Remove articles the-future-of-money
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Cross-Selling and Upselling – 2 Drivers of Relationship Profitability

South State Correspondent

In two previous articles ( here and here ) we discussed how loan size and loan term affect the profitability of commercial loans. In this article, we consider the common features of upselling and cross-selling. In this article, we consider the common features of upselling and cross-selling.

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Forecasting Cost of Funds Given Fed Moves

South State Correspondent

Based on the futures market, the Federal Reserve is expected to raise the Fed Funds rate to 3.00% at its December 2022 meeting. In this article, we analyze the industry’s cost of funding earning assets (COF) and track how community banks’ COF behaves relative to larger banks. Future Short-term Rates.

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How to Best Use Volatility Instruments for Bankers – Part II

South State Correspondent

In this article, we will provide some guidance that lenders may apply to position, price, and compare swaps, caps, floors, and collars for their borrowers. In this article, we will provide some guidance that lenders may apply to position, price, and compare swaps, caps, floors, and collars for their borrowers.

How To 195
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Recap of Money 20/20 USA 2023 and 10 Banking Thoughts

South State Correspondent

Money 20/20 (M2020) is the only conference in the industry where it is both possible and expected to pull off two breakfasts, two lunches, three cocktail parties, and two dinners PER DAY. No Recession : The sponsorship and entertainment money spent this year signals we are a ways from a recession.

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Preparing For the 7 Waves From The Fed Hike

South State Correspondent

Last week the Federal Reserve hiked interest rates by 75 basis points – its most significant hike since 1994. This abrupt change by central banks worldwide is an important sea change for domestic banks. The Fed Hike will send seven waves toward banks. By knowing these waves banks can choose to float over them, surf them or be battered by them.

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Citi's Mistaken Payment Case Might Be In Wrong Court

PYMNTS

The issue stems from the diversity jurisdiction federal jurors have under Article Three of the U.S. Some of the money has already been returned, although other creditors have been more actively contesting Citigroup's demands to return it. That means it's likely they overlap in the same states as Citigroup, according to Bloomberg.

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Solve This Problem with Your Strategic Horizon

South State Correspondent

In this article, we want to go deeper to show how by increasing your planning horizon, you can increase your long-term performance. If you don’t make money this quarter, you may not have the luxury of pursuing tomorrow’s dream. 1 invested in finding a new customer usually returns about 9% for a consumer customer.