PYMNTS

FEBRUARY 13, 2020

Another $5 trillion comes from merchant settlement, marketplace payouts and alternative lending. Other, Individual presentations (with just three of the main markets noted below) delved into the market specific opportunities by region and country, detailing total addressable markets that stretch into the trillions of dollars.

Payments 163

Payments Regional America Cards 163

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 195

Fintech Community Regional Technology 195

South State Correspondent

JANUARY 4, 2023

Lending Focus – Interest Rate Sensitivity and Credit Accuracy. If you look back over any recession, it is the two years prior when banks make 80% of their lending mistakes. Many banks, for example, are still hyper-competitive in multifamily lending. That market share has come mainly from regional and community banks.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

AUGUST 1, 2018

It is critical that we respond to the needs and concerns of Main Street America,” said Snowe in a statement. Small businesses are essential job generators, and the major driver of economic growth and vibrancy for all regions of the country.”. In addition, U.S.

Policies 100

Policies Report Regulation Maine 100

PYMNTS

SEPTEMBER 22, 2017

Once again, the world’s alternative SMB lending industry regained the spotlight, with key deals in Asia and South America placing the industry in the top spot for this week’s B2B FinTech roundup. Alternative Lending. Find out who scored how much of the more than $75 million that made its way to B2B startups this week.

Capital 152

Capital America Lending Industry 152

PYMNTS

MAY 2, 2016

Then, there is the risk of corporate lending. percent compound annual growth rate between 2015 and 2020, with North America dominating the cloud security sector. The Asia-Pacific region, however, is hot on its heels, with rapid growth forecasted for this time period. Banks, it turns out, are willing to take on that risk.

Lending 100

Lending Security Fraud Regional 100

American Banker

NOVEMBER 17, 2016

The Independent Community Bankers of America have asked a federal judge to reject a motion by the National Credit Union Administration petitioning for the dismissal of a lawsuit filed by ICBA that challenges recent revisions to the agency's member business lending regulation.

America 28

America National Community Lending 28

Gonzobanker

DECEMBER 19, 2022

Senators Dick Durbin (D-IL) and Roger Marshall (R-KS) with a rare bi-partisan move showing that pinch-your-banker-and-hug-your-merchant is apparently as wholesome America as apple pie. SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Acronym of the Year – CCCA (Credit Card Competition Act).

Community 216

Community Fintech Industry Innovation 216

American Banker

JULY 28, 2016

Regional banks need all the growth opportunities they can get, and Fifth Third says it has found one in catering to European businesses that need to expand in North America to escape domestic economic issues.

Regional 28

Regional America National Strategy 28

PYMNTS

JUNE 25, 2020

At the same time, Sponholtz noted, consumers’ financial futures are looking less certain to them, as unemployment levels grow and the nation’s economic future looks increasingly precarious. .

Las Vegas 255

Las Vegas Miami San Diego San Francisco 255

Gonzobanker

JULY 7, 2015

Capital One figures are for Capital One USA direct bank and not the regional bank components. Niche players Everbank and CIT use Internet deposits as cheap funding for commercial finance and lending activities. Mid-size and regional banks have also grown deposits solidly, as has the credit union industry. billion in 2010.

Digital Banking 60

Digital Banking Industry Capital Strategy 60

PYMNTS

MARCH 26, 2016

According to the National Retail Federation (NRF), American consumers will be doing so in record numbers this Easter, with purchases related to the holiday expected to reach $17.3 Candy’s pretty much been firmly ensconced as a part of Easter for as long as the holiday has been celebrated in America. (As Boy, do we like to buy stuff.

Survey 100

Survey United States Retail Comparison 100

American Banker

APRIL 14, 2016

B of A is normally thought of as a U.S. economic bellwether, but it has substantial operations overseas, and its international performance last quarter provided a painful reminder of that fact.

America 28

America Operations Regional National 28

CB Insights

DECEMBER 4, 2019

Through trial and error, the company has set up key financial pillars across payments, cash deposits, and lending. The regions involved in the initial pilot included Colombia, Chile, Hong Kong, Kenya, Indonesia, Malaysia, the Philippines, Peru, Taiwan, and Thailand. Amazon Lending. Amazon’s Next Financial Pillar. adults and 6.4M

Cards 101

Cards Lending Strategy US 101

Jeff For Banks

JULY 8, 2019

Which is becoming more challenging for the community financial institution due to heavy competition from money center and super-regional banks, credit unions, and fintech firms. Vanguard was known as the low-fee producer, and they are transitioning account administration of their annuity products to Trans America. Do we cede the field?

Retail 60

Retail Community Taxes Strategy 60

American Banker

OCTOBER 26, 2016

The Japanese banking giant Mitsubishi UFJ Financial Group has launched a new aviation finance business in the Americas and has named aircraft finance veteran Olivier Trauchessec managing director of the unit.

New York 28

New York America Groups Management 28

American Banker

NOVEMBER 21, 2016

Distinct business plans in promising areas such as smart use of consumer data, cybersecurity and content creation, according to Bank of America Merrill Lynch commercial banking executive Scott Olmsted. And that is just the beginning of his list.

America 28

America Data Cyber Security Regional 28

American Banker

JUNE 14, 2016

A megabank on the surface might not seem like the right fit for the financing needs of upstart craft breweries, but Bank of America's Brian Mulvaney has cooked up quite a niche business.

America 28

America Regional National Strategy 28

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Or the need to take market share in a slowest growth region? The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. Is it in the water?

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Or the need to take market share in a slowest growth region? The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. Is it in the water?

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 22, 2014

Congratulations to Citi, JP Morgan, HSBC, UBS, RBS and Bank of America for truly separating yourselves from the pack. The app is in the private pilot phase now with 10,000 downloads on the Google App Store (albeit with a one-star rating), with plans for regional and national rollouts in 2015. 4 billion dollars ….

Los Angeles 101

Los Angeles Apple Risk Management California 101

Independent Banker

FEBRUARY 16, 2015

The signature regulatory relief bill that garnered the most co-sponsors was the Community Lending Enhancement and Regulatory Relief Act (CLEAR Relief Act). Since Alabama is a regional banking center, Shelby has learned various perspectives about maintaining a diversified banking system. Shelby: Alabama roots.

Community Bank 70

Community Bank Alabama Ohio Community 70

CB Insights

APRIL 17, 2018

Notable Investments: Lending Club (IPO), DocuSign , Square (IPO), Spotify (IPO), Twitter (IPO), Houzz. Education: Stanford University (MBA), Australian National University (BA/BSC). After a brief role with DLJ, Kirsten joined Banc of America Securities as an Equity Research Analyst focused on the specialty retail sector.

San Francisco 71

San Francisco CA Capital Operations 71

PYMNTS

JANUARY 18, 2017

That capital announcement comes despite fears over what Brexit might mean for the FinTech sector across the pond in general, and the peer-to-peer lending sector continues to grow — by some estimates, at about 50 percent annually. That funding will go towards boosting POS business in Europe and Latin America.

Retail 100

Retail Software System United States 100

William Mills

SEPTEMBER 9, 2016

Demo: Customer Insight Dashboard for Regional Manager who can view their forward looking metrics such as customer attrition and look forward several quarters. Franchises – Americas greatest brands” They have a list view function where investors can investigate franchises near and far. franchising sector. Returns of 9 or 10%.

social media 40

social media ATM Mobile Customer Experience 40

Fintech Labs Insights

MAY 17, 2017

Named to Planet Compliance’s RegTech Top 100 Power List this spring, nCino partnered with North State Bank in April and teamed up with Valley National Bank in March to power commercial loan operations at both institutions. Snell: nCino’s client portfolio consists of more than 130 financial institutions in North America and Europe.

System 14

System Operations North Carolina Compliance 14

Fintech Labs Insights

MAY 17, 2017

Named to Planet Compliance’s RegTech Top 100 Power List this spring, nCino partnered with North State Bank in April and teamed up with Valley National Bank in March to power commercial loan operations at both institutions. Snell: nCino’s client portfolio consists of more than 130 financial institutions in North America and Europe.

System 13

System Operations North Carolina Compliance 13

PYMNTS

NOVEMBER 27, 2017

In the Asia Pacific (APAC) region, small businesses that sell online have a particularly difficult time finding a loan, especially from traditional sources, according to Yochanan Forman-Zvezhinskiy, head of eCommerce at Hong Kong-based SMB and corporate payments company Currenxie. Outside of China, businesses secured $1.46

Online 109

Online Regional Lending Operations 109

CB Insights

OCTOBER 31, 2017

We are confident that to truly have the long-term impact we want to make, we need to focus on finding an acquirer with an existing national fresh food supply chain who can carry forward the Juicero mission. It did not close because the customer base isn’t there or due to a lack of demand for its lending products. Product: BTCJam.

Company 78

Company US San Francisco Capital 78