PYMNTS

DECEMBER 21, 2020

Consumers around the world have become intimately familiar with the “card-not-present” method of payment. That option, which extends to commercial cards , is being presented by Singapore-based CardUp. The CardUp solution also addresses some of the region’s issues with cross-border payments.

Cards 175

Cards Payments Tools Examples 175

BankUnderground

MAY 22, 2024

It is calculated by taking a household’s mortgage payments (including interest and principal) and dividing them by their pre-tax income. We find no evidence of a critical threshold The analysis presented in this blog is based on data from two UK household surveys: the Bank of England/NMG survey and the ONS Wealth and Assets Survey (WAS).

Survey 56

Survey Lending Policies Analysis 56

PYMNTS

DECEMBER 11, 2020

According to Puskar, the current climate has forced lenders like Eastern Bank to shift their mindsets toward the present and future, rather than solely the past. Right now, we've been taking a look at 2018 and 2019 tax returns. Historically, traditional business lending is based on historical financial performance," he said.

Lending 233

Lending Capital Resources Taxes 233

Abrigo

SEPTEMBER 10, 2021

BSA was intended to detect illicit activity through cash and monetary instruments to catch tax evaders using secret foreign bank accounts. Regulatory scrutiny became ever-present, knowing that the security of their homeland was at stake.

Training 195

Training Risk Management Pennsylvania Resources 195

PYMNTS

DECEMBER 9, 2019

However, transporting shipments from coast to coast presents a host of challenges. Issuers that detect magstripe credit card data being used in unusual locations might assume that thieves in different regions are using stolen information. Trucking is a major American job sector, as 3.5

Cards 163

Cards Tools Operations Payments 163

PYMNTS

JUNE 2, 2016

The firm has said that SmartVM uses a variety of mechanisms through which to automate supplier information: robotic process automation, interfaces with a number of governmental agencies, including tax agencies, and vendor records that are tied to APEX Analytix’s several decades of work within supply chain management.

Data 100

Data Analytics Fraud Taxes 100

Abrigo

DECEMBER 9, 2014

Objective Credit Risk Policies No bank would say they currently use subjective credit risk measures, but if a community bank is expanding into new regions or even new industries, it’s important to have the right procedures in place to ensure the expansion doesn’t also increase risk to the bank.

Training 170

Training Policies Analysis Community Bank 170

Abrigo

OCTOBER 21, 2019

Vision Bank in Ada, Oklahoma, for example, is located in small towns with regional universities, so it banks a large college base, but the agricultural community also makes up a large portion of its client base. The mission of the institution plays a significant role in employee satisfaction, as well as customer satisfaction, McBay explained.

Oklahoma 218

Oklahoma Millennials Innovation Technology 218

PYMNTS

MARCH 29, 2018

While some countries are struggling more than others, Emailage found that every region is facing new challenges in the wake of EMV going online. Fraudsters are getting more sophisticated, and boots on the ground are needed to address unique issues in each region.

cryptocurrency 109

cryptocurrency Regional Bitcoin Cards 109

PYMNTS

DECEMBER 11, 2019

In Norway, banking group Eika Group announced an investment in and collaboration with EedenBull in an effort to help traditional financial institutions in the region strengthen financial services to business clients. The company emphasized the opportunity open banking presents to promote automation for the SMB community.

Fintech 132

Fintech Groups Data Strategy 132

Abrigo

AUGUST 28, 2019

When commercial credit analysts earning $25 or more an hour are performing data entry for every tax return of a business entity tied to a loan application, the underwriting process is taking too long and requiring too many hours of labor by skilled workers for repetitive tasks. That’s what 99% of bankers are trying to do. Get started.

Lending 150

Lending Analysis Taxes Data 150

Abrigo

SEPTEMBER 17, 2015

8 simple steps to create consistency and efficiency with your valuations Step 1: Gather Client Financials Once the client has agreed to a valuation, the first step is to collect financials from the client, such as historical financial statements, tax returns and depreciation schedules.

Analysis 150

Analysis United States Comparison Software 150

FirstInternet

JUNE 30, 2020

The SBA also offers disaster assistance in the form of low-interest loans to businesses, renters and homeowners located in regions affected by declared disasters. What will I need to present to potential lenders? State/Federal tax returns : Both your personal and business tax returns for the last 3 years will be required.

Taxes 98

Taxes Lending Community Capital 98

South State Correspondent

MARCH 28, 2024

The breadth of these programs is massive and combines grants, tax credits, production incentives, tax relief, and private investment stimulus. This is all on top of the tax benefits, such as the Employee Retention Credits businesses still claim have yet to be dispersed.

America 195

America Strategy Taxes Community 195

PYMNTS

FEBRUARY 15, 2019

Local leaders in the subsequent weeks and months began to complain that being home to Amazon’s second headquarters would present more problems for long-term residents – in terms of rising housing and services costs – than opportunities. Card-present fraud slides, again: Continued traction is evident in the fight against fraud at the register.

New York 115

New York New York City Virginia Nashville 115

Gonzobanker

MAY 14, 2018

Front and center was Evolution Group’s SilverTech slowly building up regional networks of locally deployed implementers of horizontal web and process tools. Banks should engage customers digitally and write about “helping customers with their taxes or something [valuable]… earning the right to promote.”

Branding 121

Branding Industry Apple Marketing 121

PYMNTS

SEPTEMBER 6, 2016

And while globalization may be on the rise, the challenges of international expense management have always been present. That’s because of what he calls “regional quirks” — the varying policies and regulations regarding invoice and document management, taxes and other reporting standards across national borders.

Report 100

Report Management Technology Tools 100

Gonzobanker

DECEMBER 17, 2021

From nowhere, sizable regional players are being created. Performance and multiples continue to be solid, outperforming most regional banks. Fiserv DNA continues to rack up successes in large credit unions, savings banks, and even a few regional commercial banks. Has to be M-O-E. Bank Merger of the Year.

Fintech 143

Fintech Strategy Leadership Lending 143

CB Insights

FEBRUARY 13, 2020

Online merchants also face challenges around verifying the buyer’s identity with “card-not-present” transactions. In 2014, card-not-present (CNP) fraud represented 45% of total US card fraud. This is particularly useful for businesses operating in regions outside of the US. in recovery and resolution.

Online 98

Online Company Retail Payments 98

Alex Jimenez

FEBRUARY 27, 2019

For four days I listened to all types of presenters, met with IBM and partner representatives, talked to people in all kinds of industries, and finally met in person a fintech-verse friend I have known for many years, Spiros Margaris. Some of my highlights were: Hilary Mason speaking at length about the past, present and future of AI.

blockchain 40

blockchain Conference Security Innovation 40

PYMNTS

DECEMBER 12, 2017

The offering focuses on secure B2B payments and ensuring that companies are in sync with regulatory and compliance mandates in each new region they enter. For any company to reach a new audience, each market presents its own challenges. Tax and logistics issues aside, effective supply chain solutions also mean getting paid on time.

Taxes 103

Taxes Management Software Marketing 103

PYMNTS

DECEMBER 13, 2018

Africa presents incredible eCommerce growth opportunities. We are excited to be part of EmTech’s vision to further advance local payment services across the region and to provide the best regulatory, tax and FX solutions to global merchants.” “The payments landscape is developing fast.

Technology 108

Technology Taxes Regional America 108

Tomorrow's Transactions

FEBRUARY 15, 2016

The six main reasons that are presented in the report are: Overcoming the zero lower bound on interest rates. I see this as a kind of stealth tax although although I suppose it might be fairly argued that it’s a pretty reasonable stealth tax as it falls largely on drug dealers and money-launderers.

Industry 39

Industry Maine System Payments 39

South State Correspondent

MARCH 15, 2023

Some form of this ratio will likely be applied to the national and regional banks, which means larger community banks will also be judged by this ratio. Funding Capacity as a % of Uninsured Deposits: Calculating a bank’s total liquidity lines as a percentage of uninsured deposits is now in vogue.

social media 195

social media FDIC Branding Management 195

PYMNTS

MAY 22, 2017

They all hit different parts of the enterprise, too, he continued, touching accounts receivable and accounts payable, some on local and regional scales, some on a global scale. “I How information is presented, how long it’s stored in a company’s records for and other factors all change based on the market.

Compliance 104

Compliance Regulation Strategy Regional 104

PYMNTS

JANUARY 30, 2018

At present, the federal government said, 19 million invoices are processed every year; about 12 million of them (40 percent) are received in the form of paper. are often shared directly between business partners without the presence of a third party or tax authorities, leading to fragmented and inconsistent adoption rates. In its U.S.

US 106

US Minneapolis Regional America 106

Fintech Labs Insights

JULY 16, 2015

Selecting presenters for this year’s FinovateFall conference in New York was not an easy task, since we received the most number of applications to demo we’ve ever seen. DAVO Technologies’ automated technology solution solves small-to-mid-sized merchants’ sales tax pain points.

Company 12

Company Mobile Software Big Data 12

PYMNTS

DECEMBER 8, 2017

Amid the holiday season, there’s a rush to give more than just presents. Online charitable giving, as well, presents its own set of issues. This is, of course, the time when the phone rings and people take donations , through a number of channels, as the fourth quarter offers up a rush for gift-giving before the end of the tax year.

United States 101

United States Course Bitcoin Mobile 101

PYMNTS

NOVEMBER 21, 2016

However, as they extend to other regions — such as Latin America — they soon learn that payments structures and processes can shift dramatically from country to country, and each may have radically different regulations when it comes to dealing with how people get paid.

Payments 100

Payments New York City Regulation Taxes 100

PYMNTS

AUGUST 5, 2019

Merchants’ financial institutions (FIs) or payment processors are no doubt well aware that adhering to today’s stricter anti-money laundering (AML) regulations, tax evasion laws and economic sanctions — while simultaneously combatting cyber fraud — all add to these transactions’ complexity and expense.

Payments 115

Payments Compliance Operations System 115

PYMNTS

JANUARY 8, 2018

They could then present their mobile tickets to conductors when boarding the train. In addition, Masabi’s solution includes a hub for transit authority administrators, enabling agency employees to manage prices and taxes, monitor ticket sales data, compile revenue and usage reports and analyze operational trends and incidents.

Mobile 161

Mobile Training Boston Alaska 161

FICO

MAY 27, 2021

The ‘courier scam’ is a global issue that intensified late last year and presented another worrying trend in the new world of digital payments and card scams. These typically reference the largest of the local delivery companies or even the central mailing services within the attack region.

How To 98

How To Fraud Examples Report 98

Jeff For Banks

MAY 1, 2017

I was recently interviewed by the Financial Managers Society on this topic, and as a lead-up to my presentation on the subject at the upcoming FMS Forum in Las Vegas in June. JM : Co-terminous spread and direct pre-tax profit - and the trends for both - would create an environment to drive profitability rather than activity.

Las Vegas 60

Las Vegas Trends Taxes Regional 60

Lars Markull

JULY 19, 2022

A business banking solution aimed at freelancers, for example, is likely to support tax savings, whereas a solution aimed at construction companies may support invoice financing or insurance. Other groups could include residents of a specific region or supporters of a football club.

Examples 92

Examples Groups Community Branding 92

PYMNTS

OCTOBER 11, 2019

And among opponents of the expansion of facial recognition technology are those concerned that when paired up with Aadhaar — a national embrace of facial recognition data gather indiscriminately in public, could present a genuine issue for citizens. Whether Aadhaar will be one of the connected databases remains an open question. In the U.K.

Detroit 116

Detroit National System Technology 116

CB Insights

SEPTEMBER 5, 2018

As a result, a number of mobility startups have emerged, deploying new transportation models that stand to disrupt personal car ownership in dense urban regions, and potentially in more suburban regions moving forward. Peer-to-peer (P2P) car-sharing presents an opportunity for both car owners and car renters.

San Francisco 78

San Francisco New York City US Mobile 78

PYMNTS

JANUARY 1, 2021

Presented by Afterpay and featuring an interview with Daniel Demsky , co-founder of travel clothing retailer Unbound Merino , this report detailed the way installment payment plans’ popularity have surged during the pandemic, and research correctly suggested it would become only more popular during the holiday season. Buy Now, Pay Later.

Trends 259

Trends Video Retail Payments 259