PYMNTS

NOVEMBER 8, 2019

The rule officially took effect in September, and EU countries have begun helping merchants and consumers work toward compliance. PSPs must, therefore, strike the right balance between authentication and seamlessness, while keeping up with how different European countries are tackling SCA compliance. Ireland and the U.K.

Compliance 101

Compliance Online Fraud Regulation 101

PYMNTS

OCTOBER 28, 2020

The Oracle Financial Crime and Compliance Management Cloud Service delivers extensive cybersecurity capabilities to financial institutions (FIs) of all sizes. With over 20 years of experience fighting cybercrime, the Oracle Cloud Infrastructure (OCI) claims to be highly secure and scalable.

Compliance 154

Compliance Security Management Analysis 154

PYMNTS

OCTOBER 13, 2016

Regulation and compliance can be a tough space for many to wrap their heads around. As technology advances, the threat to digital security and identity protection becomes greater, forcing regulations to quickly adapt. Compliance Decoded. Why Compliance Is Going Social.

Compliance 100

Compliance blockchain Regulation Data 100

Perficient

APRIL 2, 2021

Finally, views are sought for compliance with applicable laws and regulations, including those related to consumer protection. These technologies are also used to better target marketing in retail and customize trade recommendations in wealth management. Textual analysis. Credit Decisions.

Regulation 309

Regulation Industry Risk Management Analysis 309

PYMNTS

NOVEMBER 12, 2020

Consumers benefit from the real-time transaction risk analysis with fast and frictionless online shopping, leading to a simple and secure user experience.” . The SIA and INFORM initiative is part of the compliance with the new Payment Services Directive (PSD2) and also helps protect shoppers from online fraud. .

Payments 130

Payments Compliance Fraud User Experience 130

Insights on Business

JULY 1, 2019

Until recently, the words “customer experience” and “compliance” didn’t really come up in the same conversation – let alone exist in the same universe. In addition, the speed of this analysis takes a fraction of the time of manual analysis or combining ad hoc reporting from multiple systems. Learn more at ibm.com/RegTech.

Compliance 96

Compliance Customer Experience Analysis Data 96

PYMNTS

AUGUST 23, 2018

Facebook has removed its data security app from Apple ’s App Store because it violates Apple’s data collection policies. Onavo also violated a part of Apple’s developer agreement that prohibits apps from being used for analysis or marketing. The app will still be available on Android devices. “We

Apple 100

Apple Security Guidelines social media 100

PYMNTS

MARCH 15, 2020

The Securities and Exchange Commission (SEC) voted last week to ease audit requirements for some small, publicly traded companies, the agency said in a statement Friday (March 13). CEO of the Securities Industry and Financial Markets Association (SIFMA), has been in charge of the industry response to the outbreak.

Indiana 159

Indiana Compliance Security Analysis 159

PYMNTS

AUGUST 17, 2018

The more bots make their way into the accounting department, the more concerns arise about jobs, compliance, trust and other industry-unknowns. And the more bots gain traction in accounting, and the more sophisticated their functionality becomes, industry players will have to begin answering new questions about their market’s future.

Compliance 110

Compliance Regulation Tools Industry 110

Abrigo

APRIL 7, 2022

When these consolidations go smoothly, benefits include: enhanced market power more room for expansion without the cost of brick-and-mortar investments the ability to provide a variety of services a more diverse customer base to draw from. Nationwide, the outlook on financial mergers and acquisitions is also trending higher. Get organized.

Compliance 195

Compliance Policies Fraud Analysis 195

PYMNTS

MARCH 18, 2019

Digitalization, fast-moving payments, international trade, global economic interconnections and a lack of standard regulations across markets all make money laundering and CTF immense challenges for FIs – something firms are working hard to address. . Rethinking Security Strategies . Financial and Ethical Security Strategies.

Compliance 181

Compliance Regulation Chicago Tools 181

PYMNTS

JUNE 19, 2020

A payments orchestration layer can serve as an intermediary between a merchant and its various PSPs while extending services that support payments analysis, regulatory compliance, cybersecurity, anti-fraud protection and more. There are ways to effectively manage these logistical issues, however. About The Playbook.

Payments 188

Payments Compliance Resources Fraud 188

Abrigo

FEBRUARY 24, 2022

Takeaway 1 Interest rate risk for financial institutions is the risk that earnings and market value may decline as market interest rates change. . Takeaway 3 Two methods of measuring short-term interest rate risk are a gap analysis and, more commonly, an income simulation. Earnings at Risk. Sources of interest rate risk.

Management 195

Management Analysis Strategy Policies 195

Gonzobanker

AUGUST 17, 2022

Industry expert John Meyer digs deeply into the implications of this industry-changing rollup deal here.

Fintech 195

Fintech Lending Software Compliance 195

PYMNTS

APRIL 12, 2019

The General Data Protection Regulation (GDPR) represented a new phase in data security and EU regulators’ approach to it. ” Norton warned of the emergence of what he called a “black marketing economy,” in which cybercriminals masquerade as a seemingly legitimate company with a falsely issued GDPR compliance statement.

Regulation 193

Regulation Data Compliance Security 193

PYMNTS

APRIL 23, 2019

The market has the potential to expand even further, too, as Puerto Rico is reportedly considering legalization. . At the same time, these providers cannot afford to implement security procedures that slow onboarding processes, as that could risk losing customers to competitors that offer the speed and ease they seek. .

Security 108

Security Puerto Rico Data Operations 108

PYMNTS

NOVEMBER 19, 2019

The compliance burden of a legal marijuana business having to manage regulations that vary by state, and between the state and federal level, has created a banking conundrum for a market forced to rely heavily on cash. But the compliance challenges associated with this market are not easily (or quickly) addressed.

Company 109

Company Compliance Payments Taxes 109

Gonzobanker

SEPTEMBER 21, 2023

NYMBUS secured Series D financing (led by Insight Partners), partnered with Hurdlr for small business banking; with Atty Bank, Saint Louis Bank ’s legal community bank; and with Roger, Citizens Bank of Edmond ’s military niche bank. Core10 secured a Series B funding round led by Patriot Financial Partners with JAM FINTOP and the ICBA.

Fintech 103

Fintech Software Illinois Lending 103

CB Insights

NOVEMBER 21, 2019

The 2019 Canadian fintech market map. The startups selected for inclusion in the market map below are all Canada-headquartered, VC-backed fintech companies that have at least US $1M in equity funding, and have obtained equity funding since the start of 2015. Navigating the Canadian fintech market map. Capital markets.

Fintech 93

Fintech Marketing US Technology 93

PYMNTS

FEBRUARY 27, 2018

Regardless of the reason, these methods can pose problems, including reduced spend visibility, making it difficult to both track and enforce policy compliance and to perform back-office functions, such as reconciliation and reimbursement as well,” said GBTA Foundation Director of Research Monica Sanchez in a statement when the report was published.

Fraud 104

Fraud Marketing Payments Analysis 104

PYMNTS

APRIL 22, 2016

The corporate treasurer at the multinational corporation is facing a particularly fierce global market today. But technology is changing the foreign exchange trading game, and market volatility may be the only sure thing in this space. The FX Market Has Changed. All of that impacts the FX market. Amid the U.S.

Marketing 100

Marketing Security Technology Fintech 100

Perficient

JULY 31, 2020

Gartner says that in order for companies to innovate “their way beyond the post-COVID-19 world, data and analytics leaders require an ever-increasing velocity and scale of analysis in terms of processing and access to succeed in the face of unprecedented market shifts.”

Data 354

Data Analytics Strategy social media 354

PYMNTS

APRIL 21, 2017

In Black Duck’s second Open Source Security and Risk Analysis report , released this week, the firm found that 96 percent of applications audited have some open source component in them. The pervasiveness of this technology means gaps in security and other points of friction.

Analysis 108

Analysis Software Security Compliance 108

PYMNTS

JANUARY 22, 2018

Expense management technology is now a saturated market, particularly for the small business space – which is notoriously difficult to serve, because they are too small for large, enterprise-grade solutions, but too large for consumer-specialized tools. “Some observers will define the market as $10 million in the top line to $1 billion.

Management 116

Management Compliance Taxes Marketing 116

PYMNTS

SEPTEMBER 30, 2018

1) that IdentityMind’s pioneering compliance, risk management and fraud prevention platform has integrated CipherTrace ’s digital currency risk assessment technology. Working together with CipherTrace, we bring transparency, integrity and compliance to the world of virtual currencies.”. IdentityMind Global announced Monday (Oct.

Compliance 144

Compliance cryptocurrency Risk Management Fraud 144

South State Correspondent

JUNE 27, 2023

For example, ISO 20022 defines the elements of a real-time payment, what constitutes a beneficial owner, or what happens during a transfer of securities for collateral (below). This leads to enhanced transparency and improved accuracy and facilitates compliance with regulatory reporting requirements.

System 195

System Data Examples Payments 195

Abrigo

JUNE 5, 2023

Source: Abrigo Connect Deposit analysis provides insight on surge balances as well as non-core versus core deposits, which are more stable sources of funding for loan growth. In the case of Silicon Valley Bank, the bank needed liquidity fast due to significant depositor withdrawals and had to liquidate its securities portfolio.

Report 195

Report Risk Management Capital Data 195

PYMNTS

JUNE 26, 2019

Anti-money laundering, data security, mobile/digital payments, fraud-fighting and payment tech rounded out the top five — with each ranking as a lead priority for over 50 percent of credit union executives. That fraud and compliance are leading concerns for the credit unions PSCU works with, Carelli said, is not that surprising.

Analytics 118

Analytics Data Tools Fraud 118

PYMNTS

SEPTEMBER 28, 2017

According to reports from CNBC, the market is reacting favorably to the news that Overstock’s subsidiary tZero is joining the business of trading digital coins. Securities and Exchange Commission (SEC) and Financial Industry Regulatory Authority (FINRA) requirements. In retail news, it’s a good day to be Overstock.com.

cryptocurrency 101

cryptocurrency Regulation System Washington 101

PYMNTS

JULY 18, 2019

In emerging markets where we’re heavily invested – India is a good example – we’re seeing all kinds of emerging best practices around data privacy, security and authentication, and at the same time the whole real-time payment network is being upgraded,” Pathak said. That still depends on the market.

Technology 162

Technology Compliance Payments Marketing 162

PYMNTS

APRIL 18, 2019

Once seen as a tool for the dark web and black markets, cryptocurrencies like bitcoin now want to be a part of the broader economy. If an organization is ultimately forced to pay the ransom, by far the most common vehicle to do so is bitcoin, Coveware’s analysis found, with 98 percent of demands requiring payment in bitcoin.

Bitcoin 143

Bitcoin cryptocurrency Compliance Community 143

PYMNTS

AUGUST 14, 2018

No, not just in homeownership, but in business, too – and especially when it comes to upstart FinTech firms grappling with an ever-onerous compliance landscape. In the world of transaction monitoring for compliance, the spreadsheet becomes the all in all: a ledger, analytics, tracking, case management and auditing tool. Build vs. buy.

Fintech 102

Fintech Compliance Resources Tools 102

PYMNTS

MAY 23, 2017

The group said the analysis looks at the opportunities that distributed ledger technology holds for payment service providers in terms of lowering operating costs, modernizing the international payments value chain and maintaining compliance with key regulatory requirements in markets around the world.

Groups 100

Groups Analysis Compliance Payments 100

PYMNTS

MAY 13, 2019

While data integrations mean access to more data for financial professionals to analyze, they also raise issues in the world of compliance and data protection. Data security in FinTech solutions will also be an essential component of encouraging the traditional financial services market to participate in an open ecosystem.

Data 153

Data Tools Software Security 153

PYMNTS

JUNE 19, 2018

Along with that will come evidence of innovation tied to the changes brought about by the privacy regime — for instance, revisions to marketing budgets or new programs. Over time, regulators and companies may be taking a step back to look holistically at the compliance landscape,” Pace said. The key is movement and having an open mind.

Regulation 101

Regulation eBook social media Case Study 101

Abrigo

MARCH 11, 2022

Thanks to an increase in mobile payments precipitated by the pandemic and rising security concerns due to the Russian conflict in Ukraine, the world of financial fraud prevention is more dynamic than ever. Recently, the Secure and Fair Enforcement Banking Act of 2021 (SAFE Act) passed the house for the third time.

Regulation 195

Regulation cryptocurrency Policies Management 195

Abrigo

MARCH 21, 2023

As mentioned earlier, the best strategy to prepare for an oncoming rising rate environment is to secure and lock in funding before there is “blood in the water.” Reacting to the market without a strategy can be one of the most common mistakes financial institutions can make during a rapidly changing environment.

Risk Management 195

Risk Management Management Strategy Lending 195