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Examining industries: The importance of industry analysis for financial institutions

Abrigo

How industry analysis can improve your credit risk management Understanding your customers' businesses leads to better loan pricing, structure, and risk management. WATCH WEBINARS Takeaway 1 All businesses perform industry analysis, but financial institutions in particular must know their customers' competitive landscape.

Analysis 195
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How The Market Gets Interest Rate Predictions Wrong

South State Correspondent

In a few short months, stronger economic data (higher GDP, stronger job market, and stubborn inflation) changed the market’s and the Fed’s view on the future path of interest rates. The market and the Fed are now aligning on only one rate cut in 2024 – obviously this will change over the course of the year as the economic data evolves.

Marketing 195
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Should You Be Marking Loans To Market?

South State Correspondent

Available-for-sale securities are reported at fair value, and any unrealized gains and losses are included in accumulated other comprehensive income (AOCI) in the equity section of the balance sheet. The AOCI is an accounting adjustment meant to reflect the economic value of assets and is the process of “marking loans to market.”

Marketing 195
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FICO’s Take On Debit Security

PYMNTS

The data of 4 million breached debit and credit cards was even posted for sale in late 2019, stolen from four restaurant chains between April and September 2019, and recently made available for purchase on Joker’s Stash, an online black market. That delay appears to be intended to drive up the data’s prices.

Security 182
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Deposits, Deposits, Wherefore Art Thou? Juliet’s banker. 

Perficient

Positives (Or Less Negative Than Before) Unrealized losses on held-to-maturity securities totaled $284.0 Unrealized losses on available-for-sale securities totaled $231.6 Uses social media and market sentiment analytics to assess market sentiment and generate prescriptive insights on threats to brand reputation.

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CFPB to hold July 29 symposium on cost-benefit analysis

CFPB Monitor

The CFPB will hold a symposium on the use of cost-benefit analysis in consumer financial protection regulation on July 29, 2020. Hall, Legal Director & Securities Specialist, Better Markets. The event will be webcast on the Bureau’s website. Howell Jackson, Professor of Law, Harvard Law School.

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Apple Is First US Company To Reach $1.5T Market Cap

PYMNTS

trillion market capitalization, 9to5Mac reported. . Last week, Apple inched closer to the all-time high market cap when its stock sold at $326 a share. In 2018 , Ives, a software and technology analyst at Wedbush Securities in Los Angeles, said Apple was on its way to set a U.S. company to reach a $1.52

Apple 134