Insights on Business

JULY 30, 2019

In this series of blogs , we focus on four high-growth transformative technologies with emerging risk applications which can help banks and financial institutions complete and protect the enterprise. Advanced analytics and aggregation technology can be applied to dynamically aggregate data and conduct large scale, real time analysis.

Risk Management 70

Risk Management Analytics Technology Management 70

PYMNTS

DECEMBER 5, 2018

The funding will be used to hire staff, “build out our infrastructure and secure the appropriate steps are taken to develop a regulated market for digital assets,” said ErisX Chief Executive Officer Thomas Chippas, according to Reuters. We found a proliferation of press releases, white papers and persuasively written articles.

blockchain 166

blockchain Bitcoin cryptocurrency Analysis 166

Chris Skinner

JANUARY 17, 2017

For those who weren’t looking, you might have missed the release of the Framework for FinTechh white paper released by the White House last Friday. The paper represents the policy objectives for … The post The White House, Donald Trump, Wall Street and FinTech appeared first on Chris Skinner's blog.

Fintech 150

Fintech Policies National Technology 150

CFPB Monitor

MAY 18, 2016

” The forum will bring together representatives from banks, financial technology companies, and community and consumer groups to discuss developments, opportunities, and challenges related to financial innovation. The white paper discusses the OCC’s eight guiding principles for responsible financial innovation.

Innovation 68

Innovation Washington Risk Management Fintech 68

PYMNTS

JUNE 24, 2019

The think pieces have come in waves, as have the reactions from analysts, cryptocurrency enthusiasts and regulators — and the world waits to see exactly what Facebook and its cadre of payments and commerce players design. There will be perceptual hurdles to clear, and regulators to convince. It’s a reason to work with regulators. “We

Payments 179

Payments cryptocurrency social media Regulation 179

Abrigo

JUNE 23, 2020

As most operations have shifted to a digital-first world due to the coronavirus pandemic, institutions have had to adjust and adapt new technologies to stay competitive and thrive during these times. They will also provide you with resources (blogs, case studies, webinars, white papers, etc.) BSA Rules and Regulation.

Software 195

Software Community Fraud Resources 195

PYMNTS

JUNE 20, 2017

A new white paper from treasury management solution provider Hazeltree emphasizes the crucial role metrics and data play in counterparty risk management and mitigation for buy-side treasurers, for instance. Effective counterparty management hinges upon setting and actively managing a core set of counterparty metrics.

Big Data 119

Big Data Data Risk Management Compliance 119

PYMNTS

AUGUST 11, 2017

Blockchain is more than just a technology being used for the transfer of cryptocurrency like bitcoin. Among the many issues facing businesses looking to use blockchain are government regulations and transparency. Enterprises are looking to utilize blockchain for smart contracts and other secure use case avenues.

Bitcoin 102

Bitcoin blockchain cryptocurrency Software 102

PYMNTS

JULY 6, 2017

Blockchain technology has been making its way through the financial sector and pouring into mainstream industries for the last few years. It’s gaining so much traction that even higher education institutions like the University of Edinburgh are adding blockchain technology classes to their curriculums.

blockchain 109

blockchain Regulation Technology United States 109

PYMNTS

MAY 3, 2016

The retail merchant marketplace is an ever-changing landscape — and new technologies and evolving consumer preferences are forcing the space to change faster than ever before. In its latest white paper, titled “Omni-Channel Payments for Merchants: Myth or Reality?,”

Fraud 100

Fraud Retail Compliance Survey 100

Chris Skinner

MARCH 17, 2017

On Wednesday the American Office of the Comptroller of the Currency (OCC)* followed up on its promise last December to introduce a national bank charter for Fintech bank startups by issuing a white paper on how to apply for a licence, the evaluation process and what will be involved.

Apple 307

Apple Innovation Fintech United States 307

PYMNTS

DECEMBER 18, 2018

As retailers, payments providers and consumers prepare for the coming 5G world, there remain concerns about how well that mobile network technology will protect consumer privacy and security. And that’s why some researchers and mobile technology observers are sounding what amounts to preemptive alarm about 5G. 5G Security Holes?

Security 143

Security Mobile Technology Cyber Security 143

FICO

APRIL 19, 2021

And with that comes regulation. While the exact status of regulations is still emerging from the Biden/Harris Administration , one thing is for sure: identification of all parties involved in transactions will reduce the risk of money laundering and other illicit activities. Read FICO’s Crypto AML White Paper.

cryptocurrency 52

cryptocurrency Bitcoin Compliance Resources 52

CB Insights

NOVEMBER 21, 2017

This explainer will offer simple definitions and analogies for blockchain technology. It will also define Bitcoin, Ethereum, blockchain broadly, and initial coin offerings, and highlight promising use cases for the technology. Blockchain technology solves this problem without using a trusted intermediary.

blockchain 78

blockchain Technology Bitcoin cryptocurrency 78

CFPB Monitor

JUNE 8, 2016

On June 9, 2016, the FTC will host a “ FinTech forum on marketplace lending ,” the first in a forum series described by the FTC as “exploring emerging financial technology and its implications for consumers.”

Lending 60

Lending Fintech California Survey 60

Insights on Business

FEBRUARY 11, 2019

Launched in November 2017 , IBM Cloud Private (ICP) aims to provide users with the right mix of private and public cloud technologies. It leverages open source technologies like containers, Kubernetes, Helm and Cloud Foundry to deliver the benefits of public cloud but with the control of private.

Compliance 87

Compliance Security Big Data Analytics 87

PYMNTS

JUNE 18, 2019

They are being asked to contribute their collective experiences in operating global, regulated payments and financial services networks to shape Libra’s charter and frame its governance structure. Facebook says that it is currently in discussions with regulators, who they claim, are eager to engage in conversations with them about it.

Payments 246

Payments Regulation blockchain cryptocurrency 246

American Banker

MAY 13, 2016

The Office of the Comptroller of the Currency's recent white paper is a great first step in promoting innovative collaboration between banks and fintech, but companies need clearer guidelines on what regulators expect of them.

Fintech 28

Fintech Guidelines Regulation Innovation 28

PYMNTS

MAY 10, 2019

Getting there is a long road with many twists and turns, with guidance provided not only by back-end technology but also by updated rules from organizations with a governing role across the payments industry. The rule change is the subject of a recent white paper published by GIACT. New NACHA Rule.

Payments 178

Payments Fraud Security Customer Experience 178

PYMNTS

MAY 17, 2017

They are also in flux thanks to regulation. Recent analysis from Buying Business Travel said PSD2 regulations in Europe, for instance, may make using a commercial card less user-friendly for the purpose of greater security. ”

Cards 108

Cards Analysis Data Compliance 108

Gonzobanker

DECEMBER 14, 2023

Meanwhile, technology changes continued at a breakneck pace, with generative AI the biggest topic around management tables. The specifics are unclear, but bankers recognized that this will be an absolute game-changing technology in future years, and delivery will change in ways we can’t even conjure yet.

Fintech 194

Fintech Community Regional Technology 194

FICO

JULY 21, 2020

Compliance teams want to: Be compliant with anti-money laundering regulations to protect their reputation and avoid fines. Ensure they do not break regulations by offering services to denied parties such as those that appear on sanctions lists. by Frank Holzenthal.

Compliance 52

Compliance Fraud Customer Experience Meeting 52

Insights on Business

DECEMBER 14, 2016

However, in light of macroeconomic challenges, increased regulation, and competition from fintechs (particularly for the highest value retail, product, and payments opportunities) revenue growth has remained sluggish. For a white paper on Radical Transformation in Financial Services, go to: https://www-01.ibm.com/marketing/iwm/dre/signup?source=mrs-form-10102&S_PKG=ov55254.

social media 70

social media United States Regulation Operations 70

Insights on Business

SEPTEMBER 13, 2018

On the horizon, a mighty storm is brewing between global macroeconomic uncertainty, waning effectiveness of the quantitative easing programs, new competition from startups and other industries, more sophisticated, demanding customers and increased government regulations. End-to-end enterprise digitization.

Operations 184

Operations Case Study Customer Experience Analytics 184

PYMNTS

SEPTEMBER 2, 2019

And with today’s technology, there are new ways to help them accomplish both, and that’s what we’re innovating to deliver. There are a lot of possibilities here, and both Facebook and the Association plan to work with regulators to help address all of their concerns before Libra will be ready to launch.

Payments 205

Payments Apple New York City Retail 205

FICO

JUNE 29, 2021

Legacy thinking may have its roots in strict regulation that applies to comms providers, a case of things being rigid and static, “we’ve always done it this way”. Some staff that have been in place for many years may tend to become a little stale and not evolve as quickly as new ideas thoughts, technology, and initiatives.

Examples 52

Examples Operations Data Technology 52

FICO

JULY 18, 2022

FICO has long-supported financial service institutions in fulfilling their obligations to comply with applicable adverse action notice requirements under regulations such as the Equal Credit Opportunity Act (ECOA). Can Arkali. See all Posts. chevron_left Blog Home. expand_less Back To Top. Related posts. Financial Inclusion Using Analytics.

Analytics 52

Analytics Lending Data Industry 52

CFPB Monitor

MAY 13, 2019

The first rule to be subjected to a 610 Review is the rule adopted by the Federal Reserve Board in 2009 that amended Regulation E (which implements the EFTA) to add a rule limiting the ability of financial institutions to charge overdraft fees for paying ATM and one-time debit card transactions that overdraw a consumer’s account.

ATM 68

ATM Exercises Data Report 68

FICO

JULY 31, 2019

Fraud management and AML compliance are both about tackling financial crime, but often they are managed by different teams, each with their own processes and technology. When it comes to the technology to support financial crime specialists, we estimate that there is an overlap in their requirements of around 85%.

Fraud 40

Fraud Compliance Study Management 40

CFPB Monitor

JULY 28, 2022

In October 2021, using its authority under Section 1022 of the Consumer Financial Protection Act (CFPA) to send market monitoring orders, the CFPB requested information from six large technology platforms offering payment services. He identified “preparing for real-time payments” as the CFPB’s “primary focus” in the payments arena.

Regulation 78

Regulation Lending Fraud Meeting 78

CFPB Monitor

JULY 13, 2016

The forum follows up on the OCC’s white paper with a similar name. First, the OCC seems to recognize that many consumers and small businesses have difficulty obtaining credit, and that efforts to protect borrowers through regulation can actually harm borrowers by reducing credit availability.

Innovation 60

Innovation Fintech Customer Experience Policies 60

FICO

AUGUST 15, 2018

Consider the risk modeling scorecard, which has been traditionally lauded by businesses and regulators alike for its predictive capabilities. Actually, decision modeling does this by putting the decision before the data, versus the other way around (and if you really want to dig deeper, check out this white paper ).

Analytics 53

Analytics Analysis Data Operations 53

PYMNTS

MARCH 1, 2017

Currencycloud’s latest white paper, Global Payments: How FinTech Partners Are Helping Banks Transform, lays out the complexities that banks face in trying to keep up with the rapid pace of globalization and how partnerships with FinTechs may be an alternative path to success.

Payments 100

Payments System Fintech Regulation 100

PYMNTS

AUGUST 5, 2019

This, in short, seems to be the route Facebook decided to take with Libra — big announcement, big white paper, big partners and, most importantly — big, big plans. Globally, regulators of all kinds have turned various shades of green at the prospect, and in two-days of testifying before the House and Senate , the U.S.

blockchain 214

blockchain cryptocurrency Maine Retail 214

Insights on Business

AUGUST 28, 2019

While fundamentally an architectural paradigm, technology designed as microservices has the potential to change both the way clients use the tools at their disposal and shift the way they do their jobs. One of the privileges of the innovation team is that we get to evangelize concepts that are poised to reshape how our business will function.

Management 87

Management Risk Management Resources Analytics 87

FICO

AUGUST 22, 2018

Now it’s time to move on to the reality of evolving cyber threats, and the important role of risk-scoring technology in cyber risk measurement. Business outages and regulations like GDPR make companies realize they’re operating in an interconnected ecosystem with their business partners, and that is changing the dynamics of risk.

How To 53

How To Michigan System Resources 53

American Banker

MARCH 31, 2016

A white paper released Thursday said the agency might issue new guidance on fintech product development, third-party risk management and new products targeting the underbanked; streamline its licensing procedures; and appoint experts on "responsible innovation."

Innovation 28

Innovation Management Fintech Risk Management 28