PYMNTS

MARCH 11, 2016

Latin America is a land of opportunity, but it also presents challenges that demand an on-the-ground understanding of commerce and transacting within the various countries and cultures that it comprises. Another key factor is that over 60 percent of eCommerce in Latin America is done via installments. “If

America 100

America Payments Fraud Case Study 100

Abrigo

MARCH 24, 2021

Nevertheless, many financial institution executives have taken – and are taking – steps that will help address their top concerns related to lending and profitability. Technology sets up future lending success. Pandemic-Induced Transformations. For us, these are sizable, meaningful relationships.” Optimize Technology.

Lending 221

Lending Technology Survey Examples 221

PYMNTS

JULY 15, 2016

When Amazon, the largest retailer by market cap, says that it had its best day ever , it’s hard not to call that a sizzle – and then some. Lending Club Algorithms . It is truly not our intention to call out Lending Club week after week in this column as a fizzle. Pokémon GO: Pet Rock or Opportunity To Rock Retail?

Retail 100

Retail FDIC Bitcoin Lending 100

PYMNTS

FEBRUARY 19, 2020

Corporate buyers can pay more rapidly online with credit cards, benefitting sellers, and enjoy easy access to detailed, searchable information to guide their purchasing decisions. Some online sellers eschew online marketplaces in favor of more tailored digital sales experiences, turning to eCommerce system providers for help.

Mobile 197

Mobile Online Payments Tools 197

PYMNTS

AUGUST 22, 2019

Some of the different programs that Amazon invests in to help SMBs include: Amazon Storefronts , Amazon Handmade , Amazon Launchpad , Amazon Business , Fulfillment by Amazon , Amazon Global Selling , Merch by Amazon , and Amazon Lending, a program created to aid the growth of a business. .

Tools 184

Tools America Retail Survey 184

PYMNTS

NOVEMBER 22, 2019

VTEX, an eCommerce company that has helped companies like Walmart sell online, has raised $140 million in a funding round led by SoftBank’s Latin American fund, according to a report by TechCrunch. The fund has also invested in delivery company Rappi, lending outfit Creditas and tech company QuintoAndar.

Software 108

Software America Regional Tools 108

PYMNTS

JULY 14, 2020

North America consumer-banking revenues fell 5 percent year on year to $4.7 The firm’s retail-banking division registered a $176 million loss compared to a $4.2 Offsetting the weak retail-banking performance, JPMorgan Chase’s corporate- and investment-banking unit experienced a 16 percent year-on-year revenue growth to $16.4

Cards 158

Cards ATM Report Community Bank 158

Abrigo

MARCH 6, 2017

His recent research reports have covered SMB lending, alternative lenders and automating commercial lending. 4) @KarenGMills – Former SBA administrator in the Obama administration, Mills is now a senior fellow at Harvard Business School, writing and Tweeting about small business, lending and fintech.

social media 150

social media Lending Community Community Bank 150

PYMNTS

JANUARY 20, 2020

And, with another nod to the digital landscape and its widespread adoption among consumers, Bank of America ’s numbers showed that peer to peer (P2P) payments were up 76 percent year over year in the fourth quarter. With a nod toward commercial and business banking digital efforts, there are 500,000 CashPro online users. million.

Cards 134

Cards America Course Mobile 134

Bank Innovation

MAY 2, 2018

In the first quarter alone, Bank of America and SunTrust Banks both unveiled their digital mortgage platforms, with SunTrust being the most recent. “If Digital mortgages will be a major trend for banks in 2018. If you look at the housing industry, it has always been a slow adopter of change back to the days of Frannie […].

America 231

America Trends Industry Online 231

PYMNTS

JANUARY 15, 2021

Morgan Chase, Citigroup and Wells Fargo showed the pandemic’s impact on critical lending and spending, and of course debt repayment, may not have been as bad as had been feared in the dark days of Spring 2020. Pct Retail Written Orders Growth; Christopher & Banks Files For Chapter 11. But the questions loom: What comes next?

Course 152

Course Conference Mobile Cards 152

South State Correspondent

JANUARY 4, 2023

Popular projects for 2023 include online loan and deposit onboarding utilizing third-party data to speed the process, compliance-as-a-service, payments, card controls, service case management, leveraging data for customer insights, and providing open banking APIs to customers. Sectors like office, retail, and hospitality, are even worse.

Community Bank 195

Community Bank Capital Lending Training 195

PYMNTS

JUNE 13, 2018

He will report to Barry Rodrigues, CEO of cards and payments, and Richard Haworth, CEO of the Americas business. across credit cards, online savings and loans,” said Rodrigues. Holdaway will be based in Wilmington, Delaware, and will start his new position in July. and Germany.

Capital 100

Capital Cards Delaware Payments 100

PYMNTS

FEBRUARY 13, 2020

Another $5 trillion comes from merchant settlement, marketplace payouts and alternative lending. Oliver Jenkyn, executive president and regional vice president for North America, said that in North America, despite that the market is relatively mature compared to international outlets, there still remains a long runway for growth.

Payments 163

Payments Regional America Cards 163

Bank Innovation

FEBRUARY 26, 2019

Consulting giant Accenture and cloud banking firm nCino are expanding the scope of their partnership beyond North America to get more financial institutions in the Asia-Pacific and EMEA markets up and running in the cloud.

America 199

America Innovation Marketing Management 199

PYMNTS

JANUARY 30, 2018

When Bank of America announced last week that it was terminating its free checking option for low-balance customers, a literal Tweet storm broke out. Three years later, in 2013, Bank of America stopped enrolling new customers in the program. As of today, over 25K customers have made [the] switch from Bank of America to Aspiration.”.

America 109

America Maryland FDIC Millennials 109

CB Insights

OCTOBER 10, 2018

See which startups are helping JPMorgan, Bank of America, and Citi build the digital banking platforms of the future. Startups targeting retail and commercial banking have been emerging globally, spurred by favorable tech regulations, an uptick in mobile adoption, and shifting customer demographics. Incumbents Play Catch-Up.

Retail 78

Retail Cards Millennials Mobile 78

PYMNTS

SEPTEMBER 2, 2020

In a statement, Brett Sussman, vice president of global commercial card lending at American Express, said the solution aims to provide businesses with cash flow management support. The initiative is designed to enhance buyers' online shopping experience with the Sally Beauty Rewards program.

Cards 150

Cards Innovation Management Tools 150

PYMNTS

APRIL 2, 2018

It’s not only for consumers, though: Alternative lending firm Kabbage recently found that mobile lending is on the rise among small businesses, with a more than 360 percent increase in the number of SMB loans accessed via mobile device between April 2014 and February 2018.

blockchain 171

blockchain Lending User Experience Mobile 171

PYMNTS

JULY 1, 2016

Other firms have warned of slowing growth (which is not the same as a decline), but Avast also serves as a niche operator of sorts, with geographic reach into Latin America, among other areas. With an eye on the larger picture, are unicorns setting up for takeouts?

New York City 102

New York City New York Apple America 102

Independent Banker

JUNE 30, 2022

Here, we highlight some of last year’s most successful loan producers in the areas of agriculture, commercial and consumer/mortgage lending. The score combines the average of the bank’s percentile rank for lending concentration and for loan growth over the past year in each lending category. By Ed Avis. Methodology. AGRICULTURE.

Community Bank 172

Community Bank Community National Philadelphia 172

Bank Innovation

JANUARY 13, 2017

You might as well call them e-Bank of America and Wells Fargo Digital Bank. Both BofA and Wells, the No. 3 ranked banks in the U.S., respectively, today for the first time released usage numbers for their digital banking operations, and they are eyepopping. BofA got 112 Read More.

America 150

America Digital Banking Operations Marketing 150

FICO

NOVEMBER 21, 2022

Retail Credit Analytics. Innovation – Retail Finance (*New category win for FICO). Before joining FICO, Darryl held many key roles at financial institutions through North America and Asia, including Chief Risk Officer of Grow Financial, a Canadian Fintech specializing in online lending and building software for financial institutions.

Report 52

Report Risk Management Compliance Analytics 52

PYMNTS

APRIL 3, 2020

spanning restaurants, professional and personal service firms, construction, remodeling and repair companies, fitness clubs and, of course, a wide range of retail verticals. But yield is what gets lenders to lend, and the money will come from a variety of sources – spanning banks, SBA lenders and FinTechs. percent of wages.

Maine 142

Maine Lending Survey Course 142

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. And each January, we ranked all previous recipients into a master list.

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

NOVEMBER 18, 2016

Asia outpaced North America in funding volume for the FinTech world, and this week’s B2B venture capital roundup seems to reflect that, with several deals from VCs in the region. But North America surprisingly came out on top — blowing the competition out of the water with three deals valuing nearly $70 million. P2Bi nvestor.

Fintech 100

Fintech US Capital Community 100

Gonzobanker

OCTOBER 12, 2022

Much as Ally does with its car lending, Nubank optimizes a single use case to acquire customers – and then cross sells. The largest fintech bank in Latin America, this master of digital marketing – known for creating cool products with strong organic growth – continues its massive expansion in Mexico and Colombia. Olé Olé Olé.

Fintech 97

Fintech United States Chicago Mobile 97

CB Insights

AUGUST 26, 2021

Retail & consumer. SoftBank has invested in 35 companies in the retail & consumer sector in 2021 so far, making it the most popular sector among its 2021 investments. SoftBank has backed a slew of edtech startups in 2021, from AI tutor Riiid to online education platform Unacademy to employee upskilling company Go1. .

Regional 94

Regional Fintech Analysis Company 94

PYMNTS

NOVEMBER 11, 2016

But never fear: Europe and Asia pulled through with several rounds landing at alternative lending, eInvoicing and B2B eCommerce players. Alternative Lending. The company targets the food and hospitality, retailer, wholesale and other industries, reports said. This week, investors in the U.S.

Capital 161

Capital Lending Trends Report 161

Bank Innovation

MAY 9, 2016

We can all agree Credit Karma, Chase Mobile, Bank of America, Wells Fargo, and PayPal aren’t leaving the Top Ten on App Annie anytime soon. But ratings and rankings aren’t everything — there’s also the cool factor. How easy is the app to use? Does it makes us feel good (even Read More.

America 150

America Mobile US social media 150

Gonzobanker

JUNE 26, 2019

The contact center has been rapidly gaining popularity for CRM platforms in retail-oriented credit unions. The primary focus was integrating authentication with the credit union’s digital banking system to improve the online lending experience with prefilled applications. CRM Use Cases That Deliver Value. Contact Center.

Idaho 129

Idaho Michigan System Lending 129

PYMNTS

DECEMBER 2, 2020

Before I ship the goods to you [as an SMB], I make sure that I get paid because I don’t know if you’re ever going to pay, and I don’t know your credit file in terms of being able to access how much credit [in] short-term lending I could give you,” he said. “All of these [friction points] become a bit more amplified.

Case Study 173

Case Study Payments Meeting America 173

CB Insights

DECEMBER 4, 2019

Through trial and error, the company has set up key financial pillars across payments, cash deposits, and lending. Today, Amazon Pay has evolved to include a digital wallet for customers and a payments network for both online and brick-and-mortar merchants. Table of Contents: Amazon’s product strategy. Closing thoughts.

Cards 101

Cards Lending Strategy US 101

CB Insights

APRIL 29, 2020

Retail, CPG, & Supply Chain. North America, Asia, and Europe saw combined funding of $50B in Q1’20. Retail, CPG, & supply chain . Check out the startups improving efficiency in online grocery shopping and last-mile shipping as well as retail tech trends that could last post-pandemic. TABLE OF CONTENTS.

Trends 66

Trends Resources Retail Fintech 66

PYMNTS

MAY 15, 2017

North America contributed $751 million to the total take — Latin America had revenues of $59 million, up 52 percent in constant currency. Transaction growth was steady, with 7 percent growth in North America, consistent with the last four quarters. Accounts on file, again for North America, grew by 7 percent.

Data 100

Data America Taxes Cards 100

FICO

APRIL 28, 2020

Our winners have innovated in lending, supply chain optimization, customer management, debt collection, fraud and financial inclusion. Leslie Parrish , analyst – retail banking at Aite. They come from all corners of the globe and many varied sectors of the economy. Fraud & Security. Regulatory Compliance.

Analytics 52

Analytics Fraud Management Innovation 52

Gonzobanker

APRIL 14, 2015

Looking around online, the closest competing offers I found were $300 from a couple of regional banks, but none from community banks or credit unions. I also noticed online that OnDeck was alongside Wells Fargo and Bank of America in the Top 5 search rankings for business loans. But, that’s starting to change.

Marketing 60

Marketing Community Bank Branding Community 60