American Banker

JANUARY 12, 2021

The Office of the Comptroller of the Currency appears intent on being the federal chartering agency for tech firms with banking ambitions. But some experts say the Consumer Financial Protection Bureau is better suited for the job.

Course 85

Course Regulation Fintech 85

PYMNTS

AUGUST 4, 2020

regulator over concerns the deal might hurt competition in the restaurant delivery sector. Reversing course, U.K. regulators gave preliminary permission for the deal to move forward, citing documents produced by Deliveroo that indicated the firm was likely to go under without the injection of cash from Amazon.

Regulation 130

Regulation Course Marketing Online 130

PYMNTS

DECEMBER 9, 2020

And new regulations are taking root or are on the horizon to help protect consumers, their data and how that data might be used. Fraud, of course, is on the rise, so that will push the drive toward innovation and establishing digital identities.

Regulation 234

Regulation Security Data Course 234

PYMNTS

DECEMBER 4, 2020

4), Dutch antitrust regulators have been looking at the company – specifically into Apple’s Pay’s near-field communications (NFC) operability. Per the Dutch regulators: They’ll seek to investigate “whether limiting the payment apps’ access to NFC communication reduces the users’ freedom of choice.”

Regulation 150

Regulation Apple Google Software 150

PYMNTS

JUNE 26, 2020

“We will be asking ESMA (European Securities and Markets Authority) to investigate whether there have been supervisory failures and, if so, to set out a possible course of action,” Dombrovskis told the FT. “We We need to clarify what went wrong.”. A mid-July deadline for a reply from ESMA has been set, he added.

Regulation 152

Regulation Capital Policies Course 152

PYMNTS

JUNE 19, 2017

Department of Justice has naturally done its best to set up regulations that would prevent criminals from using the cryptocurrentcy for nefarious purposes. Of course, from Coinbase’s perspective, allowing those transactions could violate regulations designed to prevent money laundering and criminal activity.

Bitcoin 187

Bitcoin Regulation cryptocurrency blockchain 187

PYMNTS

AUGUST 29, 2019

New data from Coinbase has found that 56 percent of the world’s top 50 universities now offer at least one course on crypto or blockchain — up from 42 percent last year. And students are showing interest, with twice as many students taking a crypto or blockchain course this year than they did in 2018.

Course 116

Course Taxes Bitcoin blockchain 116

PYMNTS

APRIL 3, 2019

may be changing course in its efforts to break up the Big Four accountancy firms after the Competition and Markets Authority (CMA) decided against such action late last year. Reports in Bloomberg on Monday (April 1) said a U.K. audits for large businesses.

Course 108

Course Operations Report Marketing 108

PYMNTS

JANUARY 16, 2020

In addition, any firms that carry out crypto asset related activity within the scope of the FCA’s regulations must register with the authority before conducting business. but then of course Brexit looms) must begin regulating cryptocurrency assets with the same regulations that govern banks and other financial firms.

Regulation 132

Regulation cryptocurrency User Experience Operations 132

PYMNTS

MARCH 9, 2018

when it comes to financial regulation. As reported by Caixin Global , the People’s Bank of China will “take the lead” in coordinating regulation, a strategy that was telegraphed in remarks on Friday (March 9) from bank governor Zhou Xiaochuan. The central bank, of course, has had oversight of monetary policy.

Regulation 101

Regulation Course Maine Study 101

PYMNTS

JULY 2, 2018

Just a few weeks in, the data privacy law that has just taken root in the European Union already has some regulators seeking exemptions around the globe. Pertaining to investigations, the regulation – which took effect on May 25 – places restrictions on the data that can be shared internationally in the “public interest.”

Regulation 100

Regulation North Carolina Alabama cryptocurrency 100

PYMNTS

JANUARY 22, 2020

Big Tech, too, of course, and digital taxes. Separately, IBM CEO Ginni Rometty told CNBC from Davos that artificial intelligence should be subject to “precision regulation … you want to have innovation flourish and you’ve got to balance that with security.” Climate change. Trade accords.

Taxes 131

Taxes Regulation Conference National 131

South State Correspondent

MAY 9, 2023

The regulators are considering three options: raising the limit above $250k, raising the cap for only certain accounts (such as banks’ business accounts), or eliminating the cap entirely. Can Regulators Help The banking industry needs regulations and regulators to review banks. economy needs.

FDIC 195

FDIC Regulation Capital Management 195

PYMNTS

MAY 31, 2016

And the regulations just keep coming. As noted in The Wall Street Journal Tuesday , the fact remains that lenders are “awash in new regulations,” with swelling ranks of both interpreters and enforcers bringing “striking changes” to banks and their own internal day-to-day mindsets and operations. Regulators monitor chat rooms.

Regulation 100

Regulation Compliance Industry Course 100

PYMNTS

MAY 25, 2018

“We have a lot of predatory lending out here, which we want to regulate,” Geoffrey Mwau, director general of budget, fiscal and economic affairs at the country’s treasury, said on Thursday (May 24).

Regulation 101

Regulation Lending Mobile Course 101

PYMNTS

MAY 21, 2018

Against the backdrop of social media controversy — remember Facebook , of course, and 87 million users’ data exposed to Cambridge Analytica — oversight is tightening in Europe. Referring to the European Union, Maassen said that “The Commission is in negotiations, but if this consciousness doesn’t help, then we may have to adopt regulations.”.

social media 108

social media Regulation New York Data 108

PYMNTS

DECEMBER 10, 2018

Regulators in the European Union looked at Apple Pay , the company’s mobile payment system, and came to a conclusion about its market dominance, according to a report by Reuters. European Commissioner for Competition Margrethe Vestager said on Monday (Dec.

Apple 108

Apple Regulation Marketing Course 108

PYMNTS

JANUARY 18, 2018

Regulation has undoubtedly acted as a catalyst to major financial services trends in areas like small business (SMB) lending, faster payments and, most recently, open banking and collaboration with FinTechs. According to the results, banks argue that innovation, not just regulation, is behind the wheel of progress. Optimism Up.

Regulation 156

Regulation Innovation Fintech Marketing 156

PYMNTS

JULY 15, 2019

The rapid growth of cryptocurrency has come with closer scrutiny and a call for tighter anti-money-laundering (AML), know-your-customer (KYC) regulations. This push for regulations hasn’t come without controversy. Some think they go too far.

cryptocurrency 129

cryptocurrency Regulation Guidelines User Experience 129

PYMNTS

APRIL 11, 2016

Regulating such a fast growing market means some trial and error, however, will be par for the course. The agency itself is flexible in that it allows for the enforcement of ideas rather than just mandating adherence to a set of rules – and the regulator has been working with a few hundred companies over the past two years.

Regulation 100

Regulation Fintech Innovation Course 100

American Banker

DECEMBER 13, 2023

The Federal Reserve has allowed more than $1 trillion of assets to roll off its balance sheet. Chair Jerome Powell says he doesn't believe reserves in the banking system are nearing a level that would cause the Fed to slow down or stop.

Course 48

Course System Compliance Regulation 48

PYMNTS

APRIL 27, 2016

The European Union has decided it won’t take a formal stance on regulating blockchain, at least for now. According to the EU parliamentary committee, now is not the time to regulate. The unknowns, of course, have left regulators worried that it’s too early to set rules for a technology that has not been fully explored.

blockchain 100

blockchain Regulation Bitcoin Groups 100

PYMNTS

JULY 25, 2018

The Payments Systems Regulator (PSR), Britain’s official payment watchdog group, has announced it will be reviewing banks that process card transactions on merchants’ behalf to evaluate whether customers are getting the best deal. We will be responding in due course.”. s GDP,” UK Finance said. “It

Regulation 100

Regulation Cards Retail System 100

PYMNTS

MAY 20, 2016

In the latest chapter of the Lending Club drama, on Thursday (May 19), it came to light that New York’s highest-ranking financial regulator has launched an official inquiry into the online alternative lender. SEC filings also revealed a grand jury subpoena from the U.S. Justice Department.

Lending 100

Lending Regulation New York Course 100

PYMNTS

NOVEMBER 8, 2019

Venture capital firm Andreessen Horowitz is offering a course to help entrepreneurs better understand blockchain technology and cryptocurrency companies, according to a report by CNBC. Dixon said the free course is being offered with “no strings attached,” and that no companies will need to give up any equity stake to take part.

blockchain 128

blockchain Course cryptocurrency Regulation 128

Bussman Advisory

MARCH 10, 2023

We offer advisory services for the executive team and in-person or virtual courses with tailored topics. The post Silicon Valley Bank is shut down by regulators | Meta exploring a new social network that could compete with Twitter | WealthTech Radar 2023 appeared first on Bussmann Advisory AG.

social media 52

social media Regulation Fintech blockchain 52

CFPB Monitor

DECEMBER 4, 2019

The Department of Defense announced in its Fall 2019 rulemaking agenda that it is engaged in proposed rulemaking to amend its Military Lending Act (MLA) regulations, apparently in order to allow non-bank creditors to provide secured auto financing for purchase transactions. (The How did we get here?

Regulation 88

Regulation Security Lending Course 88

FICO

MARCH 7, 2023

Home Blog FICO Responsible AI: Are European Firms Ready for the Regulators? There are significant changes coming in Europe, which highlight getting a handle on responsible AI use, with the banking and financial services sector among those that will be most impacted by increasing regulation.

Regulation 52

Regulation America Compliance Fraud 52

PYMNTS

JULY 11, 2016

The head of the euro area’s central resolution authority, Elke Koenig, has reportedly told EU officials to take France as an example of how to unify those regulations , reports said on Friday (July 8). “Here, of course, we are also closely following the discussion in the EU about the harmonization of the creditor hierarchy.”

Regulation 100

Regulation Course Report Tools 100

PYMNTS

JULY 5, 2019

Amazon in some ways was the victim of a race run so well that regulators are taking a second look, competitors are loudly complaining and even the courts are taking a tougher line on its business practices. So how did everyone do clearing this week’s hurdles course? Of course, we won’t undertake such experiments cavalierly.

Regulation 108

Regulation Pennsylvania Retail Report 108

Chris Skinner

AUGUST 18, 2019

Things we’re reading today include … HSBC: Chinese headwinds threaten to blow bank off course Bank of England boss Mark Carney pulls out of UK-China dinner ‘Workaholic’ Alison Rose poised to take on the ‘toughest role in banking’ to become the first female boss of RBS Australian regulator promises big … The post Things worth reading: (..)

Course 185

Course Regulation 185

Abrigo

JULY 27, 2023

Of course, banks and credit unions are highly regulated industries, and this is increasing. They must not only comply with regulations aimed at protecting the safety of the FI but also those protecting the customers/members.

Technology 195

Technology Fraud Compliance Regulation 195

Abrigo

JULY 27, 2023

Of course, banks and credit unions are highly regulated industries, and this is increasing. They must not only comply with regulations aimed at protecting the safety of the FI but also those protecting the customers/members.

Technology 195

Technology Fraud Compliance Regulation 195

Perficient

MARCH 2, 2021

The final rule amends Regulation EE (Financial Institution Netting) to apply FDICIA netting provisions to certain new entities including swap dealers. Of course, the customization of the computer systems made in 2015 and 2016 will, once again, have to be changed for the new regulation. What is a Financial Institution?

Regulation 309

Regulation Security System Marketing 309

PYMNTS

MAY 22, 2017

That depends, says counterterrorism and cybersecurity expert Richard Clarke, on what companies, banks and regulators are willing to learn from the incident. To get more banks into the two-step authentication mix, Clarke recommends regulation, which would compel mandatory compliance. “A s National Health Service.

Regulation 116

Regulation National Online System 116

The Banker Technology

DECEMBER 12, 2017

Cracks are emerging in the post-crisis drive to harmonise global financial regulation, with policy-makers diverging in everything from payments to data residency. The effects could be profound, as Danielle Myles discovers.

Course 28

Course Regulation Policies Data 28

The Banker

DECEMBER 12, 2017

Cracks are emerging in the post-crisis drive to harmonise global financial regulation, with policy-makers diverging in everything from payments to data residency. The effects could be profound, as Danielle Myles discovers.

Course 28

Course Regulation Policies Data 28