PYMNTS

FEBRUARY 13, 2019

The Colorado Department of Revenue has revealed that the state’s regulated marijuana industry sales have topped $6 billion since sales began in 2014. Last year, regulated marijuana sales in Colorado were nearly $1.55 In comparison, California ‘s marijuana market has struggled since sales began in January 2018.

Industry 155

Industry Colorado Taxes California 155

PYMNTS

JULY 22, 2019

The decision to launch a standalone shopping page came about in September 2017 as an effort to appease European antitrust regulators and to avoid paying more fines. billion in fines over antitrust practices with its comparison Google Shopping unit. In June 2017, Google was slapped with a record $2.7

Google 154

Google US Comparison Online 154

PYMNTS

OCTOBER 2, 2018

Google has handed over a second report to European Union (EU) antitrust regulators, detailing its proposal to allow more shopping rivals to bid for ads on top of its search page. Last year, the company was hit with a €2.4 billion (nearly $2.8

Google 100

Google Report Comparison Regulation 100

PYMNTS

NOVEMBER 2, 2020

Today, the “membership has its privileges” mantra is at the core of the latest face-off between the two retail behemoths vying for an increasing portion of consumer spend: Walmart and Amazon. Amazon Prime became the catalyst for the consumer’s shift to digital and for the decline of physical retail. Walmart+ launched on Sept.

Millennials 246

Millennials Retail Online Report 246

Abrigo

JULY 14, 2023

Before finalizing this goal, management should consider the following: Historical trends Current CRE concentrations Market analysis Loan pricing considerations Real estate industry performance and Peer comparisons. Analyzing this data will set the stage for the institution’s expectations for the 10% growth (e.g., CRE concentration report.

Strategy 195

Strategy Data Analytics Analysis 195

PYMNTS

JULY 30, 2018

In other news, Department of Finance Canada has released a whitepaper that talks about an oversight framework for retail payments to allow non-financial institutions to participate in the country’s payment world – whether to initiate payments or be involved with clearing and settlement. By comparison, developers in the U.S.

Innovation 103

Innovation Payments New York California 103

PYMNTS

MAY 8, 2020

The crisis is hardly over, but post-pandemic reality is setting in for Main Street retail. Other ideas include more government action regarding competitive regulation. She believes lockdown orders created a loophole that allowed large chains that offer essential retail to continue selling non-essential goods like toys and electronics.

Maine 142

Maine Groups San Francisco Lending 142

PYMNTS

DECEMBER 13, 2019

The happier story, by comparison, is payments. Outdoorsy is a P2P marketplace that views regulators as partners rather than pests. Parallel developments are happening in retail, of course. But it shows that vulnerabilities exist and will always be exploited by sleepless cybercrooks. Where’s the Trust?

Fraud 130

Fraud Millennials Comparison Online 130

Abrigo

APRIL 20, 2017

Analytics can range from simple comparisons (for example prior year’s ending balances vs current year ending balances, square footage of retail space available vs sales ) to the use of complex models involving many relationships, regression analysis and components of data. They can: • Improve the quality of the analytics.

Analytics 150

Analytics Referral Marketing eBook Data 150

PYMNTS

NOVEMBER 29, 2017

Despite Chris Rock’s old adage that people “don’t sell drugs, drugs sell themselves,” being in the legal — or at least legal-ish — business of cannabis retail is surprisingly difficult and friction-filled work. As a point of comparison, U.S. The problem is not in moving the supply.

blockchain 102

blockchain Industry District of Columbia Florida 102

PYMNTS

AUGUST 5, 2016

Given the heavily regulated nature of alcohol sales state by state and the lack of technology sophistication that the local purveyors of wine, beer and spirits have, Drizly’s job is easier said than done. Most local liquor store retailers don’t have websites, which means that they don’t have online product catalogues for starters.

Comparison 100

Comparison Retail Boston Online 100

Jeff For Banks

JUNE 2, 2023

More recently and by comparison, the mortgage meltdown and subsequent global financial crisis took down more than 500 banks between 2007 and 2014, with total assets of nearly $959 billion. Third, the regulators need adequate financial resources. My lesson learned to the regulators, read your past lessons learned.

FDIC 78

FDIC Community Bank Regulation Lending 78

PYMNTS

JULY 23, 2018

“We’ve seen a 55 percent lift in online sales YOY over the course of Prime Day for large retailers — massive growth that we attribute to shoppers making purchases online with a variety of retailers,” Director of Adobe Digital Insights Taylor Schreiner told Retail Leader. So what is the lesson of the week?

Google 100

Google Retail Online System 100

PYMNTS

JANUARY 10, 2019

But if innovation means that the consumer is put at a disadvantage and price comparisons are made difficult, then we fight that,” he said. Wolfgang Schuldzinski, head of the consumer body, said his organization isn’t against new technology, and that the issue is that the buttons don’t give customers enough information. “We

Comparison 143

Comparison Innovation Regional Technology 143

PYMNTS

APRIL 16, 2018

Data is top of mind, of course, in the days following Facebook’s own privacy scandal that impacted 87 million users, and as the General Data Protection Regulation (GDPR) looms large over the payments landscape with a deadline only a month away. In the retail environment, one can buy online and return in store,” he emphasized. “In

Mobile 106

Mobile System Data Course 106

Lex Sokolin

NOVEMBER 12, 2020

When the old world wobbles, the new one seems more safe by comparison. For comparison, Visa today sits at about $420 billion in market capitalization, representing the discounted cash flows of owning a payment network. banks, card issuers, e-commerce sites, point of sale terminals, regulators, and so on. The election’s end?—?and

blockchain 52

blockchain Bitcoin Software National 52

CB Insights

FEBRUARY 6, 2018

Its technology has been used in industries including robotics, manufacturing, retail, logistics, and energy. Saagie’s smart data platform provides a variety of solutions, including compliance automation for KYC (know your customer) and data governance for GDPR (general data protection regulation). . Disclosed Funding: $5.5.

Analysis 74

Analysis New York Capital Data 74

Lex Sokolin

FEBRUARY 18, 2021

Here, for comparison, is similar data on venture capital funds?—?printing despite creating the same outcome of a regulated public company. The only difference is in the collective consciousness of financial regulators. We are barely into 2021, and 144 SPACs have already IPOed this year, compared to 248 of last year.

Capital 52

Capital Fintech US Lending 52

Lex Sokolin

FEBRUARY 18, 2021

Here, for comparison, is similar data on venture capital funds?—?printing despite creating the same outcome of a regulated public company. The only difference is in the collective consciousness of financial regulators. We are barely into 2021, and 144 SPACs have already IPOed this year, compared to 248 of last year.

Capital 52

Capital Fintech US Lending 52

PYMNTS

MAY 10, 2016

” He added that in 2016, roughly a quarter of European banking revenue (€128B) will come from retail payments. Those numbers will only rise as 2020 approaches – the date that the card networks have given European retailers to install terminals that are capable of accepting contactless payments. 19 percent; Germany, 66 percent.

Regional 100

Regional Payments Study Cards 100

BankUnderground

JANUARY 21, 2021

For most of us buying insurance nowadays, price comparison websites offer plenty of choice. However, competition regulators have found practices in specific markets that harm consumers. In July 2020 there were 375 UK-based, and 806 non-UK branches authorised by the Prudential Regulation Authority (PRA) to sell insurance in the UK.

Marketing 104

Marketing Analysis Policies Regulation 104

Fintech Labs Insights

MAY 18, 2016

This was shortly after learning that Scalable Capital, the first independent “InvestTech” company to receive a license to operate in Germany, had received FCA approval to operate as a regulated digital investment manager in the U.K. We followed up with a few questions by email. Finovate: What problem does Scalable Capital solve?

Risk Management 20

Risk Management Capital Management Retail 20

PYMNTS

AUGUST 13, 2018

So, the market will make contractors pay quicker; it doesn’t need regulation.” the ripple effects are being felt through the retail supply chain. House of Fraser, the retail firm that said it needs to obtain funding by a week from today (Aug. Also in the U.K., 13), has been bought by Sports Direct. Still Too Much Paper.

Payments 100

Payments Survey Retail United States 100

PYMNTS

APRIL 15, 2019

That look has many of those same pundits now fretting over how to value both adequately, since apple-to-apple comparisons, they say, are hard. And they are – mostly because there’s not an apple-to-apple comparison to be made. Both Uber and Lyft are in the ridesharing business, but that’s where the similarities begin and end.

San Francisco 184

San Francisco Comparison Apple Marketing 184

PYMNTS

NOVEMBER 20, 2018

David Yates was working at First Data , running its international business, and online retail, as he recalled in a new PYMNTS interview, was “really starting to lift off.” Yates — as have other experts recently — puts significant stock in what one might call the retail showroom concept.

Payments 186

Payments Innovation Mobile Comparison 186

NCR

MARCH 23, 2018

With new regulations in the EU set to see financial services providers required to open up more of their customer data to third parties in 2018, there will be a huge increase in the number of applications that take advantage of this in the coming months and years. More powerful, accurate product comparisons. Here are just a few.

Comparison 75

Comparison Fraud social media Data 75

PYMNTS

MAY 28, 2016

Regulators are talking about banning its “female Steve Jobs” CEO Elizabeth Holmes for two years, and the lawsuits are beginning. But the bad retail reports of late might provide enough of a catalyst for them to consider joining the band. It was hit with its second class action lawsuit just yesterday.

Comparison 101

Comparison Bitcoin Innovation blockchain 101

BankBazaar

NOVEMBER 18, 2021

In 2011, just a small percentage of the approximately 10 million retailers expected card payments, according to the same paper and around 145 million households were not connected to the banking system. The National Payments Corporation of India, India’s regulating organisation, follows. In comparison to Rs.

Payments 78

Payments Cards System National 78

Gonzobanker

MAY 8, 2020

Using quarterly comparisons from last year’s performance, we forecasted each bank’s income statement as follows: Net interest margin contracted by 15 basis points Non-interest income declined 15% Loan loss provisions increased by 350% from the same quarter last year. They may be looking for a dance partner or hiding from a regulator.

Lending 103

Lending Analytics Analysis Capital 103

PYMNTS

JUNE 27, 2017

Different merchants have different payment needs, and different global regions have different regulations. Acquirers, much like merchants, specialize in different markets and products, each handling risk and regulations in their own way. When it comes to picking the right PaaS service, one size doesn’t always fit all.

Payments 123

Payments Operations Study Comparison 123

PYMNTS

JUNE 27, 2019

But the French flight-sharing startup Wingly very much looks to avoid that comparison. Eventually, and with “some scuffling with French regulators” about the concept, Wingly managed a triumphant return to its home nation and expanded into the U.K. But the more important part of the issue is a legal one.

San Francisco 100

San Francisco Comparison National Regulation 100

PYMNTS

OCTOBER 9, 2018

.” Bitcoin miners might be challenged to make a profit amid the increasing retail price of electricity, The Next Web (TNW) reported. By comparison, 86 percent of bitcoin mining revenues represented estimated profits back in January.

Bitcoin 116

Bitcoin blockchain Comparison User Experience 116

Jeff For Banks

DECEMBER 12, 2017

Before we begin and for comparison purposes, here are last year's top five , as measured in December 2016: #1. That got regulator's attention in the form of a May 2011 Consent Order (CO). This, naturally, eliminated many of the smaller, illiquid FIs. Independent Bank Corporation (Nasdaq: IBCP) #2. Waterstone Financial, Inc.

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

CB Insights

MAY 23, 2019

Zenefits skirts compliance regulations. Zenefits skirts compliance regulations. In addition, regulators claimed that as many as 80% of insurance plans sold in Washington state by Zenefits reps were sold illegally by unlicensed brokers. Table of contents. Theranos and the revolutionary blood tests that never existed.

Fraud 78

Fraud Las Vegas Company Video 78

Lex Sokolin

AUGUST 19, 2020

In American terms, you should think of Visa or MasterCard as a comparison, or maybe American Express. Comparisons and Takeaways There’s some blowback in the Fintech social media saying that we should not be critical of these results, but rather champion the innovation and change they have brought about. It’s not impossible.

Comparison 52

Comparison Fintech Lending Analysis 52

Fintech Labs Insights

NOVEMBER 18, 2015

BankersLab’s Benchmarking is an addictive simulation game for fintech investors, regulators, and bank executives to predict which managers and lending institutions will make good decisions. Capitalise.com is a ‘one-stop-shop’ search and comparison site to help SMBs easily access financing.

Company 12

Company Comparison Customer Experience Management 12

PYMNTS

AUGUST 13, 2018

It’s tough slogging it out these days as an online retailer with a value proposition based purely on selling stuff cheap. Blockchain-based systems have little value outside a reliable, secure, regulated infrastructure to process transactions. Comparisons to Uber and Lyft abound: a disruptive way to reimagine transportation.

Payments 110

Payments Bitcoin blockchain New York 110