Abrigo

OCTOBER 10, 2023

How industry analysis can improve your credit risk management Understanding your customers' businesses leads to better loan pricing, structure, and risk management. You might also like this webinar series, "Tackling common credit risk questions during challenging times." Are there many regulatory requirements?

Analysis 195

Analysis Industry Risk Management Lending 195

Abrigo

OCTOBER 17, 2023

Why change management is vital for banks and credit unions Regulators promote change management to manage risk, but banks and credit unions can also achieve important benefits when they manage change. More recently, the OCC identified change management as one of its supervision priorities for the year ahead.

Management 195

Management Lending Risk Management Strategy 195

Abrigo

JANUARY 18, 2017

In an increasingly competitive banking environment, many banks and credit unions are re-evaluating their lending portfolios to see where they might have strong opportunities for competitive growth. For many, that area is Small to Medium Business Lending and Commercial Real Estate. percent of a credit union’s assets.

Lending 150

Lending Risk Management Management Compliance 150

Abrigo

MARCH 21, 2024

Takeaway 2 Enterprise value goes beyond book value to include earning potential, market position, and intangible assets. It incorporates the entity's earning potential, market position, intangible assets, and prospects. It helps align mergers with strategic goals. This results in a more comprehensive and realistic valuation.

Lending 221

Lending Analysis Exercises Risk Management 221

Abrigo

NOVEMBER 2, 2022

DOWNLOAD . But not all technology is made equal, especially when it comes to lending software. Modern Text notifications, digital workflows, and e-sign capabilities are all modern construction loan automation features that help institutions take a predictive and proactive approach to lending. Construction Lending.

Software 195

Software Lending Training Mobile 195

Abrigo

DECEMBER 7, 2021

DOWNLOAD Now. Financial institutions with strong, independent loan review can react more quickly to changes in the market, according to Ancin Cooley , principal of Synergy Bank Consulting and Synergy Credit Union Consulting. Credit Risk Management. Lending & Credit Risk. Risk Ratings. Learn more.

Risk Management 195

Risk Management Lending Survey Report 195

Abrigo

AUGUST 8, 2021

It’s also critical for reinforcing that management and the board of directors are able to receive accurate and timely updates about the health and performance of the financial institution’s portfolio. Larger or more complex institutions might have credit risk review functions entirely separate from their lending functions.

System 195

System Lending Policies Regulation 195

Abrigo

MARCH 2, 2023

You might also like this whitepaper, "Best practices for purchasing bank or credit union software" DOWNLOAD Takeaway 1 As Southwest Airlines learned, technology shortcomings create enormous costs in the short-term and in the future. A buyer’s guide for lending software for smaller financial institutions can be helpful.

Technology 195

Technology Lending Community Software 195

Abrigo

MAY 22, 2015

The Office of the Comptroller of the Currency (OCC) recently featured the multifamily rental housing market in a newsletter examining challenges in the market and how financial institutions are engaged in financing multifamily rental housing. Curry in a news release about the newsletter. Image credit: Rob Young via Flickr CC.

Marketing 150

Marketing Community United States Guidelines 150

Abrigo

APRIL 22, 2024

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. You might also like this guide for smarter, faster small business lending.

Lending 243

Lending St. Louis Community Marketing 243

Abrigo

DECEMBER 17, 2021

DOWNLOAD WHITEPAPER . For banks and credit unions, this often means a deep understanding of regulations and compliance and adhering to the institution's risk management standards. Download Guide. Lending & Credit Risk. Portfolio Risk & CECL. Lending & Credit Risk.

Fintech 195

Fintech How To Innovation System 195

Abrigo

OCTOBER 28, 2020

Key Takeaways Financial institutions are currently awash with liquidity and competitive markets are squeezing rates. The following section lays out a decision-making process that should be reviewed regularly and adapted as market conditions change, as they always do! To download the complimentary Liquidity Decision Guide, click here.

Lending 195

Lending Risk Management Management Community 195

Abrigo

JUNE 17, 2015

The report, from the Federal Reserve Bank of Kansas City , stated that demand could remain high since futures markets for fall crops show prices are likely to remain low because of the potential for another record harvest. Without diversification, risks will be expounded. Agriculture commodity prices 2. Production costs 3.

How To 150

How To Kansas City Lending Analysis 150

Abrigo

MAY 2, 2022

Confident Risk Management Begins with Sound Loan Policy A risk-based approach to loan policy can effectively improve your institution's profitability. Takeaway 1 Loan policy is the foundation of a risk-focused financial institution, and it requires regular updates and monitoring to be effective. Download whitepaper.

Policies 195

Policies Lending Regulation Examples 195

Abrigo

MARCH 13, 2024

No, it’s the current situation in the commercial real estate (CRE) market tied to the threat that distressed and problem CRE loans pose to investors, banks and credit unions, and the economy at large. keep me informed Download Success story Loan review is critical for identifying emerging credit risks. Want to learn more?

Strategy 221

Strategy Course Meeting Taxes 221

CB Insights

NOVEMBER 21, 2019

Download the CB Insights and PwC Canada MoneyTree report to see all the data. The 2019 Canadian fintech market map. The startups selected for inclusion in the market map below are all Canada-headquartered, VC-backed fintech companies that have at least US $1M in equity funding, and have obtained equity funding since the start of 2015.

Fintech 93

Fintech Marketing US Technology 93

Abrigo

DECEMBER 29, 2023

Abrigo's most popular whitepapers and checklists on lending and credit risk Abrigo experts' insights on CFPB 1071, loan policies, and risk ratings were popular with banking professionals. You might also like this webinar, "Unraveling risk rating: Making sense of your best early warning tool." Here are the top resources.

Resources 221

Resources Lending Risk Management Policies 221

Abrigo

DECEMBER 14, 2014

Many would point to imprudent lending standards as a leading cause of the financial crisis of 2008, and in turn, financial institution regulators have since bolstered lending standards and capital thresholds as a preventive measure against a similar crisis. Blog Bank Credit Union'

Guidelines 223

Guidelines Payments Lending Capital 223

South State Correspondent

APRIL 27, 2022

You can download it HERE. The total experience is the product, the user’s journey with the product, the marketing/branding, and the interaction between the users and support staff. Leaders managing product teams or departments should keep these fundamentals top of mind when launching or improving a program. Build from there.

Customer Experience 195

Customer Experience eBook User Experience Policies 195

Abrigo

FEBRUARY 9, 2016

They may include: - Competing and conflicting interests: growth vs. risk - Disconnected processes, departments and technology - Little transparency into portfolio health over time - Lots of data, few actionable insights. “As Speed to market is critical,” Brown says. “An Read more by downloading the free whitepaper from Sageworks.

Compliance 150

Compliance Lending System Data 150

Abrigo

AUGUST 26, 2016

Sageworks Senior Risk Management Consultant Rob Ashbaugh said many financial institutions are focusing on portfolio growth in order to offset the profit-pinching effects of low interest rates and thin margins. Once you understand the risk, bankers can grow their portfolio in line with their risk appetite and overall strategy,” he said.

Survey 150

Survey Risk Management Leadership Strategy 150

Jeff For Banks

DECEMBER 9, 2020

Start integrating the financial risks from climate change into governance frameworks, risk management processes, and business strategies. I visited the Task Force for Climate-related Financial disclosures website and downloaded their report to see what Superintendent Lacewell was talking about (see picture).

Lending 78

Lending Regulation Community National 78

Abrigo

AUGUST 28, 2022

Develop better ag lending workflows before demand picks up. A better ag lending process makes applying smoother for borrowers and can allow efficient ag loan growth without adding a lot of staff. Takeaway 1 Now is the time to plant the seeds for harvesting growth in the ag loan portfolio by creating a better ag lending process.

Lending 195

Lending Analysis System Data 195

Abrigo

DECEMBER 28, 2023

Top banking risk management papers and infographics Abrigo experts' insights on deposit pricing, stress testing, loan review, and CECL were popular with banking risk professionals. You might also like this webinar, "Unraveling risk rating: Making sense of your best early warning tool." Here are the top resources.

Resources 221

Resources Risk Management eBook Strategy 221

Insights on Business

NOVEMBER 19, 2018

Both fintech firms and traditional enterprises are on the brink of significant disruption as companies leverage the rapid insights generated by AI in banking to drive demonstrable outcomes in customer experience, risk management and cost efficiency. The caveat: There are winners and losers in this forward-thinking revolution.

Compliance 177

Compliance Regional blockchain Technology 177

PYMNTS

JUNE 27, 2018

The global market for AI and machine learning (ML)-enabled solutions is currently valued at $12 billion, per some recent projections , and set to be worth more than $57 billion by 2021. Download this month’s edition of the Digital Banking Tracker, by filling out the form below: [contact-form-7]. . About the Tracker.

Digital Banking 148

Digital Banking Technology Management Risk Management 148

PYMNTS

APRIL 23, 2018

To bring on such a robust fine, Wells was found guilty of violating the Consumer Financial Protection Act (CFPA) through the operation of an insurance program tied to its auto lending business. Google Pay’s 100 Million Downloads. Those customers did not ask for it, and in many cases did not want it.

Data 100

Data Google Cards Lending 100

Abrigo

JANUARY 3, 2023

Takeaway 2 Lenders must follow strict procedures to mitigate risk and keep the outstanding loan balance scaled to the collateral value. Construction lending from the ground up. Strischek included the following information, which can help lenders avoid risk before the project begins—by planning ahead at the closing table.

Lending 195

Lending Policies Survey Risk Management 195

Jeff For Banks

MARCH 14, 2020

Genworth Dear Valued Policyholder: As COVID 19 (the coronavirus) dominates the news and the stock markets have large movements from day to day, we at Genworth want to reassure you that our associates are well positioned to continue our long tradition of being there for our policyholders regardless of social and economic conditions.

ATM 78

ATM Policies US Management 78

CB Insights

FEBRUARY 20, 2020

Download the free report for all the details. Recently, Lakala Payment has been trading at a market cap of roughly $4.5B, well above its pre-IPO valuation of $1.6B (as of February 2020). Cloud-based digital lending platform Roostify has been integrating with some of the largest mortgage lenders. First name. Company name.

Fintech 80

Fintech US Lending Cards 80

Abrigo

APRIL 24, 2023

Construction loans grow, delinquencies flatten in 2023 Construction lending projections look positive according to S&P data from 2022 and 2023. You might also like this webinar, "How to manage a high-performing construction loan portfolio." Construction lending has seen several stumbling blocks over the past few years.

Trends 195

Trends Lending Risk Management Arkansas 195

Abrigo

AUGUST 29, 2022

Many banks and credit unions have adopted sophisticated risk-management practices, and their board of directors has to play an active role in ensuring that risks are well understood in overseeing risk exposure. Learn more about credit risk in, "Commercial risk rating considerations.". download guide.

How To 195

How To Lending Risk Management Analysis 195

Abrigo

SEPTEMBER 15, 2022

Bank monitoring in construction lending. As the default probability is approximately 5 percent for these loans, this is a meaningful improvement in default probability,” said the authors, who previously circulated the paper under the title, “Bank Monitoring in Construction Lending.” Bank construction lending: $403 billion.

Study 195

Study FDIC Lending Risk Management 195

Abrigo

APRIL 12, 2021

What an LOS Is, and How It Benefits CFIs A loan origination system automates and manages the lending process to address common challenges. You might also like this report on commercial loan automation systems DOWNLOAD. Takeaway 1 The lending landscape is increasingly competitive and the process is frustrating.

System 338

System Lending Software Analysis 338

Abrigo

DECEMBER 22, 2023

Takeaway 3 Updates on interest rate forecasting and best practices for managing CRE risk were among the most-read blogs. Abrigo's most popular risk management blogs over the last 12 months cover topics that continue to catch the attention of professionals and regulators.

Risk Management 221

Risk Management Regulation Management Lending 221

Lex Sokolin

DECEMBER 25, 2019

Ethereum’s decentralized lending and trading are floating around 2,500 daily users. The lending product above is a bit more complicated. Other things like Compound are essentially a securities lending marketplace?—?you Nothing like some good old financial engineering to lever up a small market!

blockchain 52

blockchain Bitcoin Software Lending 52

Abrigo

MARCH 13, 2020

Gather documents more efficiently and consistently Prevent entering the same data multiple times or in multiple places Accelerate loan turnaround times Price loans profitably Manage customer relationships effectively. The coronavirus has sent shockwaves through the markets around the globe. Download Whitepaper. Watch Webinar.

Community 195

Community Lending Analytics Survey 195