Independent Banker

DECEMBER 31, 2022

Community bankers have proven vocal advocates on numerous issues facing our industry, including pushing to advance a cannabis banking safe harbor, close the industrial loan company loophole, oppose an extension of Durbin Amendment restrictions to credit cards and shape the debate over the regulation of crypto assets. My Top Three.

Community Bank 218

Community Bank Community Hawaii Washington 218

Bank Innovation

APRIL 25, 2019

WASHINGTON, D.C. Both regulators said proving the necessary capital and profitability have been particularly difficult for […].

Fintech 186

Fintech FDIC Washington Conference 186

Bank Innovation

FEBRUARY 26, 2020

The parameters around how consumer financial information should be shared with third-party apps and platforms was the subject of debate at an industry forum organized by the Consumer Financial Protection Bureau in Washington, D.C., on Wednesday.

Data 300

Data Washington Industry Customer Experience 300

Chris Skinner

JUNE 19, 2016

This week’s news was a summary of the White House Fintech Summit that took place in Washington on June 10.

Washington 150

Washington Regulation Digital Banking Innovation 150

PYMNTS

OCTOBER 21, 2016

In a letter to the FTC , Johnson pointed to a Washington Post report earlier in the year that showed a number of developers have raised concerns about anticompetitive practices, including “onerous conditions” applicable to competing apps, that could create an uneven playing field. “It

Regulation 100

Regulation Washington Google Apple 100

CFPB Monitor

SEPTEMBER 29, 2016

The Securities and Exchange Commission has announced that it will host a public forum in Washington, D.C. on November 14, 2016 to discuss financial technology innovation in the financial services industry.

Innovation 60

Innovation Fintech Washington blockchain 60

CFPB Monitor

MAY 18, 2016

In particular, he indicated that while FinTech companies should not have an advantage in the marketplace over banks because they are not complying with same rules, the CFPB would seek to enforce the laws without stifling innovation. On June 23, 2016, the OCC will hold a forum in Washington, D.C. Registration is free.

Innovation 68

Innovation Washington Risk Management Fintech 68

Abrigo

FEBRUARY 25, 2022

The year 2021 saw a continuation of pandemic policies and changes, a new administration in Washington , and regulatory reform from the Financial Crimes Enforcement Network ( FinCEN ). As regulators get up to speed with new FFIEC Exam Manual updates, you may need to remind them that not all groups of customers present the same risk.

Regulation 195

Regulation Policies Compliance Washington 195

PYMNTS

MARCH 27, 2020

While the advancement of open banking regulations may be seeing a small skip due to the spread of the coronavirus , many countries saw business and typical banking operations halted right after deciding upon new online privacy rules. Considering t he global nature of COVID-19, regulators outside of the U.S. Security .

Data 199

Data Retail US California 199

PYMNTS

JANUARY 23, 2019

Tech giants like Facebook, Apple, Google, Twitter and Microsoft spent $64 million last year in the hopes of helping to influence regulations and combat increased scrutiny from U.S. politicians, according to a report in The Washington Post. Linda Moore, president of TechNet, a Washington, D.C.-based he said. “Or

Google 116

Google Washington Apple Regulation 116

PYMNTS

APRIL 14, 2019

The asset, “Learning Coin,” will be accessible only within the Washington-based multinational agencies. This is forcing central banks, regulators and financial institutions to recognize a growing knowledge gap between the legislators, policymakers, economists and the technology.

cryptocurrency 197

cryptocurrency blockchain Knowledge Base Washington 197

PYMNTS

FEBRUARY 5, 2019

“I think it is pretty obvious when you read stories about the payday lending industry – and how it goes wrong for customers – that consumers need a better alternative,” Onward Financial Founder Ronnie Washington said. In an effort to innovate a solution to these cash flow challenges, Washington founded Onward Financial.

Washington 178

Washington Kansas City Lending Kansas 178

Abrigo

NOVEMBER 2, 2021

With the 2021 change in administration in Washington, D.C., The AMLA is extensive, and there are many steps involved before FinCEN can implement the act, such as conducting studies, writing regulations, and publishing guidance. the anti-money laundering (AML) regulatory climate has already seen significant impacts. Learn More.

Compliance 195

Compliance Regulation Resources Policies 195

PYMNTS

JANUARY 9, 2017

During a panel at this year’s Consumer Electronics Show (CES) in Las Vegas, Paul Misener, Amazon’s vice president of global innovation policy and communications, warned that current state laws governing drone operations would continue to pose problems for developing drone delivery systems.

Las Vegas 100

Las Vegas Arkansas Washington Texas 100

Bank Innovation

APRIL 24, 2019

WASHINGTON, D.C. — Secretary of the Treasury Steven Mnuchin said today that he prefers private over government solutions when it comes to collecting and using consumer data for financial products and services, speaking at a fintech conference hosted here by the FDIC.

Data 170

Data FDIC Washington Conference 170

PYMNTS

MARCH 30, 2020

California Consumer Privacy Act (CCPA), Washington Privacy Act (WPA) and other new privacy and online transaction standards are changing how businesses interact with consumers’ data in the U.S. states are starting to implement new standards, too, with the CCPA introduced two months ago and WPA on the path to ratification in Washington.

United States 131

United States Retail Customer Experience Data 131

PYMNTS

OCTOBER 20, 2020

20, in a move that surprised maybe no one, the Justice Department filed an antitrust lawsuit in Washington, D.C. But the issues raised by the lawsuit hint at where regulators and lawmakers will aim to restrain the tech giant — perhaps even, down the line, refashion the company itself. The shoe dropped. Tuesday, Oct.

Google 158

Google US United States Washington 158

Insights on Business

MARCH 15, 2019

Attend IBM Watson Financial Services RegTech Forum in Washington, DC on March 28. Parkinson, former director of the Division of Banking Supervision and Regulation for the Federal Reserve Board, provides the opening address at the IBM Watson Financial Services RegTech Forum. Washington, D.C. Mr. Patrick M. March 28, 2019.

Compliance 87

Compliance Management DC Washington 87

PYMNTS

OCTOBER 22, 2019

Ripple also expanded its global regulatory team, and it will be the first blockchain company with an office in Washington, D.C. Treasury Department, has joined Ripple’s board of directors, and will help to guide the company’s policy activities in Washington, D.C. . “In Craig Phillips, a former counselor to the secretary at the U.S.

blockchain 102

blockchain Washington Policies Leadership 102

PYMNTS

OCTOBER 22, 2019

Ripple also expanded its global regulatory team, and it will be the first blockchain company with an office in Washington, D.C. Treasury Department, has joined Ripple’s board of directors, and will help to guide the company’s policy activities in Washington, D.C. . “In Craig Phillips, a former counselor to the secretary at the U.S.

blockchain 100

blockchain Washington Policies Leadership 100

CFPB Monitor

OCTOBER 10, 2016

On October 13, 2016, the Brookings Institute will hold an event in Washington, D.C. ” Among the questions to be addressed are whether “regulation and policy inhibit innovation and skew benefits toward the well-to-do.” titled: “ How to make fintech work for all Americans.”

Fintech 60

Fintech FDIC Policies Washington 60

PYMNTS

MARCH 5, 2018

Best Picture — Payments Innovation. But no matter where one looks, it seems payments innovation is the big winner. This week saw three very big names in retail and payments weigh in on the debate over gun control in an attempt to push the market toward regulating itself with or without government intervention.

Regulation 108

Regulation Data Regional America 108

PYMNTS

MARCH 17, 2020

The DEO “seeks concepts and an operator to program the space to boost innovation and entrepreneurship, demonstrate creative placemaking and feature the Made in Fairfax Network. Craftmakers, according to the regulation, must sell as well as manufacture, with the retail side of the business-boosting commerce in mixed-use districts.

Retail 135

Retail Arlington San Francisco Milwaukee 135

Chris Skinner

APRIL 30, 2017

This week’s main blog headlines are … Why organisations resist innovation One of my good friends at 11FS referenced Conway’s Law the other day. regulators about a company that one of them had watched for months. I wondered what it was, as I know Moore’s Law and the Law of Diminishing Returns in economics, but Conway’s Law?

Washington 177

Washington Conference Maine Policies 177

Independent Banker

DECEMBER 31, 2019

From successes in getting the Federal Reserve involved in real-time payments to our ongoing efforts to wake up Washington to credit union injustices, we are present, committed and confirmed in our efforts to level the playing field for community bankers. We see this same degree of passion reflected in community bank plans.

Community Bank 125

Community Bank Community Washington Tools 125

Abrigo

JULY 12, 2021

The review concluded that the revised FATF standards have fostered growth and innovation, while better protecting the international financial system. The message sent by FATF has been well received in Washington, and the hard work mandated by the AML Act of 2020 and FATF recommendations has begun. BSA Rules and Regulation.

Training 195

Training Policies United States Report 195

PYMNTS

JUNE 11, 2020

What is new is the way in which the technology is being incorporated into businesses’ broader efforts to comply with relevant AML/KYC regulations to help mitigate identity theft and fraud and the legislation being adopted to support those technologies and govern the ways they are implemented. Digital Innovation, Legal implementation.

Compliance 186

Compliance Guidelines Meeting Tools 186

PYMNTS

APRIL 24, 2020

Located outside of Washington, D.C., Development goals, zoning, permits and regulations have just started to be integrated. Activate will show growth and innovation,” she predicted. “We Economic Development Administration, Moudry led a program to increase investment in innovation clusters across the country. At the U.S.

Maine 130

Maine District of Columbia Virginia Community 130

Filene

SEPTEMBER 30, 2016

After monitoring the ongoing conversation around the CFPB proposed regulations on Payday lending and other types of high cost installment loans, Filene takes a unanimous stance on the issue: Educate yourself on the proposed regulations, form an opinion, and submit a comment! innovative products that meet consumer needs.

Lending 28

Lending Regulation Innovation Community 28

PYMNTS

MAY 16, 2018

Less nimble are the ways that business roles change to track that innovation, particularly when it comes to finance professionals who must look beyond spreadsheets and quarterly reports. Business changes at the speed of competition. Against this backdrop, the role of chief financial officer (CFO) is becoming more fluid as well.

Compliance 117

Compliance Data Innovation Analysis 117

Independent Banker

MARCH 31, 2022

ICBA president and CEO Rebeca Romero Rainey, Washington, D.C. Lucas White: We need to continue to differentiate community banks and educate policymakers on why tiered and proportionate regulation is necessary. We need to make sure people remember that and have it reflected in laws and regulations that affect our industry.

Community Bank 239

Community Bank Community Industry Texas 239

Independent Banker

FEBRUARY 28, 2023

Derek Williams and fellow Georgia community bankers at the 2013 ICBA Washington Policy Summit, now the Capital Summit. Community banks have a great reputation with legislators and regulators because of our track record of safe and sound performance and our support of consumers and small businesses.” ICBA is cutting edge on that.

Community 172

Community Community Bank Georgia San Antonio 172

CFPB Monitor

MARCH 18, 2021

It also alleges that in 2017, SLP settled an investigation conducted by the Washington Attorney General concerning fees charged by SLP and that the settlement required the payment of restitution to consumers. . Student debt relief companies have also been a continuing FTC target.

Company 78

Company Management Leadership California 78

PYMNTS

MARCH 19, 2019

Philadelphia recently became the first major city to pass a ban on cashless shops; New York, San Francisco, Chicago and Washington are reportedly considering passing similar legislation. New Jersey is the second state to outlaw cashless stores after Massachusetts, which signed a similar bill into law back in 1978.

New Jersey 125

New Jersey Philadelphia San Francisco Massachusetts 125

PYMNTS

MAY 8, 2020

The prevailing sentiment, as the crisis heads into its third month, is that more innovative government programs will be necessary to provide any meaningful relief. Other ideas include more government action regarding competitive regulation. And there was no provision in the law to prevent that.

Maine 142

Maine Groups San Francisco Lending 142

PYMNTS

SEPTEMBER 28, 2016

Trick question, no riddle here: In all of about 48 hours, Washington, D.C. The goal is to help regulators and government agencies — local, state, federal, international, you name it — work together on public sector issues related to, well, blockchain. The bill is a direct aim against losing financial innovation to the U.K.’s

blockchain 100

blockchain DC cryptocurrency America 100

Chris Skinner

FEBRUARY 7, 2017

In the USA, there is a move by the big banks to get Washington to outlaw access to bank data based on security. The only person who should access bank data is the customer, the banks bleat. That would kill the industry as the likes of Venmo, LendUp and Betterment would be shut down. Even with data access, the challenges are high.

Guidelines 150

Guidelines Washington Fintech Data 150