PYMNTS

MARCH 11, 2016

Latin America is a land of opportunity, but it also presents challenges that demand an on-the-ground understanding of commerce and transacting within the various countries and cultures that it comprises. Another key factor is that over 60 percent of eCommerce in Latin America is done via installments. “If

America 100

America Payments Fraud Case Study 100

Celent Banking

SEPTEMBER 30, 2015

Celent has been collaborating to help create the fintech ecosystem in the Latin American region since its inception and I had the honor, for 2nd time, to judge the fintech start-ups participating in the BBVA Open Talent, which brought the Latin American finalists into town as part of Finnosummit. Discover the finalists of all regions here.

America 100

America Fintech Big Data Regional 100

PYMNTS

MAY 2, 2017

In a partnership formed recently with Puerto Rico’s Oriental Bank, Biz2Credit said late last month that it has begun offering its digital lending platform to the bank’s commercial clients. Drilling down a bit into the Puerto Rico market in particular, Arora noted some differences between small business lending versus, say, the United States.

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Puerto Rico Lending Online United States 118

PYMNTS

NOVEMBER 15, 2020

Big bank mergers have been scarce in the past decade since the financial crisis of the late 2000s, but despite that rarity, regional lenders have felt the crunch from bigger rivals like J.P. Morgan Chase and Bank of America , which have been bringing in deposits through digital apps, marketing and nationwide branch networks, WSJ reported.

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Report Alabama US Texas 247

PYMNTS

AUGUST 4, 2017

Alternative lending was the golden child among investors around 2015, but lately, the industry seems to have fallen out of favor thanks to regulatory uncertainty and questions over the viability of some business models. Alternative Lending. This week alone saw two examples of those concerns in action: One U.S. lawmaker, Rep.

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Lending Capital Fintech Data 109

South State Correspondent

APRIL 30, 2024

Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. Lending Discipline : Sensible pricing methodology is part of a loan hedging program, and some hedge providers also offer a loan pricing model.

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Community Bank FDIC Community National 195

South State Correspondent

APRIL 30, 2024

Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. Lending Discipline : Sensible pricing methodology is part of a loan hedging program, and some hedge providers also offer a loan pricing model.

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Community Bank FDIC Community National 195

PYMNTS

OCTOBER 14, 2016

Not one of the four alternative lending startups that secured investments this week were from the U.S. Alternative Lending. Late last week, South Africa’s LulaLend brought some rare attention to the nation’s alternative lending space. There’s talk that alternative finance is dead. Well, in the U.S.,

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Lending US Capital Report 100

CB Insights

FEBRUARY 20, 2020

Latin America was one of the fastest-growing regions for fintech in 2019. While lending and payments providers saw the most deals and dollars in the year , startups are increasingly turning their focus to areas like wealth management and investing. Want the full expert post? Become a CB Insights customer.

America 37

America Management Regional Lending 37

Let's Talk Payments

JUNE 17, 2019

In region-specific terms, the Americas dominated global FinTech VC funding in May with 68.8% The United Kingdom was a distant second with a 12.1% ($325.4 million) contribution, with Canada and Mexico contributing 4.3% ($117.5 million) and 3.9% ($105.5 million) respectively. in contributions in terms of funding value ($1.84

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Fintech Lending Regional America 101

PYMNTS

FEBRUARY 13, 2020

Another $5 trillion comes from merchant settlement, marketplace payouts and alternative lending. Other, Individual presentations (with just three of the main markets noted below) delved into the market specific opportunities by region and country, detailing total addressable markets that stretch into the trillions of dollars.

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Payments Regional America Cards 163

PYMNTS

JULY 29, 2019

Based throughout Northern California, the consultant team will be led by Jim Pelka, who is joining the bank as head of Treasury Management Solutions, reporting to Chief Lending Officer Scott Myers. Jeff Mills will also be coming onboard as a Treasury Management sales consultant with a focus on the Sacramento and North State region.

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California Management Sacramento Regional 108

PYMNTS

JANUARY 25, 2017

With plans to release the second edition of their Americas study, which will explore alternative finance across North, Central and South America, industry experts plan to add new data to the debate over the resilience of alternative finance. Will 2016 once again present an explosion in alt-lending transaction value?

America 100

America Lending Regulation Regional 100

PYMNTS

NOVEMBER 22, 2019

The fund has also invested in delivery company Rappi, lending outfit Creditas and tech company QuintoAndar. Gomide said VTEX needs to look beyond just serving its own region. “At Companies that have been focused on one specific region are now realising that trade is a global thing.

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Software America Regional Tools 108

PYMNTS

FEBRUARY 19, 2019

As reported, iwoca , a small business lender focused on online lending (with loans up to 250,000 pounds) said it raised 150 million pounds in debt and equity financing (where the division was 20 million pounds of equity financing and with the remainder as debt), as per reports Monday (Feb. In news that came from across the Pond, two U.K.-based

Fintech 187

Fintech Lending Capital Regional 187

American Banker

JANUARY 17, 2020

Citizens Financial Group’s fourth-quarter results highlight the challenges regionals face in generating top-line growth.

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Regional America Groups Lending 41

PYMNTS

JUNE 7, 2019

The company will reportedly use the capital to expand across Europe, though reports noted the potential for growth in Asia and Latin America, considering Tencent’s current investment portfolio in the regions. Biz2Credit. Yellowbrick Data.

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Data Capital Analytics Lending 139

PYMNTS

APRIL 6, 2020

The Independent Community Bankers of America (ICBA) told the Small Business Administration (SBA) and the Treasury about the “massive delays” and “failed technology” that members were facing. In addition, community bankers shared their frustrations on social media about not being able to get into the system and modifications to the form.

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social media America Community Regional 130

Bank Innovation

JANUARY 6, 2020

Jack Henry, the banking technology provider that specializes in community and regional banks, is expecting banks to increase their human-digital approaches in 2020.

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Community Regional Technology Company 243

American Banker

NOVEMBER 5, 2020

Executives from a half-dozen major financial institutions avoided detailed commercial lending forecasts and gave a mixed outlook on consumer credit at an industry conference. And they called on Washington to pass an aid package targeted at the most troubled business sectors as soon as it can.

Lending 57

Lending Washington Conference Industry 57

BankInovation

JUNE 1, 2020

Santander Group’s venture capital fund, Santander InnoVentures, has deepened its presence in Latin America with its fourth investment in the region, this time funneling $5 million in a Series A funding round into a55, a niche alternative SME lender, the VC firm announced in a release last week.

Fintech 69

Fintech America Regional Capital 69

PYMNTS

APRIL 10, 2018

The company said it will use the funds to expand across Latin America. Latin America is a promising market for trade finance expansion. According to Gabbay, the region struggles with late supplier payments. Reports in ImpactAlpha on Monday (April 9) said Peru-based Tienda Pago, which operates in Peru and Mexico, secured $7.5

Mobile 100

Mobile America Regional Marketing 100

Jeff For Banks

JUNE 30, 2017

Professor of city and regional planning at the University of Pennsylvania. For example, the securitizing of the residential lending business moved most of that business away from banks to mortgage bankers and brokers, that far and away were the culprits behind preying on the underbanked. Didn't see that coming. Even in spite of it.

America 60

America Report Pennsylvania Regulation 60

The Paypers

SEPTEMBER 9, 2020

Yabx , a fintech venture in digital lending, has announced its foray into Mexico as part of its expansion strategy in the Latin America region.

Marketing 28

Marketing Regional America Lending 28

PYMNTS

SEPTEMBER 22, 2017

Once again, the world’s alternative SMB lending industry regained the spotlight, with key deals in Asia and South America placing the industry in the top spot for this week’s B2B FinTech roundup. Alternative Lending. Find out who scored how much of the more than $75 million that made its way to B2B startups this week.

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Capital America Lending Industry 152

South State Correspondent

JANUARY 4, 2023

Lending Focus – Interest Rate Sensitivity and Credit Accuracy. If you look back over any recession, it is the two years prior when banks make 80% of their lending mistakes. Many banks, for example, are still hyper-competitive in multifamily lending. That market share has come mainly from regional and community banks.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

MAY 5, 2017

The report noted it’s not clear if the targeting of undocumented workers went beyond just a handful of regions around the country. “If

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Regional America Lending Meeting 119

PYMNTS

AUGUST 1, 2018

It is critical that we respond to the needs and concerns of Main Street America,” said Snowe in a statement. Small businesses are essential job generators, and the major driver of economic growth and vibrancy for all regions of the country.”. She noted that the risks of bad actors should be considered as part of the reforms made.

Policies 100

Policies Report Regulation Maine 100

CB Insights

AUGUST 3, 2017

Latin America’s fintech scene is gaining momentum, with 80+ fintech deals closing for around $300M in 2016, and over 100 deals already closed in 2017. Latin America fintech companies are creating solutions aimed at rethinking banking, lending, and payments in the region. Mobile Money Americas Corp.

Company 65

Company Fintech Comparison Marketing 65

PYMNTS

MAY 2, 2016

Then, there is the risk of corporate lending. percent compound annual growth rate between 2015 and 2020, with North America dominating the cloud security sector. The Asia-Pacific region, however, is hot on its heels, with rapid growth forecasted for this time period. Banks, it turns out, are willing to take on that risk.

Lending 100

Lending Security Fraud Regional 100

PYMNTS

SEPTEMBER 18, 2019

As Ufford pointed out, as Trulioo gets closer to the total [population] number, the challenge inherent in verifying identities is that it’s not just adults, but entire geographic regions — such as throughout Africa and parts of South America and Asia — that have yet to become part of the digital world. The Bank Validation.

How To 158

How To Regional Cards Data 158

FICO

SEPTEMBER 28, 2020

In 2017, he was named the Head of Enterprise Fraud Management, expanding his responsibilities to include consumer lending fraud, fraud strategies and fraud prevention. A more than 20 years veteran of the industry, Jason previously held various leadership roles across consumer operations, finance and compliance at Bank of America and MBNA.

Customer Experience 59

Customer Experience Fraud Strategy Compliance 59

PYMNTS

MARCH 8, 2019

PayPal Lending: Takes off in the U.K. , Flywire flies high: Global payments firm Flywire logs $10 billion in total payments volume , and said last year payment volumes grew by 130 percent in the Asia Pacific region and 65 percent in EMEA. Housing too small, too expensive to buy in the first place, and tough to maintain.

Millennials 109

Millennials Taxes Lending Regional 109

PYMNTS

OCTOBER 23, 2018

According to The Wall Street Journal ( WSJ ), JPMorgan Chase , Bank of America , Wells Fargo and Citigroup revealed that customers withdrew more than $30 billion from U.S. The country’s four largest banks reported a combined 5 percent drop in U.S. deposits that earned no interest in the third quarter, compared with a year ago.

Regional 116

Regional America Report Payments 116

CB Insights

FEBRUARY 20, 2019

When talking about VC fintech funding in South America, where is the biggest growth coming from? VC-backed fintech investing in South America hit a record 55 deals last year. Latin American fintech companies are creating products aimed at rethinking banking, lending, and payments in the region. LatAm Fintech. 630+ items.

Trends 57

Trends Fintech America Regional 57

PYMNTS

MAY 30, 2016

947 billion worth of corporate loans has been provided by Wells Fargo , a figure greater than loans financed by Bank of America or JPMorgan Chase. Wells told reporters that it has its own guidelines to asses whether it will lend to a business or not.

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Analysis America Guidelines Lending 100

CB Insights

SEPTEMBER 10, 2020

It’s possible some will, but if they can move quickly to offer new products across lending, investing, and wealth management, it’s also possible that the neobanks with sustained customer growth will survive as competitors or potentially become acquisition targets. However, the pipeline of companies in Asia is still very healthy.

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Fintech Innovation Lending Regional 46