Gonzobanker

DECEMBER 17, 2021

Gonzo readers, 2021 was just plain schizophrenic. 2021 fintech investments, merger activities, and overall focus were off the charts. Two, read and enjoy the 2021 GonzoBanker awards, our annual take on the best things we saw during the year. So which merger was the best in 2021? Doug Larson. THE BANKER AWARDS.

Fintech 147

Fintech Strategy Leadership Lending 147

PYMNTS

OCTOBER 7, 2020

It is estimated that the worldwide pandemic will propel 88 million to 115 million people into extreme poverty in 2020, a number that could hit 150 million by 2021. It is also estimated that some 490 million people will lose access to either potable water, sufficient food, electricity or education in 2021.

Groups 220

Groups Meeting Capital Innovation 220

CB Insights

FEBRUARY 1, 2022

Global blockchain deals and dollars shattered records in 2021. In our State Of Blockchain 2021 Report, we dig into global investment trends to spotlight takeaways like: What drove the biggest year in blockchain funding yet — and what’s on the horizon. Which city is the crypto capital of the US. And much more.

blockchain 100

blockchain Report Trends Regional 100

BankUnderground

DECEMBER 21, 2021

As another year draws to an end and the blog prepares for some downtime over the festive period, we wanted to take a look back at the blog in 2021. How does international capital flow? We hope you enjoyed the blog in 2021. In response to the global Covid-19 pandemic, in 2020 we launched a Special series: Covid-19 Briefings.

Bitcoin 92

Bitcoin Policies System Capital 92

Perficient

JULY 7, 2021

Capital One, National Association. Capital One Bank (USA). Examination. Outstanding. Large Bank. Guaranty Bank & Trust, National Association. Satisfactory. Large Bank. Modern Bank, National Association. Outstanding. Wholesale Bank. Glen Allen. West Covina. Outstanding. Intermediate Small Bank. Sterling Federal Bank, F.S.B.

National 309

National Texas Tennessee CA 309

Cisco

AUGUST 23, 2022

Since preserving capital will remain a top priority, decision makers will need to look for options that allow them to maintain or increase IT capabilities while keeping monthly spending to a minimum. Cisco Capital and Cisco Refresh , which offer global payment and lifecycle management solutions, were created to enable customers and partners.

Capital 116

Capital Policies Survey Management 116

PYMNTS

JANUARY 11, 2021

Capital One has signed on to join Fiserv ’s surcharge-free MoneyPass ATM network. Under the deal , MoneyPass will be made available at over 1,500 Capital One ATMs at Capital One branches, Capital One Cafés and other select locations.

ATM 130

ATM Capital Survey Cards 130

BankInovation

AUGUST 10, 2021

Most of the 2021 funding — $42.1 A number of factors, including growing venture capital and corporate venture […]. Global fintech investment reached $98 billion with 2,456 deals at mid-year — well over the milestone reached at the second half of last year, when global fintech funding hit $87 billion. billion — went to U.S.

Fintech 98

Fintech Capital 98

BankUnderground

JUNE 8, 2022

There is a lively debate about whether and how capital regulations for banks and insurers should be adjusted in response to climate change. Incorporating climate-related risks into the capital regime will require a reliable methodology to measure these risks. Marco Bardoscia, Benjamin Guin and Misa Tanaka.

Capital 96

Capital Policies Tools Regulation 96

Abrigo

AUGUST 6, 2021

How can community financial institutions thrive in 2021? By implementing new technologies and strategies to reduce costs and manual processes, community financial institutions can capitalize on their strengths and better serve their customers and members. . Community Bank Outlook: Challenges and Opportunities in 2021 and Beyond.

Community Bank 195

Community Bank Community Kansas City Lending 195

CB Insights

FEBRUARY 18, 2021

As Microsoft CEO Satya Nadella has said, “…it’s about human capital and the human potential, and technology empowers humans to do great things.” . Download the full report to see the rest of 2021’s game-changing tech. The post Game-Changing Tech 2021 appeared first on CB Insights Research.

Report 98

Report Capital Technology Innovation 98

PYMNTS

SEPTEMBER 28, 2020

As 2020 limps toward its exhausting conclusion, get ready for a massive rebound in 2021 — for consumer spending , for small- to medium-sized businesses’ ( SMBs ’) top lines, and for the U.S. I actually think that 2021 may not be a good year — I’ll be blunt in saying that,” he told Webster. economy in general.

Fintech 291

Fintech Examples Industry Management 291

Accenture

DECEMBER 15, 2021

The fintech revolution is here: Over $34 billion of venture-capital funding went to fintechs in the second quarter of 2021. The post Innovation with techquisition: Getting it right appeared first on Accenture Banking Blog.

Innovation 380

Innovation Fintech Capital Industry 380

PYMNTS

DECEMBER 29, 2020

CUs’ production units could not afford to miss deadlines with members’ financial needs at stake, said Nancy McNeill , senior vice president of Operations at Coast Capital Savings Federal Credit Union. McNeill said Coast Capital, like numerous other CUs, has seen robust growth in the number of members who have gone digital during the pandemic.

Capital 190

Capital Operations Mobile Innovation 190

PYMNTS

DECEMBER 8, 2020

In today’s top news, economists expect the economy to recover back to pre-pandemic levels by the end of 2021, and China’s banking watchdog warns of further Big Tech regulations. Economists: Stimulus, Vaccine Key To Full Recovery By Year-End 2021. Capital One Halts BNPL Transactions On Its Credit Cards.

San Francisco 130

San Francisco Community Bank Video Capital 130

Abrigo

APRIL 25, 2024

The negative correlation of funded business loans to the Fed funds rate is a staggering 86% as businesses weigh their needs for capital against expensive debt and lenders aim to limit risk. Almost half sought credit to grow their businesses, and 28% applied to make repairs or replace capital assets.

Lending 221

Lending Trends Capital Strategy 221

Payments Dive

DECEMBER 22, 2022

This year’s venture capital funding activity in payments paled in comparison to 2021’s record-setting year.

Comparison 221

Comparison Payments Capital 221

American Banker

JUNE 8, 2023

Financial institutions that received funding from the Emergency Capital Investment Program grew their loans by 35% between 2021 and 2022, according to new research. Now leaders at those institutions are turning their attention to the need for patient deposits.

Capital 74

Capital 74

Perficient

MARCH 30, 2023

The front office is screaming down to the Settlement Office, “Operations, we need more capital!” Blockchain technology can be a solution to the batch processing issue that plagues trading desks having to wait on settlement confirmation; before having capital/securities available for trading. I’m giving it all we’ve got.

Operations 275

Operations blockchain Capital Security 275

PYMNTS

AUGUST 21, 2020

The move “will enable it to capitalize on the accelerating transition of millions of bank customers from branch-based activity to digital services during the COVID-19 pandemic,” the news outlet said. Although the bank has not confirmed the digital venture, the news outlet cited an “insider” as saying it could launch in early 2021.

Report 173

Report Digital Banking Lending Technology 173

Perficient

MARCH 3, 2022

Federal bank regulators work together to design Comprehensive Capital Analysis and Review (“CCAR”) stress tests that are designed to ensure that even in the case of a severe recession, significant banks can lend to households and businesses. As repeated by federal bank regulators, the required economic scenarios are not forecasts.

Capital 294

Capital Regulation Exercises United States 294

PYMNTS

JULY 3, 2020

Commercial payments technology firm WEX landed a $400 million investment this week, but when it comes to venture capital, investors set their sights on B2B eCommerce, small business funding, payroll and more. Supporting that initiative is Square Peg Capital, which led a $6.3 With a combined $43.3

Capital 161

Capital Fintech Security Operations 161

Perficient

MARCH 19, 2021

The largest program announced, dollar-wise, by the Treasury Department was the creation and funding of the Emergency Capital Investment Program (ECIP). The funding round was opened prior to ECIP on February 25, 2021. The ESMLP will not be open until June 2021. These are: CDFI Rapid Response Program: a $1.25

Community 309

Community Capital Lending US 309

Accenture

JANUARY 23, 2022

The market turmoil of 2020-2021, along with an unprecedented surge that has renewed a focus on retail investors, has pushed direct investing platforms into the spotlight. However, during the pandemic we witnessed the union of social (media, communities and group action) and capital (saving and trading) as….

Retail 289

Retail social media Customer Experience Community 289

PYMNTS

DECEMBER 30, 2020

Many enjoyed huge first-day price pops, heating up the IPO market even more — and 2021 seems poised to only continue the fireworks. Reuters quoted unnamed sources as saying the offering would occur in early 2021, valuing the company at about $30 billion. Connected-economy companies led 2020’s surprisingly successful roster of U.S.

Marketing 198

Marketing Company Online Management 198

PYMNTS

SEPTEMBER 6, 2019

Today in the payments news roundup, Stripe launched Stripe Capital to simplify the way internet companies can access funds. And General Motors (GM) reportedly plans to add Google apps capability to its cars in 2021. GM Cars to Be Powered by Google in 2021. Also, commercial and consumer cards issued in the U.S. generated $6.13

Capital 128

Capital Cards Google Payments 128

BankUnderground

APRIL 28, 2023

This post investigates whether large and small banks in the UK and US differ in the cyclical patterns of capital positions and credit provision. The reforms aimed to ensure that banks have sufficient capital resources to absorb losses and reduce the cyclical effects of bank capital (and regulation) on the supply of bank credit in stress.

Capital 78

Capital Lending US Data 78

CB Insights

JULY 29, 2021

In the first half of 2021, insurtechs raised $7.4B — surpassing the $7.1B In the first half of 2021, investors poured $7.4B We have a deep understanding of risk – and all the ways it affects capital and your organization’s financial performance. The post Insurance Tech Q2 2021 appeared first on CB Insights Research.

Regional 83

Regional Technology Comparison Strategy 83

CB Insights

JUNE 21, 2021

Future of Fintech 2021 (October 5-6, NYC) will provide updates on this activity and in-depth analysis on important trends driving financial services. Wealth Management & Capital Markets . The post 17 Key Trends Covered At Future Of Fintech 2021 appeared first on CB Insights Research. Banking-as-a-service . Digital wallets.

Trends 74

Trends Fintech Lending Analysis 74

PYMNTS

DECEMBER 8, 2020

The company, which PYMNTS described as "pandemic-proof," has favored younger, savvy clients who are acting in a risk-averse manner by capitalizing on market downturns, according to Co-Founder and Co-CEO Vlad Tenev. PYMNTS reported that the app signed a record 3 million new users in the first four months of the year.

Millennials 174

Millennials Capital Marketing Analytics 174

Perficient

JULY 8, 2021

The Fed’s Comprehensive Capital Analysis and Review (“CCAR”) stress tests are designed to ensure that large banks can lend to households and businesses even in a severe recession. The 23 large banks tested remained well above their risk-based minimum capital requirements.

Capital 309

Capital Exercises Analysis Lending 309

CB Insights

NOVEMBER 11, 2022

Turbulent market conditions have rattled capital markets tech funding, which fell 84% YoY in Q3’22. . These technologies enable capital markets firms not only to adapt to market volatility, but also to pursue new growth opportunities. ESG reporting requirements. Trade analytics and execution. EQUITY MANAGEMENT PRACTICES.

Capital 66

Capital Trends Marketing Analytics 66

PYMNTS

OCTOBER 24, 2019

Capital One ’s domestic card business provided strong results and continued to pick up momentum, the bank said on Thursday (October 24). He noted that the company continues to expect that it will complete the exit of our data centers by the end of 2020, which should generate significant cost and efficiency improvements starting in 2021.

Capital 101

Capital Cards Conference Customer Experience 101

Perficient

JUNE 30, 2022

As reported by the World Bank, in 2021 the GDP of The Bahamas was $9.91 In 2021, FTX, the crypto derivatives marketplace, made the decision to relocate from Hong Kong to the Bahamas. In 2022, FTX broke ground on its new headquarters in Nassau, the country’s capital. Billion, down 14.5% ( and down even more from the $13.16

cryptocurrency 472

cryptocurrency Regulation Conference Taxes 472

BankUnderground

SEPTEMBER 8, 2022

The probability of an extreme stress event with losses above £91 billion (roughly 19% of CET1 capital) increased from 1% before the pandemic to 4.1% in 2021 Q4. Measuring capital at risk. In 2021 Q4, the CaR estimate was still above the pre-pandemic level and close to £31 billion. in 2020 Q2, subsequently falling to 1.7%

Capital 92

Capital System Policies Data 92

PYMNTS

JUNE 4, 2019

ICONIQ Capital led the round, with participation from new investor Sapphire Ventures and all existing investors including Madrona Venture Group, OpenView, Salesforce Ventures and Shasta Ventures. Sales enablement platform Highspot announced it has secured $60 million in Series D funding. percent in 2017.

Capital 108

Capital Security Seattle User Experience 108

Abrigo

SEPTEMBER 13, 2021

Takeaway 3 The future looks brighter, as financial institutions have cash and capital, and opportunities are starting to unfold. Here are seven highlights from the quarter ended June 30, 2021: . trillion as of June 2021. billion in June 2021; $175 billion of these deposits are non-interest bearing. 27% in June 2021.

FDIC 195

FDIC Lending Capital Trends 195