PYMNTS

FEBRUARY 1, 2021

The answer in 2021 is far less clear. 2021 is a whole different story. . Sure, the outlook for 2021 and beyond is uncertain, but it is certainly grim. The duration of the pandemic, which now looks to be through most of 2021, will accelerate the shift to digital even faster. The answer in 2009 was, probably not.

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PYMNTS

OCTOBER 19, 2020

The shift away from legacy payments processes was well underway before the pandemic, but COVID-19 is creating fresh urgency to move to cloud-based digitized systems, David Disque , president at CSI (Corporate Spending Innovations) told Karen Webster in a recent conversation. 2021 Could Be All About Digitization . The Best Mix .

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PYMNTS

JANUARY 20, 2021

Ryan Frere, executive vice president and general manager of B2B for Flywire , believes that embedded finance in B2B is key to payments optimization in 2021. There is no need to fumble with cash or hand a payment card to the driver — it happens automatically. Apple iTunes is another.

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PYMNTS

DECEMBER 2, 2020

However, figures show that a majority of executives are in the midst of digital transformations, where 83 percent of financial services executives surveyed say that they’ve innovated with payments technology this year. Aquilina said virtual cards are poised to eclipse other commercial card form factors over the next few years.

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PYMNTS

DECEMBER 14, 2020

Chase Bank and Mastercard have partnered with Air Canada to introduce the airline’s Aeroplan credit card in the U.S. Chase’s many strengths, including digital innovation, customer service excellence, and a world-class brand, will help us deliver a best-in-class product for U.S.-based issuers at Mastercard. . and is the U.S.

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PYMNTS

AUGUST 14, 2020

“Prior to COVID-19, we were telling people that over the next five years, remote-commerce, card-not-present transactions will exceed in-store, card-present transactions,” Mendlowitz said. The Challange With Card-Not-Present Transactions . The card networks have also confirmed that 3DS 2.0 certified and ready.

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PYMNTS

SEPTEMBER 23, 2020

The virtual card can be a valuable payment solution for the enterprise thanks to the technology's security features and mobility. Yet adoption remains limited, largely thanks to corporates' ongoing use of more traditional payment methods like ACH or even physical cards. Aussie Alt-Lender Execs Team Up For Corporate Card.

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PYMNTS

NOVEMBER 13, 2020

In today’s top news, people are still stocking their savings accounts despite low interest rates, and Instacart could file an IPO in early 2021. Instacart IPO Could Come Early 2021 With $30B Valuation. The IPO could be announced early in 2021. Plus, Amazon is expanding its in-garage delivery to 4,000 cities.

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Fraud Payments Video US 183

BankBazaar

JULY 31, 2023

With this innovation, customers could complete the Know Your Customer (KYC) process online, swiftly and effortlessly. New Launch Party with Co-Branded Credit Cards 2021 was a year of celebration as BankBazaar joined hands with YES BANK and RBL Bank to introduce co-branded Credit Cards. Kumar , Kerala 3. “A

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PYMNTS

OCTOBER 12, 2020

And online shopping and digital fraud are increasing simultaneously, but merchants can take steps to ensure that debit-based card-not-present (CNP) transactions are kept safe. 87%: Estimated share of debit cards that will be equipped for contactless payments by 2022. All this, Today in Data. 92%: Portion of U.S.

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PYMNTS

SEPTEMBER 14, 2020

But the one thing that might work is taking a page from the innovation playbook that Netflix seems to have written and followed over the last 22 years. A combination of forces — Netflix’s own content and technology innovations and advances in hardware and software — helped them consistently attract more eyeballs.

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BankBazaar

JANUARY 31, 2021

The Union Budget 2021-22 came at a time when India is ailing from a COVID-battered economy, and its healthcare infrastructure has been stretched to the limit. in 2021-22. Digital payments are here to stay and we’re going to see greater adoption of modes such as UPI, netbanking, and Credit Cards. Missed out on the budget?

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Perficient

FEBRUARY 2, 2023

A biometric payment is a point-of-sale technology that authenticates payments by pairing a payment card with a physical identifier of the cardholder. Both Visa and Mastercard rolled out pilot biometric payment cards in 2022. To use this offering, cardholders enrolled a fingerprint to have securely stored on their card.

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PYMNTS

OCTOBER 6, 2020

Credit card launches happen a lot, and tend to blend together after a while, particularly for payments peeps who keep a close eye on such things. But Venmo – which dropped its first credit card for consumers on Monday (Oct. Splittable Card Payments . Instead, Venmo’s entire DNA is digital. Designing In Choice.

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Cards Mobile User Experience Payments 313

PYMNTS

MAY 29, 2019

Gig, eCommerce and public utility firms are putting the spotlight on payment innovations to remain competitive in markets that are becoming increasingly saturated. In contactless payments news, only a small fraction of payments in the United States avoid the swipe or chip card reader. that avoid the swipe or chip card reader.

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PYMNTS

SEPTEMBER 29, 2020

Marqeta , the global card issuing platform, debuted its new Tokenization-as-a-Service (TaaS) product, which allows card issuers to access its tokenization technology, the Oakland, California-based company announced on Tuesday (Sept. This new offering is available for any card type, including cards not issued on the Marqeta platform.

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PYMNTS

JANUARY 28, 2021

A transformation toward contactless payments is underway at the nation’s credit unions as the public shuns cash and even physical cards to lower infection risks with COVID-19. CUs that can push the digital envelope by meeting member demands for more variety in payment technologies are sure to see advantages in 2021 — and beyond.

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PYMNTS

JANUARY 26, 2021

Nearly a year of trial-by-fire, pandemic-era learning within the payments business has not only provided some great lessons but has also set the stage for some major advances in 2021 that have been in the cards for years. The RTP network is uniquely positioned to support payments innovation in the digital era.”.

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PYMNTS

OCTOBER 1, 2020

The great digital shift is transforming credit cards into money management tools. Consumers want cards, and they want them quickly, and they want those cards [delivered] in a digital way," said Turner. The company said that through the expansion of its Digital-First Card Program, which was announced last Wednesday (Sept.

Cards 249

Cards Management Tools Guidelines 249

PYMNTS

JANUARY 21, 2021

They’ve been receptive to digital issuance options where they can (digitally) get their cards on their mobile devices to begin transacting before the physical plastic ever arrives. So that way, we can customize the program specifically for the credit union based on a target demographic or based on how their members use their cards.”.

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Analytics Fraud Trends Mobile 240

PYMNTS

OCTOBER 5, 2020

Retailers must protect customers’ card data from hackers who try to snatch payment details, and following best practices to ensure security requires adhering to the regulations established by the PCI SSC, a global payments industry forum. Compliance Complexities.

Cards 207

Cards Data Compliance Payments 207

PYMNTS

SEPTEMBER 30, 2020

It’s happened to almost all consumers: They’re idly perusing their credit card statements when they come across completely confusing, seemingly random charges from businesses they don’t recognize in locations they’ve never visited. By 2021, we’re looking already at a cost of $8.6 billion related to chargebacks and disputes for the U.S.

Cards 220

Cards Online Fraud US 220

PYMNTS

JANUARY 20, 2021

"We need to continue to think about how to engage our partners within today’s reality and how to help those partners serve their customers in new ways," he says in " A Look Forward: What Executives Wish for America and the World in 2021. "We Additionally, new and reissued cards are being delivered with contactless technology.

Payments 178

Payments Innovation Tools Cards 178

PYMNTS

DECEMBER 24, 2020

With credit card token data, we can compare the same consumers pre- and post-joining their loyalty programs, and every time, this analysis shows that we increase guest purchasing behavior by as much as 29 percent.”.

Analytics 175

Analytics Study Digital Strategies Strategy 175

Independent Banker

NOVEMBER 30, 2021

Sometimes that takes the form of gift cards for staff who catch a fraudulent check or go above and beyond job expectations. “We Now, ICBA has named it one of 2021’s Best Community Banks to Work For. For example, the committee initiated both an online account opening process and the bank’s rewards debit card. Click to enlarge.

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Community Bank Community Texas Leadership 164

FICO

FEBRUARY 16, 2023

For 2022, we saw a significant increase in compromised cards resulting from skimming activity. Total compromise cards were up 368% from 2021, with more than 161,000 impacted cards identified — nearly a 5x increase over 2021. And the data from January 2023 is already trending at nearly 10x increase over 2022.

Cards 98

Cards US Data Fraud 98

PYMNTS

NOVEMBER 23, 2020

Visa Commercial Pay Launches For Virtual Cards, Digitized B2B Payments. New Report: Square Speaks Out On SMBs’ 2021 Payments Survival Guide. In today’s top news, Visa and Conferma Pay launched Visa Commercial Pay, and Biden’s top technology advisor signals a future administration that is tough on tech. Especially Apple. Surcharges.

Payments 203

Payments Bitcoin Google Cards 203

PYMNTS

SEPTEMBER 6, 2019

Also, commercial and consumer cards issued in the U.S. And General Motors (GM) reportedly plans to add Google apps capability to its cars in 2021. US Payment Card Market Tops $6T. Consumer and commercial cards issued in the U.S. Consumer and commercial cards issued in the U.S. generated $6.13 generated $6.13

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Capital Cards Google Payments 128

Abrigo

JANUARY 22, 2024

However, with all innovation comes great responsibility, especially when it comes to safeguarding those new products against fraud. It is no secret that the significant increase in fraud is one of the biggest concerns financial institutions face today. This takes discipline and time.

Fraud 221

Fraud Training Risk Management Software 221

PYMNTS

NOVEMBER 24, 2020

The stars of financial services in 2021 will have something to do with credit,” i2c CEO Amir Wain told Karen Webster, saying the days of the simple checking or demand draft accounts (DDA) are over. You can’t be a star with the DDA in 2021,” he added. But while some might think the mobile banking innovation trend is a U.S.-dominated

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Mobile social media Fintech Innovation 310

PYMNTS

JULY 8, 2019

The project also could grow to include app or loyalty card identification of shoppers to further the frictionless commerce and payments ideal. The paper noted that many such retail innovation efforts for grocery start in Europe. And last fall, it was reported Amazon might open 3,000 Amazon Go locations by 2021. European Role.

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Retail Innovation Seattle Chicago 152

FICO

MAY 27, 2021

A Dozen Top Achievers in 2021. Earlier this year we provided a list of the winning companies in our 2021 FICO® Decisions Awards. This year the 12 winners have demonstrated extraordinary innovation in very different industries and markets. . Decision Management Innovation. Our 2021 Industry Judges.

Analytics 52

Analytics Fraud Management America 52

PYMNTS

SEPTEMBER 6, 2019

Why Invisible Will Make 2020’s Payments Innovation Roar. Two hundred and seventy-four years later, those words are the perfect framework for understanding what will define the next decade of innovation in payments and any ecosystem that touches it. Visa: Chip Cards Reduce Counterfeit Fraud By 87 Pct.

Innovation 116

Innovation Payments Apple United States 116

PYMNTS

JUNE 1, 2020

Capturing and then enabling card-on-file payments when consumers buy the products or services they consume in the physical world. Part of that includes reminding consumers to use their contactless cards when they check out in their stores (if they have one) or their mobile wallets (if they choose). Uber and Starbucks pioneered it.

Cards 147

Cards Study Maine Payments 147

PYMNTS

OCTOBER 25, 2017

24) they had formed a new partnership to expand the acceptance of the UnionPay card in the U.S. to pay with their UnionPay chip, credit and debit cards at First Data merchant clients. by 2021, the press release reported. According to a press release, the collaboration will allow Chinese visitors in the U.S.

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Data Cards United States US 100

PYMNTS

JANUARY 11, 2021

"This is a groundbreaking step in creating a world that enables merchants to turn their smartphones into a payment acceptance device without the need for an externally paired physical card reader.”. NMI offers “card payment gateways, processing over 1.2

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Trends California Maine Groups 299

FICO

NOVEMBER 11, 2020

FICO has announced its panel of independent judges for the 2021 FICO® Decisions Awards which honor clients achieving outstanding results using analytics and decision management technology to grow their business, manage risk and reduce costs. Nominations are due December 4, 2020, and winners will be announced January 22, 2021.

Meeting 52

Meeting Analytics Big Data Management 52