PYMNTS

MAY 21, 2018

Against the backdrop of social media controversy — remember Facebook , of course, and 87 million users’ data exposed to Cambridge Analytica — oversight is tightening in Europe. Referring to the European Union, Maassen said that “The Commission is in negotiations, but if this consciousness doesn’t help, then we may have to adopt regulations.”.

social media 108

social media Regulation New York Data 108

PYMNTS

SEPTEMBER 19, 2019

So goes Amazon, so goes most of the rest of the retail world, with the eCommerce operator’s influence also extending to payments. After all, numerous studies point to the increasing importance of sustainability among shoppers – especially younger ones – when it comes to making retail decisions. We might soon find out.

Retail 168

Retail Payments Apple Study 168

PYMNTS

JUNE 23, 2016

What are the implications to the retail sector? Other macro concerns would include tariffs that would be levied against the country – but looming even larger is the impact to jobs, which of course means access to salaries which of course mean access to funds to buy things from retailers.

Retail 101

Retail Course Marketing Regulation 101

PYMNTS

MARCH 16, 2018

Ever since 2013, when Amazon CEO Jeff Bezos said the eCommerce giant was working on a 30-minute drone delivery program called Prime Air, people have been saying that delivery is the big retail use case for drone technology. Domino’s furthered the point by delivering a pizza by drone in 2016. Patent and Trademark Office.

Retail 151

Retail Technology Survey Course 151

PYMNTS

MARCH 4, 2019

Amazon, of course, stands out as a marquee name in the move to make the retail experience wholly digital commerce. There may be a groundswell against cashless retail, but then again, there also is a movement to take cash out of the equation. Much has been made of the coming of the cashless society.

Retail 129

Retail New York City New York New Jersey 129

PYMNTS

AUGUST 7, 2019

Those two retail trends have recently collided in Southeast Asia, where Carro, an automotive marketplace and financing provider, reportedly has bought Jualo, an online marketplace for used goods from some 300 product categories. The deal is not the only recent news involving the online retail sales of automobiles. Retail Waste.

Online 112

Online Retail Trends New York 112

PYMNTS

JULY 5, 2019

Amazon in some ways was the victim of a race run so well that regulators are taking a second look, competitors are loudly complaining and even the courts are taking a tougher line on its business practices. So how did everyone do clearing this week’s hurdles course? Of course, we won’t undertake such experiments cavalierly.

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Regulation Pennsylvania Retail Report 108

PYMNTS

DECEMBER 17, 2020

In a press release, the companies said that their integrated products would comply with the latest regulations. These include: PSD2, a European regulation for electronic payment services, along with 3DS2, a multi-factor authentication setup used to confirm digital identity during eCommerce checkout.

Fraud 174

Fraud Payments Philadelphia social media 174

PYMNTS

OCTOBER 23, 2019

The trend promises to heat up even more in the 2020s, and in a new PYMNTS interview, Butch Langlois, president, North America, for cloud-based retail management software seller Vend , provided an in-depth tour of those changes and a glimpse of what’s to come. These days, of course, it’s not just about the payments.

Retail 101

Retail System Mobile Innovation 101

PYMNTS

AUGUST 20, 2018

In 1946, the year the verdict was reached, A&P was the country’s largest retailer and, obviously, its largest grocery chain. Regulators didn’t destroy A&P in the end. Its sales were twice that of any other retailer. one-eighth of all coffee and more butter and cigarettes than any other retailer. percent to 2.7

Regulation 105

Regulation Online Innovation Google 105

PYMNTS

DECEMBER 24, 2020

It all depends on how you look at it — and where you look, of course. Bitcoin, of course, exists as one of the most widely recognized cryptocurrencies. Building The (Retail) Use Cases. And, of course, the crypto landscape extends well beyond bitcoin. Of course, it’ll take some time to get there if we do.

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cryptocurrency Bitcoin Course Boston 258

PYMNTS

MARCH 27, 2020

In commerce, knowing (and verifying) who’s on the other side of a transaction can mean the difference between a retailer making a sale to a loyal customer or a fraudster. The gateway to all of this digitization running smoothly is, of course verification. So is online shopping, with urgency.

Course 361

Course Mobile National Examples 361

PYMNTS

FEBRUARY 15, 2019

There is no rule, of course, that those fees have to be passed onto customers, but that usually happens, as merchants try to protect their margins from increased card fees – which means the price of goods may also be on the precipice of an increase. It’s a fact that merchants, of course, do not love.

Cards 224

Cards Course Security Fraud 224

PYMNTS

FEBRUARY 16, 2018

As a result, our eCommerce business is now approximately $1 billion in annualized retail sales, and we are well-positioned to capitalize on what is sure to be a dynamic future in this space,” Nooyi told investors. And the numbers in this regard don’t lie: Physical retail is growing at a rate of about 3.6

Retail 124

Retail Branding Mobile Strategy 124

PYMNTS

JUNE 15, 2020

Along the way, as estimated by Marketplace Pulse last month, as much as 90 percent of Walmart’s assortment offered online comes from the retail behemoth’s online marketplace. Incremental additions from Shopify would of course move the needle quite a bit — but, then again, Amazon has more than 2.5 million sellers on its platform.

Course 187

Course Washington Online California 187

PYMNTS

MAY 26, 2016

Those services launched into virgin territory in terms of regulation — businesses of this kind had never quite existed before — and so the rules and regs in place did not quite manage to directly address them. Uber has since fired back with its own PR statement, of course. So what did we learn this week?

Regulation 100

Regulation Austin San Antonio United States 100

PYMNTS

OCTOBER 7, 2019

Securities and Exchange Commission (SEC) is seeking to “modernize” the regulation of exchange-traded funds (ETFs) in a bid to make those investment vehicles more innovative, and give them quicker entrance to the market. Crypto prices, of course, have been nothing if not volatile.

cryptocurrency 134

cryptocurrency Bitcoin Regulation Retail 134

PYMNTS

FEBRUARY 21, 2020

regulators to secure a national bank charter, in turn clearing the runway for the entity to accept consumer deposits. The deal will take 12 to 15 months to close, but along the way, we can expect the blurring of the lines between FinTechs and traditional FIs (with a digital bent, of course) to continue.

Digital Banking 224

Digital Banking Conference Samsung Fintech 224

PYMNTS

MARCH 28, 2016

The amendment was passed following lobbying by the merchants and, of course, counter lobbying by the card networks and banks. The NRF further called out excessive lobbying for the cause of the initial miss in the regulations.

Retail 100

Retail Fraud Cards Regulation 100

PYMNTS

MAY 4, 2018

To find companies that may be using software to fix prices, EU regulators may create their own algorithms. So, of course, we would like to have our own algorithms to be out there, looking into the market, figuring out if there has been collusion taking place.”.

Regulation 123

Regulation Software Taxes Study 123

PYMNTS

FEBRUARY 15, 2018

He also said that he believes regulators need to “let up” on Wells Fargo, which has been plagued with recent scandals, including one that revealed that employees had opened a slew of fake accounts in the retail banking units. I think it’s time for regulators to let up on Wells Fargo.

Bitcoin 100

Bitcoin Los Angeles Course cryptocurrency 100

FICO

FEBRUARY 12, 2018

For all the talk in the UK about disruptors and fintechs and new entrants to the credit market, and about how banks and card issuers need to manage customers in arrears, there’s one group that seems strangely absent from this focus: retailers. It is estimated over £200 billion of UK household debt is in unsecured retail credit.

Retail 63

Retail Management Analytics Compliance 63

PYMNTS

MARCH 5, 2018

The pomp, the pageantry — and, of course, the glamour. So, for this week’s Data Dive , we thought we would hand out some “trophies” of our own — metaphorically speaking, of course. And the winners are…. Best Picture — Payments Innovation. The goal, quite simply, is to begin flipping all those cash payments into digital payments.

Regulation 108

Regulation Data Regional America 108

PYMNTS

JULY 15, 2016

When Amazon, the largest retailer by market cap, says that it had its best day ever , it’s hard not to call that a sizzle – and then some. But, they can, of course, always skip next year. Pokémon GO: Pet Rock or Opportunity To Rock Retail? We found one gigundo sizzle and three moderately sized fizzles. Amazon Sellers .

Retail 100

Retail FDIC Bitcoin Lending 100

PYMNTS

OCTOBER 16, 2020

Afterpay went in-store with major retailers in the U.S., Allaire also noted that the trend of neobanks or FinTechs becoming banks is going to continue and regulators are opening the door for that to occur. “I With the latest innovations in digital banking, that, of course, could change. in time for holiday shopping.

Report 176

Report San Francisco Payments Digital Banking 176

PYMNTS

JUNE 13, 2019

In an effort to regulate eCommerce merchandise returns, a proposal is set to be put forward in Germany that aims to cut back on the quantity of unwanted products that are destroyed. These sellers then reportedly list these items back on the websites of online retailers to offer up for a profit.

Texas 122

Texas Retail Course Report 122

PYMNTS

MAY 11, 2016

So what happened exactly — and why should everyone in physical retail care? But the broader picture — particularly of the how regulators and judges view and understand eCommerce — is a bit more eye-catching, and perhaps a bit more worrisome if one is in the physical retail game. Why The Judge Just Said No.

Retail 100

Retail Marketing Regional Online 100

PYMNTS

MARCH 21, 2019

That will also work in favor of companies such as Jumio: The FDA said retail sites selling those flavored products must use third-party authentication services to prevent sales to underaged consumers. As one can imagine, the FDA’s recent decision is hardly popular in all parts of the retail world. Regulatory Trend.

Online 152

Online Retail Regulation Trends 152

PYMNTS

DECEMBER 2, 2016

Business tax cuts: The corporate world had reason to cheer this week, when Trump’s pick for incoming treasury secretary, Steve Mnuchin, stated that the number one priority in terms of regulation is to roll back parts of Dodd-Frank. percent less according to the National Retail Federation. over the same period a year earlier.

Retail 100

Retail Taxes Data social media 100

PYMNTS

MARCH 27, 2019

What the regulator (or lawmaker, or court) giveth, the regulator (or lawmaker, or court) can taketh away. Of course, that’s not the only type of pressure that comes to bear on friction for customers of online gambling services. Regulations are another huge factor. . – the first March Madness since the U.S. In the U.S.,

Online 115

Online Regulation Compliance Security 115

Abrigo

AUGUST 8, 2021

Independent Loan Review Systems in Banking Banking regulators have outlined expectations for effective, independent loan review and credit risk review. . The change reflects regulators’ expectations that financial institutions will develop loan review or credit review systems tailored to their specific risks and circumstances.

System 195

System Lending Policies Regulation 195

PYMNTS

APRIL 8, 2016

Over the course of several decades, fashion advertisers have cultivated a very particular look for the models showing off their products. It’s not as if Aerie and American Eagle were the first retailers to dream up the idea of not pouring time and resources into retouching models until they resembled Barbie dolls.

Regulation 100

Regulation social media Branding Resources 100

PYMNTS

AUGUST 15, 2019

Nevada is enforcing stricter regulations on cryptocurrency kiosks, and will now require them to have a state money transmission license. Switching to a smaller bank seems to be par for the course for crypto companies in the UK as regulations get tighter and big service providers decide to cut their losses.

Nevada 115

Nevada Bitcoin blockchain Regulation 115

PYMNTS

JUNE 14, 2019

The downward revision of Amazon’s market share comes as the eCommerce giant finds itself, along with Facebook and Google, in the cross-hairs of regulators who believe they’ve grown too large, too powerful and very much in need of antitrust oversight. retail sales is only 4 percent. Third-party sellers are kicking our first-party butt.

Marketing 134

Marketing Retail Data Google 134

PYMNTS

JANUARY 28, 2019

As has happened so far, India’s government said late last year that new eCommerce regulations would become the law of the land – at the end of this week, on Feb. It is the smaller businesses that have held the ear of Modi’s government, which of course has had the Startup India program in place for three years.

Course 188

Course National Online Google 188

PYMNTS

MAY 18, 2018

Previously, CanPay enabled consumers and patients to pay at retail cannabis outlets via their checking account, but customers still had to wait in line to pay. Retailers that offer delivery put their employees at risk for the same reasons. This, said Eide, is yet another way in which cannabis retail has yet to be normalized.

Online 114

Online Retail Cards Industry 114

PYMNTS

MARCH 22, 2019

Much hype and hope surrounds the adoption of cryptocurrencies — bitcoin among them as the marquee name in the space, of course — beyond the Wild West of speculative trading that exists now. Regulators are investigating whether the company overstated its investment in small business lending firm QuarterSpot.

Bitcoin 123

Bitcoin social media Lending cryptocurrency 123