article thumbnail

Federal Banking Regulators Seek Comments for Additional Capital for Large Banks

Perficient

The FRB and FDIC are looking to improve financial stability by limiting contagion risk ( the spread of an economic crisis from one market or region to another) by reducing the likelihood of uninsured depositors suffering loss. Current Capital Requirements. For large banking organizations that are not U.S. of total leverage exposure.

Capital 275
article thumbnail

Why Venture Capital Is Accelerating In Asia — Why It’s Different From The Valley

PYMNTS

Despite the pandemic, venture capital dollars are flowing freely to nascent firms in Asia that are tackling the need for contactless interactions and platforms that match supply and demand — setting the stage for innovation on the other side of the public health crisis. Many of them are government, corporate or university led, Dixon said.

Capital 298
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Climate and capital: some outstanding issues

BankUnderground

There is a lively debate about whether and how capital regulations for banks and insurers should be adjusted in response to climate change. Incorporating climate-related risks into the capital regime will require a reliable methodology to measure these risks. Marco Bardoscia, Benjamin Guin and Misa Tanaka.

Capital 100
article thumbnail

On the cusp: regional integration in Asia

Celent Banking

One of the major themes will be regional integration, which is another way of saying the development of cross-border markets. RMB internalization is really about the loosening of China’s capital controls and its full-fledged integration into the world economy. In insurance, the continued development of regional markets.

Regional 100
article thumbnail

How do lenders adjust their property valuations after extreme weather events?

BankUnderground

To examine how lenders account for extreme weather, we compare matched repeat mortgage and property transactions around a severe flood event in England in 2013-14. Properties across the world are exposed to long-term risks of extreme weather events such as hurricanes, flooding and fires. As a result valuations are biased upwards.

article thumbnail

How To Assign FTP Attribution to a Loan

South State Correspondent

In a previous article ( HERE ), we discussed the concept of Funds Transfer Pricing (FTP), why systemically important banks and large regional banks incorporate FTP, and why community banks should also consider implementing FTP. Further, there is a cost of holding liquidity in the event deposits are difficult to source in the future.

How To 195
article thumbnail

How Collectives Aim To Make Cities Into Blockchain Centers

PYMNTS

Factom , whose website describes the firm as a “blockchain innovations company,” is likely the oldest such company in the region and is five years old this month, according to Harris. It also has crypto investment funds such as Multicoin Capital and Adamant Capital.