PYMNTS

NOVEMBER 22, 2019

Talk of a decelerating FinTech venture capital market continued to mount this week with reports that digital banking startup Aspiration is struggling to raise money. raised $10 million from SEB Bank and Seed Capital for its commercial card technology. Bancorp in 2001 in a $2.1 Cardlay, based in the U.K.,

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Strategy Fintech Capital Lending 109

PYMNTS

NOVEMBER 22, 2017

It doesn’t mask murderous intentions with a calming voice like HAL of “2001: A Space Odyssey.” When customers apply for a credit card or loan, that application can take weeks to process, said Kaplan. There are non-banks rolling out their own payment cards with far more compelling incentives to adopt.

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Data Branding Cards Mobile 187

TrustBank

DECEMBER 8, 2022

By the 1990’s, improvements in technology and further changes to securities regulations made it easier for corporate customers to access financial markets directly. This forced banks to renew their focus on middle market commercial banking and consumers. Recall the NINJA loans (No Income, No Job, Apply).

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US Policies Taxes Washington 52

PYMNTS

JANUARY 16, 2018

million who did so in 2001. It’s a situation with which Terri Carter, director of Student Financial Services at Florida Institute of Technology , is familiar. That’s up 7 percentage points from a year earlier, showing the market for international education is growing. Researchers have found that roughly 4.7 According to U.S.

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Florida Payments Study Survey 108

Celent Banking

JUNE 29, 2015

Secondly, it’s not just private equity firms interested, but big technology firms such as Google who are considering buying them as well. So why the post today? The price tag is believed to be in excess of £2bn.There seem to be a broad range of people interested in buying, so the price is likely to be achieved.

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Data Analytics Google Meeting 100

NCR

JULY 31, 2016

The use of credit and debit cards continues to grow in the developed world as many people turn away from cash. New figures from the UK Cards Association reveal that debit transactions have become the backbone of the country’s consumer economy, reflecting key changes in the way consumers access their money. Overall, £12.6

Cards 40

Cards ATM Payments System 40

PYMNTS

APRIL 21, 2016

Founded in the days after the Web’s first round of booming and-busting adventures in 2001, Newegg was a very focused eCommerce effort that stayed afloat when lots of business were going belly-up, because in some sense it was selling the right thing to the right group people online: computer hardware and software.

Cards 100

Cards Retail Online Software 100

CB Insights

DECEMBER 4, 2019

In parallel, Amazon has made several fintech investments, mostly focused on international markets (India and Mexico, among others) where partners can help serve Amazon’s core strategic goal. Market strategy outside the US. Increase the number of customers on Amazon, and enable each customer to spend more. Closing thoughts.

Cards 101

Cards Lending Strategy US 101

PYMNTS

OCTOBER 26, 2017

In fact, in various global markets, high-end luxury items can be purchased from both ATMs and unattended machines. The caviar comes from several global markets, including Belgium, Canada, China, France, Germany, Italy, Peru, South Korea, Spain and the U.S. As such, Beverly Hills Caviar closed its physical location.

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Retail Los Angeles social media Policies 106

PYMNTS

DECEMBER 2, 2016

As a result, any solution that looks to serve this market must help entice and keep their customers with tools such as loyalty and reward solutions. With the markets we operate in seeing 50 percent annual churn, retention and acquisition are big concerns, and those are both great ways to solve those problems.”. More than just payments.

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Tools Software Payments Industry 100

PYMNTS

JANUARY 1, 2019

That product never quite made it to market. Well, the nuclear vacuum cleaner wasn’t the most outlandish technological advancement the ’50s promised and failed to deliver. There’s no chance that the iPhone is going to get any significant market share,” Ballmer noted in 2007, according to Forbes. Disappointed now?

Apple 150

Apple Google Bitcoin Mobile 150

PYMNTS

AUGUST 21, 2017

In August of 2001, The Industry Standard published a piece describing the firm as “ unstoppable ,” given its power as a platform that simply facilitated the sale of goods between buyers and sellers without taking possession of any inventory. With a market cap of $37.2 million in revenues to $3.2 percent in eBay’s Q2 2017 earnings call.

Online 128

Online Retail San Francisco Mobile 128

PYMNTS

JULY 18, 2016

Blockbuster filed for bankruptcy in 2010 with a market cap of $12 million, down from $4 billion just a decade before in 2002 — the year that Netflix IPO’d. Before it entered the market, Netflix spent a lot of time researching the customer that it wanted to better serve. Embrace The Establishment. had a DVD player in their homes.

Payments 100

Payments Video Marketing Course 100

Fintech Labs Insights

FEBRUARY 2, 2021

The first, Divvy, is a corporate credit card and expense management firm in the same category with Brex, Expensify, and others. The startups is expecting to go public in early 2021 via a SPAC with an estimated market cap of $1.3B. Ant Technology. Plaid Technologies. Divvy : Two Utah companies became unicorns this month.

United States 15

United States Fintech Utah Software 15

Fintech Labs Insights

FEBRUARY 2, 2021

The first, Divvy, is a corporate credit card and expense management firm in the same category with Brex, Expensify, and others. The startups is expecting to go public in early 2021 via a SPAC with an estimated market cap of $1.3B. Ant Technology. Plaid Technologies. Divvy : Two Utah companies became unicorns this month.

United States 15

United States Fintech Utah Lending 15

PYMNTS

JUNE 10, 2019

Stripe rolled out chargeback protection, Apple rolled out its take on sign-in authentication , Mastercard launched an open banking platform and Visa and Western Union paired on a global push to card payments – and those are just the top headlines. The shuttering comes as JPMorgan has spent heavily on technology, with $11.5

Apple 122

Apple Data social media Policies 122

Fintech Labs Insights

APRIL 16, 2020

Dot-com crash (2000-2001). The recovery : As financial institutions got to the other side in 2010/2011, there was a massive pent-up demand from consumers for digital services, as broadband was now common in most developed markets and the iPhone turned 3 in 2010. Concentrate on markets you can serve digitally.

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Fintech UX Community Comparison 15

PYMNTS

SEPTEMBER 18, 2017

There aren’t many markets where consumers actually have little to no other choice, but this is one of them. It would take another three decades — 2001 — for the FCRA to be amended further to give consumers direct access to their credit reports for a “fair and reasonable” fee. So, only after almost every single adult in the U.S.

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Report Regulation Data Retail 202

PYMNTS

AUGUST 25, 2016

The ability to integrate new technology with the old technology can be extremely difficult and creates problems. The first problem is speed to market. No executive wants to be sending out his press release for a new launch to an expectant market with doubt in the back of his mind. The second is confidence.

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Innovation System Industry Payments 100

Gonzobanker

MARCH 11, 2019

In the last two years, almost every technology company has started using the terms artificial intelligence and, related to that, machine learning. If you just thought of HAL in 2001: Space Odyssey telling Dave he was getting pissed, you’re there! Hal9000 2001ASpace Odyssey GIF from Hal9000 GIFs.

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Analysis Data social media Technology 105

PYMNTS

JANUARY 1, 2021

This tracker brought NCR Corporation together with Avidia Bank and was notable for the stat that showed that one-third of bank customers said they would visit physical branches more often if they could compete with the ease of mobile banking, and banks are deploying or workshopping a number of technologies to make this convenience a reality.

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Trends Video Retail Payments 259

PYMNTS

JULY 9, 2018

Digital music has been unbundled since the iPod and iTunes got a head of steam in 2001. Credit is being unbundled from the traditional line-of-credit, card-based products. It was published a year later in the MIT Technology Review. There’s Beauty in Those Bundles. Time flies when you’re having fun.

Strategy 105

Strategy Millennials Online Branding 105

CB Insights

MAY 23, 2019

WrkRiot’s short-lived house of cards falls down. The problem was that Theranos’ proprietary blood-testing technology was completely fictitious. The company wanted to develop white-labeled financial products for the 2B “unbanked” people around the world who can access mobile technology but lack a traditional bank account.

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Fraud Las Vegas Company Video 78

CB Insights

MAY 9, 2019

Here, we run down the most influential products which got their start in a corporate innovation lab — and how those innovations moved from the lab to the market. How Google X is taking self-driving car technology from moonshot to $70B juggernaut. Ethernet remained an in-house technology at Xerox until 1980. Waymo (Google X).

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Innovation Apple Google System 76

Fintech Labs Insights

OCTOBER 19, 2021

Their total market value is now $2.21 Total market value = $2.21 Ant Technology. Secondary market May 21. Plaid Technologies. At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). In August, we added 17 new unicorns for a total of 238. Total (Sep 30) = 238.

Fintech 15

Fintech Lending Payments Analytics 15

Fintech Labs Insights

FEBRUARY 15, 2022

Their total market value is now $2.1 Total market value. Ant Technology. Plaid Technologies. Mercury Technologies. In January, we added 10 new unicorns for a month-end total of 281. trillion, down $110B from last month. Beginning = $2.20 Beginning = $2.20 Full Fintech Unicorn List. Value ($B). Value Date.

Fintech 15

Fintech Lending Technology Payments 15

Fintech Labs Insights

JUNE 3, 2021

Their total market value is now $1.72 Total market value = $1.72 India-based banking technology startup. 153 (t) Shift Technology :$1.0B India-based banking technology startup. 153 (t) Shift Technology :$1.0B Ant Technology. Secondary market May 21. Plaid Technologies. 61 Hypoport : $3.6B

United States 15

United States Fintech US Technology 15

Fintech Labs Insights

JANUARY 21, 2022

Their total market value is now $2.1 Total market value. Ant Technology. Secondary market May 21. Plaid Technologies. At FintechLab s we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). In December, we added 7 new unicorns for a month-end total of 273. Beginning = $2.20

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

AUGUST 10, 2021

Their total market value is now $2.0 Total market value = $2.03 Danish card company Pleo. USA SMB neobank Mercury Technologies. Danish card company Pleo. USA SMB neobank Mercury Technologies. Ant Technology. Secondary market May 21. Plaid Technologies. Mercury Technologies.

United States 15

United States Fintech Technology Company 15

Fintech Labs Insights

JULY 7, 2021

Their total market value is now $1.91 Total market value = $ 1.91 Ant Technology. Plaid Technologies. At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). In June, we added 12 new unicorns for a total of 199. trillion, up $190B fro m last month. Total (June 30) = 198.

United States 15

United States Fintech Bitcoin Capital 15

Fintech Labs Insights

NOVEMBER 22, 2021

Their total market value is now $2.23 Total market value = $2.23 Ant Technology. Secondary market May 21. Plaid Technologies. In October, we added 22 new unicorns for a total of 260. trillion, just $20B more than last month (essentially flat). Unicorn count: Beginning (Oct 1) = 238. + Total (Oct 30) = 260.

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

NOVEMBER 22, 2021

Their total market value is now $2.23 Total market value = $2.23 Ant Technology. Secondary market May 21. Plaid Technologies. In October, we added 22 new unicorns for a total of 260. trillion, just $20B more than last month (essentially flat). Unicorn count: Beginning (Oct 1) = 238. + Total (Oct 30) = 260.

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

DECEMBER 20, 2021

Their total market value is now $2.23 Total market value = $2.20 Ant Technology. Secondary market May 21. Plaid Technologies. In November, we added 9 new unicorns, and lost 3, for a month-end total of 266. trillion, down $30B from last month (essentially flat). Unicorn count: Beginning (Nov 1) = 260. + 2018 round.

Fintech 15

Fintech Lending Payments Security 15

CB Insights

NOVEMBER 9, 2017

But a few common threads do emerge, such as an inability to generate sustainable revenue, bad product-market fit, losing to competitors, and (of course) simply running out of money. Company: AOptix Technologies. Select VC Investors: Bill Gates, CapX Partners, Constellation Technology Ventures. Company: Powa Technologies.

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Capital Company San Francisco Operations 78