PYMNTS

JANUARY 18, 2021

As part of its international growth plans, British business FinTech company Tide unveiled intentions for an experimental rollout in India in the first quarter of this year with a broader launch to come, Business Standard reported. Gurjodhpal Singh will head up the firm’s business in India.

Fintech 196

Fintech Maine Analysis Software 196

CFPB Monitor

JUNE 17, 2021

federal district court hearing the lawsuit filed by the Conference of State Bank Supervisors (CSBS) seeking to block the Office of the Comptroller of the Currency from granting a national bank charter to Figure Technologies Inc. The docket also indicates that the parties are required to file a joint status report by September 27, 2021.

National 78

National Conference Resources Fintech 78

Perficient

JUNE 30, 2022

Some of these online articles can be found here: OCC Provides Roadmap for National Banks and Savings Associations To Conduct Crypto Activities – Perficient Blogs. As reported by the World Bank, in 2021 the GDP of The Bahamas was $9.91 The Pros and Cons of a Potential U.S. Billion, down 14.5% ( and down even more from the $13.16

cryptocurrency 472

cryptocurrency Regulation Conference Taxes 472

PYMNTS

AUGUST 28, 2019

In China, the central bank has said that it will offer up a three-year development plan for the domestic FinTech sector. The reports state that the FinTech firms in that country “should take the approach of [Chinese president] Xi Jinping’s socialism with Chinese characteristics in the new era as the guide.”

Fintech 172

Fintech Analysis Guidelines Data 172

PYMNTS

DECEMBER 28, 2020

Olga Skorobogatova, first deputy governor of the CBR, said 30 countries are working on their own national digital currencies, some of which could launch in five to seven years. She added, however, that SWIFT could end up being the platform used by different countries for their national digital currencies, the report stated.

National 356

National Study System Meeting 356

PYMNTS

NOVEMBER 28, 2020

In honor of concocted commercial holidays and all the actual good they do, PYMNTS presents some phony 2021 spending and finance celebrations on this most special of spending holidays. As a companion to National Salesperson Day on Dec. As a companion to National Salesperson Day on Dec. Preposterous Observances for 2021.

social media 198

social media National US Retail 198

Gonzobanker

FEBRUARY 8, 2022

While AOBA 2022 had its share of execs wanting to “fake it until they make it” with future innovation, credit is due to the bankers who are pouring real financial investment into new fintech experiments. In some respects, AOBA 2022 felt a bit like bank executives wanted to “fake it until they make it” with their future innovation and fintech.

Fintech 166

Fintech Customer Experience Conference Technology 166

CFPB Monitor

APRIL 13, 2021

On April 15, 2021, the House Financial Services Committee’s Subcommittee on Consumer Protection and Financial Institutions will hold a hearing titled, “ Banking Innovation or Regulatory Evasion? Carlos Pacheco, CEO, Premier Members Credit Union on behalf of National Association of Federally-Insured Credit Unions.

Innovation 78

Innovation Fintech Colorado National 78

PYMNTS

DECEMBER 15, 2020

WEX foresees that the effect of the purchase on adjusted net income will be immaterial up to calendar year 2021, though it notes that "visibility remains limited due to COVID-19.". WEX lost $57.7 million, or $1.49 per share, on $382.1 million in revenue for the three months concluding on Sept. 30 in contrast to a profit of $42.4

Payments 254

Payments Leadership National Fintech 254

Jeff For Banks

DECEMBER 29, 2021

As a point of reference, the S&P US BMI Bank Total Return Index for the five years ended December 27, 2021 was 60.4%. billion at September 30, 2021. billion at September 30, 2021. that invests in businesses that align with the company's focus on fintech; Government Loan Solutions, Inc., Live Oak Bancshares, Inc.

Capital 78

Capital Texas Metro North Carolina 78

FICO

DECEMBER 15, 2020

So, here are the five for 2021. If my prediction is on the mark, 2021 should be one where improved customer communications will fuel stronger customer engagement. On December 8 and 11, the House and Senate respectively approved the National Defense Authorization Act of 2021 (NDAA) by large bipartisan margins.

Policies 52

Policies Washington DC Regulation 52

PYMNTS

DECEMBER 9, 2020

FinTech Revolut has introduced its Pockets tool, while Robinhood Markets is reportedly working with Goldman Sachs for its public offering preparations. Revolut, the British FinTech, has unveiled Pockets, a new organizational technology meant to assist individuals with organizing their payments and supervise their spending more effectively. “We

Marketing 159

Marketing Tools Conference Fintech 159

Abrigo

JUNE 12, 2023

WATCH NOW Takeaway 1 The number of money transmitters grew by 13% in 2021 in the U.S. The money transmitter industry is growing, spiked by advances in fintech and the consumer demand for immediate payment mechanisms. According to the Conference of State Bank Supervisors , the number of money transmitters grew by 13% in 2021 in the U.S.

Compliance 195

Compliance Fraud Regulation Guidelines 195

PYMNTS

DECEMBER 29, 2020

“Though the industry moved to enable interoperability of mobile wallets in 2018, this is limited to only P2P payments, and is yet to be expanded to both merchant and agent interoperability and even to work seamlessly at P2P,” according to the draft of the Kenya National Payments System 2021-2025 report.

National 160

National Policies Mobile Payments 160

CFPB Monitor

JANUARY 19, 2022

federal district court in December 2020 seeking to block the OCC from granting a national bank charter to Figure Technologies Inc. The lawsuit represented the CSBS’s third challenge to the OCC’s authority to issue special purpose national bank (SPNB) charters to non-depository fintech companies or to uninsured deposit-taking fintechs.

Technology 78

Technology National FDIC Fintech 78

PYMNTS

NOVEMBER 30, 2020

Plus, Emirates National Bank Dubai (Emirates NBD) has rolled out its businessONLINE omnichannel platform for small firms. Emirates National Bank Dubai (Emirates NBD), the online banking company, has launched its omnichannel platform for small companies called businessONLINE. CSI, Featurespace Team up to Fight Money Laundering.

National 148

National cryptocurrency Digital Banking Fraud 148

PYMNTS

SEPTEMBER 25, 2020

In today’s top payments news around the world, international FinTech firm EBANX and Visa have grown their partnership, while Delivero is reportedly the latest startup to consider going public. The British digital delivery platform has reportedly had discussions with possible investors about the potential of filing an IPO in 2021.

blockchain 165

blockchain Payments National Groups 165

PYMNTS

DECEMBER 17, 2019

Open Banking is making its rounds across the globe as regulators embrace financial services industry competition, and as financial services players — both banks and FinTech firms — recognize their market opportunities by embracing data sharing.

Metro 136

Metro Regional Fintech National 136

CFPB Monitor

NOVEMBER 22, 2022

The report was issued in response to President Biden’s July 2021 Executive Order on promoting competition. The report attributes the risk that such schemes will arise to bank/fintech relationships that “lack proper regulatory oversight or principles for responsible lending.”

Fintech 78

Fintech Report Data Lending 78

CFPB Monitor

JANUARY 31, 2022

Harris has been serving as Acting Superintendent since the departure of her predecessor, Linda Lacewell, in August 2021. Harris joined The White House, where she was appointed as Special Assistant to the President for Economic Policy, as part of the National Economic Council. Following her time at the Treasury Department, Ms.

Washington 78

Washington New York Policies National 78

Independent Banker

JUNE 30, 2022

Using FDIC data for 2021, we calculated a lender score out of 100 for each community bank. In each new market opened in 2021, the community bank found an experienced ag lender who was seeking a new position. American Bank, National Association. Classic Bank, National Association. The First National Bank In Sioux Falls.

Community Bank 172

Community Bank Community National Philadelphia 172

CFPB Monitor

NOVEMBER 8, 2021

On November 5, 2021, the CFPB published a notice in the Federal Register seeking public comments to inform its inquiry. The notice states that the Bureau invites comments from “any interested parties, including consumers, small businesses, advocates, financial institutions, investors, and experts in privacy, technology, and national security.”

Technology 78

Technology Payments Company National 78

PYMNTS

JANUARY 13, 2021

FinTech has been a fast-growing sector in the nation of nearly 100 million, with the coronavirus pandemic, as it has around the world, having pushed shopping activity online and left consumers scrambling for contactless payment options. We hope to go public in the 2021-2025 period, possibly in 2025.

Capital 154

Capital National Management Groups 154

CFPB Monitor

DECEMBER 8, 2022

Because this allows a commercial or fintech company to own or acquire an ILC, the absence of consolidated supervision of ILC parent companies by the Federal Reserve Board is characterized by ILC critics as a dangerous “loophole” in safety and soundness oversight of ILC parent companies. . 5301) (e.g.

FDIC 78

FDIC Company Industry Regulation 78

BankInovation

MARCH 11, 2022

billion on fraud detection systems in 2021 as continuous threats around real-time payments emerged in the space, according to an analysis from fintech and core provider Fiserv. Money laundering, automated clearing house fraud and wire transfer scams are running rampant in the banking industry. financial institutions spent more than $4.5

Fraud 96

Fraud Nebraska Management Data 96

PYMNTS

NOVEMBER 30, 2020

It will be available starting February 2021. The new API was developed by banks and non-bank financial institutions — Citi Singapore, Deutsche Bank AG Singapore, Standard Chartered Singapore, Grab Financial Group, Liquid Group, Razer FinTech and Singtel Dash. .

Payments 170

Payments Digital Banking Groups Cards 170

CFPB Monitor

JANUARY 5, 2021

federal district court to block the OCC from granting a national bank charter to Figure Technologies Inc. federal district court challenging the OCC’s authority to issue special purpose national bank (SPNB) charters to non-depository fintech companies. The Conference of State Bank Supervisors (CSBS) has filed a lawsuit in D.C.

Conference 78

Conference Technology District of Columbia FDIC 78

PYMNTS

FEBRUARY 20, 2020

Quarles also outlined the meeting priorities in the letter, and noted that G20 needs “a smooth transition” to a world after the London Interbank Offered Rate (Libor), which is being phased out by the end of 2021. The FSB is comprised of national authorities responsible for financial stability in 24 countries and jurisdictions.

cryptocurrency 194

cryptocurrency Meeting Conference Regional 194

South State Correspondent

MAY 9, 2022

In our previous article ( HERE ), we reviewed the banking industry’s cost of funding earning assets (COF), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle. percentage points to 67.52% from the end of 2019 to the end of 2021. from 2019 to 2021.

Community Bank 195

Community Bank Community Industry Online 195

CFPB Monitor

MAY 19, 2022

The Department alleges that 100% of the loans to Connecticut residents originated on the Platform from June 2018 to August 2021 either contained a Lender Tip or a Solo Tip. Consumers are encouraged to offer a Lender Tip in an amount up to 12% of the loan amount and a SoLo Tip of up to 9% of the loan amount.

Connecticut 78

Connecticut Operations Fintech Regulation 78

PYMNTS

AUGUST 27, 2019

The survey was conducted by the Swiss National Bank (SNB) and released on Tuesday (Aug. The survey also showed that there’s increased competition on the horizon for traditional Swiss banks from FinTech firms and online-only banks. The bank said it would invest hundreds of millions of francs by the end of 2021.

Survey 129

Survey Online National Lending 129

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. That’s enough to send normal people into the fetal position.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

DECEMBER 7, 2020

Facebook’s Libra (OK, now it’s been renamed to Diem ) looms as 2021 dawns – maybe – and in a form diminished from its initial ambitions back in 2019, to disrupt the monetary system itself. That would, of course, include Diem, backed by the consortium of tech companies, Facebook among them, aiming for a 2021 launch.

Regulation 192

Regulation United States Cleveland cryptocurrency 192

PYMNTS

JULY 23, 2020

Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. Mexico has crafted its upcoming rules with similar developments in mind, especially as its 2018 law makes the market more attractive to FinTechs.

America 165

America Regulation Regional Tools 165

South State Correspondent

MARCH 21, 2023

In March of 2021, The American Rescue Plan Act was passed, which made more businesses eligible, pushed back when companies had to claim the credit to the end of that year and allowed businesses to deduct 70% of up to $10,000 in qualified wages per employee per quarter. In 2020, the U.S. The ERC filing deadline is October 2024.

Taxes 195

Taxes Community Bank Community Operations 195

PYMNTS

MARCH 18, 2019

Shares in Euro payments tech companies rose on Monday (March 18) after news of the Fidelity National Information Services (FIS) takeover of Worldpay, a London-based payment processing company, according to a report by Reuters. FinTech company Worldline was up 3.1 The deal’s value is $43 billion, including Worldpay’s debt.

Jacksonville 125

Jacksonville Boston Florida Software 125

PYMNTS

JANUARY 1, 2021

Indian FinTech Cashaa and the country's United Multistate Credit Cooperative Society teamed up to launch what they say is the world's first cryptocurrency bank branch through a joint-venture bank called Unicas, according to a release.

Miami 201

Miami Bitcoin cryptocurrency Florida 201