Perficient

JULY 15, 2022

For those of us closely looking over bank results for any signs of an economic recession, there is more evidence that we’ll be there soon if we’re not already here. A day before Wells Fargo, JPMorgan Chase posted results that missed expectations as it built reserves for bad loans. This isn’t only a Wells Fargo problem.

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Strategy Training Analytics Meeting 275

BankBazaar

JULY 31, 2023

It’s time to put on y our party hats and join the celebration as BankBazaar turns 15! Over the past decade and a half, we’ve been on a thrilling journey, redefining the way Indians access credit. Fun Fact: Did you know that before becoming BankBazaar, we actually went by the name “Loan Dukaan”?

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PYMNTS

DECEMBER 23, 2020

The 6-year-old who get his hands on Mom’s iPad and manages to rack up $16,000 worth of credit charges for online gaming. The teenager with a Fortnite habit who manages to clean out Dad’s checking account via the debit card linked to the gaming account. Or, he noted, in many cases, they don’t learn it at all.

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Fintech Cards FDIC Lending 322

Abrigo

SEPTEMBER 20, 2023

Understanding tax ID fraud FinCrime professionals looking to prevent tax ID fraud, first need to understand the fundamentals of what is happening and their best recourse for prevention. Beware of Early Tax ID Fraud Attempts Tax season is not only about filing taxes; it's also a peak time for tax ID fraud.

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PYMNTS

APRIL 23, 2020

Hard times are hitting many people where it hurts – right in the credit cards they carry in their wallets or eWallets. Customer spending limits are being cut by top credit card companies. Discover Financial Services said in a regulatory filing that more of its customers are asking to skip payments.

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Company Cards Payments Regulation 189

PYMNTS

NOVEMBER 3, 2020

Bitcoin and digital currency wallet company ZenGo is becoming a part of the Visa Fast Track program and will create a new digital currency payment card, according to an announcement. ZenGo said the card will be the first card connected to a “self-hosted, on-chain, multi-currency wallet" in which the user manages the funds.

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blockchain Bitcoin Cards United States 167

PYMNTS

AUGUST 10, 2020

Real time is getting ever closer to prime time. But it might not be the Federal Reserve ’s doing. Waiting for the Fed — and its promise of interoperability, which requires participation from the private sector — is akin to playing the (very) long game.

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PYMNTS

JANUARY 13, 2021

As COVID has battered the economy and changed the way merchants do business, the time has come for them to analyze their clients and customers to see if recouping some or all of their transactional costs makes sense. But if and when merchants do make the change, Payroc Chief Financial Officer Kevin Hodges said, it must be done correctly. “We

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BankBazaar

FEBRUARY 9, 2024

Happy with paying your Credit Card bill by the due date? There’s a case for paying earlier if you want to reduce your interest costs or fortify your Credit Score. Ever wondered about the optimal time to settle your Credit Card bill? Let’s discuss the Credit Card billing cycle to unravel the secrets.

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Cards Payments Report Examples 78

PYMNTS

AUGUST 14, 2020

It looks like a race is shaping up to determine the future management of General Motors ’ credit card business. However, the Journal cited unnamed sources as saying that the London-based Barclays is also bidding for GM’s card business, while current issuer Capital One is unlikely to let the account go without a fight.

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Abrigo

SEPTEMBER 13, 2021

Banking Trends from the FDIC's 2Q Report Net interest margin reached a new record low, but positive signs emerged in lending. Takeaway 3 The future looks brighter, as financial institutions have cash and capital, and opportunities are starting to unfold. In case you missed it, the Federal Deposit Insurance Corp.

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BankBazaar

JUNE 14, 2023

Be it Credit Cards or coffee, too much of anything is bad! If you’re addicted to applying for Credit Cards, then this article might just be the antidote that you’re looking for. Swiping a Credit Card is as cool as sporting the best shades or shoes in the market (at least for me).

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BankBazaar

DECEMBER 13, 2023

Dive into the Credit Card Chronicles – a hilarious saga of mishaps! From vanishing cards at checkout to deciphering cryptic statements, join the laughter and learn savvy tips to dodge financial drama in the New Year. Navigate online shopping rabbit holes, dining dilemmas and the credit limit tightrope with wit.

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BankBazaar

JANUARY 6, 2022

Looking for the emerging trends in India’s personal finance market? BankBazaar.com, India’s largest fintech co-brand credit card issuer and online financial product marketplace, launched the fourth edition of BankBazaar Moneymood® 2022. Additional Reading: 3 New Year’s Resolutions To Raise Your Credit Score In 2022 .

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Perficient

SEPTEMBER 23, 2020

Have you heard about Mini Apps or Apple’s new App Clips feature? Both concepts are relatively new, with Apple’s App Clips becoming available in IOS 14 this month (see our Prepare Your App for IOS 14 introduction ). Before jumping into why these new technologies will become important, let’s discuss the current state.

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Mobile Apple Examples Technology 322

PYMNTS

JUNE 29, 2020

In today’s top news, Germany’s deputy finance minister wants to restructure accounting firm regulations, and consumers are turning away from travel rewards cards. FDIC) is looking to modernize bank reporting. Consumers Sour On Travel Rewards Cards. FDIC Looks To Modernize Bank Reporting.

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PYMNTS

SEPTEMBER 18, 2020

And within FinTech, that most incandescent of sectors, things might look a bit, well, frothy. Generally speaking, investors are looking ahead for an earnings rebound, for a vaccine, for some semblance of normalcy to return to everyday life. Perhaps “overly optimistic” might be the mindset that marks private markets. With the $14.5

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PYMNTS

JUNE 2, 2020

It’s certainly been a tumultuous period, Anthony Eisen , co-founder and CEO of buy now, pay later (BNPL) firm Afterpay , told Karen Webster in a recent discussion on what’s next for retail and what a recovery might look like. It really has been a seismic shift.”. But that’s not exactly a new trend, he noted.

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South State Correspondent

JUNE 22, 2022

Add to that a bank’s resource constraints, compliance demands, budget goals, legacy IT infrastructure and talent gaps, and innovation for a bank is extremely difficult. When it comes to bank innovation, it pays to have a methodology in which to think about product design and improvement. The Problem of Bank Innovation.

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FICO

FEBRUARY 16, 2023

For 2022, we saw a significant increase in compromised cards resulting from skimming activity. Total compromise cards were up 368% from 2021, with more than 161,000 impacted cards identified — nearly a 5x increase over 2021. Now that we have data from the entire year to review, we are seeing the alarming trend continue.

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Cards US Data Fraud 98

PYMNTS

MARCH 27, 2020

Some studies estimate that up to 10 percent of banks’ bad debts — loans issued with little hope of recouping — is the result of application fraud, and each fraudulent credit application costs FIs $1,000 on average. First-party is the most common variant and sees fraudsters applying for loans or credit cards using their own details.

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Fraud Technology Knowledge Base Study 208

PYMNTS

APRIL 9, 2020

It has to be secure first and foremost, particularly when payments data is on the line. But it also has to be easy, fast and friction-free — now more than ever as a mass of consumers are moving their shopping, dining, working and leisure time online in response to the coronavirus outbreak.

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PYMNTS

JUNE 11, 2020

As consumers have been hit hard by the economic effects of the COVID-19 pandemic, card issuers have seen a sharp impact to their business. In the immediate aftermath of the pandemic that pushed workers into indefinite furloughs and unemployment, credit card transaction volumes plunged by 30 percent. Protecting Consumer Bases.

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BankBazaar

MARCH 31, 2022

As we welcome the new financial year, here are a few pointers to kick-off FY 22-23 like a pro! Just like that, we start the new financial year. Here’s your ultimate checklist for the new financial year. It’s human nature to spend more when funds are easily available. We all do it. Let’s Look At Your Credit Cards.

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PYMNTS

APRIL 17, 2020

As the COVID-19 crisis is now stretching toward the two-month mark, the size of its impact to the economy is becoming more well-defined and worrisome. It is fair to say that the U.S. It is fair to say that the U.S. Hopefully it’s an exciting recovery.”. Cashless and Contactless Time To (Finally) Shine .

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PYMNTS

AUGUST 19, 2020

These loans come in various forms through different sources, with some businesses looking to big banks to secure credit while others work with FinTechs or apply for corporate credit cards. At the same time, we are placing new orders for the product because the delivery takes some time.

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PYMNTS

AUGUST 5, 2019

Apple is going to launch its new credit card any day now, and ahead of the release the company has launched a new application website for people to apply for the card, according to reports. . Users will be able to sign up through iPhone’s Wallet app as well as an iPad. .

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PYMNTS

SEPTEMBER 29, 2020

Consumer spending has been on something of a roller-coaster ride in 2020 thus far – dropping into the basement in the spring, but showing signs of recovery over the summer. But now summer is over, and consumer spending is looking a whole lot hazier heading into the traditional holiday shopping season.

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Study Survey Data Examples 238

BankBazaar

AUGUST 3, 2023

Discover the magic of travel Credit Cards and unlock exciting benefits and rewards to enhance your vacations like never before. Why Use A Travel Credit Card ? Airport Lounge Access: Airport lounge access is one of the most sought-after benefits of travel Credit Cards.

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Cards Retail Training Payments 78

PYMNTS

APRIL 2, 2019

Marcus , the consumer bank operated by Goldman Sachs , has seen its head of product Michael Cerda quit his job. According to a report in The Financial Times , Cerda was at the company for a little over two years but decided to quit his job after growing tired of commuting from the west coast to New York.

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PYMNTS

JULY 14, 2020

the Australian buy now, pay later (BNPL) company, announced Tuesday (July 14) in separate press releases that it will offer its BNPL services at U.S. The service is free of fees or interest if customers pay on time. It is expected to be available in retail stores this month. Afterpay Ltd. , CEO, in a statement.

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PYMNTS

MARCH 13, 2020

Despite its demonetization policy, a thriving eCommerce climate, and continued growth in electronic and mobile payments, card penetration remains especially low in India, hovering at about 2 percent to 3 percent. It’s an interesting phenomenon, especially considering the path to corporate card adoption elsewhere.

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Cards Fintech Innovation Policies 130

PYMNTS

APRIL 21, 2020

In times of turmoil, you go toward whom you trust. In an interview with Karen Webster, Nigel Verdon, CEO of Railsbank , said the changing landscape of financial services has helped shine a light on the flexibility and speed companies need to develop new products and services and get them to market quickly to their end customers.

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Branding Innovation Regional Fintech 232

PYMNTS

NOVEMBER 4, 2020

Plus, Hong Kong's Statrys raises funding for its SMB FinTech, Repay Holdings inalizes its CPS Payment Services takeover, and AlfaBank joins blockchain trade finance network Contour. FLEETCOR Looks To Invest $1B Despite Pandemic M&A Slowdown. Hong Kong Digital Payment Platform Statrys Lands $5M.

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Fintech Atlanta blockchain Payments 148

PYMNTS

NOVEMBER 23, 2020

Credit unions (CUs) are keeping in step with — if not a step ahead of — account holder preferences and desires in the shifting digital sands of the 2020 pandemic. PYMNTS November Credit Union Tracker® done in collaboration with PSCU , observes that “Several key factors appear to be driving this growth among CUs.

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PYMNTS

MAY 1, 2020

It has always been important for CUs to understand members’ banking habits and adapt to their needs, but doing so has become all the more imperative during the ongoing COVID-19 pandemic. One such player is Arizona Federal Credit Union (Arizona FCU), which is working to offer improved access to its 130,000 member-owners.

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Arizona Security Cards Phoenix 159

PYMNTS

APRIL 4, 2018

For the 47 percent of Americans with prime credit scores, getting and using a credit card isn’t much of a problem. The problem, Petal co-founder and CEO Jason Gross told Karen Webster, is that it leaves around half of all Americans with only a few options: a credit card with expensive strings or no credit at all.

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