PYMNTS

JANUARY 22, 2019

This year brings the Second Payment Services Directive ( PSD2 ) deadline, also in Europe, with its designs meant to encourage more security and innovation in the payments and FinTech spaces. When it comes to these payment and security trends, from one angle, it’s a matter of acronyms. 3D Secure 2.0 52 percent.

Payments 195

Payments Regulation Security Data 195

PYMNTS

FEBRUARY 23, 2020

Billtrust closed out 2019 with annual payment volume in excess of $1 trillion. . “I’m excited, not only that Billtrust’s market-leading order-to-cash platform continues to be the industry standard, but that our Business Payments Network is revolutionizing B2B payments.”

Chicago 130

Chicago New Jersey Leadership Fintech 130

PYMNTS

JANUARY 16, 2018

million who did so in 2001. In a recent interview with PYMNTS, Carter discussed how students and families handle the challenges they face — and how the university works to take some of the pain points out of the payment process. International Payment Plans. Researchers have found that roughly 4.7 Managing International Money.

Florida 108

Florida Payments Study Survey 108

PYMNTS

JANUARY 14, 2019

Walt brings vast payments leadership experience to the role combined with a proven entrepreneurial track record of developing new business in underserved parts of the world,” Paysafe President and Chief Executive Officer Joel Leonoff said in a press release. “We We all look forward to working with him.”. Harvey, Jr.,

Leadership 135

Leadership Regional America Groups 135

PYMNTS

MAY 23, 2016

According to reports, Winter has been at the bank since 2001, previously serving at Deutsche Bank. and Germany-based credit card operations. Earlier this year, Barclays announced it would be divesting its credit card operations in Portugal and Spain as part of its continued restructuring.

Operations 100

Operations Mobile Cards Capital 100

PYMNTS

AUGUST 28, 2018

Xoom launched in 2001 and was purchased by PayPal in 2015 for $890 million in an all-cash deal. With the completion of the deal, PayPal said it and Synchrony have extended their co-branded consumer credit card program agreement, making Synchrony the exclusive issuer of PayPal’s consumer financing program online in the U.S.

US 178

US Online Marketing Branding 178

PYMNTS

OCTOBER 30, 2017

He became CEO in January of 2001 and was appointed chairman three months later. With competition heating up in the credit card market and particularly for Amex, executive pay has become an issue with investors. The proxy voting firm ISS also raised concerns about executive pay at the payment company.

Report 102

Report Cards Industry Company 102

PYMNTS

OCTOBER 15, 2018

Both solutions provide increased fraud protection to online transactions made via debit or credit cards. 3DS was initially introduced in 2001, and has continued to evolve over the past 17 years. The evolution of payment protection. offers a seamless and convenient payment experience to customers. s upgrades, however.

Fraud 165

Fraud Security Mobile User Experience 165

PYMNTS

FEBRUARY 27, 2017

Founded in 2001 and licensed in New Zealand, Vivier focuses on high-interest savings accounts that avoid the risk of market volatility. It offers customers a complete list of banking needs, such as debit cards, international money transfers and secure, low-risk loans protected against real estate.

Online 100

Online America Groups System 100

PYMNTS

FEBRUARY 25, 2019

Then again, Streit wasn’t a payments or finance person — he worked in radio. His main exposure to the payments industry was using his Bank of America debit card to pay for things at the store. That product, in its first iteration, was dubbed the iGen card — which rolled out in D.C.-area area Rite Aid stores in 1998.

Innovation 137

Innovation Cards Maine Online 137

PYMNTS

NOVEMBER 22, 2019

raised $10 million from SEB Bank and Seed Capital for its commercial card technology. Enfuce targets banks, FinTechs and merchants with its payments and open banking solutions, and it said it plans to use the latest funding to focus on growth and scale. billion in payments every year. Bancorp in 2001 in a $2.1

Strategy 109

Strategy Fintech Capital Lending 109

Fintech Labs Insights

APRIL 12, 2024

Innovations from 1995 to 2014 (with launch dates) Note: Ranking as of Jan 2014 Wells Fargo is first in the world to offer Web-statement access (launched May 1995) Security First Network Bank launches first full-service Internet bank brand (Oct 1995, disbanded 2002) PayPal launches first online optimized payment system (Nov 1999, bought by eBay in 2003) (..)

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

NOVEMBER 22, 2017

It doesn’t mask murderous intentions with a calming voice like HAL of “2001: A Space Odyssey.” Today, there are many areas in consumer business, financial services and payments that are fraught with friction, human involvement and user data to process — So. It’s not a beautiful but cunning killer like Ava of “Ex Machina.”.

Data 187

Data Branding Cards Mobile 187

NCR

JULY 31, 2016

The use of credit and debit cards continues to grow in the developed world as many people turn away from cash. This is particularly true in the UK, where new figures have recently highlighted just how reliant the nation’s consumers are on plastic when it comes to making payments. More cards, more transactions.

Cards 40

Cards ATM Payments System 40

PYMNTS

JULY 18, 2016

And whether there was anything that payments and commerce can take away from its success as everyone today jockeys for position to become the next addictive digital consumer commerce habit. 1 For Payments And Commerce? 2 For Payments And Commerce. 3 For Payments And Commerce. I think so. So, Lesson No. Lesson No.

Payments 100

Payments Video Marketing Course 100

PYMNTS

JULY 12, 2018

As for his own approach, Delrahim stated that the Microsoft antitrust case from 2001 would be a model for his own pursuits. The FT held up his response to the “anti steering” case that focused on American Express and its business practices, where the payments firm got a favorable ruling from the Supreme Court. The case was settled.

Google 101

Google Examples Video Resources 101

PYMNTS

APRIL 21, 2016

Founded in the days after the Web’s first round of booming and-busting adventures in 2001, Newegg was a very focused eCommerce effort that stayed afloat when lots of business were going belly-up, because in some sense it was selling the right thing to the right group people online: computer hardware and software.

Cards 100

Cards Retail Online Software 100

PYMNTS

DECEMBER 2, 2016

PYMNTS recently caught up with Chet Brandenburg, the company’s chief product officer, to discuss how full-service payments can impact the health and wellness industry, how loyalty and rewards features can keep customers coming back and what he sees on the road ahead for his company and the space as a whole. More than just payments.

Tools 100

Tools Software Payments Industry 100

PYMNTS

JANUARY 1, 2019

The fact that Gates was right about the first two is arguable, what with the explosion of online mobile banking, digital payments and tech-based financial services. In 2014, Bloomberg reported that Apple was the force that would finally be the thing that kicked mobile payments into gear in the U.S. and around the world.

Apple 150

Apple Google Bitcoin Mobile 150

CB Insights

DECEMBER 4, 2019

If Amazon can get you lower-debt payments or give you a bank account, you’ll buy more stuff on Amazon.”. Through trial and error, the company has set up key financial pillars across payments, cash deposits, and lending. Amazon Payments. It’s likely that Amazon was too early to P2P payments. Closing thoughts.

Cards 101

Cards Lending Strategy US 101

TrustBank

DECEMBER 8, 2022

These changes came in the form of more flexible underwriting standards, lower interest rates, fees, and down payments. Adding to the observation is the fact that from roughly 2001-2006, a devastating housing price bubble formed due to lax lending standards. Recall the NINJA loans (No Income, No Job, Apply).

US 52

US Policies Taxes Washington 52

PYMNTS

JUNE 6, 2017

All eyes were on San Jose today as Apple kicked off its annual Worldwide Developers Conference (WWDC 2017) and gave the world its first preview of its 2017 roadmap, its Amazon Echo killer, the HomePod, and its Venmo killer, P2P payments via iMessage. Apple P2P Payments (and iOS 11).

Apple 109

Apple San Jose Conference Marketing 109

PYMNTS

OCTOBER 26, 2017

PYMNTS recently spoke with the company’s owner, Kelly Knight, about her efforts to develop the vending machine technology, her experience offering caviar through unattended retail solutions and issues around accepting payments for high-end transactions. Hatching a new idea to dispense fish eggs. Trouble with chargebacks.

Retail 106

Retail Los Angeles social media Policies 106

PYMNTS

OCTOBER 12, 2018

Consumers may feel a pinch (eventually) in the wallet, as credit card debt and mortgages become more expensive. Non-financial corporate debt, as a percentage of [gross domestic product (GDP)], is much higher than it was in 2007 and much higher than it was in 2001 … and, interestingly, much higher than it was in 1929,” he said.

Capital 131

Capital Course Management Lending 131

PYMNTS

JANUARY 21, 2020

Payments processing and digital banking tech firm i2c has partnered with business payment services provider CashFlows to benefit payment card issuers across Europe, i2c announced on Tuesday (Jan. Founded in 2001 and headquartered in Silicon Valley, i2c supports millions of users in over 200 countries and territories.

Cards 131

Cards Payments FDIC Digital Banking 131

PYMNTS

JANUARY 22, 2020

Payments processing and digital banking tech firm i2c has partnered with business payment services provider CashFlows to benefit payment card issuers across Europe, i2c announced on Wednesday (Jan. Founded in 2001 and headquartered in Silicon Valley, i2c supports millions of users in over 200 countries and territories.

Cards 130

Cards Payments FDIC Digital Banking 130

FICO

AUGUST 16, 2017

The most memorable scene in the film 2001: A Space Odyssey is when HAL 3000 turns off the life-support functions of the crew in an attempt to keep itself from getting disconnected. It has been 25 years since we got our first patent in application of AI for fraud detection in the payment card space.

US 111

US Training Fraud Samsung 111

Tomorrow's Transactions

AUGUST 8, 2016

His 2001 live album is one of the most-played on my iPhone. So when someone sent me a link to this… same ol’ blues again: As it turns out, the cards are just as easy to clone as their magnetic stripe predecessors. From Forget card skimmers, chip-card shimmers will be your next nightmare • The Register. I love J.J.

Cards 30

Cards Fraud System Payments 30

Fintech Labs Insights

SEPTEMBER 2, 2016

Prepaid payments network Blackhawk Network scored big yesterday. Founded in 2001, Blackhawk went public in 2013 (NASDAQ: HAWK) and is one of 49 companies listed on the KBW Nasdaq Financial Technology Index. The finalization of the transaction is subject to approval by Germany’s Federal Cartel Office.

California 18

California America Financial Technology Cards 18

Fintech Labs Insights

FEBRUARY 2, 2021

7 born this month (Digit Insurance, Divvy, Mambu, Melio Payments, MX, PPro, Sunlight Financial). + The first, Divvy, is a corporate credit card and expense management firm in the same category with Brex, Expensify, and others. Melio Payments : The NYC-based B2B payments startup took just 2.5 Melio Payments.

United States 15

United States Fintech Utah Software 15

PYMNTS

AUGUST 21, 2017

In August of 2001, The Industry Standard published a piece describing the firm as “ unstoppable ,” given its power as a platform that simply facilitated the sale of goods between buyers and sellers without taking possession of any inventory. Sellers had their own complaints about payment terms, which they said were too high.

Online 128

Online Retail San Francisco Mobile 128

Fintech Labs Insights

FEBRUARY 2, 2021

7 born this month (Digit Insurance, Divvy, Mambu, Melio Payments, MX, PPro, Sunlight Financial). + The first, Divvy, is a corporate credit card and expense management firm in the same category with Brex, Expensify, and others. Melio Payments : The NYC-based B2B payments startup took just 2.5 Melio Payments.

United States 15

United States Fintech Utah Lending 15

PYMNTS

OCTOBER 13, 2017

Goldilocks is also about payments. To put it another way, the theme of the fairy tale applies to the transactional world in which we live — getting it all just right and in balance, a crucial concept when it comes to the consumer experience and security in card-not-present (CNP) transactions. Think again. percent of revenues.

Security 108

Security CA Payments Analytics 108

PYMNTS

JUNE 29, 2020

They are different industries, to be sure — Enron made its home (and grave) in energy, and Wirecard is a payments processor. Wirecard, focused on online payments, in recent years created Boon, a mobile app payment system tied to Europe, and offered WeChat Pay to European merchants as recently as this year.

New York 178

New York Comparison Fraud Cards 178

Banking 2020

JUNE 11, 2015

Big changes are happening in the credit card processing industry that will impact every business accepting credit card payments. Ideally, once EMV is fully deployed, credit cards will no longer be “swiped”. After the EMV authentication and verification, the credit card sale will be handled much like it is today.

Cards 40

Cards Fraud System Security 40

PYMNTS

JUNE 10, 2019

Stripe rolled out chargeback protection, Apple rolled out its take on sign-in authentication , Mastercard launched an open banking platform and Visa and Western Union paired on a global push to card payments – and those are just the top headlines. Finn accounts will now be changed over to Chase accounts. See you next Monday!

Apple 122

Apple Data social media Policies 122

PYMNTS

JANUARY 1, 2021

This year, the PYMNTS data and analytics team published 252 reports that tracked the data, innovations and disruptive thinking that are reshaping the payments and commerce business. CFOs Guide To Digitizing B2B Payments. Companies are reexamining their payment tools as they work to more swiftly and seamlessly pay vendors.

Trends 259

Trends Video Retail Payments 259