PYMNTS

MARCH 12, 2020

Quick: Who’s the biggest retailer in the U.S.? In terms of sheer size and locations, the United States Postal Service (USPS) is the biggest retailer in the country, with 31,000 locations covering pretty much every town. Now, a new report is asking a good question: What if the post office expanded its retail offerings?

Retail 169

Retail US Survey Examples 169

PYMNTS

MAY 7, 2020

State governments are dropping the ball on retail reopenings. As the week plays out, inconsistent direction and confusion have been standard with New York, Texas, California and Hawaii getting criticized by retailers big and small. We are not telling locals that feel it’s too soon, too fast, to modify. And we rank dead last in testing.

Retail 141

Retail Texas Guidelines New York 141

PYMNTS

AUGUST 21, 2020

Engaging customers in socially responsible causes can help retailers build trust and develop lasting relationships that translate into many return visits. Some retailers are engaging consumers by allowing them to use their BNPL accounts to donate directly to nonprofits they choose. Around The Buy Now, Pay Later World.

Report 294

Report Payments Retail Community 294

PYMNTS

JUNE 14, 2019

However, in the 2019 Retail Banking Report, a study by Reputation.com that analyzed online data relating to retail banking locations for 23 major U.S. The study came up with Reputation Scores, measured on a scale of 100 to 1,000, based on online reviews, accurate listings, social media, search results and customer engagement.

Retail 103

Retail Study Online social media 103

PYMNTS

JULY 6, 2020

If your business touches retail in any way, it might pay to follow a few important breadcrumbs. Worse yet, some analysts fear the triggering of break-lease clauses for retailers in malls if anchor stores leave. All of this will only make malls an even tougher sell to consumers, and to retailers that want consumers to buy their stuff.

Retail 259

Retail Meeting Branding Maine 259

PYMNTS

JULY 28, 2017

One in four Americans are currently at risk of having their jobs automated, according to a research paper from Ball State University, “ How Vulnerable are American Communities to Automation, Trade, and Urbanization? ”. What’s the effect of chatbots on the retail industry? Are they helping or hindering?

Retail 179

Retail Case Study Customer Experience Technology 179

PYMNTS

JANUARY 13, 2020

Fitness and wellness are helping to change the face of retail in 2020. Furthermore, consumers are always looking for variety, and for community — something a digital operation like ClassPass can help build in almost a social media-like way. Innovation is also taking place within retail brick-and-mortar pharmacies.

Retail 146

Retail Houston social media Trends 146

PYMNTS

MAY 29, 2020

In an interview with Karen Webster, Chris Carder , co-director of Entrepreneurial Studies at Schulich School of Business, outlines the story of how innovation can become teamwork. A partnership was born, and the students could then help retailers get onto the Shopify program and generate precious revenue.

Maine 142

Maine Retail Google Community 142

PYMNTS

NOVEMBER 21, 2020

are currently set to lose their unemployment benefits the day after Christmas, according to a study released on Wednesday (Nov. So it’s good to see some major retailers giving back for the holiday. Food Lion will then donate the box directly to the local food bank or partner feeding agency in the store’s community.

Retail 179

Retail Community National New York 179

South State Correspondent

FEBRUARY 20, 2023

Community bankers need to understand their competitive landscape. Who the competition is, what the lending competition is offering, their delivery channels, and service levels can help community banks differentiate their services and enhance their competitive advantage.

National 195

National Lending How To Community Bank 195

PYMNTS

AUGUST 6, 2020

“These individuals likely found or returned to work temporarily after their original unemployment claim, but then re-filed their claims as their hours or positions were cut again in response to communities re-instituting restrictions to combat a recent surge in COVID-19 cases,” he wrote in the report. As of mid-July, 3.3

California 150

California Los Angeles Study Florida 150

Abrigo

DECEMBER 18, 2023

WATCH Takeaway 1 Banks and credit unions are critical sources of capital for businesses in their communities, so how institutions assess CRE credits matters. But that might not be the best move for your financial institution or your community. I'm not saying go out and make every retail loan that you can get your hands on,” he said.

Risk Management 221

Risk Management Management Lending Capital 221

PYMNTS

SEPTEMBER 27, 2017

RIP retail. In a recent whitepaper, the firm noted that brick-and-mortar retailers face — and certainly feel — more pressure than ever to keep stores humming as centers of commerce. After all, over 90 percent of retail sales are still done in physical stores. Where Amazon treads, retailers tremble. Or, maybe not.

Retail 104

Retail Branding Online Examples 104

PYMNTS

MARCH 4, 2019

Amazon, of course, stands out as a marquee name in the move to make the retail experience wholly digital commerce. Council member and bill sponsor Ritchie Torres has said the ban is a way to make sure lower income communities, and those of color, are not shut out of marketplaces. The Case Against Cash.

Retail 129

Retail New York City New York New Jersey 129

ABA Community Banking

FEBRUARY 4, 2019

Study found that large banks are increasing market share when it comes to financial advice Bank Performance Financial Research Feature Financial Trends Retail Banking Customers Community Banking Feature3.

Study 40

Study Regional Community Bank Community 40

Banking Exchange

JULY 7, 2021

JD Power study found that big banks are leading the way when it comes to financial advice Retail Banking Duties Financial Trends Feature Lines of Business Feature3 Community Banking.

Community Bank 78

Community Bank Study Community Trends 78

PYMNTS

APRIL 13, 2020

In what appears to be an unprecedented move, an industry trade association is stepping in to help restart a retail community hit hard by the COVID-19 pandemic. These three virtual market weeks can help answer member and toy community needs. 14 to 20, all aimed at salvaging fourth-quarter buying decisions among retailers.

New York 255

New York Dallas Community Industry 255

Celent Banking

MARCH 16, 2015

This last week the American Banker Retail Banking Conference 2015 was going on in Austin, TX. The conference was full of community bankers discussing evolving business models and the pressures its placing on their ability to gather deposits. Home Depot was an interesting case study. Presenters proposed some solutions.

Conference 100

Conference Retail Community Community Bank 100

ABA Community Banking

JULY 13, 2020

The Consumer Financial Protection Bureau today released a study of the effects of so-called credit-builder loans on credit scores. The post CFPB Study Finds Mixed Results for ‘Credit-Builder’ Loans appeared first on ABA Banking Journal.

Study 81

Study Report Community Bank Community 81

PYMNTS

JULY 8, 2019

Indeed, some 88 percent of consumers don’t see a reason to switch to other financial institutions, according to a recent PYMNTS and Green Dot study. In a new PYMNTS interview, Andrei Cherny, CEO at Aspiration Bank, shares with Karen Webster his experience in building this new retail banking concept over the last four years.

Retail 116

Retail New York City Millennials Boston 116

PYMNTS

JUNE 19, 2017

Luxury retail isn’t such a cushy business these days. Nordstrom might be going private , the retail company announced in news Thursday (June 15). percent from the previous quarter, while retail net sales climbed only 0.5 Luxury retail isn’t seeing setbacks because of the economy or uncertain political environment.

Retail 143

Retail Trends Strategy Company 143

PYMNTS

AUGUST 4, 2020

The global pandemic has changed commerce fundamentally — a fact confirmed in Visa ’s new Back to Business study. According to the eight-country study, 78 percent of consumers have changed how they pay for things so as to reduce contact in their commerce. That was very evident in the study — and not just in the U.S.

Study 315

Study Survey social media Online 315

PYMNTS

NOVEMBER 25, 2016

Bad guys know retailers and businesses are working to stay one step ahead of their sophisticated and malicious attacks. The level at which that change has occurred in just a year is big, but it also reflects the awareness just at large in our communities about cybersecurity issues.”. Retailers’ Risky Business.

Retail 100

Retail Security Mobile Data 100

Abrigo

DECEMBER 10, 2019

ABA study shows banks are reporting more cases of EFE. A recent American Bankers Association Foundation research study (the ABA study) found that older Americans hold 70% of the deposited wealth in the United States. Key findings from the ABA study. The under-reported and growing crime. billion annually. We can help.

Fraud 284

Fraud Study United States Training 284

PYMNTS

JUNE 25, 2018

The PYMNTS Omnicommerce study of 4,000 consumers quarterly on grocery shopping bore that out, reporting that 55 percent of all grocery store shoppers divide their grocery spend between physical and digital channels, and that product and price were the reasons people selected the stores they shopped. Both placed near the bottom of the list.

Retail 156

Retail Branding Millennials Online 156

PYMNTS

APRIL 29, 2019

Retail Banking Satisfaction Study , retail banking was declared to have bounced back reputation-wise over the past decade, due to improvements in customer service spurred by innovations like mobile banking. Community banks (45.6 percent) in bill payment innovations than credit unions (80 percent) or community banks (82.6

Fintech 193

Fintech Innovation Community Bank Study 193

Abrigo

AUGUST 26, 2019

The community bank model is built around customer service, but for many bank and credit union customers, the definition of “good service” has been changing over the last couple of decades. Direct Banking Satisfaction Study found that direct banks, or branchless banks that operate online, earned a higher satisfaction score among U.S.

Conference 150

Conference Lending Oklahoma Alabama 150

PYMNTS

MAY 22, 2020

The data painted a dark picture for Main Street retail this week, with a new Facebook & Small Business Roundtable study showing that over 30 percent of small to medium-sized businesses have either failed or don’t see a way forward due to the pandemic.

Maine 138

Maine Philadelphia Community Groups 138

The Financial Brand

AUGUST 26, 2020

Study shows: Even with lobby restrictions still in place, most new consumer checking accounts at community institutions originate in-branch. The post Branches Bounce Back with Strong Retail Sales After Initial COVID Hit appeared first on The Financial Brand.

Retail 38

Retail Study Community Branding 38

PYMNTS

OCTOBER 20, 2020

Very recently, the fourth annual How We Will Pay 2020 study, done by PYMNTS in collaboration with Visa (more from that in a minute) gave new context to the shifters. A recent PYMNTS study found that more than two-thirds of consumers see rescuing Main Street physical retail linked to the economic vitality of their local communities.

Maine 221

Maine Retail Branding Study 221

ABA Community Banking

MAY 21, 2019

71 percent of consumers consider credit card offerings imperative when choosing financial institution Commercial Customers Cards Community Banking Feature3 Financial Research Feature Financial Trends Retail Banking.

Cards 40

Cards Study Community Bank Community 40

PYMNTS

DECEMBER 11, 2020

Insofar as consumers are still shopping in stores, the latest study demonstrated increased levels of interest in using touchless payment options at brick-and-mortar shops. According to the study, 35.3 In fact, PYMNTS’ study found that 67 percent of all consumers buy at least some of their groceries at Walmart.

Study 240

Study Online Cards National 240

PYMNTS

NOVEMBER 3, 2020

Despite rapid growth rates and an increasingly large global business footprint, studies show that nearly 80 percent of U.S. To that point, a study this summer by NYU Lagone found that virtual visits jumped 4,345 percent for non-urgent care and 683 percent for urgent care between March 2 and April 14 this year.

Video 262

Video Georgia Study System 262

PopularBank

MARCH 24, 2021

BDD Designation to Provide Branch $10 Million in Subsidized Deposits to Promote Community Reinvestment within East Harlem. Popular Bank’s East 116 th Street branch will serve as a BDD branch in the designated Community District 11 (CD 11). Recent BDD designation aims to provide critical services to East Harlem community.

New York 91

New York Community New York City New Jersey 91

Accenture

NOVEMBER 28, 2017

It’s no surprise, then, that the majority of global banks are planning to invest heavily in open banking initiatives by 2020, as revealed in a recent Accenture study. Another recent Accenture study shows that two-thirds of consumers in the UK said they won’t share their personal financial data with non-bank providers.

Study 150

Study Millennials Examples Data 150

ABA Community Banking

DECEMBER 17, 2018

by improving customer experience Bank Performance Deposit Trends Financial Research Human Resources Feature Management Financial Trends Performance Customers Feature3 Retail Banking Community Banking. Banks can grow their share of deposits by as much as 16.5%

Customer Experience 40

Customer Experience Study Community Bank Resources 40

ABA Community Banking

APRIL 11, 2019

Survey on trends and issues in business banking also finds majority of business owners prefer online account opening and loan applications for business needs Customers Revenue Community Banking Fee Income Profitability Feature3 Feature Financial Research Financial Trends Retail Banking Technology.

Study 40

Study Community Bank Trends Survey 40