BankUnderground

NOVEMBER 2, 2022

Operational risk is rapidly becoming one of the most important threats to the financial system but is also one of the least well understood. But they are only one part of operational risk, which includes losses from any kind of business disruption or human error, including power outages or natural disasters.

Operations 87

Operations Policies System Regulation 87

Abrigo

DECEMBER 23, 2022

Blog posts to help your asset/liability management (ALM) staff strategize for the future These ALM posts were the most popular in 2022. Our top ten blogs were created by Abrigo's team, which includes former bankers, regulators, and industry experts. Would you like other articles like this in your inbox? For rookies and experts.

Resources 195

Resources Risk Management Study Strategy 195

BankUnderground

NOVEMBER 24, 2022

In less than two decades, the system of market-based finance (MBF) – which involves mainly non-bank financial institutions (NBFIs) providing credit to the economy through bonds rather than loans – has both mitigated and amplified the economic effects of financial crises. 1: Money market funds. Background. 2: Open-ended funds.

Marketing 111

Marketing Policies US Regulation 111

Perficient

JULY 12, 2022

What does your brand portray to the market? With an increasing comfort with digital technology within financial services, firms must challenge traditional operating models and leverage digital tools to create an authentic relationship and earn (and retain) trust. Your brand is the beacon of authenticity for a personal experience.

Industry 294

Industry Branding Customer Experience Marketing Automation 294

Abrigo

MARCH 6, 2016

Two out of every three bank executives and directors surveyed recently believe their bank needs to grow significantly in order to compete in today’s market, but how will they do that? Nearly half (47 percent) cited capital constraints, and 41 percent said banks don’t want to sell.

Capital 150

Capital Survey Meeting Resources 150

PYMNTS

OCTOBER 11, 2019

After one of the busiest weeks of the year for B2B startup venture capital funding, this week revealed a bit of a lull in the market. It was an SMB InsurTech startup, however, that led this week’s roundup, and brought the market its newest unicorn. XTransfer already operates in China, Hong Kong, the U.K.,

Capital 169

Capital California Analytics Management 169

Jeff For Banks

FEBRUARY 12, 2024

Raised capital in late 2019. Agreed to sell 2 branches in weak markets - 12/2020 5/25 Look how much $CFBK accomplished in just over 4 years. (2/2) Entered Indianapolis on 5/2021, a top 2 Midwest market with Columbus, another market $CFBK is in. 14/25 Capital priorities for banks: 1. shareholder value.

Columbus 112

Columbus Indianapolis Capital Community Bank 112

Abrigo

AUGUST 28, 2022

One overall benefit of effective loan pricing is that it is one of the many ways a financial institution can optimize capital. The risk premium for default risk takes into account the borrower’s risk rating as well as the risk rating of the credit facility, according to Adams. Watch the on-demand webinar here. Ag Lending. Learn More.

Software 195

Software Lending Philadelphia Capital 195

Abrigo

MAY 2, 2024

In this blog, we will explore best practices and strategies for small business lending. By the end of this blog, you'll have a comprehensive understanding of how to optimize small business lending within your financial institution. This structure ensures that the lending process is efficient and follows a standardized approach.

Lending 195

Lending Strategy Analysis Policies 195

PYMNTS

JANUARY 15, 2021

Reports in e27 said MAA Group provided the investment, which microLEAP plans to use for marketing, new staff hires and technological enhancements. Its micro-financing portal targets SMBs that cannot access capital via traditional means. Sequoia Capital India led the Series A investment, TechCrunch reported. Modern Treasury.

Capital 167

Capital Fintech Operations Technology 167

PYMNTS

JANUARY 13, 2021

Ground travel software company Gett has completed a funding round with $115 million, the company wrote in a blog post. The company said $15 million of that amount is an extension of a $100 million round from June to boost interest from new investor Pelham Capital alongside the company's existing investors, the post stated.

Software 171

Software Analytics Capital Marketing 171

Abrigo

SEPTEMBER 1, 2021

Drug Trafficking Organizations (DTOs) are a key concern From drug cartels to street gangs, the illegal drug market has been a constant money-maker for DTOs. . Read our blog series on the FinCEN's priorities. Would you like others articles like this in your inbox? Start with Part 1: Implications for Community Financial Institutions.

Training 195

Training Regulation Community Austin 195

Abrigo

MAY 20, 2022

The CAMELS rating is a measure of a financial institution’s risk based on an evaluation and rating of six essential components of its financial condition and operations. Earnings: The quality, trend, and sustainability of the net profits from a financial institution’s operations. keep me informed. Watch Webinar. Learn More.

Risk Management 195

Risk Management Management FDIC Meeting 195

PYMNTS

APRIL 19, 2019

The big news in B2B FinTech investment this week came from Airbnb , which is bolstering its presence in the business travel market with new funding, while corporate card startup Brex also secured a prominent debt capital investment. The company said it plans to use the investment to further build out its lending operations.

Capital 174

Capital Lending Cards cryptocurrency 174

Abrigo

OCTOBER 10, 2023

Looking at how industries in your area perform allows you to see trends and assess potential market opportunities. By gauging an industry’s health as a whole, you could decide that the restaurant market in your area has remained stagnant while the technology industry is booming. Are there high capital or technological costs?

Analysis 195

Analysis Industry Risk Management Lending 195

PYMNTS

MARCH 4, 2019

Circle , the payments startup backed by Goldman Sachs, announced on Monday (March 4) it closed on its acquisition of SeedInvest , an equity crowdfunding platform that operates a registered broker-dealer. The completion of the deal comes as talk abounds that the company wants to raise $250 million in fresh capital.

United States 128

United States Capital blockchain cryptocurrency 128

BankUnderground

FEBRUARY 5, 2021

Emerging markets (EMs) have become more exposed to the global financial cycle in recent years. In a recent paper , we propose the use of money market rates to measure transmission of global funding shocks to EMs. Money markets have been shown to play an important role in transmission of global funding conditions.

Marketing 95

Marketing Policies Study Tools 95

PYMNTS

DECEMBER 11, 2020

Procurement Partners , a procure-to-pay technology provider designed for the healthcare industry, did not disclose how much it raised from Serent Capital when it announced the growth investment. Operating in the legal cannabis space is LeafLink , a company that connects marijuana wholesalers to retail buyers. Procurement Partners.

Fintech 193

Fintech Capital Resources Technology 193

PopularBank

APRIL 3, 2024

The so-called “forgotten middle” has been a hot topic for many owners and operators as they look to enhance the options with independent housing and assisted living, hoping to help those trapped in the middle gap. Construction costs for middle-market senior housing. The rising construction costs limit the number of such developments.

Community 52

Community Operations Arizona United States 52

PYMNTS

DECEMBER 4, 2017

Coinbase, the cryptocurrency exchange operator, announced late last week that it has appointed Asiff Hirji as its president and chief operating officer. He has also held senior leadership and governance roles at TPG Capital, Saxo Bank, Hewlett Packard and Bain Capital. As the biggest bitcoin exchange in the U.S.,

Bitcoin 108

Bitcoin cryptocurrency Capital Leadership 108

South State Correspondent

JANUARY 3, 2023

Loans are not fabricated by banks but are negotiated by borrowers and lenders in a broad, relatively efficient market. Because most community banks do not use a risk-adjusted return-on-capital (RAROC) loan pricing model, the only variable that some bankers focus on is loan yield – the most easily measured variable.

Community Bank 221

Community Bank Community Data Marketing 221

Abrigo

SEPTEMBER 16, 2019

Bankers’ attitudes reflect conditions in capital markets and conditions in the economy, primarily the local economy served by each bank,” Dunkelberg and Scott wrote. These insights have the potential to inform the market and policy makers on the overall health of the economy, opportunities, and risk.”. Asset/Liability.

Community Bank 150

Community Bank Community Policies Survey 150

Perficient

MAY 27, 2022

However, in this blog, we will discuss the regulatory landscape surrounding cryptocurrency from an asset manager or fund manager perspective. Since 2014, New York has only allowed crypto companies to operate in the state if they obtain a BitLicense, and even then, licensed companies are limited in the types of digital assets they can sell.

cryptocurrency 332

cryptocurrency Regulation Management Bitcoin 332

South State Correspondent

MAY 23, 2023

This data is critical for pricing, capital allocation, and marketing. When you write a blog, your work is there for all to see. The operative question is when commercial PODs will show a spike. ” The reality is that banks should be much more granular than that to allocate capital more efficiently.

Trends 195

Trends Minnesota North Dakota Arizona 195

Chris Skinner

MAY 30, 2017

Here is how he saw things … Fintech in Rwanda: the place where Telcos are surpassing Banks in the financial sector Telcos dominate in the financial sector of Rwanda Last week I participated in the leading fintech conference in Africa “Dot Finance”, which took place in Kigali, capital of Rwanda.

Mobile 334

Mobile ATM Fintech Conference 334

South State Correspondent

JULY 5, 2022

In a stagflation environment, as interest rates rise and cash flow (earnings before interest, taxes, depreciation, and amortization (EBITDA), or net operating income (NOI)) decreases, the borrower’s capacity to service debt as measured by the debt service coverage ratio (DSCR) decreases rapidly. A loan starting at 1.20X DSCR dips below 1.0X

Management 195

Management Capital US Community Bank 195

PYMNTS

OCTOBER 6, 2020

has raised $55 million in Series F funding to bring its total venture capital funding to $105 million, the company announced Tuesday (Oct. The latest round was led by Insight Partners and also included existing investors, Chargebee said in a blog post. Subscription billing platform provider Chargebee Inc.

Software 130

Software Taxes Marketing Capital 130

Chris Skinner

MARCH 15, 2017

For example, it shows that the UK retail banking market place has become a dull playground thanks to mergers and acquisitions over the past half century: As a result, the six large banking groups held an 89% market share of the current account market. appeared first on Chris Skinner's blog.

Regulation 291

Regulation Retail Survey Mobile 291

PYMNTS

SEPTEMBER 27, 2019

A summer lull in B2B venture capital appears to have given way to an impressive start to the fall season. BankiFi operates APIs to enable banking clients access to a range of business banking infrastructure to augment their own small business and corporate banking operations. said this week.

Payments 149

Payments Capital Taxes Lending 149

PYMNTS

MARCH 9, 2018

BlueVine , the provider of working capital to small business (SMB) owners, announced news on Thursday (March 8) that it has inked a deal with Veem , the cross-border payments company. Veem has been tackling this problem since launching in 2014,” wrote Amadon in the blog post.

Payments 100

Payments Capital blockchain Software 100

Abrigo

MARCH 22, 2023

A well-known example of a TBML system is the Black Market Peso Exchange , where U.S. Trade-based money laundering is the process of moving illegal funds through the international trade system to legitimize them. This can include the falsification of the price, quantity, and quality of imported or exported goods.

Training 195

Training Fraud New Jersey Regulation 195

Abrigo

MAY 2, 2022

Your policy should keep in mind your institution’s size and target market , and must be broad enough to ensure you can operate without every loan needing a policy exemption due to policy guidelines. Loan policy is the foundation that guides the institution’s loan decisions. Lending & Credit Risk. Learn More. Learn More.

Policies 195

Policies Lending Regulation Examples 195

PYMNTS

OCTOBER 17, 2019

million (€10 million) led by Breega capital, with participation from Speedinvest. “We Lemon Way’s target market is booming: B2C, B2B and financial online marketplaces are emerging all over Europe and are expected to continue their strong growth trajectory,” added George Koulouris, partner at Toscafund. and Germany.

Fintech 100

Fintech Capital Millennials US 100

Abrigo

AUGUST 12, 2020

This has resulted in theoretical assumptions for capital planning. First, fair value estimates are indicative of market participants’ expectations of credit loss, while CECL estimates are management’s best estimate of their own credit loss. Capital Assessment, Capital Planning Are Critical as Coronavirus Creates Chaos.

Capital 195

Capital System Comparison Strategy 195

Abrigo

OCTOBER 7, 2014

Among the topics in discussion was the continued upward trend in merger and acquisition (M&A) activity and further consolidation of the bank market as a whole. With that, however, the cost to operate a successful branch has been rising substantially amidst progressively slimming margins and an increasingly competitive landscape.

Trends 230

Trends Capital Community Industry 230

Abrigo

FEBRUARY 10, 2021

“It’s important to know the long-term pros and cons, and the unintended consequences so that everyone walks away educated not only on what these opportunities bring, but also on what the impacts could be on the operation and long-term land values,” he says. Market experience Know the land values.

Lending 195

Lending West Virginia Resources Operations 195

PYMNTS

DECEMBER 27, 2019

Or maybe a relatively bland extended-stay operation right off the interstate. To learn more about the trend, PYMNTS recently caught up with Kulveer Taggar, co-founder and CEO of Zeus , a digital and mobile-focused operation that puts business travelers into furnished housing that Zeus rents from owners.

Los Angeles 139

Los Angeles San Francisco New York City Trends 139