Cisco

NOVEMBER 23, 2020

Some of the key benefits of embracing a cloud-managed IT solution include a decrease in time to market thanks to automation and zero-touch provisioning, the ability to simplify visibility and troubleshoot while helping IT teams get ahead of issues, and the ability to focus extra time and budget on resources and business-critical projects.

Customer Experience 149

Customer Experience Analytics Video Resources 149

CFPB Monitor

MARCH 4, 2021

The CFPB has proposed to delay the mandatory compliance date for the new general qualified mortgage (QM) rule that amends the Regulation Z ability to repay/QM rule from July 1, 2021 to October 1, 2022. Both rules became effective on March 1, 2021. Comments on the proposal are due by April 5, 2021.

Compliance 78

Compliance Policies Community Regulation 78

Social Assurance

OCTOBER 29, 2021

Social Assurance’s Marketing and Compliance Report provides an analysis of the financial services industry and explores trends for the upcoming year. Here are a few key takeaways from the 2021 report and how it will impact your brand. Growing Utilization of Marketing and Compliance Tools and Technology.

Compliance 15

Compliance Survey Marketing social media 15

FICO

JANUARY 29, 2021

Today it gives me great pleasure to announce the winners of the 2021 FICO® Decisions Awards. . 2021 Decisions Award Winners. Regulatory Compliance – Alfa Bank & Eurobank (tie). Again, we would like to thank the 2021 judges for their help in identifying the best nominations. 2021 Judges. . by Nikhil Behl.

Meeting 98

Meeting Analytics Florida Fraud 98

CFPB Monitor

FEBRUARY 25, 2021

In a related blog post , Acting Director Uejio notes that because of the economic hardship and uncertainty caused by the COVID-19 pandemic, the CFPB must do all it can to protect homeowners and promote stability in the housing market.

Compliance 78

Compliance Policies Regulation Marketing 78

Perficient

MARCH 3, 2022

The Office of the Comptroller of the Currency (OCC) recently released the economic and financial market scenarios that will be used in the upcoming stress tests for covered institutions. Equity market volatility, as measured by the Chicago Board Options Exchange Volatility Index (VIX), declines in 2022 by about 6.5 to hover around 2.50

Capital 294

Capital Regulation Exercises United States 294

PYMNTS

DECEMBER 8, 2020

In today’s top news, economists expect the economy to recover back to pre-pandemic levels by the end of 2021, and China’s banking watchdog warns of further Big Tech regulations. Economists: Stimulus, Vaccine Key To Full Recovery By Year-End 2021. Plus, online lending startup SoFi is looking to go public through a SPAC.

San Francisco 130

San Francisco Community Bank Video Capital 130

South State Correspondent

JANUARY 16, 2024

introduced a LIBOR alternative in March of 2021 (called BSBY). With the development of the term SOFR market, BSBY offers no perceived advantages over SOFR, Fed Funds, or Prime. BSBY was not well received by US regulators from its inception, but the market eventually embraced SOFR over BSBY. No ISDA documents.

Community Bank 195

Community Bank Community Compliance CA 195

PYMNTS

MARCH 8, 2018

and group compliance director, explained to PYMNTS how online tools can make remote identity verification even more robust than in-person processes — and also help kick cross-border payments into higher gear. Right now, 5 percent of the money transmission market is digital,” Nazzaro said. “[But] Digitizing Identity Verification.

Compliance 101

Compliance Regulation Online Payments 101

PYMNTS

DECEMBER 28, 2020

The executive said that the retailer will keep taking on the extra expenses without increasing charges until June 1, 2021. Apple is intending to unveil a feature early in 2021 mandating that apps sold in its store request consent from users to monitor their data, The Hill reported. “It Facebook Calls Out New Apple App Privacy Policy.

Compliance 148

Compliance Google Texas Apple 148

CFPB Monitor

JUNE 10, 2022

The Federal Trade Commission provided its annual report to the Consumer Financial Protection Bureau on its enforcement and related activities in 2021 regarding the Truth in Lending Act (TILA), Consumer Leasing Act (CLA), and Electronic Fund Transfer Act (EFTA) (collectively, the “Financial Acts”).

Report 78

Report Lending Policies Training 78

PYMNTS

DECEMBER 8, 2017

if they find themselves out of compliance with the data protection rules. Small businesses could face regulatory fines for non-compliance, which could be as high a 4 percent of a business’ total turnover and a maximum of more than $24 million. Reports in SmallBusiness.co.uk Thursday (Dec.

Compliance 101

Compliance Training Survey Data 101

FICO

MAY 27, 2021

A Dozen Top Achievers in 2021. Earlier this year we provided a list of the winning companies in our 2021 FICO® Decisions Awards. This year the 12 winners have demonstrated extraordinary innovation in very different industries and markets. . Regulatory Compliance. Our 2021 Industry Judges.

Analytics 52

Analytics Fraud Management America 52

CFPB Monitor

APRIL 7, 2022

The FDIC has issued the March 2022 edition of Consumer Compliance Supervisory Highlights which includes a description of some of the most significant consumer compliance issues identified by FDIC examiners during consumer compliance examinations conducted in 2021. Automated overdraft programs.

FDIC 78

FDIC Compliance Lending Regulation 78

FICO

NOVEMBER 11, 2020

FICO has announced its panel of independent judges for the 2021 FICO® Decisions Awards which honor clients achieving outstanding results using analytics and decision management technology to grow their business, manage risk and reduce costs. René Javier Guzmán, market & liquidity risks director at Banreservas (previous winner).

Meeting 52

Meeting Analytics Big Data Management 52

PYMNTS

AUGUST 3, 2018

Money transfer giant MoneyGram beat expectations on the bottom line but missed on the top, as new compliance standards put in place by the company proved a headwind to revenues. Compliance – adhering to what the company termed higher standards tied to the Data Protection Act – have short-term impact, stated executives.

Compliance 100

Compliance Fraud Conference Data 100

Perficient

APRIL 2, 2021

Finally, views are sought for compliance with applicable laws and regulations, including those related to consumer protection. These technologies are also used to better target marketing in retail and customize trade recommendations in wealth management. Email: 2021-RFI-AI@cfpb.gov. Credit Decisions. Textual analysis.

Regulation 309

Regulation Industry Risk Management Analysis 309

Perficient

FEBRUARY 2, 2023

In fact, according to The Business Research Company’s 2022 Payment Security Global Market Report , the payment security market is expected to reach $43 billion by 2026. billion in 2021, a year-on-year growth of 65%. billion for Indian businesses and consumers in 2021, helping to unlock $16.4

Industry 471

Industry Trends social media Payments 471

Social Assurance

DECEMBER 31, 2020

2020 saw compliance teams adapting to dramatic change and new processes. It provided an opportunity for these teams to redefine its perception and work to dispel frustrations surrounding marketing initiatives. But how will compliance teams change in 2021? Making Compliance Cool with Charles LeFevre.

Compliance 15

Compliance Customer Experience Meeting Branding 15

FICO

MAY 24, 2021

A new report released today by FICO and market intelligence firm Corinium, entitled The State of Responsible AI , finds that most companies are deploying AI at significant risk. With worldwide revenues for the AI market (including software, hardware and services) forecast to grow 16.4% year over year in 2021 to $327.5

Study 98

Study Leadership Regulation Analytics 98

PYMNTS

NOVEMBER 9, 2020

The European Commission has rolled out high-profile probes into firms such as Google, Apple, Facebook and Amazon over worries that their market supremacy is negatively impacting competition. Australian Regulator Looks Into Merger Law Changes.

Regulation 211

Regulation social media Compliance California 211

PYMNTS

DECEMBER 3, 2019

And, even with the regulatory overhang, Citi still recommends purchasing the shares and sees the 2020 and 2021 analyst estimates as too low. Just two analysts tracked by the outlet recommended selling shares of Facebook in comparison to 47 buy ratings and 6 neutral ratings.

Compliance 132

Compliance social media Comparison Report 132

PYMNTS

JULY 31, 2019

According to an International Monetary Fund (IMF), the so-called shadow market was responsible for one-third of economic activity from 1991 to 2015, the year that the country was a NATO member and EU candidate. By 2021, all tax transactions will be electronic.

Taxes 116

Taxes System Compliance Online 116

Social Assurance

DECEMBER 4, 2020

Our Annual Marketing and Compliance Survey and Report sought to better understand how some of these changes affected the financial services industry and how community financial institutions responded to the challenges. For more in-depth insights, be sure to download our marketing and compliance report by clicking the link below.

Compliance 15

Compliance Marketing Report social media 15

Abrigo

FEBRUARY 25, 2022

Takeaway 3 Keep an eye on updates to changing markets, including cannabis and antiquit ies trading . The year 2021 saw a continuation of pandemic policies and changes, a new administration in Washington , and regulatory reform from the Financial Crimes Enforcement Network ( FinCEN ). According to a 2021 Crypto Crime Report ?

Regulation 195

Regulation Policies Compliance Washington 195

PYMNTS

NOVEMBER 17, 2020

Bitcoin is briskly getting close to the peaks that brought about a crypto madness and concluded with a dramatic market downfall nearly three years prior, Bloomberg reported. Chief Market Strategist Matt Maley said, according to the report, “This is the third parabolic move. Miller Tabak + Co. The price of bitcoin was $ 17,764.38

Bitcoin 159

Bitcoin Cards cryptocurrency Compliance 159

PYMNTS

AUGUST 23, 2019

So far the XPOS has been shipped to over 30 countries, with plans to send out 100,000 devices to the global retail market by 2021. It is the first compliance alerts solution available across 15 cryptocurrencies. Alerts are available for all 15 cryptocurrencies, with more coming soon.

blockchain 124

blockchain Analysis cryptocurrency Bitcoin 124

Abrigo

JUNE 27, 2023

Key Takeaways Real estate markets are vulnerable to money laundering and fraud because of their transaction size and appreciation over time. The real estate market is enticing to more than just new homeowners or investors. Real estate market AML risks Real estate is a proven, traditional, and well-established marketplace.

El Paso 195

El Paso Miami United States New York City 195

Independent Banker

JANUARY 31, 2022

One of the harsh realities revealed by the flood of Paycheck Protection Program (PPP) money distributed in 2020 and 2021 is that many businesses and entrepreneurs in need of small-balance loans fell through the cracks. Jenny Bennett, market president at $850 million-asset Summit Bank in Eugene, Ore., By Beth Mattson-Teig.

Lending 150

Lending Community Community Bank Compliance 150

Abrigo

MAY 24, 2023

This lack of access to financial services hinders these businesses’ abilities to gain a market foothold and contributes to the flourishing of an unregulated, underground marketplace. The SAFE Banking Act also promotes the safety of millions of consumers who patronize state-legal cannabis markets.

Lending 195

Lending Fraud Operations Ohio 195

PYMNTS

FEBRUARY 4, 2020

These markets’ proposed privacy and banking rules are largely modeled after GDPR and PSD2, so regulators must avoid the stumbling blocks that banks and businesses hit soon after implementation. Numerous regions then announced internal deadlines for compliance that often diverged from their neighbors’ deadlines. France, the U.K.

Fraud 144

Fraud Regulation Compliance Innovation 144

PYMNTS

NOVEMBER 30, 2020

Plus, the United Kingdom government is making a new Digital Markets Unit to enforce regulations that apply to Big Tech. UK Digital Markets Unit To Tighten, Enforce Big Tech Competition Rules. The government of the United Kingdom is creating a new Digital Markets Unit assigned to enforce regulations that apply to Big Tech firms.

Payments 139

Payments Regulation Video Cards 139

Bobsguide

MAY 8, 2022

A recent GFT survey revealed that 95% of banks adopt cloud to improve time to market, while 86% of them do it to improve innovation and scalability. In 2021, GFT launched BankLiteX, a modular, end-to-end solution that enables firms to create and deploy a cloud-based, digital banking entity, faster than previously possible.

Compliance 166

Compliance Risk Management Digital Banking System 166

Cisco

NOVEMBER 16, 2020

Aligning employee video conferencing and collaboration use with your security, risk, and compliance requirements. Leveraging AI to detect compliance, data exposure, and acceptable use risks in collaboration sessions. IDC indicates spending on transformation is expected to accelerate in 2021 and beyond.

Security 138

Security Compliance Video ATM 138

CB Insights

SEPTEMBER 7, 2021

This market map consists of private, active companies only and is not intended to be exhaustive of the space. To explore more companies in this market map in more detail, clients can check out our Blockchain Collection. The startup raised a $120M Series D in April 2021 backed by 7RIDGE and Eldridge. Please click to enlarge.

blockchain 101

blockchain Company cryptocurrency Examples 101

CFPB Monitor

NOVEMBER 16, 2022

The lawsuit alleges that Fluent collected the personal data of Pennsylvania consumers through a series of promotional offerings on websites and thereafter sold that information to sellers and telemarketing companies (“Marketing Partners”). According to the complaint, from 2018 to 2021, more than 4.2

Pennsylvania 78

Pennsylvania New York Marketing Compliance 78

CFPB Monitor

APRIL 15, 2022

New York’s Governor signed the rate reduction legislation in December 2021 thereby changing the state’s judgment interest rate for the first time in forty years.

New York 147

New York United States Policies Compliance 147