PYMNTS

SEPTEMBER 14, 2018

“We do not engage in surge pricing, and product prices do not fluctuate by region or delivery location,” an Amazon spokesperson noted. “We billion in consumer and retail sales (including restaurants) were lost to Irma, while Hurricane Harvey cost businesses around $1 billion. According to Planalytics, roughly $2.75

Retail 135

Retail North Carolina Puerto Rico Houston 135

PYMNTS

APRIL 29, 2019

The commitments, which are now binding on Visa and Mastercard, will reduce the costs borne by retailers for accepting payments with cards issued outside the EEA,” said Commissioner Margrethe Vestager, in charge of competition policy in a press release. Retailers typically pass the fees on to consumers in the form of higher prices.

Regional 161

Regional Retail Cards Policies 161

PYMNTS

SEPTEMBER 15, 2020

She said, too, that “an increase in protectionist policies” may present risks in a landscape where foreign payment service firms still hold sway. The ECB commentary, we contend, solidifies at least some regional approaches to CBDCs, but retail use cases may be gaining favor.

Boston 227

Boston Retail Meeting Maine 227

PYMNTS

MAY 21, 2020

A central entity may implement a monetary policy and issue currency. A central entity may maintain exclusive rights to create or destroy currency in a region such as a nation. A central entity may be associated with a government of such a region.”. However, a retail CBDC accessible to all would be a game-changer.

United States 244

United States Regional cryptocurrency Retail 244

Abrigo

DECEMBER 18, 2023

Retail and multi-family CRE opportunities Similarly, retail CRE has been painted as too risky because of online sellers’ growth. Certainly, one asset class, the regional mall, is quite dead,” Kirby said. I'm not saying go out and make every retail loan that you can get your hands on,” he said.

Risk Management 221

Risk Management Management Lending Capital 221

PYMNTS

JULY 31, 2017

This week, we’re learning about its auto insurance policy snafu, its decision to make layoffs at the executive level and the removal of its board. 69 | Number of laid off executives in Wells Fargo’s retail units. 69 | Number of laid off executives in Wells Fargo’s retail units.

Data 100

Data Regional Policies Retail 100

PYMNTS

FEBRUARY 11, 2020

The company, sometimes known as Walmex, is Mexico’s biggest retailer and said its total sales had jumped 4.2 Gabriela Buenrostro Ortega, a spokesperson for the company in that region, said the expansions would allow Walmart to keep offering the best possible prices for Mexican families and to continue working for the welfare of the people.

Regional 131

Regional America Policies Retail 131

PYMNTS

MAY 30, 2016

The gambling man knows that of all the far-fetched predictions about automation in the retail workplace, the only sure-fire bet is that it sure is coming. The two announced a deal to integrate a robotic checkout assistant codenamed “Pepper” into stores across the Asia-Pacific region. MasterCard Automates With Pepper.

Retail 100

Retail Fraud Mobile Data 100

PYMNTS

JULY 15, 2020

But a new eCommerce platform coming out of the Alibaba Group in Southeast Asia is bringing a unique business model to malls in that region, one that could provide a blueprint for struggling U.S. Shoppers can buy from the individual shops in the virtual mall, get next-day delivery on purchases and get liberal return policies.

Groups 153

Groups Branding Retail Taxes 153

PYMNTS

JUNE 2, 2020

Customer routines and occasions have changed for all retailers, and it will take some time to recover,” she wrote in the letter dated May 26. “As Baristas who choose the company’s coronavirus unpaid leave policy through September 30 will keep their healthcare coverage at no cost as well as other benefits.

Seattle 134

Seattle Regional Policies Operations 134

PYMNTS

JUNE 19, 2020

Norway celebrated this week as it reopened its borders to the rest of the Nordic region. Swedish border retailers are now paying the price for the policy, the newspaper reported. . But no one was rejoicing in nearby Sweden because it was excluded.

Regional 141

Regional Policies Survey National 141

PYMNTS

OCTOBER 28, 2019

Wayfair case that allowed states and individual cities to launch tax policies aimed at remote sellers and marketplaces is still reverberating in 2019 and will likely affect online retail in 2020. The 2018 South Dakota v. In Q3 2019, 14 states started collected online sales tax and 11 more followed in October.

Taxes 102

Taxes Online San Jose South Carolina 102

Abrigo

FEBRUARY 17, 2015

Community banks (under $10 billion in assets) and regional banks (between $10 and $50 billion) represent 21 percent and nine percent, respectively. Regarding loan type, retail loans (residential mortgages, HELOCs, consumer loans) represent 44 percent of the total loan portfolio. trillion – the same level as 2010.

St. Louis 150

St. Louis Lending Community Bank Regional 150

PYMNTS

JULY 29, 2020

The retail news is full of companies that have made brilliant and sometimes dramatic pivots to catch up with the shift to Digital 3.0. The company started as the Institute for Agriculture and Trade Policy (IATP), with a mission to help American farmers during the family farm crisis of the mid-1980s.

Milwaukee 130

Milwaukee Community Minneapolis Denver 130

PYMNTS

SEPTEMBER 19, 2019

Amazon told Reuters that its policy does not allow the sale of e-cigarettes and that it immediately deals with merchants that sell banned goods deceptively. Juul reportedly had plans to bring its eCigarette to India and had taken on multiple senior executives for the region. “Online advertising and sales are banned.

Regional 116

Regional Policies Report Retail 116

PYMNTS

OCTOBER 8, 2018

Also in Europe, the European financial markets regulator has said that it wants to spend one million euros to promote market stability in the region as pertains to cryptocurrencies and FinTechs. That document focuses on budgets and regulatory efforts across the region. Crypto Regulations. Regulatory Fines, on a Global Scale.

United States 174

United States Regulation cryptocurrency Cleveland 174

PYMNTS

MARCH 13, 2019

The insolvency rate among developed markets declined by only 2 percent last year, with analysts pointing to ongoing uncertainty related to trade and monetary policy as catalysts for the anticipated 1 percent increase in insolvencies across advanced markets in 2019. retail market, according to USA Today reported. Geographic Breakdown.

Regional 108

Regional Analysis Marketing Retail 108

PYMNTS

OCTOBER 9, 2019

The move by Alibaba follows other announcements by drugstores such as Kroger and Walgreens Boots Alliance, and retailing juggernaut Walmart, that they would stop selling those products. The latest national and regional findings suggest products containing THC play a role in the outbreak.”. based users, according to reports.

US 109

US United States Regional Report 109

PYMNTS

MARCH 13, 2018

In a press release , VisaHQ said Fliggy has access to 580 million mobile monthly active users across Alibaba’s Chinese retail marketplaces. VisaHQ works with embassies and consulates in countries to make sure their travel visa rules and policies are up to date on the Fliggy platform. as the biggest aviation market in the world.

Georgia 100

Georgia Regional Online Policies 100

South State Correspondent

APRIL 27, 2022

Consider a regional bank with a “digital transformation initiative” that rolled out its new “digital user experience” for its retail customers in 2020. Every employee making product and policy decisions should experience what customers experience. You can download it HERE. That is a big difference.

Customer Experience 195

Customer Experience eBook User Experience Policies 195

PYMNTS

JULY 2, 2019

Meanwhile, an increasing host of retailers are turning to digital channels to disburse funds to customers, employees and the business itself. Mastercard, meanwhile, has partnered with the P27 Nordic Payments Platform to bring real-time payments into that region. Tailoring Insurance for Gig Workers’ Needs.

United States 109

United States Policies Payments Industry 109

PYMNTS

AUGUST 28, 2018

regional bank executives were gearing up for a bumper year, according to Bloomberg. Crediting lower taxes, thanks to the end of the year tax reform bill passed by Congress, regional bank executives saw a sudden and notable pick up in both commercial loan demand and a big jump in spending on credit and debit cards.

Lending 100

Lending Taxes Rhode Island Regional 100

PYMNTS

DECEMBER 13, 2016

California has joined in the lawsuit bandwagon, ordering an investigation into claims retail bankers at Wells Fargo signed customers up for life insurance polices without their consent. Jones said his office will launch an investigation.

California 100

California Los Angeles Regional Resources 100

PYMNTS

MAY 5, 2019

In other news, Singapore’s Chief FinTech Officer of the Monetary Authority said that while blockchain has potential for cross-border payments, the agency “does not see much” in retail bank digital currencies. Approximately half of our customers are located in Asia-Pac today, and we’re rapidly expanding our global footprint across the region.

Bitcoin 136

Bitcoin blockchain Massachusetts New York 136

PYMNTS

JANUARY 18, 2018

“Getting from 238 to 20 was very tough — all the proposals showed tremendous enthusiasm and creativity,” said Holly Sullivan, head of worldwide economic development for Amazon Public Policy, in a company statement. According to Bloomberg, HQ2’s chosen location will see a large impact from the eCommerce giant’s presence.

Columbus 101

Columbus Los Angeles North Carolina New York 101

PYMNTS

JULY 14, 2017

One of the casualties of the ongoing retail death spiral seems almost certain to be the retail workforce. But one economist – Michael Mandel, head of the Progressive Policy Institute in Washington – says that narrative is fundamentally flawed. economy between 2007 and 2017 as tradditional retail had shed about 76,000 jobs.

Kentucky 117

Kentucky Retail Course Washington 117

PYMNTS

MARCH 25, 2019

If someone can hack into your car, which has now become a computer on wheels, crash the car and kill you, that’s going to provide regulators, policy makers, a reason to try to do something [about it],” he explained. “I This can be trickier than it sounds, however, even as regions like California introduce state-level protective legislation.

Security 205

Security Data Regulation Washington 205

PYMNTS

OCTOBER 17, 2016

As part of its Regional Revitalization policy rolled out in June 2014, the government urged banks to enhance the scope of domestic automatic teller machines (ATMs) to make them compatible with overseas-issued cards due to a rise in inbound foreign tourists.

Payments 100

Payments Study Survey ATM 100

FICO

APRIL 29, 2021

From banks and retailers selecting the optimum store locations and opening hours — based on traffic, footfall spikes, or critical demographic analysis — to ensuring insurers’ ability to assess and continually improve competitive risk-priced regional policies. A mass of raw data on its own is almost meaningless.

Data 52

Data Analytics Analysis Regional 52

Abrigo

JULY 14, 2023

Analysis should be performed on concentrations, as a percentage of capital, in terms of: (1) Collateral type such as multifamily, retail, office, etc. (2) This analysis will identify CRE types where the institution may be already bumping up against its in-house policy concentration limits. Industry borrower data.

Strategy 195

Strategy Data Analytics Analysis 195

FICO

APRIL 27, 2021

Grupo Monge, one of the largest multinational retail companies in Central America, has used analytic decisioning to improve the way it evaluates and grants credit to its customers, especially those previously excluded from being able to access loans. Loans That Improve Lives.

Analytics 52

Analytics Analysis Management Risk Management 52

BankUnderground

JULY 31, 2020

Our dataset includes the entirety of the PRA rulebook, the EU Capital Requirements Regulation, supervisory statements and European Banking Authority technical standards, complemented by statement of policy documents. These are concentrated in capital (17), reporting (11) and remuneration (8) policy.

Regulation 65

Regulation Policies Analysis Capital 65

PYMNTS

JUNE 25, 2019

When it comes to retail, general commerce and online payments, the increasingly powerful middle class in India will probably get major credit in future textbooks for shaping the global digital economy. Asian inter-regional demand itself is as sizeable as the U.S. Retail Influences. and Europe.

Online 100

Online Retail Capital Marketing 100

PYMNTS

SEPTEMBER 11, 2019

In a bit of granular detail, the authority will offer up two “full bank” licenses, which will allow non-banking companies to offer a gamut of services, including taking on deposits from retail customers. The rise of digital banks certainly has runway, where traditional banking services have yet to make marks.

Digital Banking 160

Digital Banking Millennials Mobile Regulation 160

Banking 2020

JUNE 9, 2015

Midsize banks (those with deposits between $2 billion and $33 billion) have traditionally been the leaders of customer satisfaction in the banking industry, but technology has advanced to the point where big banks and regional banks are closing the gap. Retail Banking Satisfaction Study SM. . Power 2015 U.S.

Regional 40

Regional ATM Customer Experience Policies 40

PYMNTS

NOVEMBER 13, 2018

retailers, according to Adobe Digital Insights. The coming world of 5G (often combined with other developing technologies seen in retail and payments) will enable more data to flow more efficiently over mobile networks, and that will have a variety of benefits involving healthcare commerce and billing. 5G Healthcare.

Payments 158

Payments Mobile Technology User Experience 158

BankUnderground

JULY 16, 2021

There were some regional differences in the scale of the crisis, although much less than for sectors. Figure 4: Estimated impact of Covid-19 on growth by region. Bank Underground is a blog for Bank of England staff to share views that challenge – or support – prevailing policy orthodoxies.

US 124

US Data Comparison Regional 124