South State Correspondent

JANUARY 17, 2024

We focused mainly on customer profitability and used risk-adjusted return on capital as a proxy for profitability. As we pointed out, bank management needs to understand how a bank creates franchise value, and one way is to sell more profitable products to more profitable customers. increase in M/B. increase in M/B.

Study 195

Study Maine Analytics Capital 195

Abrigo

JULY 12, 2019

By Urum Urumoglu Senior Consultant A financial institution’s internal pricing decisions and strategies are crucial to the safety and the soundness of the organization and to its interest rate risk management process in particular. Time to update to the core deposit study?

Study 150

Study Risk Management Strategy Trends 150

PYMNTS

NOVEMBER 13, 2017

small- and medium-sized businesses (SMBs) have a lot of working capital on the books, consumers across Asia still use a lot of cash, merchants are becoming more omnireadi, demand for gym management software solutions is on the rise and business professionals are using far too many apps to get through their daily tasks.

Capital 108

Capital Management Data Software 108

Abrigo

DECEMBER 23, 2022

Blog posts to help your asset/liability management (ALM) staff strategize for the future These ALM posts were the most popular in 2022. Takeaway 2 Along with a five-part ALM 101 series that took a deep dive into risk-rating, popular posts touched on the value of core deposit studies. Complimentary ALM guidance.

Resources 195

Resources Risk Management Study Strategy 195

Abrigo

OCTOBER 16, 2015

Banks and credit unions are in the business of measuring and managing credit risk. At a recent Sageworks event, we discussed a specific case study regarding components of risk rating for a particular business loan to see how the institutions in the audience would have handled a particular scenario. Recommendations : 1.

Case Study 150

Case Study Study Policies Capital 150

Bank Innovation

JANUARY 29, 2020

With nearly 200 startups, five major banks, 19 venture capital firms and representation from large tech companies like Google, Facebook, PayPal, Toronto is quickly becoming a center for fintech entrepreneurship.

Meeting 364

Meeting Fintech Study Google 364

PYMNTS

JANUARY 5, 2021

Deirdre O’Connor, managing director of Corporate Restructuring at Epiq, said in the release that the higher Chapter 11 filings came from "preexisting distressed companies coupled with the onset of a zero-revenue environment.". “New consumers and businesses afloat,” said Kruse, per the release.

Study 159

Study US Retail Capital 159

Insights on Business

OCTOBER 31, 2019

In the continued evolution of the IBM Governance Risk and Compliance (GRC) product line, I am pleased to announce that effective today, Algo FIRST (FIRST) is rebranded to IBM FIRST Risk Case Studies. In particular, FIRST’s external loss event benefits can be seen in the integration to the OpenPages Operational Risk Management solution.

Case Study 79

Case Study Study Compliance Risk Management 79

South State Correspondent

JULY 30, 2023

There are various models investors may use to assess return and risk, but the most widely used is a risk premium model called CAPM (capital asset pricing model). Studies have generally demonstrated that the US banking industry’s cost of equity is between 8.8% These intangible factors can also lower the bank’s cost of capital.

Community Bank 195

Community Bank Community Capital Policies 195

PYMNTS

AUGUST 26, 2019

The rise of the gig economy and the popularity of remote work are among the factors that are laying bare the need for better spend management systems and technology. Bank study found that poor cash-flow management contributed to the failure of 82 percent of SMBs and that insufficient initial capital caused 79 percent of them to falter.

Management 109

Management Analysis System Mobile 109

PYMNTS

MAY 6, 2020

In a recent conversation with Karen Webster, Flywire CEO Mike Massaro discussed the unique predicaments that make cash flow management and forecasting in the time of coronavirus an immense challenge for the higher education system. As a result, the picture of cash flow remains complicated, too. An Interconnected Ecosystem. ”

Management 159

Management Strategy Policies Industry 159

Insights on Business

OCTOBER 31, 2019

In the continued evolution of the IBM Governance Risk and Compliance (GRC) product line, I am pleased to announce that effective today, Algo FIRST (FIRST) is rebranded to IBM FIRST Risk Case Studies. In particular, FIRST’s external loss event benefits can be seen in the integration to the OpenPages Operational Risk Management solution.

Case Study 70

Case Study Study Compliance Risk Management 70

PYMNTS

APRIL 7, 2017

Capital One released a new survey Thursday (April 6) to uncover why payment professionals who aware of the benefits of new technologies are holding themselves back from actually adopting those tools. Capital One and the NAPCP also found patterns based on the size of the company in which a payments professional works.

Capital 100

Capital Payments Leadership Technology 100

Perficient

MARCH 8, 2023

Fortunately, most societies today don’t legally bar women from partaking in these tasks, but the ancient history of shutting doors on women seeking greater financial control has left an undeniable gender gap in the world of financial services and a lingering, detrimental attitude that money management is a man’s job. households.

Innovation Strategies 275

Innovation Strategies Study Marketing Leadership 275

PYMNTS

MAY 6, 2020

In a recent conversation with Karen Webster, Flywire CEO Mike Massaro discussed the unique predicaments that make cash flow management and forecasting in the time of the coronavirus an immense challenge for the higher education system. As a result, the picture of cash flow remains complicated, too. An Interconnected Ecosystem. ”

Management 160

Management Strategy Policies Industry 160

PYMNTS

SEPTEMBER 4, 2019

And yet, Supply Chain Dive reported this week that the number of trucking companies that have shuttered has more than tripled so far in 2019 to 640 trucking companies, according to data from Broughton Capital. The companies themselves are larger in terms of fleet size, which now averages 30 trucks, as compared to nine last year.

Company 123

Company Study Capital Operations 123

PYMNTS

NOVEMBER 11, 2020

Capital Management Leans Into Digital. Into that void steps artificial intelligence (AI)-powered liquidity management systems. Avoiding such mistakes requires advanced automation technologies and the various AI-driven platforms that companies are employing to strengthen capital management.

Capital 219

Capital Resources Survey Management 219

PYMNTS

AUGUST 25, 2016

Accounting and consulting firm Crowe Horwath LLP says businesses face a balancing act when it comes to cash flow management. Treasurers and money managers need to make the right decisions with corporate money for today, while ensuring the business will be in a good position tomorrow.

Management 100

Management Survey Capital Analytics 100

PYMNTS

APRIL 22, 2019

Might banks be making inroads into the hearts and minds of smaller firms as they seek out capital – as some SMBs cite at least some dissatisfaction with non-banking lending conduits? The tally was also down at smaller banks, at 20 percent in 2018, which compares favorably to the 25 percent in 2017. holds 29 percent of that asset base.

Study 122

Study Lending Online Survey 122

PYMNTS

AUGUST 23, 2019

The bond, which is due August 2020, is the first bond created, allocated, transferred and managed through its life-cycle using distributed ledger (blockchain) technology. It’s managed by the Commonwealth Bank of Australia ( CBA ), RBC Capital Markets ( RBC ) and TD Securities ( TD ).

blockchain 190

blockchain cryptocurrency Capital Washington 190

PYMNTS

JUNE 19, 2020

After a feasibility study by the Bank of Thailand, the CBDC will be integrated so as to implement the new payments system. The CBDC will be integrated with Siam Cement Public Company’s financial management and procurement systems and its suppliers developed by Digital Ventures Company.

System 246

System Payments Study Capital 246

PYMNTS

NOVEMBER 11, 2020

The new funding, led by Tiger Global Management, brings SentinelOne’s valuation to over $3 billion. Other investors included Sequoia Capital Global Equities and existing investors Insight Partners and Third Point Ventures, the release stated.

America 268

America Study Security Meeting 268

PYMNTS

JANUARY 7, 2021

Silicon Valley buy now, pay later (BNPL) startup Uplift has closed a $68 million credit line deal with Atalaya Capital Management. . Buy Now, Pay Later has become another mainstream way to responsibly pay for a variety of consumer purchases," said James Intermont, principal, Atalaya Capital Management. 7) press release.

Payments 148

Payments Capital Study Survey 148

Gonzobanker

APRIL 23, 2020

If the institution is using this service in the AML and fraud departments, it might be wise to open these searches to loan officers managing their portfolios. Studies show that institutions that more rapidly pushed workouts in 2009-2012 came out healthier than those that chose to wait. Explore what guidance regulators might provide.

Management 79

Management Tampa Analytics Data 79

PYMNTS

OCTOBER 29, 2018

Small Business Banking Satisfaction Study , only 37 percent of small business banking customers believe that their bank appreciates their business, while just 32 percent say their bank understands their business. Power 2018 Retail Banking Satisfaction Study and the J.D. Power 2018 Credit Card Satisfaction Study. Power 2018 U.S.

Regional 153

Regional Study Management Resources 153

South State Correspondent

FEBRUARY 20, 2023

Unfortunately, banking is challenging to study, and some banks inadvertently ignore their significant competitors. Notable Tactical Differences in Lending Competition Many of the largest banks in the country consider themselves technology companies that manage and measure profitability and maintain relationships.

National 195

National Lending How To Community Bank 195

South State Correspondent

MARCH 19, 2024

The Importance of Cross-selling and Upselling Studies conducted on banking relationships find that the most profitable commercial clients at banks buy more than one product at those banks, and there is a strong positive correlation between profitability and number of products sold and the bank’s size of customer wallet.

Community Bank 195

Community Bank Community Industry Cards 195

PYMNTS

FEBRUARY 20, 2020

Cybersecurity firm ZeroFOX closed a $74 million funding round led by Intel Capital that will be used to advance cyberattack detection and remediation, VentureBeat reported on Thursday (Feb. Existing investors NEA, Highland Capital Partners, Redline Capital Management, Hercules Capital and Core Capital also participated in the funding round.

Baltimore 130

Baltimore Maryland social media Hawaii 130

PYMNTS

SEPTEMBER 16, 2019

The FinTech startup focuses on helping parents raise financially savvy kids using an app-based debit card that is managed by parents. Greenlight has built an incredible platform that makes it convenient and safe for parents and kids to manage their money. According to an early 2019 study, 70 percent of U.S.

Tools 112

Tools United States Capital Cards 112

PYMNTS

SEPTEMBER 18, 2020

To that end, joint research between PYMNTS and Visa , in a study titled Marketplaces as Retail’s New Front Door , found that 60 percent of surveyed businesses that are not currently using online marketplaces would like to do so. The potential for turbo-charged commerce, done with speed, is vast.

Online 354

Online Survey Maine Study 354

PYMNTS

JANUARY 29, 2020

can get loan approvals in minutes through its Worldpay Working Capital solution, which initially rolled out in March 2019. Working Capital makes it faster and easier for businesses to get access to the cash they need while allowing them to pay the funds as a percentage of their daily card transactions.”. FIS merchants in the U.S.

Lending 131

Lending Florida Capital Fintech 131

PYMNTS

AUGUST 8, 2017

Japan-based business card management service Sansan has announced news of fresh venture capital in support of its solution which helps professionals with business information management and networking. Study researchers described the B2B marketing potential of social media as an “untapped gold mine.”

social media 100

social media Capital Study Leadership 100

PYMNTS

NOVEMBER 9, 2020

Accounts payable (AP), accounts receivable (AR) and other capital management workflows are also not immune to pandemic-related struggles. One study found that 74 percent of accounting staff reported pain points when manually processing invoice data, for example, with 68 percent citing manual invoice routing as their top concern.

Analytics 130

Analytics Company Innovation Capital 130

PYMNTS

MAY 7, 2020

Valued at $190 million two years ago, Deliv has raised $85 million in venture capital since its founding in 2012, according to PitchBook Data Inc. Deliv’s venture investors include General Catalyst, PivotNorth Capital, Redpoint Ventures and Upfront Ventures, according to its website. Google and Enterprise Holdings Inc.,

Google 177

Google Survey Capital California 177

PYMNTS

JUNE 28, 2016

Days before the Brexit vote was decided, Western Union Business Solutions got an early jump on raising awareness of FX management for small businesses. In Hong Kong, Glendenning added that SMEs are similarly lacking in their use of FX management strategy. “The cost of borrowing further exacerbates the problem,” he said.

Management 101

Management Strategy Operations Tools 101

Insights on Business

JANUARY 8, 2019

The laws of Newtonian gravity dominated our studies and life seemed so simple – everything moved in a straight line unless acted on by an external force and F=ma, mass x acceleration. But what has this got to do with risk management I hear you ask? At school, we were taught classical physics. Then it all changed.

Risk Management 107

Risk Management Management Course Big Data 107

PYMNTS

DECEMBER 4, 2019

A recent Small Business Rapid Settlements study, done in collaboration between Mastercard and PYMNTS, finds that among more than 760 small- to medium-sized businesses (SMBs), more than 70.1 The PYMNTS/Mastercard study hints at a larger issue: namely, that companies would benefit greatly from a more visible, and faster, flow of funds.

Study 166

Study Capital Examples Payments 166