PYMNTS

MARCH 28, 2017

It takes more than just having the latest technology or an innovative idea to make faster payments work. In its latest white paper, INTERAC outlines the principles as follows: Principle #1: Good funds is the better model. Think the usage of paper-based payments like checks and cash. If anyone knows that, it’s Canada.

System 100

System Payments Marketing Industry 100

Insights on Business

JUNE 18, 2019

In the IBM white paper “ A new era of technology-enabled financial risk management ,” discover in greater detail how to apply emerging technologies to help modernize risk management capabilities. Explore all these topics in the IBM white paper, “ A new era of technology-enabled financial risk management.”

Risk Management 185

Risk Management Technology Management Big Data 185

PYMNTS

APRIL 6, 2017

Considering all of the new technologies, changing consumer behaviors and innovation taking place across the retail sector, we have no way of knowing exactly what’s coming next. However, a new white paper from Synchrony Financial highlights some of the biggest themes that may take the retail world by storm over the next decade.

Retail 104

Retail Innovation Mobile Technology 104

PYMNTS

AUGUST 8, 2018

7) said Fr8 Network revealed the partnership in a white paper that explained how it can use blockchain to enhance existing logistics operations for OpenPort customers, which include top names like PepsiCo and Unilever. When it first launched, according to reports, the company targeted developing markets.

blockchain 102

blockchain Data Payments Technology 102

PYMNTS

JUNE 15, 2018

” “The award of this patent provides further recognition of Aquiire’s innovations,” the firm’s CEO Mike Palackdharry said in a statement. In a white paper released last July, Aquiire emphasized employees’ heightened expectations for speed and accuracy in the procurement department.

social media 100

social media United States System US 100

PYMNTS

JUNE 24, 2019

As has been a running theme in PYMNTS conversations with Libra’s founding members, Lambert reiterated that there is much ground to cover between today and the Libra rails launching, which support payments and commerce innovation. The technology will then be put into place, tested and (hopefully) start deploying into market next year.

Payments 179

Payments cryptocurrency social media Regulation 179

PYMNTS

FEBRUARY 4, 2019

. “While their contribution has grown at a slower rate than that of large businesses, small businesses continue to be at the forefront of driving innovation, jobs and economic growth.” ” However, as SMBs drive innovation for the U.S. ” However, as SMBs drive innovation for the U.S.

Technology 130

Technology Analytics Survey Community 130

PYMNTS

APRIL 6, 2018

The alliance companies, Walker explained, will publish white papers and present at conferences throughout 2018. Jacobs stated that “through the pilot, we hope to evaluate several incentive or economic models to ensure a self-sustaining network.

blockchain 180

blockchain Management Data Conference 180

PYMNTS

MARCH 10, 2017

market specifically, it’s up for debate whether the many faster payment schemes are actually complementary or conflicting. It may require taking a look at a market that truly “gets” faster payments, which can be found by just looking north. In the U.S. But how is the industry supposed to get there? Coopetition Is Key .

Payments 168

Payments Innovation Security Community 168

PYMNTS

APRIL 11, 2017

But a new report from Sage finds that being knowledgeable in the latest and most innovative solutions is beneficial to the organization. Given the rapid pace of innovation we’ve witnessed in our industry, there is a lot for payment professionals to digest,” said NAPCP Managing Director Diane McGuire, CPCP, in a statement.

Leadership 118

Leadership Analytics Analysis Tools 118

PYMNTS

MAY 27, 2016

We all know the term, understand its significance and have seen plenty of examples across the industry of how businesses are utilizing massive amounts of data (and the applied analytics needed to make sense of it all) as a competitive edge in the market. But what if the way companies are going about big data and analytics is all wrong?

Big Data 110

Big Data Data Analytics Resources 110

FICO

JUNE 26, 2020

Regulatory Stress Tests – By actively managing FICO® Resilience Index distributions to build more robust portfolios over a full market cycle, financial institutions can more precisely set capital requirements to comply with the Comprehensive Capital Analysis and Review (CCAR) and Dodd-Frank Act Stress Tests (DFAST).

Analytics 98

Analytics Analysis Tools Capital 98

FICO

JULY 18, 2022

FICO leverages machine learning (ML) in solutions ranging from fraud detection to marketing. To drive greater financial inclusion across underserved communities, FICO has developed innovative new credit scores that incorporate new and robust alternative data sources such as telecom payments. Tue, 07/02/2019 - 02:45. by Can Arkali.

Analytics 52

Analytics Lending Data Industry 52

PYMNTS

APRIL 19, 2017

Earlier this month the firm released a white paper that found the majority of SMEs say they prefer to stick to traditional tools and processes instead of endure the challenge of integrating new technologies. Change can often divide the crowd,” reflected Sage EVP Product Marketing Jennifer Warawa in a statement.

Tools 119

Tools Technology Survey Management 119

Insights on Business

FEBRUARY 11, 2019

It leverages open source technologies like containers, Kubernetes, Helm and Cloud Foundry to deliver the benefits of public cloud but with the control of private. Learn more at ibm.com/RegTech.

Compliance 87

Compliance Security Big Data Analytics 87

Gonzobanker

OCTOBER 16, 2017

JHA had been searching for a processing partner for over a year because its platform was lacking in product innovation. However, with this added revenue stream, PSCU should come to market even faster with increased innovation for its platform. PSCU and Jack Henry Card Processing Solutions (JHA CPS).

Omaha 95

Omaha Cards Fraud Innovation 95

PYMNTS

MARCH 1, 2017

Needless to say, banks are feeling the pressure on all fronts to get their capabilities aligned with what the innovators around them are already providing. Managing costs and finding revenue opportunities within a low-interest rate environment is a huge challenge for banks, many of which can’t afford to take on the cost of innovation.

Payments 100

Payments System Fintech Regulation 100

FICO

AUGUST 15, 2018

Actually, decision modeling does this by putting the decision before the data, versus the other way around (and if you really want to dig deeper, check out this white paper ). White Paper: Why a Decision-First Approach Is Critical for Competitive Advantage. White Paper: 12 Secrets of Business Rules Success.

Analytics 53

Analytics Analysis Data Operations 53

Independent Banker

FEBRUARY 3, 2016

For that, the most innovative CRM solutions can pull in balances and other information from assets that lie outside of your core, helping with the overall wallet share across the footprint of the bank. Further, an innovative, integrated CRM vastly improves the overall customer experience.

Leadership 70

Leadership Customer Experience Management Data 70

FICO

AUGUST 1, 2018

Streamlined rule and strategy development, to help Worldpay quickly adapt to market and regulatory changes. To start the decision management journey and assess your organization’s own decision management maturity, download the white paper, “ FICO Decision Management Maturity Model and Map.” Follow me on Twitter @ScottZoldi.

Management 58

Management DC Examples Customer Experience 58

PYMNTS

OCTOBER 17, 2018

Or, more recently, consider all the digital expertise and innovation brought to the market by entrepreneurial veterans of the Israeli military and spy services. Just look at the logistical lessons learned during World War II that were applied to post-war industry, or even the development of the Internet and how U.S.

Payments 100

Payments Maine Case Study System 100

CB Insights

SEPTEMBER 25, 2018

A data-driven resource covering insurance tech startups, innovation, and how incumbents are responding. It’s less about winning more market share in the life insurance space. Get Our Insurance Tech Newsletter. Tell us what you think in the comments.

North Dakota 48

North Dakota Policies Exercises New York 48

FICO

JUNE 22, 2017

Innovating AML tools has increasingly become a priority for banks and financial institutions. Thus, these developments will lead to innovations not just in niche markets like social media monitoring, but they will also have the ability to drive innovation in education, health care, transportation, speech recognition, and many other markets.

Tools 55

Tools Compliance Innovation social media 55

NCR

JULY 12, 2017

For instance, banks may have traditionally segmented their customers into a number of groups based on key data such as demographics and income that determines what marketing offers are presented to them.

Data 80

Data Analytics Big Data Community Bank 80

Insights on Business

JANUARY 22, 2016

They must take immediate steps to establish bold new thinking, experiment with innovative business models and harness digital technologies that will delight customers and secure their future. To see beyond market segmentation and gain insight into their motivations, preferences and habits. Engage first, sell later. The new normal.

social media 79

social media Analytics Innovation Big Data 79

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Blockchain. Marketplace lending. Digital banks.

Fintech 183

Fintech blockchain Lending Digital Banking 183

Insights on Business

JANUARY 22, 2016

They must take immediate steps to establish bold new thinking, experiment with innovative business models and harness digital technologies that will delight customers and secure their future. To see beyond market segmentation and gain insight into their motivations, preferences and habits. Engage first, sell later. The new normal.

social media 70

social media Analytics Innovation Big Data 70

Insights on Business

JANUARY 22, 2016

They must take immediate steps to establish bold new thinking, experiment with innovative business models and harness digital technologies that will delight customers and secure their future. To see beyond market segmentation and gain insight into their motivations, preferences and habits. Engage first, sell later. The new normal.

social media 70

social media Analytics Innovation Big Data 70

Insights on Business

JANUARY 21, 2016

They must take immediate steps to establish bold new thinking, experiment with innovative business models and harness digital technologies that will delight customers and secure their future. To see beyond market segmentation and gain insight into their motivations, preferences and habits. Engage first, sell later. The new normal.

social media 70

social media Analytics Innovation Big Data 70

CFPB Monitor

APRIL 19, 2022

At the end of last year, we completed a months-long project in updating and expanding a 2017 White Paper addressing bank-model lending—programs involving partnerships between banks (or savings associations) and fintech or other nonbank companies in the interstate delivery of loans.

California 78

California Innovation Utah United States 78

PYMNTS

MARCH 14, 2016

Well, it is “an innovative new payment platform created to transform the payments industry by drastically altering the economics through Internet-based technology, generating significant consumer benefits.” Except, of course, it didn’t – and it is now in the crowded graveyard of payments innovations that sounded too good to be true.

Bitcoin 100

Bitcoin blockchain Video Apple 100

William Mills

MAY 11, 2016

Sergii Danilenko (Head of Marketing). Sabina Bhatia (Director, Marketing). Scale private banking model to a much broader market. Download our latest white paper that discusses what it really takes to develop a successful Fintech startup. Tim Dubes (VP, Marketing). Maria Gurina (Bus. Man, that’s true.

Video 40

Video Lending social media Analytics 40

Tomorrow's Transactions

APRIL 7, 2015

In the report, the regulator outlines three key areas of concern: governance, innovation and access. I’m sure this is one of the areas that the PSR will be looking at in their innovation work stream. I have commented a couple of times that is not entirely clear to me how this is to be achieved but that’s not the point of this post.

Regulation 30

Regulation System Operations Payments 30

FICO

NOVEMBER 15, 2016

For months now, the three main US consumer reporting agencies - through their VantageScore business - have been claiming that millions of credit-starved Americans can get access to mortgages through the “innovation” of simply eliminating long-standing and essential minimum credit scoring criteria. It’s time to set the record straight.

Lending 40

Lending Data Innovation US 40

FICO

JANUARY 10, 2017

The “innovation” VantageScore claims can score more people is simply the weakening of credit score criteria. People who already own their homes are not the target market for mortgage expansion. How DO we find more creditworthy consumers who might be in the market for a mortgage? million potential borrowers, over 2.6

Meeting 40

Meeting Data Report Risk Management 40

PYMNTS

JUNE 27, 2019

Separately, Mastercard said this week that it has teamed up with P27 Nordic Payments Platform to offer the Nordic market with real-time and batch payment offerings. In its release, Mastercard noted that through the partnership, funds will be sent and received with immediacy across Nordic markets. “By

Payments 111

Payments System Course Community 111

William Mills

MAY 10, 2016

Industry Solutions Marketing Mgr.). Assaf Frenkel (VP, Product & Marketing). We expect to see innovations in mobile, security, analytics, customer experience, and more. ^SR. He has more than 30 years of experience in financial technology and is a recognized leader in financial and technology marketing.

San Jose 40

San Jose Customer Experience Mobile social media 40