South State Correspondent

AUGUST 31, 2022

Each document contains an extensive array of data. The challenge is that most of the data in documents are “dark data” or unstructured data that is hard to find, analyze and manipulate. There are three ways to take unstructured data in a document and turn it into an asset of material value.

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Training Data Examples Taxes 448

Independent Banker

FEBRUARY 28, 2023

Illustration by The Laundry Room/Stocksy Customer data fuels efficient and effective marketing these days. Community banks own an enviable amount of data, but not all are leveraging it to its fullest extent. By Mindy Charski People share important data about themselves with their community bank in myriad ways.

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South State Correspondent

AUGUST 15, 2022

Bankers often think from the bank’s perspective or from the regulator’s perspective. Below are 14 ways to force bankers to understand customer needs better and help banks do a better job at strategic planning prioritization. Basic Customer Data Analysis – The Big 4 of Customer Experience.

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Customer Experience Training Strategy social media 195

South State Correspondent

AUGUST 15, 2022

Bankers often think from the bank’s perspective or from the regulator’s perspective. Below are 14 ways to force bankers to understand customer needs better and help banks do a better job at strategic planning prioritization. Basic Customer Data Analysis – The Big 4 of Customer Experience.

Customer Experience 195

Customer Experience Training Strategy social media 195

South State Correspondent

MARCH 15, 2023

This article highlights ten not-so-evident lessons of the banking crisis that every banker must consider going forward. While interest rate risk caused the most significant impact on value, several other factors contributed to the terminality of each bank that was closed. SVB’s 43% LTD used to be talked about with reverence.

social media 195

social media FDIC Branding Management 195

South State Correspondent

APRIL 24, 2023

This article gives bankers a background on what it is, its risks, and how it will change everything from your infrastructure to your hiring practices. Tell it to text your customers as one of its goals, and it will sign up for a messaging app and send out a text. Instead of automation, banks can now have intelligent automation.

social media 195

social media Data Marketing Technology 195

Gonzobanker

FEBRUARY 22, 2024

The right talent and tools can equip bankers to take advantage of opportunities in the small business market. As bankers continue to fight the deposit wars, they must move past the polite talk and build a true go-to-market plan to capture the lucrative U.S. No two markets are created equal.

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Lending Community Bank Community Strategy 78

Independent Banker

FEBRUARY 28, 2022

That’s why we’ve spent the past three years educating community bankers on the why of innovation: why bankers should be thinking about innovation, why innovation is a top priority in a digital-first environment and why now is the time to act. Performance marketing. Finding the right marketing partner.

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Abrigo

OCTOBER 10, 2023

Introduction Fraud increases as economic stability decreases According to data from the Federal Trade Commission , consumers lost more than $8.8 Introduction Fraud increases as economic stability decreases According to data from the Federal Trade Commission , consumers lost more than $8.8 The FTC received fraud reports from 2.4

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Accenture

AUGUST 24, 2016

Many long-time commercial bankers are getting the same feeling Dorothy had in the Wizard of Oz—that they’re not in Kansas anymore. For example, extrapolation from publically available data suggests that in its quest to sign up new drivers, Uber may. Read more.

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Kansas Examples Data Digital Banking 150

PYMNTS

DECEMBER 3, 2020

The year-end acceleration of mergers and acquisitions (M&A) worldwide will keep bankers busy until the close of 2020, with deals emerging in most regions and industries, Bloomberg reported. . “It It clearly won’t be a long Christmas break for M&A bankers,” Dirk Albersmeier , co-head of M&A, J.P. for targets,” he said.

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Regional Trends Data Fintech 147

Gonzobanker

MARCH 7, 2024

It happened this week: Fintech Meetup , one of the newer trade events that brought 4,000 or so fintech and banker types to Las Vegas. The experience felt akin to entering a mosh pit but instead of musicians, you are in it with bankers and entrepreneurs and there are chairs. He likened it to regression testing.

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Las Vegas Fintech Conference San Francisco 158

Abrigo

DECEMBER 22, 2023

Construction loan and delinquency trends in 2023 Construction lending projections look positive according to S&P data from 2022 and 2023. Ironically, data for making lending and credit decisions for the financial institution can also be one of the toughest assets to harness.

Lending 221

Lending Risk Management Community Management 221

PYMNTS

JUNE 23, 2020

The latest Forbearance and Call Volume Survey by the Mortgage Bankers Association (MBA) has seen a decrease in the number of loans up for forbearance, according to a press release. The survey shows the number as of June 14 was 8.48 percent of servicers’ portfolio volume, down from 8.55 percent the prior week.

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US Data Survey Marketing 141

South State Correspondent

MAY 23, 2023

This data is critical for pricing, capital allocation, and marketing. In 2021, we published articles warning bankers against higher rates (for example, HERE ) and the resulting impact on credit. We have seen the higher rates, and now bankers should brace for a credit shock. Lending is getting riskier. This quarter, it is 2.58%.

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South State Correspondent

MARCH 7, 2022

As the pace of banking innovation speeds up, the OODA Loop, and its supporting concepts, can help a bank’s management team have a common framework to make decisions faster and more effectively. He is regarded as one of the best military strategists the world has known up there with Sun Tzu, Genghis Khan, and Napoleon.

Strategy 221

Strategy System Training Examples 221

South State Correspondent

OCTOBER 28, 2022

AI, payments, data, and other aspects of innovation are dropping behind the scenes. Our teams just returned from back-to-back weeks at the Gartner Symposium in Orlando and Money 20/20 in Las Vegas. Gartner focused on technology infrastructure, while Money 20/20 was around fintech and payments. Small Idea – It’s Our Kid’s Technology.

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Abrigo

NOVEMBER 2, 2022

A typical manual construction loan process today involves loan, budget, and inspection data coming in at different times to different staff members in different forms. A typical manual construction loan process today involves loan, budget, and inspection data coming in at different times to different staff members in different forms.

Software 195

Software Lending Training Mobile 195

South State Correspondent

SEPTEMBER 7, 2022

” Marketing would then put together some ideas for a print or digital campaign; Retail would sign off on it, and then they would roll it out. These days, banks have a data analytics person in marketing that does nothing but look at the data and develop ideas. A Better Way To Handle Deposit Marketing In This Age of Data.

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PYMNTS

APRIL 2, 2020

The application for those loans went online in less than 48 hours, he noted, a short five days after the legislation that enabled it was signed into law by the president. According to PYMNTS’ data on the subject, one in four businesses doubt they will make it. In our broader conversations around the disbursement side of the $2.2

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Regulation Lending Fraud US 248

Abrigo

FEBRUARY 23, 2023

You might also like this on-demand webinar: "Problem loans: Identifying warning signs and management options" WATCH Takeaway 1 Executive leaders of small community financial institutions face complex issues, including declining deposits. Balance runoff is picking up speed, according to financial consulting firm Curinos.

Community Bank 195

Community Bank Kansas City Community Lending 195

Independent Banker

FEBRUARY 28, 2022

We asked several banking leaders how they’ve employed fintech to ramp up their marketing campaigns, hone their analytic strategies and gain new patrons in the process. Customized, well-thought-out interactions—especially in the online banking space—are integral to wooing new customers and retaining existing ones. By Katie Kuehner-Hebert.

Fintech 136

Fintech Marketing Community Bank Community 136

Gonzobanker

DECEMBER 14, 2023

The specifics are unclear, but bankers recognized that this will be an absolute game-changing technology in future years, and delivery will change in ways we can’t even conjure yet. THE BANKER AWARDS The Bank Acquisition of the Year – goes to the unique PacWest and Banc of California deal. Employees are back to work. We are in awe.

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Fintech Community Regional Technology 195

PYMNTS

MAY 19, 2020

percent as of May 10, up from 7.91 percent in the prior week, according to the Mortgage Bankers Association’s (MBA) Forbearance and Call Volume Survey. Despite April’s troubling economic data and high, Fratantoni said the number of loans put into forbearance has flattened. The MBA estimates 4.1 percent, according to Freddie Mac.

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Survey Trends Data Marketing 131

Independent Banker

OCTOBER 1, 2022

While there’s no cyber or data security silver bullet, by bringing the theoretical into a true banking environment, we can begin to establish action plans that speak to real-world attacks.”. Cyber and data security have long been areas of emphasis for community banks, but in today’s escalating digital environment, that focus has grown.

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Exercises Community Bank Community Resources 126

Abrigo

MAY 24, 2023

If signed into law, the SAFE Act would allow banks to provide services to cannabis-related businesses (CRBs) in states that have passed the legalization of marijuana in some form. According to a letter from the American Bankers Association (ABA) to the Senate Banking Committee, only about 11 percent of all U.S.

Lending 195

Lending Fraud Operations Ohio 195

PYMNTS

MARCH 13, 2020

With the acquisition of Apply Financial, Accuity wants to speed up payments for customers, it said in a statement Thursday (March 12). The company has a portfolio called Bankers Almanac for Payments, which works to deliver reliable information on bank and routing data. Terms of the deal were not released.

Payments 150

Payments Maine Industry Trends 150

PYMNTS

JULY 8, 2020

Homebuyer mortgage applications surged as June turned into July, in yet another sign of the housing market ’s surprisingly strong rebound after the coronavirus-triggered shutdown this spring. The number of purchase applications also jumped 5 percent over the previous week in June, the MBA said. The 30-year fixed rate slipped to 3.26

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Marketing United States Survey Industry 155

PYMNTS

JUNE 3, 2020

CNBC , reporting on data from UrbanDigs, the New York -based analytics provider for Manhattan’s residential real estate market, found that there were 160 purchase and sale contracts signed last month in the city, compared to 992 in May of 2019. It’s a question of when we can do business again.”. s Luxury Market Report. .

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New York New Jersey Connecticut Marketing 130

Abrigo

SEPTEMBER 28, 2022

Takeaway 3 Manage construction loan risk better with more accurate and up-to-date data. Construction loan spreadsheets are slowing you down. Construction loan risk management software leverages technology and sound process management to pull construction lending away from its manual roots. Leveraging software to work smarter.

Lending 195

Lending Software Risk Management Management 195

PYMNTS

MAY 1, 2019

Insurer Sun Life Financial has also signed up to be part of the service. They’re going to be able to share their data in a secure and trusted way, which they never really could before.”. SecureKey Technologies Inc., an identity and authentication provider, has announced that its Verified.Me

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blockchain System Security National 173

PYMNTS

SEPTEMBER 26, 2018

JPMorgan Chase is reportedly in discussions with Lyft about being the lead banker on its pending initial public offering (IPO). Lyft is gearing up to interview investment banks in October as it puts together the underwriters for the IPO, sources told CNBC, noting that no roles have been formally given to any investment banks yet.

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Marketing Data National Report 169

PYMNTS

SEPTEMBER 27, 2018

In addition, the company’s net loss increased at a slower rate than a year earlier, going up by 46 percent to $373 million. Just this week, it was reported that JPMorgan Chase is in discussions with Lyft about being the lead banker on its pending initial public offering (IPO).

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Marketing Maine Groups Data 122

Gonzobanker

DECEMBER 19, 2022

All of you with your hands up… … uh huh. It would have required a few trips to the local dispensary to dream up what bankers have endured this year. 1 issue raised by CEOs in our surveys, bankers had to craft a new and compelling post-Covid value proposition to attract it. OK, show of hands. Pull ’em down. Nobody did.

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Community Fintech Industry Innovation 216

Abrigo

DECEMBER 19, 2022

Checklists, guides, and more to help you and your AML-CFT staff Thousands of FinCrime professionals have accessed these guides, checklists, and other resources produced in 2022 by Abrigo's team, which includes former bankers, BSA officers, and regulators. . Would you like other articles like this in your inbox? Complimentary AML info.

Resources 195

Resources Training Fraud Compliance 195

Gonzobanker

DECEMBER 17, 2021

THE BANKER AWARDS. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Doug Larson. Gonzo readers, 2021 was just plain schizophrenic.

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Fintech Strategy Leadership Lending 148

Independent Banker

DECEMBER 1, 2021

You need something that fits and adapts to your needs, and sets your business up for growth. When deciding on a new provider, ask the critical questions before signing on the dotted line. At IBT Apps, we know what community bankers need to make the right core decision. Consider if the vendor is the right “fit.”

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Management eBook Community Meeting 103