Abrigo

JUNE 2, 2015

For more than 30 years, the number one vehicle in America by sales is the Ford F-series line of trucks. Overall auto lending at credit unions is up more than 30 percent in recent years, a positive sign that CUs remain competitive in an evolving banking landscape. billion of that in their auto lending portfolio.

Lending 150

Lending San Antonio CA Sacramento 150

PYMNTS

AUGUST 4, 2017

Alternative lending was the golden child among investors around 2015, but lately, the industry seems to have fallen out of favor thanks to regulatory uncertainty and questions over the viability of some business models. Alternative Lending. This week alone saw two examples of those concerns in action: One U.S. lawmaker, Rep.

Lending 109

Lending Capital Fintech Data 109

PYMNTS

MARCH 11, 2016

Latin America is a land of opportunity, but it also presents challenges that demand an on-the-ground understanding of commerce and transacting within the various countries and cultures that it comprises. Another key factor is that over 60 percent of eCommerce in Latin America is done via installments. “If

America 100

America Payments Fraud Case Study 100

South State Correspondent

JANUARY 25, 2024

Recently, larger lenders, including Bank of America, JPMorgan, Goldman Sachs, and Wells Fargo, have announced that they are seeing an elevated appetite for forward rate locks on loans for future anticipated commercial borrowings. A forward rate lock allows lenders to deliver a known loan rate on future borrower financing.

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How To Community Bank Community National 195

PYMNTS

OCTOBER 14, 2016

Not one of the four alternative lending startups that secured investments this week were from the U.S. Alternative Lending. Late last week, South Africa’s LulaLend brought some rare attention to the nation’s alternative lending space. There’s talk that alternative finance is dead. Well, in the U.S.,

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Lending US Capital Report 100

PYMNTS

NOVEMBER 22, 2019

The company helps businesses with eCommerce tools from beginning to end with services that include inventory management and customer service and experience. The fund has also invested in delivery company Rappi, lending outfit Creditas and tech company QuintoAndar. Gomide said VTEX needs to look beyond just serving its own region. “At

Software 108

Software America Regional Tools 108

Gonzobanker

DECEMBER 14, 2023

Meanwhile, technology changes continued at a breakneck pace, with generative AI the biggest topic around management tables. billion bank in the Mid-Atlantic region. For decades many thought it would never happen but now America’s Credit Unions is becoming a reality. and Summit Financial Group, Inc.

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Fintech Community Regional Technology 195

PYMNTS

JANUARY 25, 2017

With plans to release the second edition of their Americas study, which will explore alternative finance across North, Central and South America, industry experts plan to add new data to the debate over the resilience of alternative finance. Will 2016 once again present an explosion in alt-lending transaction value?

America 100

America Lending Regulation Regional 100

PYMNTS

APRIL 6, 2020

The Independent Community Bankers of America (ICBA) told the Small Business Administration (SBA) and the Treasury about the “massive delays” and “failed technology” that members were facing. In addition, community bankers shared their frustrations on social media about not being able to get into the system and modifications to the form.

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social media America Community Regional 130

PYMNTS

JUNE 7, 2019

The company will reportedly use the capital to expand across Europe, though reports noted the potential for growth in Asia and Latin America, considering Tencent’s current investment portfolio in the regions. Biz2Credit. Yellowbrick Data.

Data 139

Data Capital Analytics Lending 139

South State Correspondent

JANUARY 4, 2023

Popular projects for 2023 include online loan and deposit onboarding utilizing third-party data to speed the process, compliance-as-a-service, payments, card controls, service case management, leveraging data for customer insights, and providing open banking APIs to customers. Remember all those five-year fixed-rate loans you booked at 4%?

Community Bank 195

Community Bank Capital Training Lending 195

Bank Innovation

JANUARY 6, 2020

Jack Henry, the banking technology provider that specializes in community and regional banks, is expecting banks to increase their human-digital approaches in 2020.

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Community Regional Technology Company 243

FICO

SEPTEMBER 28, 2020

In 2017, he was named the Head of Enterprise Fraud Management, expanding his responsibilities to include consumer lending fraud, fraud strategies and fraud prevention. Andy has a 35-year banking background with experience ranging across retail enterprise strategies, regional management, product management and fraud operations.

Customer Experience 59

Customer Experience Fraud Strategy Compliance 59

CB Insights

AUGUST 3, 2017

Latin America’s fintech scene is gaining momentum, with 80+ fintech deals closing for around $300M in 2016, and over 100 deals already closed in 2017. Latin America fintech companies are creating solutions aimed at rethinking banking, lending, and payments in the region. Riverwood Capital, Tiger Global Management.

Company 65

Company Fintech Comparison Marketing 65

PYMNTS

SEPTEMBER 22, 2017

Once again, the world’s alternative SMB lending industry regained the spotlight, with key deals in Asia and South America placing the industry in the top spot for this week’s B2B FinTech roundup. Alternative Lending. Find out who scored how much of the more than $75 million that made its way to B2B startups this week.

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Capital America Lending Industry 152

FICO

APRIL 27, 2021

Grupo Monge, one of the largest multinational retail companies in Central America, has used analytic decisioning to improve the way it evaluates and grants credit to its customers, especially those previously excluded from being able to access loans. What they have managed to achieve in terms of financial inclusion is quite remarkable.

Analytics 52

Analytics Analysis Management Risk Management 52

PYMNTS

MAY 30, 2016

947 billion worth of corporate loans has been provided by Wells Fargo , a figure greater than loans financed by Bank of America or JPMorgan Chase. Wells told reporters that it has its own guidelines to asses whether it will lend to a business or not.

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Analysis America Guidelines Lending 100

PYMNTS

MAY 2, 2016

Then, there is the risk of corporate lending. percent compound annual growth rate between 2015 and 2020, with North America dominating the cloud security sector. The Asia-Pacific region, however, is hot on its heels, with rapid growth forecasted for this time period. Banks, it turns out, are willing to take on that risk.

Lending 100

Lending Security Fraud Regional 100

CB Insights

SEPTEMBER 10, 2020

It’s possible some will, but if they can move quickly to offer new products across lending, investing, and wealth management, it’s also possible that the neobanks with sustained customer growth will survive as competitors or potentially become acquisition targets.

Fintech 46

Fintech Innovation Lending Regional 46

PYMNTS

NOVEMBER 18, 2016

Asia outpaced North America in funding volume for the FinTech world, and this week’s B2B venture capital roundup seems to reflect that, with several deals from VCs in the region. But North America surprisingly came out on top — blowing the competition out of the water with three deals valuing nearly $70 million.

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Fintech US Capital Community 100

PYMNTS

MAY 27, 2016

Some focus on specific verticals, like restaurants; Some take unique routes to enterprise security, from password management to email protection. SME Lending. Konfio links microbusinesses in the region to financing. Expense Management. There are a million ways (or more) that startups can target other companies.

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Capital Management Taxes Security 100

PYMNTS

APRIL 10, 2018

For business loans, Adjaoute said AI can analyze context such as region and demographics to determine whether a certain type of business can succeed in the location where it’s trying to set up shop. “If He had a successful company in Europe at the time, but he had no credit history in America, struggling even to get approved for a phone.

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social media Course Data Leadership 136

CB Insights

AUGUST 26, 2021

SoftBank has also backed a number of food delivery apps across regions in 2021, including India-based Swiggy , Colombia-based Rappi , China-based Dingdong Maicai (which went public in June), Norway-based Oda , and UAE-based Kitopi , a ghost kitchen that prepares and delivers food on behalf of restaurants. Blockchain & crypto fin services.

Regional 94

Regional Fintech Analysis Company 94

PYMNTS

JUNE 9, 2017

A market that Praeger’s firm, AvidXchange, is in the business of serving by offering invoice automation and payment processes services solutions for those “Mighty Middle” businesses in North America. Currently, the firm boasts integrations into 130 accounting and other back-office systems across 5,500 customers in North America.

Payments 122

Payments Cards Tools Management 122

CB Insights

FEBRUARY 13, 2020

Stripe Connect and billing services help companies manage marketplaces, subscriptions. Business lending and corporate cards. Payments companies assumed risk for losses associated with chargebacks, fraud, KYC, or AML, while also providing support, dispute management, and reporting. Online and offline payments. Source: Finix.

Online 98

Online Company Retail Payments 98

Gonzobanker

DECEMBER 19, 2022

Senators Dick Durbin (D-IL) and Roger Marshall (R-KS) with a rare bi-partisan move showing that pinch-your-banker-and-hug-your-merchant is apparently as wholesome America as apple pie. SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Acronym of the Year – CCCA (Credit Card Competition Act).

Community 216

Community Fintech Industry Innovation 216

Javelin Strategy & Research

NOVEMBER 10, 2015

If that happens, it actually would result in more sharing and easier access to data – and empower customers to do manage their money more effectively and wisely. According to Wall Street Journal reports , the list of banks cutting off aggregators includes Bank of America, J.P. They need it for wealth management.

Data 40

Data Security Management Regional 40

PYMNTS

JUNE 25, 2020

The last financial crisis was kicked off by structural flaws in the real estate market that left people underwater on loans they were unable to manage. ” Unison offers them that access point at a time when the product they offer has become particularly relevant to the market’s needs. .”

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Las Vegas Miami San Diego San Francisco 255

Gonzobanker

JULY 7, 2015

Capital One figures are for Capital One USA direct bank and not the regional bank components. Niche players Everbank and CIT use Internet deposits as cheap funding for commercial finance and lending activities. Mid-size and regional banks have also grown deposits solidly, as has the credit union industry. billion in 2010.

Digital Banking 60

Digital Banking Industry Capital Strategy 60

CB Insights

DECEMBER 4, 2019

Through trial and error, the company has set up key financial pillars across payments, cash deposits, and lending. To compete, Amazon is investing in product including hiring product managers for devices solutions, which could see Alexa move from the home and office, and into brick-and-mortar or point-of-sale POS. Closing thoughts.

Cards 101

Cards Lending Strategy US 101

Gonzobanker

DECEMBER 22, 2014

Rise of the Analytics Organization in a Dog-Eat-Dog World – Brush off your resumes Gonzoanalysts, at our client roundtables we heard about analytics organizations being formed and analysts and managers being hired to head them. Loan numbers are still managed with Excel spreadsheets and assigned at document prep time.

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Los Angeles Apple Risk Management California 101

American Banker

OCTOBER 26, 2016

The Japanese banking giant Mitsubishi UFJ Financial Group has launched a new aviation finance business in the Americas and has named aircraft finance veteran Olivier Trauchessec managing director of the unit.

New York 28

New York America Groups Management 28

Jeff For Banks

JULY 8, 2019

With all of the automation of financial products, one would think managing finances would be simple. Which is becoming more challenging for the community financial institution due to heavy competition from money center and super-regional banks, credit unions, and fintech firms. My focus today is on consumer banking. And I agree.

Retail 60

Retail Community Taxes Strategy 60

CB Insights

OCTOBER 10, 2018

See which startups are helping JPMorgan, Bank of America, and Citi build the digital banking platforms of the future. Existing startups like the UK’s Revolut are also looking to expand in the region. What these startups share is the goal of creating customer-centric banking products that target underserved individuals and businesses.

Retail 78

Retail Cards Millennials Mobile 78

Gonzobanker

SEPTEMBER 10, 2019

After lining up a series of regional bank and mid-large credit union signings over the past few years, Kony more recently acquired Umpqua Bank’s Pivotus Ventures to bring on Engage (in Umpqua parlance, formerly known as “BFF” and now “Go To Banking”), another non-transactional means of engagement that channels the mashup of service and sales.

United States 89

United States Texas Austin Kansas City 89

FICO

JULY 9, 2021

For credit unions and smaller banks in North America, the challenge of how to compete with their bigger counterparts is a constant and pressing matter. The solution integrates Equifax Consumer Credit Information and FICO risk decision management technology with marketing campaign automation and execution.

Regional 52

Regional Software Analytics Resources 52

PYMNTS

JUNE 24, 2020

Beyond the price tags and headlines lies a pivot toward creating standards for the data exchange between traditional financial institutions (FIs), FinTechs and end users as individuals manage money, access credit scores, pay bills and even apply for mortgages. But, as he said, banks are users of open banking data too.

Data 262

Data Fintech Strategy Security 262