PYMNTS

JULY 6, 2020

If your business touches retail in any way, it might pay to follow a few important breadcrumbs. Worse yet, some analysts fear the triggering of break-lease clauses for retailers in malls if anchor stores leave. All of this will only make malls an even tougher sell to consumers, and to retailers that want consumers to buy their stuff.

Retail 259

Retail Meeting Branding Maine 259

Abrigo

DECEMBER 18, 2023

WATCH Takeaway 1 Banks and credit unions are critical sources of capital for businesses in their communities, so how institutions assess CRE credits matters. But that might not be the best move for your financial institution or your community. I'm not saying go out and make every retail loan that you can get your hands on,” he said.

Risk Management 221

Risk Management Management Lending Capital 221

PYMNTS

MARCH 4, 2019

Amazon, of course, stands out as a marquee name in the move to make the retail experience wholly digital commerce. Council member and bill sponsor Ritchie Torres has said the ban is a way to make sure lower income communities, and those of color, are not shut out of marketplaces. The Case Against Cash.

Retail 129

Retail New York City New York New Jersey 129

PYMNTS

NOVEMBER 19, 2020

As governors across the country scramble to reimpose restrictions on dining as coronavirus cases soar, the National Restaurant Association is pushing back. 17) to the National Governors Association decrying the latest round of state restrictions. The influential restaurant trade and lobbying group fired off a letter on Tuesday (Nov.

New York City 155

New York City New York National United States 155

PYMNTS

DECEMBER 11, 2020

Insofar as consumers are still shopping in stores, the latest study demonstrated increased levels of interest in using touchless payment options at brick-and-mortar shops. According to the study, 35.3 Consumers are doing most of the grocery shopping these days at the large national chains in general, and Walmart in particular.

Study 240

Study Online Cards National 240

PYMNTS

DECEMBER 7, 2020

A November study indicated that one-third of all restaurants could shutter by the end of 2020 due to the coronavirus pandemic. The National Restaurant Association said the industry is being unfairly blamed for spreading new COVID-19 cases. One in six U.S. restaurants have already closed for good.

New York 150

New York New York City Guidelines National 150

Abrigo

DECEMBER 10, 2019

ABA study shows banks are reporting more cases of EFE. According to the National Council on Aging (NCOA) this heartless crime is most likely under-reported due to the victims’ fear, shame and embarrassment. What the ABA study determined is that financial institutions of all sizes continue to focus on elder fraud prevention.

Fraud 284

Fraud Study United States Training 284

PYMNTS

NOVEMBER 25, 2016

Bad guys know retailers and businesses are working to stay one step ahead of their sophisticated and malicious attacks. The level at which that change has occurred in just a year is big, but it also reflects the awareness just at large in our communities about cybersecurity issues.”. Retailers’ Risky Business.

Retail 100

Retail Security Mobile Data 100

PYMNTS

NOVEMBER 16, 2020

PYMNTS fielded a national consumer study of 2,806 U.S. More than anything, though, this study sought to quantify how many U.S. In this, PYMNTS’ 14 th study of a national sample of now roughly 40,000 consumers since March on their sentiment about COVID and the digital behavioral shifts it has caused, we learned a lot.

Study 270

Study Retail Millennials Conference 270

PYMNTS

MARCH 30, 2020

We went into the field last Wednesday (March 24) to understand, at an aggregate level, how COVID-19 has impacted the SMBs that line the Main Streets and the side streets of our communities. In other words, this sample reflects the composition of SMBs on those Main Streets and side streets of the communities that we all call home.

Maine 232

Maine Data Capital Study 232

PYMNTS

MARCH 11, 2016

Which retail store do you live closer to — Target or Walmart? Turns out that Target is the winner in that regard, according to the study, which concluded that price of homes near a Target increased by an average of 27 percent — or $65,569 — since the current owner’s time of purchase.

Study 100

Study Taxes Community National 100

PYMNTS

OCTOBER 12, 2020

When asked, fear of crowds surfaced as consumers’ primary reason for preferring to carry on with digital-first experiences when it comes to shopping for groceries (57 percent), purchasing retail products (52 percent) and even ordering food from restaurants (45 percent). The SMB Pinch. between March 1 and Sept.

Retail 220

Retail Study Report Boston 220

PYMNTS

MAY 27, 2020

With so many retailers hustling to capture the digital shift, it’s easy to let the details suffer. The same study revealed that a positive online reputation can be a key factor in customer acquisition, with a quarter of respondents saying it is the most important factor in choosing a vehicle.

Online 151

Online Management social media Branding 151

PopularBank

OCTOBER 13, 2020

According to a recent study , the state experiences one of the worst racial wealth gaps in the nation. The Newark 40 Acres and a Mule Fund will bring pride and prosperity to our city as a whole and to our Black and Latinx business community in particular.”. NWK FAM Fund Seeks to Narrow the Wealth Gap in New Jersey.

New Jersey 52

New Jersey Community NJ New York 52

PYMNTS

APRIL 21, 2017

As such, the United Nations–based Better Than Cash Alliance conducted a study that closely examined two of the largest digital payments enablers, which are both based in China. Through this study, it was found that these two entities, Alipay and WeChat Pay, were responsible for $2.9

social media 106

social media Study Community National 106

PYMNTS

AUGUST 12, 2020

To gauge the economic health and vitality of local economies, one need look no further than the financial stability of the small and medium-sized businesses that line the main streets and side streets of communities across the nation. Many are therefore forced to cover expenses with their own personal funds.

Maine 183

Maine Survey Study Tools 183

PYMNTS

FEBRUARY 24, 2016

One of the most significant: the health and importance of small businesses, and in particular, the “mom and pop” shops that line the main streets and side streets of our local communities. This quarter’s edition shows what happened, through the end of 2015, to the businesses that keep our local communities thriving and surviving.

Maine 100

Maine South Carolina New Hampshire Capital 100

ABA Community Banking

OCTOBER 2, 2015

Study mirrors U.S. bank development trends Retail Banking Channels.

National 40

National Study Trends Retail 40

Independent Banker

FEBRUARY 24, 2016

When Richard Bradshaw became president of specialized lending three years ago at United Community Bank in Blairsville, Ga., By earlier this year, United Community’s SBA staff had totaled 50 people, and the department is still growing. billion community bank issued $140 million in SBA loan commitments. Marketing tools.

Community Bank 70

Community Bank Lending Community Georgia 70

PYMNTS

SEPTEMBER 5, 2016

Look no further than retail shelves to see fall decorations on display and pumpkin spice-flavored products as far as the eye can see. Though many consumers may be happy to see the leaves turning and the weather cooling, it may not be such a wonderful time for retailers. The fall itself has a lot going on.

Retail 100

Retail Online Mobile Community 100

PYMNTS

DECEMBER 31, 2020

One study from 2019 found that 54 percent of 120 financial executives listed real-time payments as one of the most impactful emerging technologies, for example. The demand for faster payments is growing as companies look for swift, data-rich ways to transact.

Payments 168

Payments Resources Survey Examples 168

PYMNTS

SEPTEMBER 27, 2016

One where grocery stores, restaurants and eCommerce can deliver anything and everything to your home almost instantly by drone, payments are automatic, doctors do house calls, people communicate by FaceTime and most of the labor force works remotely. But it’s not just the retailers trying to cut costs who are embracing technology.

Mobile 100

Mobile Payments Los Angeles California 100

Independent Banker

AUGUST 9, 2016

Community banks should evaluate solutions that align with their service-oriented traditions and bring value to customers throughout their communities. If unable to support in-house marketing teams, community banks should look for a program that offers branded marketing support. The full study can be read here.

Community 70

Community Millennials Community Bank America 70

CFPB Monitor

AUGUST 22, 2016

The CFPB has announced the appointment of new members to its Consumer Advisory Board, Community Bank Advisory Council, Credit Union Advisory Council, and Academic Research Council. Retail Bank, Citibank, New York, NY. Chi Chi Wu, Staff Attorney, National Consumer Law Center, Boston, MA. Community Bank Advisory Council Members.

San Antonio 60

San Antonio Kansas City Groups CA 60

Abrigo

MAY 20, 2015

When the Apple Watch hits retail shelves within the next few weeks, chief technology officers and developers at financial institutions will be working to make sure that their mobile app translates to the latest wearable tech. For community banks and credit unions, this may be more of a challenge.

Apple 150

Apple Comparison Mobile Innovation 150

PYMNTS

MARCH 14, 2018

In one case study via researchers Koo and Wati, consumer attitudes toward Bank Central Asia’s mobile banking service found that when system and information quality was paired with trust, it led to increased perceived usefulness and customer satisfaction. Friction abounds in the process for merchants.

Mobile 120

Mobile Case Study Payments United States 120

Jeff For Banks

JANUARY 11, 2014

According to a 2012 Boston College Center for Retirement Research study , 63% of American males (why only males I do not know) participated exclusively in defined contribution (DC) retirement plans in 2007, up from 47% in 1992. I think, as a nation, we will need lots of help managing our money. Probably not. I think so.

Boston 89

Boston DC Community Community Bank 89

PopularBank

JUNE 18, 2020

In the National Federation of Independent Businesses (NFIB) Research Center’s survey of small businesses, which took an early snapshot of the economic fallout from the coronavirus through the month of March: . National Retail Federation (NRF) outlines practical tools and guidance for retailers reopening their business. . .

New York 52

New York New York City Retail Survey 52

PYMNTS

JUNE 23, 2017

Could unattended retail be the solution? According to a United Nations study released last year, cities are home to more than half the world’s population. In anticipation of a new glut of residents, some urban communities are encouraging alternatives to vehicle ownership, such as car-sharing services. About the Tracker.

Mobile 102

Mobile Indianapolis San Diego Los Angeles 102

PYMNTS

MAY 24, 2019

In an attempt to learn more about the diversity of human shapes and sizes, Amazon is paying volunteers (a $25 Amazon gift card) to get scanned, taped and photographed as part of a study to “learn about diversity among body shapes.”. Our goal was not to extract things from the community,” he said. . AI Enhancement.

New York 109

New York New York City Vermont Meeting 109

Tomorrow's Transactions

JANUARY 13, 2015

Regional, national, local, community, hyper-local? I think the trend toward multiple three-party systems instead of a small number of four-party systems means that we may see a return to payment systems that are owned and operated by retailers, brands and perhaps even local communities. From Live Five for Fifteen ].

System 30

System Mobile Community National 30

PYMNTS

MARCH 2, 2020

This is a bloodbath, but it’s not when you panic,” the president and founder of Blue Line Capital and Blue Line Futures told CNBC’s Trading Nation. Fitbit, for example, announced last week that it will sell 16 million units in 2019, and saw retail growth of 45 percent in its wearables unit. This is when you go shopping.”.

Apple 130

Apple Marketing Examples Google 130

PYMNTS

AUGUST 3, 2020

A large chunk of Google’s ad revenue comes from the sectors that were hardest-hit by the pandemic — travel, hospitality and retail — and some analysts seem concerned about the longer-term hit to that piece of Google’s business as those sectors struggle to rebound. The status quo won out.

Apple 234

Apple Google Online Maine 234

Independent Banker

MARCH 15, 2015

Retail locations: Seven. in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. What concerned me most wasn’t that the customer was upset with me,” recalls Hartings of the homebuyers who ignored his community bank’s cautiously pragmatic approach. “I By Kelly Pike.

Ohio 70

Ohio Community Bank Community Lending 70

PYMNTS

JANUARY 10, 2017

Studying trends in everyday purchases at grocery and drug stores, Jaravel’s data suggests that prices are increasing by an average of 2 percent per year for goods purchased by consumers with household incomes under $30,000 but by just 1.4 And more recent data indicates that things aren’t getting much better.

Online 100

Online Chicago New York Mississippi 100

PYMNTS

DECEMBER 20, 2019

According to the firm, “The openness of this design will aim to increase communication and foster a sense of community with the restaurants.” On another note, the number of products shoppers are mailing back to retailers is on the rise, with the growth of online shopping sales. There, team members make fresh food by hand daily.

Branding 133

Branding Retail Innovation Mobile 133

NCR

MAY 26, 2016

Each year since 1963 the SBA has marshaled resources to observe National Small Business Week , billed as an “opportunity to highlight the impact of outstanding entrepreneurs, small business owners, and others” as they “grow small businesses, create 21st century jobs, drive innovation, and increase America’s global competitiveness.”

social media 53

social media Resources Innovation Course 53