PYMNTS

NOVEMBER 16, 2020

Four years and $35 million in venture capital funding later, Taylor’s company is expanding and simplifying the ability for eCommerce companies to build sophisticated yet simple web stores. Some retailers are just excellent about telling stories about themselves and about the products that they're selling,” Taylor told PYMNTS.

Retail 226

Retail Regional Branding Tools 226

PYMNTS

JULY 16, 2020

All four companies — as well as other retailers — are fitting into the framework of a platform PYMNTS calls Digital 3.0 So far, retailers have done a decent job here. The retailers mentioned at the beginning of this piece have taken a stance on health that should have been taken by federal and local governments.

Retail 155

Retail Apple Examples Marketing Strategies 155

PYMNTS

JUNE 8, 2020

Retail dispute management system Chargeback announced Monday (June 8) that it has closed a $6.6 Chargeback said the money will accelerate its growth and ability to help online and offline retailers decrease credit card disputes, achieve higher win rates and retain more revenue. million Series A1 funding round.

Retail 142

Retail Management Customer Experience Capital 142

PYMNTS

DECEMBER 28, 2020

The dreaded returns season has hit retail with a predictable but painful thud. With Mastercard putting a 49 percent tag on the eCommerce spike for the holidays, this year will be the toughest on record for handling what is a resource- and capital-intensive task. In the brick-and-mortar retail era it was a nuisance to be avoided.

Customer Experience 216

Customer Experience Retail America Branding 216

PYMNTS

AUGUST 7, 2020

Retail Properties of America ( RPAI ), which owns and operates 102 multi-retail sites, showed a net income drop from $44.4 With rent receipts above our approximate 60% break-even level, we hold much optionality for our capital structure.”. One of the largest real estate investment trusts in the U.S.

Retail 184

Retail America Operations Examples 184

PYMNTS

MARCH 31, 2020

As recently as a few years ago, it was often difficult to get retailers to think seriously about unattended retail as an expansion or extension of their business. That shift in consumer preferences is driving an ever-expanding digitization of the physical retail experience, he noted. While that is a growth area, Layden Jr.

Retail 175

Retail New Jersey Oregon Technology 175

PYMNTS

SEPTEMBER 22, 2020

But the eCommerce trend for personal care, packaged foods and beverages has led CPG companies to advertise on supermarket and other retail sites in order to be where the shopper is, and to encourage sales through online channels. The new emphasis on digital has also led to more collaboration with retailers.

Company 140

Company Capital Resources Retail 140

PYMNTS

MARCH 12, 2020

For retailers looking at stockouts, empty stores and the worst still to come, talk of recovery might seem premature. Retailers should first understand that the most stress is likely being placed on front-line employees and, if applicable, customer service reps. “All things must pass,” as George Harrison said.

Retail 131

Retail Resources America Software 131

PYMNTS

JUNE 10, 2020

As retail reopens and starts to spur some optimism for the future, a dark number appeared on the scene on Tuesday (June 10). Coresight released a report that says 25,000 retail storefronts will close by the end of the year. After all, they have access to capital, and they have shown strong balance sheets in the past.

Retail 131

Retail New York City Online Trends 131

Abrigo

DECEMBER 18, 2023

WATCH Takeaway 1 Banks and credit unions are critical sources of capital for businesses in their communities, so how institutions assess CRE credits matters. Takeaway 3 Loan-level stress testing can help assess repricing risk, while capital stress testing helps clarify the impact of CRE loan losses on capital.

Risk Management 221

Risk Management Management Lending Capital 221

South State Correspondent

OCTOBER 12, 2023

Let’s take four loan choices: These are all real-life examples, actual probabilities of defaults (PODs), real risk-adjusted returns on capital (RAROC), and represent actual choices banks had to make. For example, Bank A, below, likes credit stability among all else, while Bank B prefers the highest return.

Resources 195

Resources Strategy Capital Industry 195

PYMNTS

JANUARY 30, 2020

So-called fast fashion has been a big player in retail for years, but that part of the commerce-and-apparel world is facing some serious challenges. 30) from the Columbia Spectator , which covers news important to students at Columbia University and Barnard College in the global fashion capital of New York City. Organic Counter-Moves.

Retail 142

Retail New York City New York social media 142

PYMNTS

FEBRUARY 27, 2020

In this case, it’s the gap between interest and intent, the chasm that lies between consumer awareness of unattended retail and actually taking the plunge in buying at the kiosk and vending machine. At a high level, according to PYMNTS data , unattended retail is reaching only one-tenth of its potential. Hurdles For Larger Merchants.

Retail 131

Retail Comparison Technology Branding 131

PYMNTS

OCTOBER 18, 2018

To learn more about their customers and increase foot traffic, retailers are testing out new business ideas. In some cases, retailers are dedicating small spaces to brands inside their brick-and-mortar stores. Macy’s , for example, is testing out pop-up stores in 10 cities in a concept called “The Market @ Macy’s.”

Innovation 145

Innovation Retail Online Branding 145

BankUnderground

APRIL 28, 2023

Mahmoud Fatouh Small banks tend to have more specialised business models, likely focusing on commercial and retail banking activities, and show limited interconnectedness to other financial institutions. For example, the Bank of England is designing a ‘ strong and simple ’ regulatory regime for small banks with simpler business models.

Capital 84

Capital Lending US Data 84

South State Correspondent

JANUARY 17, 2024

We focused mainly on customer profitability and used risk-adjusted return on capital as a proxy for profitability. The authors showcase an example of prior to the Truist merger, SunTrust and BB&T had similar balance sheets. Both banks, for example, had about $150B in deposits. increase in M/B.

Study 195

Study Maine Analytics Capital 195

PYMNTS

FEBRUARY 6, 2018

Fanatics , a company that sells Team USA merchandise, has taken a novel approach to Olympic retail this year with a physical store in a major U.S. The store marks a milestone for Team USA: It’s their first in-person retail store outside the Olympic Training Center in Colorado. Retail Gold. The Economics.

Retail 118

Retail Strategy New York City Los Angeles 118

PYMNTS

JULY 30, 2019

One of the biggest retail stories as we head into 2020 is how India is a battlefield of digital commerce, along with a hotbed of retail innovation. The eCommerce retailer is said to be working with Catamaran and has started hiring workers for the operation per unnamed sources, Reuters reported. The company was founded in 2016.

Retail 108

Retail social media eBook Report 108

PYMNTS

MARCH 22, 2018

One retailer’s loss could be another retailer’s gain: Even though Toys R Us is facing bankruptcy, other retailers may benefit from the embattled toy retailer’s demise. Amazon could take over some of Toys R Us’ stores, which may be soon vacant as the retailer winds down its operations. Retail Group.

US 139

US Retail Branding Examples 139

PYMNTS

APRIL 19, 2019

liquor industry), who has combined the ongoing consumer desire for online subscription retail with the rise of craft distilleries. Along the way, he learned more about the power of brick-and-mortar retail in this increasingly online world. For example, there are the laws regarding the manufacturing, distribution and sale of liquor.

Retail 156

Retail California Online Operations 156

PYMNTS

DECEMBER 17, 2020

Digital fraud is a long-running problem for merchants, retailers, banks and businesses of all types. Twenty-two percent of Americans have reported being targeted by pandemic-related fraud, for example, such as schemes involving fake personal protective equipment (PPE) merchants or fraudsters impersonating tax officials.

Fraud 255

Fraud Online Retail Examples 255

PYMNTS

JUNE 14, 2019

However, in the 2019 Retail Banking Report, a study by Reputation.com that analyzed online data relating to retail banking locations for 23 major U.S. At a high level, retail banking didn’t score as well as other industries with a 341, 174 points lower than retail’s 515.

Retail 103

Retail Study Online Mobile 103

PYMNTS

OCTOBER 16, 2019

Retail sales in the U.S. Online retail suffered a 0.3 Meanwhile, the retail sales for August were revised to a 0.6 Gloomy economic clouds keep gathering, and the latest example comes from Europe, as retailers and payment services providers shift more of their focus to the all-important holiday shopping season.

Retail 102

Retail US Meeting Data 102

CB Insights

NOVEMBER 15, 2022

For example, Capital One has applied for 40+ AI patents related to vehicles, reflecting its emphasis on its auto underwriting tool. The post What the top retail banks are patenting in AI appeared first on CB Insights Research. Patents are a key indicator of a bank’s AI strategy and R&D direction.

Retail 41

Retail America Tools Strategy 41

PYMNTS

FEBRUARY 14, 2020

We have deep dives into unattended retail, rapid settlements and cybersecurity, as well as news on Mastercard receiving the go-ahead from China’s central bank to set up a bank clearing business. NEW DATA: Consumers Like Cashier-less Retail But Retailers Aren’t Hitting The Mark. Trackers and Reports. million consumers or 6.9

Retail 141

Retail Cards Millennials Fraud 141

PYMNTS

NOVEMBER 27, 2019

True Food Kitchen , in one case, has created its menu around recipes that Dr. Andrew Weil inspired with anti-inflammatory ingredients and is mulling raising new private capital, Bloomberg reported. The electronics retailer has been using its brick-and-mortar locations to fill eCommerce deliveries as well as contend with Amazon.

Retail 101

Retail Innovation Las Vegas United States 101

PYMNTS

OCTOBER 5, 2020

According to Marc Porter , CEO of Porter Capital Corporation , this has indeed been a growing problem throughout supply chains. "We We saw big-box retailers extend payment terms to 90 days," he said, pointing to companies including Target and Costco as some examples. The Big-Box Struggle. Factoring in all Options.

Strategy 143

Strategy Payments Capital Tools 143

PYMNTS

FEBRUARY 19, 2019

Account takeovers are becoming bigger business for criminals — or, at least, the business of preventing account takeovers in the digital retail and payments realm is becoming an increasing focus of companies and security experts. The new capital will help fuel hiring and other growth, the company said.

Retail 118

Retail Fraud Case Study San Francisco 118

PYMNTS

NOVEMBER 16, 2016

Black Friday and Cyber Monday sales continue to increase year over year — while some project online holiday sales at $98 billion, new estimates from the National Retail Foundation project that this year’s online holiday sales could reach $117 billion. ‘Tis the season … to be very, very wary of phishing and other types of fraud.

Fraud 100

Fraud Retail Cleveland Ohio 100

PYMNTS

JULY 13, 2020

Crypto exchange Kraken , for example, plans to double its legal team’s size by 2021. Abra marketed its app to retail investors but reportedly did not ensure that they were eligible to participate in that kind of transaction, the release states. Abra, which works by letting users bet on price movements of listed U.S.

Taxes 170

Taxes Bitcoin Capital cryptocurrency 170

PYMNTS

APRIL 22, 2020

Take, for example, The Edge Desk. million from a venture capital firm to fund the business. Some products were just made for these times. In January of this year, it was just an interesting, ergonomically designed piece of office furniture. He couldn’t help but realize how comfortable he was in the kneeling position.

Capital 163

Capital Marketing Michigan Company 163

PYMNTS

JULY 8, 2016

Darrell Esch, PayPal’s GM of its business financing unit, says that the company is so pleased with the progress of its Working Capital program that PayPal will now boost the amounts it will lend to SMBs. Those numbers also come against the backdrop of Oct. 2015’s tally, reporting a respective $1 billion and 60,000 merchants.

Capital 101

Capital Analytics Lending Data 101

PYMNTS

AUGUST 11, 2016

Back-to-school shopping has started earlier than usual this year, and retailers have Amazon to thank. According to a report, shoppers took advantage of Amazon’s Prime Day to stock up on back-to-school supplies, which is leaving retailers playing catch-up if they want to cash in on what is a lucrative time of year for them.

Retail 100

Retail Online Trends Examples 100

PYMNTS

JULY 12, 2018

Walmart is mulling shifting its branded credit card business to Capital One Financial from Synchrony Financial as it aims to expand the company’s mobile payments offering. Citigroup and Costco , for one example, faced many customer complaints when Citigroup struggled after taking over the portfolio.

Capital 100

Capital Cards Branding Mobile 100

PYMNTS

DECEMBER 14, 2020

Although the installment concept is hardly new, Afterpay’s platform and growing catalog of retailers has brought fame and fortune to the company and its founders. A big part of Afterpay’s growth stems from the fact that its super-simple service is appealing to both customers and retailers alike. Preference For Debit. Lower Loss Rates.

US 322

US Retail Cards Millennials 322

PYMNTS

JANUARY 10, 2019

The recent woes of Sears and other struggling retailers are seen as an opportunity for the online retail giant. that the company is visiting sites of now defunct retail spaces. For example, Whole Foods managers went to a site in Utah that used to be a Kmart. Sources told Yahoo!

San Antonio 213

San Antonio Tulsa Milwaukee Montana 213

PYMNTS

NOVEMBER 23, 2020

When Miami-based Retail e-Commerce Ventures (REV) recently announced that it purchased the remains of twice-bankrupt RadioShack , it wasn’t some one-off strategy to acquire distressed assets for pennies on the dollar. It’s a plan the company describes as “transforming well-known, distressed retail brands into eCommerce success stories.”

Branding 254

Branding Retail New Jersey Miami 254