PYMNTS

OCTOBER 19, 2016

According to Brad Fauss, president and CEO of the Network Branded Prepaid Card Association, the recently released regulations on prepaid cards from the Consumer Finance Protection Board could be another instance of good intentions gone wrong. The updated regulations are slated to take effect Oct.

Regulation 100

Regulation Cards Digital Banking social media 100

PYMNTS

JANUARY 19, 2018

Fizzle of the Week: Cryptocurrency Regulation. The saga over bitcoin and its relationship to various regulators has become something of the payments answer to a romantic comedy. If crypto closes down in one place, users can take their anonymous accounts to more regulatory-friendly markets. Easy come, easy crypt-go, it seems.

Bitcoin 123

Bitcoin Regulation cryptocurrency Taxes 123

The Financial Brand

JULY 11, 2021

How industry newcomer Carla Zakhem-Hassan has been blending old and new as the top marketer at the nation's #4 bank. The post Citi’s CMO Talks Branding, Social Stands and the Plus Side of Regulation appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Branding 29

Branding Regulation Banking Trends Analysis 29

BankUnderground

JUNE 29, 2023

In March 2020, as Covid morphed into a global pandemic, financial institutions around the world struggled to obtain liquidity and funding – with the subsequent ‘dash for cash’ even causing stress in the US Treasury market ( Ivashina and Breckenfelder (2021) , Vissing-Jorgensen (2021) , FSB (2020a) ).

Policies 83

Policies Regulation US Analysis 83

PYMNTS

NOVEMBER 23, 2020

The regulation would guarantee that everyone would have equal access to banking services provided by federal savings associations, national banks, and federal branches and agencies of foreign bank organizations. The news is based on an analysis performed by the U.S. Report: Taxpayers Face $400B Hit on Bad Student Loans.

Analysis 162

Analysis Digital Banking Report Regulation 162

CFPB Monitor

AUGUST 13, 2020

The article begins with a discussion of a 1972 report issued by the National Commission on Consumer Finance (NCCF). The NCCF was established by the Consumer Credit Protection Act of 1968) to study consumer credit markets and recommend improvements in consumer credit regulations. A $594 loan required a 103.54

Study 148

Study Survey National Analysis 148

Cisco

JUNE 7, 2022

The past 20 years have visibly demonstrated the impact large scale events have on market, credit, and operational risks in financial services. Beginning with the bursting of the dot-com bubble, and more recently, the global COVID-19 pandemic, these events created significant volatility in stock prices resulting in increased market risk.

Risk Management 118

Risk Management Management Cyber Security Handbook 118

PYMNTS

APRIL 15, 2020

China is a notoriously challenging jurisdiction for foreign payment service providers to operate as the nation prioritizes local industry leaders. Strict financial regulations aren’t the only factor driving PSPs and other financial service providers to turn to M&A to enter into new markets.

Payments 190

Payments Innovation National Marketing 190

PYMNTS

MARCH 18, 2019

As such, the regulators and FIs seeking to crack down on these activities have their work cut out for them. . Approximately 2 percent to 5 percent of the world’s gross domestic product (GDP) – $800 billion to $2 trillion – is laundered each year, according to a report from the United Nations Office on Drugs and Crime (UNODC).

Compliance 181

Compliance Regulation Chicago Tools 181

PYMNTS

MAY 2, 2016

Treasury has added five nations to its list of trading partners with foreign exchange policies that need to be monitored, according to reports on Saturday (April 30). New customs regulations mean these countries fit the criteria to be monitored over the next six months, reports added.

United States 100

United States US Policies Guidelines 100

PYMNTS

AUGUST 10, 2018

The new findings gathered by Juniper Research and published in its report, “The Future of Cybercrime & Security: Threat Analysis, Impact Assessment & Leading Vendors 2018-2023,” shows that there will be a staggering increase of 175 percent in cybercrime in 2023. The research also found that the U.S. by 2023.

Analysis 108

Analysis Data Analytics National 108

Jeff For Banks

MAY 20, 2017

And regulators are getting anxious. Reading between the lines, this bank is likely over the CRE guidance levels, and were probably getting grief from their regulators about it. They need a marketing person to title their reports. The OCC did an excellent analysis of the impact of this guidance in 2013.

Lending 60

Lending Regulation Community Community Bank 60

CFPB Monitor

MARCH 6, 2017

In a new white paper, “ An Overview of the Analytical Flaws and Methodological Shortcomings of the CFPB’s Survey of Consumer Experiences with Debt Collection ,” ACA International takes aim at the report released by the CFPB in January 2017 that presented the findings of the CFPB’s national debt collection consumer survey.

Survey 79

Survey National Analytics Examples 79

Gonzobanker

FEBRUARY 22, 2024

The right talent and tools can equip bankers to take advantage of opportunities in the small business market. As bankers continue to fight the deposit wars, they must move past the polite talk and build a true go-to-market plan to capture the lucrative U.S. No two markets are created equal.

Lending 78

Lending Community Bank Community Strategy 78

CFPB Monitor

OCTOBER 14, 2019

The taskforce will examine the existing legal and regulatory environment facing consumers and financial services providers and make recommendations to the Bureau’s leadership for improving consumer financial laws and regulations. The taskforce will produce new research and legal analysis of U.S.

Leadership 60

Leadership Regulation Analysis National 60

PYMNTS

APRIL 29, 2019

“Most of the decline [in optimism] was concentrated in assessments of current conditions in the national economy, but future economic prospects remain at the same level as last quarter,” explained University of Michigan Institute for Social Research’s Associate Professor Dr. .” Beyond the U.S.,

Lending 168

Lending Michigan Community National 168

PYMNTS

JUNE 19, 2018

The time for “wait and see” is running out when it comes to new European privacy regulations. Soon enough, the financial and consumer impacts of the General Data Protection Regulation (GDPR) will become clear enough that companies that took a laggard’s approach may start to feel significant pain.

Regulation 101

Regulation eBook social media Case Study 101

South State Correspondent

AUGUST 21, 2022

We compared and contrasted the two strategies and sized the market for community banks. Meet Competitive Pressures: National and larger regional banks are specifically targeting better borrowers for seven, ten, or 20-year fixed-rate loans. We also shared a table that summarized the two strategies. Conclusion.

How To 195

How To Community Bank Community FDIC 195

PYMNTS

JULY 1, 2019

manufacturers and merchants can apply through LegitScript to certify CBD products and websites that are in compliance with USDA, FDA, FTC and DEA regulations, as well as state-specific laws.”. CBD market continues to grow , with almost 7 percent of Americans saying they use the substance. Starting today, U.S. The Legal Situation.

Compliance 167

Compliance Industry Payments Policies 167

PYMNTS

AUGUST 1, 2018

The report called on Congress to establish a national commission to conduct a comprehensive review of existing financial laws and regulations, and establish a pilot program to test the efficacy of coordinated bank examination teams.

Policies 100

Policies Report Regulation Maine 100

PYMNTS

OCTOBER 13, 2017

Foreign property buyers appear to have gotten that message, if research from the National Association of Realtors (NAR) is any indication. market for foreign investors. The nation, notably the areas of Toronto and Vancouver, is seeing a high influx of buyers purchasing properties due to the region’s low interest rates.

California 171

California National New Jersey Report 171

PYMNTS

SEPTEMBER 26, 2019

Favorable Regulations. Take the legal hemp and marijuana market, for example. This could lower costs, increase security, make the cannabis black market even less appealing, and create new customers for community banks, credit unions and [minority-depository institutions] (MDIs),” it added.

Lending 108

Lending Community Bank Community Fintech 108

CFPB Monitor

OCTOBER 25, 2022

As a participant in the indirect auto finance market, Rhinebeck provides auto financing through auto dealers and has no direct interaction with consumers during the financing application process. Fourth, disparate impact analysis is often performed on an assignee level rather than on a dealer-by-dealer basis.

New York 78

New York Lending Community Bank Community 78

PYMNTS

JULY 5, 2018

Reports are surfacing that, since the European Union’s General Data Protection Regulation took effect on May 25, customers exercising their rights under the law are contacting companies with questions about how their online data is being handled, and to request copies of that data. Brazil Law?

Regulation 102

Regulation Data Exercises Online 102

BankUnderground

MAY 22, 2024

Some countries have regulations in place that restrict lenders’ ability to issue mortgages to borrowers that exceed certain DSR limits. We find no evidence of a critical threshold The analysis presented in this blog is based on data from two UK household surveys: the Bank of England/NMG survey and the ONS Wealth and Assets Survey (WAS).

Survey 55

Survey Lending Policies Analysis 55

PYMNTS

JUNE 21, 2016

Chamber of Commerce uncovered the challenge businesses face in the wake of financial reforms and regulations, like Dodd-Frank. Its survey, the chamber said, suggests that the nation must heighten its capabilities of providing finance to its businesses, especially those struggling on account of regulation. What Regulation Does.

Survey 101

Survey Regulation Compliance National 101

CFPB Monitor

OCTOBER 6, 2022

In our view, the court’s analysis is misguided. According to both courts, a “substance over form” analysis is inappropriate when assessing whether a transaction or a party to the transaction falls under a constitutional or statutory exemption from the usury prohibition. Opportunity Financial, LLC and Beechum v.

California 78

California FDIC Analysis Utah 78

PYMNTS

JULY 30, 2019

may be the world’s hotbed for challenger banks, but it’s not the only market witnessing a surge in bank competition and industry evolution as a result of FinTech pressure. While the company may be operating in a different market than the U.K., Nubank’s own analysis drew similar conclusions to those of Trading Economics, however. “In

User Experience 122

User Experience America Analysis Industry 122

CFPB Monitor

AUGUST 25, 2020

The FDIC’s rule purports to regulate activities of non-banks which are beyond the FDIC’s jurisdiction. In addition, the FDIC failed to give meaningful consideration to this issue in the analysis provided with the rule.

FDIC 78

FDIC District of Columbia North Carolina Illinois 78

Jeff For Banks

AUGUST 12, 2018

As well as the economy has been doing from the momentum of tax cuts and reduced regulation, there are always looming issues. There are some signs of slowing in the housing markets; both existing and new home sales in June fell amidst rising mortgage rates and fewer gains in home prices. Consider the trade wars and tariffs.

Marketing 60

Marketing Philadelphia Omaha US 60

PYMNTS

NOVEMBER 26, 2018

Small businesses (SMBs) in China are struggling to access bank loans with large, state-owned corporations, according to recent analysis from French trade credit insurer Coface , reported CNBC. That, combined with ballooning debt and ongoing trade disputes with the U.S.,

Lending 129

Lending Analysis Resources Policies 129

PYMNTS

MARCH 20, 2018

But recently, lawmakers from opposite sides of the aisle came together on an initiative aimed at helping the credit union market. The bill is expected to pass, thanks in large part to support from the Credit Union National Association and from both sides of the political aisle. Lawmakers aren’t the only ones coming together.

Millennials 110

Millennials Report Community National 110

PYMNTS

AUGUST 4, 2016

regulation is likely headed its way. “This is transforming the credit risk analysis process. It’s an area regulators are focusing on as they look to protect borrowers and lenders, and it’s a way players can gain a competitive edge. “We are not concerned about regulation,” Bertoli stated.”If

Lending 100

Lending Regulation Data Payments 100

PYMNTS

FEBRUARY 15, 2017

Aiming to beef up security in connected and driverless cars , a group of lawmakers have introduced a bipartisan bill in the House of Representatives that would put the National Highway Traffic Safety Administration (NHTSA) in charge of studying security issues for cars and trucks that are connected and eventually driverless.

Study 120

Study Security CA National 120

Abrigo

JULY 18, 2016

MountainSeed is a national AMC that serves several hundred community, regional, national, and international financial institutions and credit unions, and today we will share what we’ve dubbed our “Common Deficiencies Greatest Hits,” or the most Common Deficiencies in backordered appraisals.

Analysis 150

Analysis Software National Examples 150

PYMNTS

FEBRUARY 13, 2017

This week, we break down the latest statistics on SME health, optimism and finance for markets in the U.S. The analysis finds widespread optimism among the world’s small businesses, with U.K. small businesses are nearly twice as likely to be positive, rather than negative, about the state of the nation’s economy this year.

Survey 122

Survey Analysis Lending ATM 122

PYMNTS

MAY 9, 2016

The majority reported feeling optimistic about their local economies, but less than half (43 percent) said the same about the national market. Still, 39 percent said they expect to be in a better financial position in six months’ time, and 41 percent still say current market conditions are either “good” or excellent.”

America 100

America National Capital Survey 100