Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. Weekly episodes highlight innovators and industry players driving innovation in the financial services industry.

Community 195

Community Lending Maine Resources 195

PYMNTS

JULY 31, 2017

In fact, the federally backed National Credit Union Administration (NCUA) reported credit union membership grew by 4.3 This inaugural edition of the Tracker covers the most significant recent developments from around the credit union market, including notable innovations, industry partnerships and efforts to challenge and change regulations.

Report 114

Report Innovation Regulation National 114

PYMNTS

MAY 12, 2020

Consumers are paying with credit and debit cards more than ever before, and they are increasingly looking to their smartphones to gain greater control over how they spend and manage their money. In contrast, national bank customers are less likely to switch FIs, with 25.9 percent of national banks, versus 77.5 For example, 90.3

Regional 241

Regional National Cards Mobile 241

PYMNTS

NOVEMBER 22, 2017

The budget friendly line of makeup is pitched at millennials who want to look good but can’t afford to spend more than $5 a piece for cosmetics. No word as to whether they will have a free makeup day à la national Free Slurpee Day. The makeup line they are hoping will carry them there is called Simply Me Beauty.

Millennials 108

Millennials National Management Innovation 108

PYMNTS

MARCH 6, 2019

By today’s standards, it looks anything like an innovative brand. But then, looks can be deceiving — 100 years ago, Corning Glass Works had just introduced a massive innovation into the lives of home cooks everywhere. Yes, Instant Pot-side chats are the fireside chats of the millennial generation. A New Kind Of Pothead.

Branding 108

Branding Millennials Innovation Marketing 108

PYMNTS

DECEMBER 27, 2019

Early innovators managed cooperatives using the same founding principle that CUs use today: members-first finance in place of indifferent, legacy-style banking. The National Credit Union Administration (NCUA) trade group reported that net income for credit unions fell by 1.1 Digital Unison.

Digital Banking 130

Digital Banking Millennials Banking Trends Mobile 130

PYMNTS

NOVEMBER 21, 2017

They’re a result of the Competition and Markets Authority (CMA) inquiry, which found a serious lack of innovation in the nation’s banking sector — especially when it comes to small- and medium-sized business (SMB) services. has its own Open Banking initiatives coming into force in 2018, too. As the U.K.

Fintech 115

Fintech Millennials Meeting Innovation 115

PYMNTS

JANUARY 18, 2019

Instead of in-person appointments with medical professionals, smart cities could offer citizens access to certain healthcare services from unattended kiosks that could manage tasks like analyzing saliva, drawing blood or filling prescriptions. As the millennial population grows, the implementation of smart city technology will accelerate.

Millennials 198

Millennials Tools Wyoming Idaho 198

PYMNTS

NOVEMBER 13, 2019

In an interview with PYMNTS, Mladen Vladic, general manager of loyalty solutions at Fidelity National Information Services ( FIS ), said bridging the gap between a satisfied customer and a loyal one is a matter of urgency for firms across all verticals, but especially for retailers. That’s just not engaging.”. The Mechanics.

Millennials 118

Millennials social media Retail Cards 118

PYMNTS

DECEMBER 27, 2017

A new study from the Center for Talent Innovation (CTI) found that, according to the 2015 US government’s definition of disability , a significant portion of the white-collar workforce has a physical or mental impairment that substantially limits a major life activity: 30% of a nationally representative survey of 3,570 white-collar employees.

Compliance 100

Compliance Leadership Training Innovation 100

PYMNTS

FEBRUARY 19, 2020

is largely credited for the global epidemic – even if we are no longer technically the “fattest” country on Earth (congratulations, Nauru ) – the problem has definitively spread inside our national borders. Plus, while the U.S. percent of global GDP. billion in revenue a year. Noom is an app-based method for tracking calories and activity.

Marketing 131

Marketing Exercises Course Big Data 131

NCR

MAY 9, 2017

But technology innovators and financial institutions have worked together for generations. Hawaii National Bank’s Hawaii Score enables existing bank customers and non-customers the capability to access a TransUnion credit report and score without the need for a credit card or an existing account with Hawaii National Bank.

Fintech 75

Fintech Hawaii Community Bank San Francisco 75

PYMNTS

AUGUST 5, 2016

PayPal employees represent 119 nationalities, located in 56 offices across 31 countries. PayPal’s data also show that millennials make up the majority of its workforce (55 percent) while other generations come in at almost half (45 percent). “To

Data 100

Data Leadership Community Millennials 100

PYMNTS

NOVEMBER 16, 2020

PYMNTS fielded a national consumer study of 2,806 U.S. In this, PYMNTS’ 14 th study of a national sample of now roughly 40,000 consumers since March on their sentiment about COVID and the digital behavioral shifts it has caused, we learned a lot. For payments and tech innovators, the opportunity may never be greater.

Study 270

Study Retail Millennials Conference 270

PYMNTS

MARCH 23, 2016

While the eCommerce giant has managed to narrow this window to one or two days, an unlikely brand is saying that it should take no longer than an hour. If that doesn’t impress millennial clothes shoppers, maybe plain white socks and t-shirts will.

San Francisco 100

San Francisco New York City Metro New York 100

PYMNTS

JANUARY 25, 2018

In the financial services world, most buzzworthy payment innovations are frequently aimed at rendering older, physical financial concepts moot. But not all financial innovations are focused on making such concepts obsolete. trillion in cash in 2015, a higher rate than that of Western European nations. Postal Service (USPS).

ATM 100

ATM Millennials FDIC New Jersey 100

PYMNTS

SEPTEMBER 21, 2016

And its popularity with young consumers (77 percent of millennials used mobile banking within the past month) means that more consumers are likely to embrace these new practices each year. USAA was not the only digital banking platform to debut new services and innovations recently. Around The Digital Banking World.

Digital Banking 100

Digital Banking Mobile Apple Millennials 100

PYMNTS

JULY 15, 2016

Brad Fauss, CEO of the National Branded Pre-Paid Card Association and MPD CEO Karen Webster dug into the potential for these rules to create the kind of inconsistencies that could very well disadvantage the very consumers that the CFPB intended to protect. And for some consumers, especially millennials, that’s just not their choice.”

Cards 100

Cards Millennials Regulation Cyber Security 100

PYMNTS

SEPTEMBER 15, 2017

I love good banks, and I love good bankers, but we are not the likely source of innovation in financial services,” Taylor noted. “It It is very hard to innovate when you have that many responsibilities and warranties to uphold. Millennials , she noted, tend to enter the credit system with a bang once they start having families.

Fintech 198

Fintech System Lending Cards 198

William Mills

APRIL 20, 2017

This year’s National Technology in Mortgage Banking Conference & Expo took place March 26-29 at the Hyatt Regency in Chicago. This discussion focused on the intersection of the digital and physical worlds and innovation. Seth Wheeler, Managing Director at JPMorgan Chase, posed the question, “Do we build or do we partner?”

blockchain 46

blockchain Detroit Conference Knowledge Base 46

Gonzobanker

DECEMBER 20, 2019

billion of assets under management. Hats off the Schools Financial’s board and management for acknowledging that even multi-billion dollar credit unions can drive value via merging with someone bigger. It is an innovator with tech (e.g., SchoolsFirst Credit Union and Schools Financial Credit Union. Bank Acquisition of the Year.

Idaho 148

Idaho Conference Data Marketing 148

CB Insights

MARCH 26, 2019

Every few weeks, another story about the dreaded generation surfaces: millennials are killing casual dining; millennials are killing breakfast cereal; millennials are killing home ownership. Millennials aren’t shunning luxury goods; they’re just renting them instead of buying. Millennials are in debt.

Millennials 78

Millennials Industry Trends Branding 78

PYMNTS

OCTOBER 25, 2017

When you’re an innovator and building out a vision for a new category like we are, there aren’t existing companies or products to model after. There is also a lot of room to innovate. In fact, we have recently proven the power of innovation with a major bank in Canada through their mobile banking wallet.

Mobile 100

Mobile User Experience Examples Millennials 100

PYMNTS

MAY 29, 2017

Millennials heavily favor legalization at 77 percent — no big shock there — but their baby boomer parents favor it even more heavily, at 81 percent. We provide not only software to manage the marketplace; we also provide software for the dispensaries, because we know their success is our success. Payments is a complex topic.

Online 156

Online Software Branding United States 156

PYMNTS

NOVEMBER 21, 2016

Even so, FinTech innovators aren’t ignoring traditional FIs, with many developing solutions just for the banks to help them ease back into the game. ” This concept considers the role that small businesses play in their local and national economies overall. .” and other markets.

Lending 100

Lending Meeting National Community 100

PYMNTS

MARCH 2, 2020

The national unemployment rate fell to its lowest level since 1969 in April 2019 — 3.6 The Center for Financial Services Innovation (CFSI) found in 2018 that American adults who used payroll cards represented a range of income brackets: 16 percent made $100,000 annually, and 35 percent took in $30,000 to $59,000 annually.

Cards 130

Cards ATM United States Payments 130

Banking 2020

NOVEMBER 27, 2015

No one understands this trend better than those pesky millennials. The report makes clear that while winning over millennial customers is hard enough, keeping them can be even harder. Meanwhile, the large regional or national banks are the biggest losers, saying sayonara to 16% in this customer age group.

Millennials 40

Millennials Survey social media Online 40

PYMNTS

AUGUST 24, 2018

But playing and delivery methods keep changing, with Ohio of all places — no offense to the Buckeye State, home to multiple presidents and the Wright Brothers’ aerodynamic innovations — accounting for some of the latest developments. Millennials, whom the company says do not provide a lot of foot traffic to retailers that sell lotto tickets.

Ohio 103

Ohio Mobile Cards South Carolina 103

FICO

DECEMBER 20, 2018

Indeed, we are already starting to see signs of distress among community and regional banks that lack the advertising budgets and sophisticated digital capabilities of the big national banks. In response to this competitive pressure, top 100 banks will invest in an area that has been neglected for too long — deposit pricing strategy.

Trends 73

Trends Lending Fraud Exercises 73

PYMNTS

DECEMBER 19, 2016

While they enjoy many FinTech innovations, most millennials don’t have a snowball’s chance of earning more than their parents — ever. It’s one thing for the millennial offspring of the billionaire hedge-fund scions to fall short of making a billion because they only manage to pull down $760 million a year. It’s a fact.

Millennials 100

Millennials Fintech Cards Groups 100

PYMNTS

MAY 27, 2016

Sure, one could sit back in an armchair and chalk it all up to irascible millennials, but Staples is taking the proactive approach and making sure it can provide the right office supplies, however — and wherever — its consumers want them. “People are everywhere,” Jacobson said. “People are living in all different places.

Retail 100

Retail Las Vegas Millennials Conference 100

Gonzobanker

DECEMBER 20, 2018

PNC made a Gonzo move with a national digital expansion in 2018 with the unique idea of building a small number of branches in target metro markets like Kansas City and Dallas. Hats off to Greg for taking a $600 million credit union to a $5 billion innovator over his 25 years at the helm. GonzoBanker of the Year – Large Banks.

Fintech 101

Fintech Conference Innovation Community 101

PYMNTS

MAY 10, 2016

Ripples were promptly sent flying into all corners of the retail universe with the launch of Amazon Home Services in March 2015, and now that both mom-and-pop hardware shops, as well as national brick-and-mortar chains have had more than a calendar year to react to the changes, a definite trend has emerged. The bottom line?

Retail 100

Retail Trends Study Seattle 100

PYMNTS

SEPTEMBER 27, 2016

Cohen owns a national distribution network and deals with some of the nation’s biggest retailers. The ripple effects of this new model are less activity at ports, lower revenues for the trucking industry and a prediction by the National Retail Federation that this trend of low imports will persist. Well, probably not.

Mobile 100

Mobile Payments Los Angeles California 100

PYMNTS

MARCH 9, 2020

PYMNTS fielded a study to a national panel of 1,062 U.S. Ninety-two percent of consumers count their primary bank as either a national bank, regional/community bank or credit union. These gaps between “must-have” and “I use” for financial services has spawned both innovation and competition for the consumer’s retail banking business.

How To 232

How To Millennials ATM Fintech 232

Banking 2020

DECEMBER 16, 2014

We’ll soon have four generations within the global workplace: next gens, millennials, gen X and traditionalists. A big part of this is moving from reactive to proactive talent management. Take Smart Risks: Managers generally hire people who walk and talk like everyone else on the team. Be ready to act fast.

Leadership 52

Leadership Regional America Industry 52

FICO

JANUARY 11, 2023

Top 5 Decision Management Posts of 2022: AI and Digital Jane. From diversity in AI to the film Highlander to transformative banking experiences, these decision management topics pointed the way to the future. The promise of AI and FICO Platform dominated the top posts of 2022 in the Decision Management category. Saxon Shirley.

Management 52

Management Analytics Data Tools 52