Independent Banker

NOVEMBER 21, 2021

includes (from left): Christina Johantgen (head of marketing and creative), Joe York (head of product), Kelsey Cahill (summer associate), Jackie Charron (chief operating officer and executive vice president), Debbie Morin (chief financial officer), and CEO Charley Cummings. The team at Walden Mutual, a planned de novo in Concord, N.H.,

Community 170

Community New Hampshire New York Millennials 170

PYMNTS

MARCH 3, 2020

Mobile and online banking’s prevalence has reduced physical branches’ importance, but these brick-and-mortar establishments are still vital to customers’ financial lives. Even millennials , who heavily lean on remote banking, still visit physical bank locations for more complex functions, such as loan applications.

ATM 151

ATM Fraud Study Regional 151

PYMNTS

OCTOBER 8, 2019

CUs are no longer confined to operating primarily as regional players, moving beyond the confines of original charters that had limited them to, say, specific communities or employers. The Millennial Challenge. There’s a younger generation in the U.S.

United States 102

United States Millennials Course Lending 102

PYMNTS

OCTOBER 21, 2019

21), the latest commerce operator to be on the verge of extinction in this age of digital and mobile. though they also operate under such brands as Motherhood Maternity and Pea in the Pod stores. Retail chain Destination Maternity reportedly filed for bankruptcy on Monday (Oct. The company owns 458 stores in the U.S.,

Trends 101

Trends Retail social media Online 101

PYMNTS

FEBRUARY 1, 2019

The fourth quarter of 2018 was kind to Venmo and Zelle , the two big peer-to-peer (P2P) services that are battling for consumer loyalty and market supremacy — a fight that pits PayPal , the owner of Venmo, against the banks that operate Zelle. The numbers tell a story of ongoing growth and more consumer acceptance. million U.S.

Cards 179

Cards Payments Mobile Operations 179

PYMNTS

JANUARY 3, 2020

The move follows Hong Kong’s early 2019 decision to issue digital banking licenses as the two economies are strong competitors in the region. There are some 630 million residents in that region. Youth and millennials are underserved even in a crowded space like Singapore,” Meng said in a statement.

Digital Banking 130

Digital Banking Groups Regional Mobile 130

PYMNTS

FEBRUARY 27, 2018

Rideshare platforms typically reach consumers through their own mobile apps — be it Uber , Lyft or a smaller player, like Bounce in San Diego. In all, it operates in 400 cities in North America and reveals all the choices a consumer has for a ride — giving exposure to smaller rideshares, as well as Uber and Lyft. They don’t want cars.

Tampa 103

Tampa Millennials San Diego Illinois 103

PYMNTS

MAY 23, 2019

While many of these customers belong to the millennial and Gen Z age groups, and prefer to communicate via text or Messenger, companies in the sharing economy still need to maintain familiar channels, like contact lines, to satisfy older customers. The new platform is aimed specifically at luxury homes, with an elevation in service.

Case Study 157

Case Study Innovation Regulation Millennials 157

PYMNTS

APRIL 23, 2019

Tick down the list of offerings spanning decades (the Mac, the iPhone, the iPod, iTunes, the iOS operating system/ecosystem), and one can find that the ways we communicate, listen, stream and, indeed, interact with technology have all shifted.

Apple 200

Apple Cards Payments Course 200

PYMNTS

JUNE 22, 2018

Charles Jarrett, vice president and CIO of Cumberland Farms (a convenience store chain with some 600 locations in eight states), recently discussed the future of that type of retail with Karen Webster, and gave an update on how the company’s redesigned SmartPay mobile app is helping lead that transformation for the regional chain.

Payments 102

Payments Retail Millennials Branding 102

PYMNTS

AUGUST 14, 2019

Early Warning, the network operator of Zelle, also said that in the second quarter of 2019, “$44 billion was sent through the Zelle network on 171 million transactions.”. We continue to see double-digit increases in new customer wins each month, demonstrating continued demand for Zelle from national and regional banks and credit unions.”.

Payments 124

Payments Trends Cards Comparison 124

PYMNTS

JULY 25, 2017

And that, Passione said, is an opportunity for lenders who, in the years since the Great Depression, have found themselves struggling to build relationships with millennial consumers and who have taken a sort of “chilly” outlook toward traditional financial institutions (FIs). Lending-as-a-Service.

Lending 100

Lending Community Bank Millennials Community 100

FICO

MAY 24, 2022

To achieve this, they've clearly stated that any bank, any insurer or any investor or other financial firm needs to have policy around how they manage their operations and investments to get to this net zero state. in costs and an impressive 1,580 metric tons of emissions once its operations are fully optimized.

Analytics 52

Analytics Management Regional Policies 52

PYMNTS

JANUARY 17, 2020

And some of those areas and cities — Chattanooga, Tennessee stands as a good example — are striving to become more attractive to millennials and others, with better internet a big part of such efforts. In its FCC application, Amazon said its satellites would operate at altitudes of roughly 370 to 390 miles. Government Efforts.

Payments 131

Payments Los Angeles San Francisco New York City 131

Banking 2020

NOVEMBER 27, 2015

No one understands this trend better than those pesky millennials. These digital-heavy, mobile-savvy youngsters feel free to eschew brand loyalty and shop around for options on a whim, and the constant emergence of new technologies supports fickle habits. Some online-only startup, with operations based overseas?

Millennials 40

Millennials Survey social media Online 40

NCR

OCTOBER 5, 2016

But it’s important to remember that the growth of mobile, online and digital channels doesn’t render the traditional way of doing profitable consumer banking business obsolete. Martin has held a number of senior regional management roles in European retail banking. Digital is not dead, neither is branch.

Customer Experience 100

Customer Experience ATM Strategy Millennials 100

PYMNTS

DECEMBER 4, 2019

According to Expedia and reports, the issue came down to direction and strategy in the quickly changing – and ever more digital and mobile – travel industry, which is undergoing serious disruption that promises to get even more intense in the new year and decade. For OTAs and tour operators, taking payment up front is one thing.

Leadership 131

Leadership Industry Google Groups 131

PYMNTS

DECEMBER 4, 2019

According to Expedia and reports, the issue came down to direction and strategy in the quickly changing – and ever more digital and mobile – travel industry, which is undergoing serious disruption that promises to get even more intense in the new year and decade. For OTAs and tour operators, taking payment up front is one thing.

Leadership 130

Leadership Industry Google Groups 130

PYMNTS

MAY 30, 2016

Read on for what they happen to say about the state of their businesses and the local economies in which they operate. Consumers are moving to the Web to do their shopping, and the tool of choice that they are using is their mobile phone (or tablet). The mPOS space is rapidly evolving into mobile capability far beyond mobile payments.

Trends 100

Trends Retail Fraud Mobile 100

FICO

JUNE 14, 2021

The company says that over half of Afterpay’s customers in the United States are millennials, aged 25 to 40 years old. Afterpay’s growth numbers are consistent with those contained in the Journal article , which says that roughly one in five millennials used a buy now, pay later service in 2020, about double the rate of Gen X.

Fraud 52

Fraud Cards Millennials Utah 52

CB Insights

OCTOBER 10, 2018

Startups targeting retail and commercial banking have been emerging globally, spurred by favorable tech regulations, an uptick in mobile adoption, and shifting customer demographics. One of the biggest challenges these companies face is that many operate without a bank charter or license. why profitability won’t come easy.

Retail 78

Retail Cards Millennials Mobile 78

Gonzobanker

DECEMBER 20, 2019

mobile, remote capture); it partners with the likes of Google, Schwab and TrueCar; and its talent is active every day with 150+ agile team members creating new capabilities and the highest Net Promoter Score in banking. . The workplace a millennial will most confuse with Silicon Valley – Live Oak Bank in North Carolina.

Idaho 148

Idaho Conference Data Marketing 148

CB Insights

FEBRUARY 1, 2019

Today, Indonesia features one of the most compelling macro backdrops for investment globally with a young, optimistic, and upwardly mobile population of 264M. Consider that: Half of Indonesia’s population is under the age of 30, with the number of millennials (aged 17-35) in Indonesia currently at 79.5M.

Policies 61

Policies Lending Operations Examples 61

FICO

JUNE 22, 2022

While some firms may still be hamstrung by legacy operating systems and siloed thinking , the right technology investments in Artificial Intelligence, machine learning and digital transformation will not only help automate some of your internal process but also deliver competitive advantage and critical wins.

Trends 52

Trends Data Customer Experience Analytics 52

Gonzobanker

FEBRUARY 7, 2018

These stories and personalities illustrate that entrepreneurship and value creation are alive and well in banking, especially in the mid-size space where banks are acting as both the consolidators and magnets for big bank talent who want a next turn at building the new regional banks. Source: SNL. 3: Business Model.

Taxes 75

Taxes Video Analytics Arkansas 75

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Or the need to take market share in a slowest growth region? see https://www.bloomberg.com/news/articles/2016-06-01/this-is-how-a-banker-in-brooklyn-makes-money-on-millennials ). Is it in the water?

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Or the need to take market share in a slowest growth region? Hats off to Chase for uncovering something that attracts millennials to the credit card product that most banks missed. Is it in the water?

Utah 60

Utah System Community Marketing 60

Banking 2020

APRIL 14, 2015

It offers a historical perspective on the theological principles guiding Islamic finance, and delves into contemporary operating practices. It then expanded into the other regions of the Middle East before actually receding in the 1980s. Many will likely be surprised by the sheer scale of the activities.

Millennials 40

Millennials Regional Compliance Course 40

CB Insights

DECEMBER 7, 2017

Quicken Loans founder Dan Gilbert’s innovation in mortgages was to assign regional-specific loan application reviewers, who familiarized themselves with the regulations of certain geographies. This helped navigate fragmented regional regulations. Both companies also say they effectively secure the user data they collect.

Millennials 69

Millennials Lending United States Technology 69

PYMNTS

DECEMBER 8, 2017

And complexity leads to high operating costs and reconciliation problems. Giving is ramping up across mobile devices and new options, such as “text to give” and other technology-driven options. and other regions — and are now being adopted in the United States. It’s complex, to say the least.

United States 101

United States Course Bitcoin Mobile 101

CB Insights

SEPTEMBER 4, 2019

Popular media coverage of millennials often fixates on the industries the generation is allegedly killing and their supposed fiscal irresponsibility. Some industries benefiting from millennials’ increased spending power, such as travel, reflect well-worn Gen Y tropes like the general preference for “experiences” over things.

Millennials 78

Millennials Industry Branding social media 78

CB Insights

OCTOBER 26, 2020

While the rules against prop trading have more recently been loosened, the restriction has still changed how investment banks operate. Even as the regulation pendulum swings back toward more limited oversight, how investment banks operate is fundamentally changing. Table of contents. The disruption of the IPO.

Management 78

Management Capital Company Marketing 78

CB Insights

JULY 17, 2018

Instead, new millennial-inspired and tech-infused dining trends have been emerging across the US and internationally. The old guard of American dining are switching up their games to compete: McDonald’s is adding self-serve kiosks to many of its franchises, upping the ante with mobile order technology. Dining out.

San Francisco 69

San Francisco California United States CA 69

FICO

JANUARY 11, 2023

Traxión, the leading mobility and logistics company in Mexico, has used FICO route optimization technology to help it use fewer vehicles, save on fuel costs, cut emissions and reduce fleet wear and tear. in costs and an impressive 1,580 metric tons of emissions once its operations are fully optimized. Read the full story here ).

Management 52

Management Analytics Data Tools 52

Fintech Labs Insights

JULY 16, 2015

The Buzz Points mobile app and merchant portal benefits local financial institutions and local businesses by creating a currency to incentivize account holders. Capriza uses an enterprise mobility platform to solve for complex, customized, desktop-only workflows using zero coding, APIs, application upgrades, or integrations.

Company 12

Company Mobile Software Big Data 12

CB Insights

JUNE 17, 2020

VR has also helped businesses across industries keep operations running. The equipment was expensive and companies lacked the in-house expertise required to operate it. Source: Oxford Medical Simulation. Real estate agents have been relying on virtual tours to continue showing properties. Source: Fetch Robotics.

Industry 101

Industry Technology Online Video 101

PYMNTS

DECEMBER 11, 2017

But then again, maybe you think it’s not you; it’s those crazy, cord-cutting, mobile-centric, social network-tethered 18 to 24-year-olds who’ve given television the boot. Their older millennial buddies are actively watching about three hours, and big brother and sister Gen Xers are up to about four and a quarter hours a day.

Millennials 109

Millennials Video Maine Operations 109