PYMNTS

AUGUST 29, 2019

And it is clearly the subscription model that, proponents hope, will keep the company growing and spark enthusiasm for an initial public offering slated to fetch as much as $500 million — with a razor/razorblade business model proposition that will scale. monthly workouts recorded in the fiscal year that ended in 2017.

United States 156

United States Marketing Company Video 156

PYMNTS

AUGUST 17, 2019

But for the majority of America, students are still a few weeks away from the more traditional post-Labor Day start. Children nationwide will also be horrified to learn that back-to-school shopping triggers more spending per child than the average birthday celebration. record set in 2017. have already gone back to school.

social media 136

social media Retail United States Report 136

Independent Banker

FEBRUARY 28, 2022

To wit: “In like a lion, out like a lamb” isn’t much of a promo for the weather. Finally, it could happen that the bonds your community bank buys and owns don’t move much in terms of yield and price this year. Yields are the highest they’ve been for several years, and by most measures banks still have more than adequate liquidity.

Community Bank 91

Community Bank Community Memphis Security 91

PYMNTS

AUGUST 22, 2018

This week, luxury online marketplace Farfetch filed to list its shares on the New York Stock Exchange (NYSE) at a valuation, rumored by outlets such as CNBC, to be as much as $6 billion. Much can be gleaned from what is known as the S-1 — in this case the F-1 form (as Farfetch is a foreign company, based in the U.K.),

Online 101

Online Retail Branding Data 101

PYMNTS

DECEMBER 5, 2019

While much of the world is profoundly different at the end of this decade than at the beginning, there are few places on the planet where that difference is more pronounced than in India — particularly when it comes to financial services. Akshay Yedke took out a 121,000 rupee loan in 2017 to pay for his wedding with a similar rate.

Lending 131

Lending Fintech Regulation Report 131

PYMNTS

DECEMBER 13, 2019

Which makes it no surprise that so much of the news out of the race for the consumer’s whole paycheck this week was shipping-centric — and delivery times are about to take on a whole new meaning this week. And New York City still retains that attraction.”. What I am certain of is how much I gained from my time at Walmart.”.

New York City 131

New York City New York Retail US 131

PYMNTS

AUGUST 4, 2016

It’s a far cry from investor reactions during Square Q1 announcement , which saw Square’s after hours tradingstock price take a 12 percent tumble – as investors proved to be much more concerned about Square’s rising costs then they were by the firm’s increasing payments volume. They see us around their neighborhood.”

Lending 100

Lending Capital Payments Taxes 100

PYMNTS

JUNE 24, 2019

Still the time of the outage was not great, as it followed the announcement that Target is making same-day delivery though Shipt available to all of its shoppers. Bitcoin gained in the neighborhood of 12 percent this week, with bitcoin breaking $10,000 by the end of Friday. So what did we learn this week?

Bitcoin 100

Bitcoin Data Security Retail 100

PYMNTS

DECEMBER 15, 2017

Startup GPShopper found that only 3 percent of luxury brand’s revenue was coming from digital storefronts back in 2010, and that percentage is only expected to climb to about 12 percent by 2020. Yes, there are still major brands in 2017 that do not have a digital storefront.

Retail 129

Retail Branding Mobile Tools 129

PYMNTS

DECEMBER 6, 2017

“They’re slow, most of them still require a push button to start and they have a hard time with easy commands. Perhaps it’s not surprising, then, that there has been so much energy of late put toward meeting those demands. Most customers are just better served using their smartphone.”. GM’s eCommerce Move.

System 116

System Maine Meeting Examples 116

Gonzobanker

OCTOBER 16, 2017

The card processing landscape experienced significant changes in 2017, and this shift in players will impact financial institutions well into the future. The conversion from CPS to the PSCU back-end is slated to begin in late 2017. A flurry of fraud related products rolled out in 2017.

Omaha 95

Omaha Cards Fraud Innovation 95

PYMNTS

NOVEMBER 15, 2019

Xaomi was fifth, with 12 percent of the market share, the report showed. Prior to their 2017 eCommerce partnership, Nike for many years opted out of an Amazon placement due to concerns that it would weaken the brand. There is, however, much work still to be done. China’s Alibaba ranked second, capturing 13.6

Branding 116

Branding Apple Los Angeles Google 116

PYMNTS

MAY 1, 2017

With Walmart, both customers will pay the same — and still be paying less than they would be paying with anyone else. “We There is still one more left to go — but most industry watchers don’t think the odds are good. JPMC is said to still be pursuing the blockchain in other venues. So what did we learn this week?

Bitcoin 117

Bitcoin blockchain San Francisco New York 117

CB Insights

SEPTEMBER 6, 2017

While still a nascent category, the baby and kids tech sector is attracting increasing interest from corporate investors. While much of this attention has gone to US-based companies, a notable portion of corporate and CVC deals to kids tech companies has also taken place in China. First Name. Annual financing trends.

Trends 36

Trends Groups Capital Company 36

PYMNTS

MARCH 11, 2016

The trick for “secretive-ish” marketing is to be just public enough to draw attention to whatever the big effort is but private enough so onlookers don’t feel like you’re trying to get their attention, are not exactly sure what it is they’re looking at and are desperately curious to learn more.

Retail 100

Retail San Francisco California Minneapolis 100

PYMNTS

AUGUST 21, 2017

Today, between 12:05 p.m. Segwit2x will feature two-megabyte blocks in the blockchain ledger, allowing it to operate faster than Bitcoin but still slower than Bitcoin Cash. The current goal for Segwit2x is a November 2017 launch. So, what have we learned? That same thing will, of course, be looking up. EST/9:05 a.m.

Apple 101

Apple Bitcoin South Carolina Montana 101

PYMNTS

SEPTEMBER 16, 2019

These early adopters of devices and apps use a different and, we’re finding, much more critical lens to determine the value of money – and, most importantly, the value of time when using that technology to shop and pay. Less has become more – much more. In fact, it’s quite the opposite. This year, in 2019, we were blown away.

Millennials 222

Millennials Study Course Trends 222

NCR

AUGUST 18, 2017

One study conducted by Accenture looking at eight of the world’s ten largest investment banks found that it could help reduce the costs of infrastructure to support their operations by as much as 30 percent. Adopting blockchain technology in this area could not only reduce costs, but enhance security and efficiency.

blockchain 75

blockchain Technology cryptocurrency Study 75

FICO

AUGUST 28, 2018

are helpful,” Sasha said, “when there’s room for variation and judgment is involved, it means that as an infosec industry, we still don’t have proper measures of risk or proper metrics by which to evaluate or assess the risk of a company—or, more importantly, differentiate one company from another one. Sign up for ESS today ! embed][link].

Security 53

Security Policies Industry Michigan 53

FICO

AUGUST 15, 2018

For many people, owning a home is still a significant milestone in their financial and credit journey. Figure 1 contains a FICO® Score distribution for mortgages opened in different periods between 2009 to 2017. We used a nationally representative sample to identify roughly 2.8

Trends 53

Trends Millennials Course Payments 53

CB Insights

DECEMBER 4, 2019

In 2017, Andreessen Horowitz general partner Alex Rampell said that of all the tech giants that could make a major move in financial services: “Amazon is the most formidable. The patent expired in 2017 and opened up the market for competitors to launch off-marketplace payment solutions.

Cards 101

Cards Lending Strategy US 101

PYMNTS

DECEMBER 30, 2016

But before we get wrapped up in all that 2017 will offer the world of payments, retail and technology, let’s take one more look back at some of the top retail stories, insights, interviews, trends and projections PYMNTS published throughout the past year. “How As EMV slowly rolled out in the U.S.,

Retail 123

Retail Online Customer Experience Trends 123

CB Insights

JULY 25, 2017

Funding to VC-backed tech companies in Asia has reached $19B over 458 deals in 2017 YTD. Using the CB Insights platform, we identified 12 promising early-stage startups headquartered in China which have raised seed or Series A rounds in 2017. Their products are primarily driven by machine learning and computer vision technology.

Trends 31

Trends Training Capital Groups 31

CB Insights

AUGUST 14, 2018

Here’s Palm’s CEO: “We’ve learned and struggled for a few years here figuring out how to make a decent phone … PC guys are not going to just figure this out,” said then-Palm CEO Ed Colligan in 2006 , after news that Apple was developing a phone. At the time, both companies refused to admit the threat. original iPhone. “No

Bitcoin 78

Bitcoin Apple Industry Nebraska 78

PYMNTS

OCTOBER 17, 2016

Ready to learn more? It may be that 2017 shapes up to be more lively – Snapchat is already on the docket – but this year has seen start-ups stick with VC funding rather than risk public offerings, even with private equity slowing down dramatically in the last 12 months. So what did we learn this week?

Cards 100

Cards Management Capital Lending 100

CB Insights

OCTOBER 26, 2020

While the rules against prop trading have more recently been loosened, the restriction has still changed how investment banks operate. The other functions of investment banks haven’t performed much better. Major investment banks still have a big impact on IPOs. Investment banking revenues hit a 13-year-low in 2019.

Management 78

Management Capital Company Marketing 78

CB Insights

SEPTEMBER 27, 2017

Here’s Palm’s CEO: “We’ve learned and struggled for a few years here figuring out how to make a decent phone … PC guys are not going to just figure this out,” said then-Palm CEO Ed Colligan in 2006 , after news that Apple was developing a phone. At the time, both companies refused to admit the threat. Wearables/smartwatches.

Bitcoin 65

Bitcoin Apple Innovation Industry 65

CB Insights

APRIL 10, 2019

While the technology is still developing, many companies (including Amazon) are banking on it as a disruptive force in a myriad of markets. In December 2017, a Google patent was published with an ambitious vision for analyzing cardiovascular function from a person’s skin color or skin displacement. Social Media/Entertainment.

Industry 78

Industry Examples Security Technology 78

CB Insights

OCTOBER 4, 2017

Rolls-Royce did a ghost-ship demo in June 2017 in which an 28-meter vessel berthed itself, undocked, turned 360°, and piloted itself to back to the starting point before docking again — all via remote control, on land. The autonomous YARA Birkeland will sail within 12 nautical miles of Norway’s coast. Regulatory hurdles.

Industry 60

Industry Operations Data Study 60

PYMNTS

OCTOBER 5, 2020

Margins on concessions sales , including popcorn, are as high as 85 percent, and can account for as much as 46 percent of theater owners’ profits. In 2014, scientists wanted to determine how much of a ritual eating popcorn at the movies is for the American consumer. Average days respondents think the pandemic will last (slide 12).

Study 306

Study Retail Maine Report 306

Perficient

JUNE 30, 2020

How much do people use voice commands with their devices, and what do they use them for? In just a few years, you may be spending as much—or more—time interacting with devices that have no screen as you do with devices that have screens, such as laptops and smartphones. So, why do we care? 2018 Voice Usage Survey.

Trends 592

Trends Mobile Survey Study 592

CB Insights

AUGUST 23, 2018

Learn about the playbooks of today’s top banks as they digitally re-position their consumer products. JPM’s mobile active users also showed strong growth in Q2’18, jumping 12% YoY. But we’re Chase, and our customers expect us to lean into the future and learn what we can now so we’re ready when they are.”. First Name.

Cards 76

Cards Mobile Strategy Branding 76

William Mills

SEPTEMBER 12, 2017

William Mills Agency will be live blogging at FinovateFall 2017. 12:15 pm Well it’s time for a break, see you back after lunch. I believe it, but it’s still bad news. Even after their IPO and acquisition by Envestnet, they are still very active with Finovate. Check back for new updates throughout the day.

Samsung 69

Samsung Mobile User Experience Google 69

Independent Banker

JANUARY 31, 2022

We spoke with four community banks in the southern half of Texas to learn how they are serving this buzzing region. Real estate loans make up the biggest portion of its portfolio by far, and that portfolio grew 12% to 15% in 2021, according to the community bank’s president, Ken Finley. Today the bank still delivers on that desire.

Texas 182

Texas San Antonio Community Bank Community 182

PYMNTS

OCTOBER 9, 2018

The mechanics of the installment financing are such that the loans to Square merchants’ customers — which can range from $250 to as much as $10,000 — are broken up into three-, six- or 12-month spans, with the payments separated into fixed monthly amounts. Just look at LendingClub. A bit more below the surface, and in the U.S.

Lending 161

Lending Fintech Cards Course 161

PYMNTS

SEPTEMBER 8, 2018

With 12 words, one photo and a tweet, Nike has managed to capture the news cycle this week – and much of the market’s interest. million of its $58 million 2017 advertising budget on promoting RED. Whatever the cause, by the end of 2007, the much buzzed-about RED campaign had faded from public sight.

Strategy 127

Strategy Branding social media Video 127

CB Insights

AUGUST 1, 2017

It’s early days, but the Platform team (led by Ray Ko, who ran Growth with me at Facebook) is ingesting massive amounts of first and third party data, doing machine learning, and building tools that help us learn about how companies grow at all points in their lifecycle. And Slack was able to charge 4X as much for its service.

Capital 34

Capital Software Google Company 34