The most memorable scene in the film 2001: A Space Odyssey is when HAL 3000 turns off the life-support functions of the crew in an attempt to keep itself from getting disconnected. As Harvard Technology Review reports, any self-driving truck will require a driver to remain on board to take over the control in cases which AI can’t handle.

US 111

US Training Fraud Samsung 111

PYMNTS

OCTOBER 26, 2017

PYMNTS recently spoke with the company’s owner, Kelly Knight, about her efforts to develop the vending machine technology, her experience offering caviar through unattended retail solutions and issues around accepting payments for high-end transactions. Hatching a new idea to dispense fish eggs.

Retail 106

Retail Los Angeles social media Policies 106

PYMNTS

DECEMBER 2, 2016

MindBody does so by allowing customers to make and pay for appointments quickly and easily, using a saved credit card of their choice. Users can pay for extra classes or other purchases at the business’ brick-and-mortar location without having to have their credit card or cellphone with them. More than just payments.

Tools 100

Tools Software Payments Industry 100

CB Insights

DECEMBER 4, 2019

Swipe fees alone are a $90B-a-year business for banks, card networks like Visa, and payment processors like Stripe. The company announced it would pass on the special card savings Amazon gets from card networks (because of the volume of purchases they can guarantee) to retailers that adopt Amazon Pay.

Cards 101

Cards Lending Strategy US 101

PYMNTS

JANUARY 1, 2019

Well, the nuclear vacuum cleaner wasn’t the most outlandish technological advancement the ’50s promised and failed to deliver. The mobile wallet in 2014 is a lot like the MP3 player in early 2001, just before the launch of the iPod, or the smartphones available in 2006 ahead of the first iPhone. Disappointed now? and around the world.

Apple 150

Apple Google Bitcoin Mobile 150

Fintech Labs Insights

SEPTEMBER 2, 2016

Founded in 2001, Blackhawk went public in 2013 (NASDAQ: HAWK) and is one of 49 companies listed on the KBW Nasdaq Financial Technology Index. In July the company launched an ecommerce website for gift cards in Canada and in February the company appointed Talbott Roche as CEO.

California 18

California America Financial Technology Cards 18

Fintech Labs Insights

FEBRUARY 2, 2021

The first, Divvy, is a corporate credit card and expense management firm in the same category with Brex, Expensify, and others. Ant Technology. Plaid Technologies. New in January: Newborns: Digit Insurance : The Indian insurance startup, now valued at $1.9B, was founded in 2016 and has raised $250M. Full Fintech Unicorn List.

United States 15

United States Fintech Utah Software 15

Fintech Labs Insights

FEBRUARY 2, 2021

The first, Divvy, is a corporate credit card and expense management firm in the same category with Brex, Expensify, and others. Ant Technology. Plaid Technologies. New in January: Newborns: Digit Insurance : The Indian insurance startup, now valued at $1.9B, was founded in 2016 and has raised $250M. Full Fintech Unicorn List.

United States 15

United States Fintech Utah Lending 15

PYMNTS

AUGUST 21, 2017

In August of 2001, The Industry Standard published a piece describing the firm as “ unstoppable ,” given its power as a platform that simply facilitated the sale of goods between buyers and sellers without taking possession of any inventory.

Online 128

Online Retail San Francisco Mobile 128

Banking 2020

JUNE 11, 2015

Big changes are happening in the credit card processing industry that will impact every business accepting credit card payments. Ideally, once EMV is fully deployed, credit cards will no longer be “swiped”. EMV is intended to replace the magnetic stripe with a more secure chip-based technology.

Cards 40

Cards Fraud System Security 40

PYMNTS

OCTOBER 13, 2017

To put it another way, the theme of the fairy tale applies to the transactional world in which we live — getting it all just right and in balance, a crucial concept when it comes to the consumer experience and security in card-not-present (CNP) transactions. Balance is the only way to boost card revenue.

Security 108

Security CA Payments Analytics 108

PYMNTS

JUNE 10, 2019

Stripe rolled out chargeback protection, Apple rolled out its take on sign-in authentication , Mastercard launched an open banking platform and Visa and Western Union paired on a global push to card payments – and those are just the top headlines. The shuttering comes as JPMorgan has spent heavily on technology, with $11.5

Apple 122

Apple Data social media Policies 122

Fintech Labs Insights

APRIL 16, 2020

Dot-com crash (2000-2001). First, we are much, much further ahead technology-wise than during the last 2 crashes. Community service: Food-bank fundraisers, gift card marketplace for local businesses, etc. year run from high to low; for comparison the S&P dropped 48%). Debt restructuring & interest deferrals.

Fintech 15

Fintech UX Community Comparison 15

PYMNTS

JULY 18, 2016

DVDs were a superior technology and a medium much easier for consumers to use (no rewinding) and store. DVD player sales doubled from 2000 to 2001 as manufacturers flooded the market with new devices. That technology would only strengthen Netflix’s initial launch premise. had a DVD player in their homes.

Payments 100

Payments Video Marketing Course 100

PYMNTS

SEPTEMBER 18, 2017

It would take another three decades — 2001 — for the FCRA to be amended further to give consumers direct access to their credit reports for a “fair and reasonable” fee. The CFPB also reported that complaints about payday loans have shown the greatest percentage of decline — at 26 percent — across all categories they monitored.

Report 202

Report Regulation Data Retail 202

PYMNTS

AUGUST 25, 2016

The ability to integrate new technology with the old technology can be extremely difficult and creates problems. AW: The relentless change in new technologies that are introduced to “polish” what is old architecture. Talking about how things can be improved is the easiest part. The first problem is speed to market.

Innovation 100

Innovation System Industry Payments 100

Gonzobanker

MARCH 11, 2019

In the last two years, almost every technology company has started using the terms artificial intelligence and, related to that, machine learning. If you just thought of HAL in 2001: Space Odyssey telling Dave he was getting pissed, you’re there! Hal9000 2001ASpace Odyssey GIF from Hal9000 GIFs.

Analysis 97

Analysis Data social media Technology 97

PYMNTS

JULY 9, 2018

Digital music has been unbundled since the iPod and iTunes got a head of steam in 2001. Credit is being unbundled from the traditional line-of-credit, card-based products. It was published a year later in the MIT Technology Review. There’s Beauty in Those Bundles. Time flies when you’re having fun.

Strategy 105

Strategy Millennials Online Branding 105

PYMNTS

JANUARY 1, 2021

This tracker brought NCR Corporation together with Avidia Bank and was notable for the stat that showed that one-third of bank customers said they would visit physical branches more often if they could compete with the ease of mobile banking, and banks are deploying or workshopping a number of technologies to make this convenience a reality.

Trends 259

Trends Video Retail Payments 259

CB Insights

MAY 23, 2019

WrkRiot’s short-lived house of cards falls down. The problem was that Theranos’ proprietary blood-testing technology was completely fictitious. The company wanted to develop white-labeled financial products for the 2B “unbanked” people around the world who can access mobile technology but lack a traditional bank account.

Fraud 78

Fraud Las Vegas Company Video 78

CB Insights

MAY 9, 2019

How Google X is taking self-driving car technology from moonshot to $70B juggernaut. Google executives have had to revise their predictions with regards to when the technology will be ready several times. Ethernet remained an in-house technology at Xerox until 1980. Today, the technology can reach speeds of up to 100 Gbps.

Innovation 76

Innovation Apple Google System 76

Fintech Labs Insights

FEBRUARY 15, 2022

Ant Technology. Plaid Technologies. Mercury Technologies. Phantom Technologies. Beginning = $2.20 trillion Plus: $38B value of new entrants Less: $210B decline in value of previous unicorns _ Total (Jan 31) = $2.03 Full Fintech Unicorn List. Value ($B). Value Date. 1 Feb 2022. 2018 round. 1 Feb 2022. Ecommerce.

Fintech 15

Fintech Lending Technology Payments 15

Fintech Labs Insights

OCTOBER 19, 2021

Ant Technology. Plaid Technologies. Mercury Technologies. Mercury Technologies. Sub-Category. 9 Sep 2021. 9 Sep 2021. 2018 round. 9 Sep 2021. 9 Sep 2021. Netherlands. Checkout.com. Jan 2021 round. 9 Sep 2021. April 2021 round. Infrastructure. 9 Sep 2021. Tinkoff Bank. Better.com. May 2021 SPAC annoucement. Aug 2021 round.

Fintech 15

Fintech Lending Payments Analytics 15

Fintech Labs Insights

JUNE 3, 2021

India-based banking technology startup. 153 (t) Shift Technology :$1.0B Ant Technology. Plaid Technologies. . #110 (t) SpotOn : $1.9B US payments company. 123 (t) Zeta : $1.5B 146 (t) Sunbit : $1.1B US lending specialist. 153 (t) Amount : $1.0B US fintech insfrastructure. 153 (t) DailyPay : $1.0B US Payments company.

United States 15

United States Fintech US Technology 15

Fintech Labs Insights

JANUARY 21, 2022

Ant Technology. Plaid Technologies. Mercury Technologies. Full Fintech Unicorn List. Value ($B). Value Date. Sub-Category. 2018 round. April ’21 round. Infrastructure. Jan ’22 round. Oct ’21 round. HealthEquity. Aug ’21 round. Aug ’21 round. Oct ’21 round. Duck Creek Software. May ’21 SPAC annoucement. Nov ’21 round. Cardlytics.

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

JULY 7, 2021

Ant Technology. Plaid Technologies. Shift Technology. (values as of 1 July 2021). Value Date. 1 July 2021. United States. 1 July 2021. 2018 round. 1 July 2021. United States. Mar 2021 round. United States. 1 July 2021. Netherlands. Jan 2021 round. United Kingdom. 1 July 2021. United States. Sep 2020 round. United States.

United States 15

United States Fintech Bitcoin Capital 15