PYMNTS

OCTOBER 6, 2017

The small business loan market is oversaturated, she argued, creating a “FinTech credit bubble” that first showed signs of deflating as investors pulled out of some players like CAN Capital and LendingClub in 2016. Between market consolidation and partnerships with traditional banks, alternative lending is certainly already an in-flux market.

Lending 152

Lending Capital Marketing Report 152

CFPB Monitor

APRIL 14, 2016

The announcement included the news that the CFPB has filled the position of Assistant Director for the Office of Small Business Lending Markets. The leadership additions announced by the CFPB were the following: Grady Hedgespeth will serve as the Assistant Director for the Office of Small Business Lending Markets.

Leadership 60

Leadership Lending Marketing Regional 60

PYMNTS

APRIL 2, 2018

The financial institution currently targets the Caribbean with its banking services and, according to analysts, its financials remain strong despite natural disasters in the region. In February, alternative lending company TruFin, based in the U.K., An F-1 registration statement revealed the bank’s plans for an IPO in the U.S.,

US 112

US Capital Regional Analysis 112

PYMNTS

JANUARY 23, 2017

Thanks in part to increased spending on the part of the government and record lending from banks, China’s economy grew more than the 6.8 In 2016, China’s economy expanded to 6.7 percent growth for the fourth quarter, as well as for all of 2016. percent expected in the fourth quarter. Economists polled by Reuters had expected 6.7

Regional 100

Regional Policies Lending Report 100

PYMNTS

JANUARY 25, 2017

Will 2016 once again present an explosion in alt-lending transaction value? According to Robert Wardrop, executive director of the Cambridge Centre for Alternative Finance, the upcoming report on the issue will look to answer that — though the financial value of alternative lending may not be the right question to answer this year. “Our

America 100

America Lending Regulation Regional 100

PYMNTS

AUGUST 30, 2017

While the homeowner was initially told that Wells Fargo would pay to extend the home interest rate lock, a regional manager reversed that decision, according to court documents. Truth in Lending Act. Real Estate Settlement Procedures Act and the U.S. Fees would then amount to between 0.125 percent to 0.25

San Francisco 121

San Francisco Nevada Regional Analysis 121

PYMNTS

DECEMBER 9, 2016

For startups, 2016 wasn’t the best year in venture capital. VCs used 2016 to manage costs, set priorities and valuations,” explained Rahul Khanna, managing partner at Trifecta Capital, in an interview with Business Standard published Wednesday (Dec. They need to manage the burn, drift and cut losses.”.

Fintech 100

Fintech blockchain Capital Metro 100

PYMNTS

NOVEMBER 7, 2018

Management pointed to tightening credit standards even as rising rates helped boost results, trends that are likely to continue. That growth was outpaced by a record number of applications, up 30 percent year on year, as LendingClub looks to spur “awareness” of the benefits of fixed-rate lending in an era where interest rates are on the rise.

Taxes 159

Taxes Management Risk Management Capital 159

PYMNTS

JULY 8, 2016

The Asia-Pacific region undoubtedly led the way, with India securing the largest investment of the week (alternative SME lending) and other deals reaching Australia and China in the logistics, cross-border payments and SaaS segments. ” Alternative Lending. Check out our breakdown of all the deals below.

Capital 101

Capital Lending Industry Management 101

FICO

SEPTEMBER 28, 2020

Jason has been with Citizens for three years, leading the Fraud Detection and Claims Operations teams since 2016. In 2017, he was named the Head of Enterprise Fraud Management, expanding his responsibilities to include consumer lending fraud, fraud strategies and fraud prevention. Join me at CBA Live.

Customer Experience 59

Customer Experience Fraud Strategy Compliance 59

NCR

MARCH 23, 2017

Countries like the UK, China and the US are traditionally seen as the powerhouses of the fintech world, but it’s testament to the expanding global presence of this market that the Middle East and North Africa (MENA) region could be its next big growth engine.

Fintech 45

Fintech Regional Innovation Lending 45

Independent Banker

APRIL 28, 2016

I have served on the audit committee (yes—we are thoroughly audited) for the past three years and will be serving on the budget committee in 2016. The Houston region has seen substantial layoffs, and the daily headlines predict more will be announced. In fact, huge expansion projects are now underway across our region.

Dallas 131

Dallas Texas Houston Community 131

Gonzobanker

APRIL 18, 2017

Commercial cash management/fee income (sixth in 2015, second for 2016 and 2017). Small business market share (fourth in 2015, third in 2016, and now eighth in 2017). As a former commercial lender, I love the focus and attention on commercial lending, but I also see the small business market as an exciting and dynamic segment.

Lending 60

Lending Strategy Management Marketing 60

PYMNTS

MAY 30, 2016

CHAPS payment scheme in 2015 , and the infrastructure is used primarily for corporate treasury payments , according to the latest data from UK Payment Markets 2016.The Wells told reporters that it has its own guidelines to asses whether it will lend to a business or not. billion in sales for FY 2016.

Analysis 100

Analysis America Guidelines Lending 100

Abrigo

JULY 7, 2022

Internal controls, model development can benefit Regulators, auditors, and other industry experts have repeatedly encouraged financial institutions since the CECL accounting standard was issued in 2016 to involve their auditors early on in the CECL adoption process. Sound Methodology Matters. Expectations for reserve levels.

Regulation 195

Regulation Management Video Data 195

CB Insights

AUGUST 3, 2017

Latin America’s fintech scene is gaining momentum, with 80+ fintech deals closing for around $300M in 2016, and over 100 deals already closed in 2017. Latin America fintech companies are creating solutions aimed at rethinking banking, lending, and payments in the region. Riverwood Capital, Tiger Global Management.

Company 65

Company Fintech Comparison Marketing 65

William Mills

SEPTEMBER 9, 2016

William Mills Agency will be live blogging at Finovate Fall 2016. Demo: Customer Insight Dashboard for Regional Manager who can view their forward looking metrics such as customer attrition and look forward several quarters. International lending platform – Create opportunities for Investors. William Mills and K.T.

social media 40

social media ATM Mobile Customer Experience 40

Independent Banker

FEBRUARY 24, 2016

As in past years, community bankers will continue to contend with a dynamic, highly competitive lending environment in 2016. Several trends have arisen that are likely to continue shaping the commercial lending market. Here are five commercial lending trends from some of the industry’s top commercial lenders.

Trends 79

Trends Community Bank Lending Community 79

CB Insights

OCTOBER 10, 2017

in 2017 YTD (9/13/2017) — more money than the region has ever pulled in before. Those investing in the region include China’s tech giants , the region’s conglomerates owned by some of the region’s richest families, and venture capital funds. Its investments so far include a $1.5M hubert burda.

Regional 73

Regional Capital New York Management 73

Tefkin

JANUARY 5, 2016

Looking at 2016 with the experience of the past 7 years in financial services. 2016 will see a strong competition in the pure banking space. it will be a pivotal year for financial services. In many ways we are coming to the end of a phase, that started with the world‘s the most important financial crisis since 1929.

Fintech 31

Fintech Marketing Maine Trends 31

Independent Banker

FEBRUARY 25, 2015

Coping just fine, community banks in energy-producing regions manage the oil-price plunge. Happy State Bank’s 32 offices are spaced over 500 miles, giving the bank’s lending portfolio geographic diversity. Today, Happy State Bank lends more conservatively as oil prices move higher. New energy regions adapt.

North Dakota 70

North Dakota Texas Louisiana Community Bank 70

Gonzobanker

MARCH 9, 2022

While both firms have strong underlying technology and development shops, neither Finxact nor Technisys has the functional requirements to service all consumer and commercial account types for most regional and community banks. And it doesn’t appear that either will have those capabilities anytime soon.

Financial Technology 134

Financial Technology Technology Fintech Community 134

PYMNTS

FEBRUARY 28, 2018

Being a program manager means handling everything other than card issuing, authorization and transaction processing. Program managers often find themselves at the mercy of the processor, which can leave their hands tied and result in frustration for the companies beneath as they try to get programs up and running. A digital U.S.

blockchain 100

blockchain System cryptocurrency Regional 100

Jeff For Banks

APRIL 23, 2017

In 2016, we decided to ask our customers for feedback on their relationship with [Bank A]. We also believe there is a direct correlation between these customer quotes and our bank’s performance, and we’re very pleased to report that 2016 was an outstanding year for tangible results at [Bank A].

US 65

US Regional Marketing Branding 65

American Banker

JUNE 27, 2016

Understand disruption, human error and how to manage stress. Numerous titles on this year's list — recommended by American Banker readers, BankThink contributors, our staff and others — fall somewhere in between. Read about the lives of figures like Elon Musk or Barney Frank. It's all here.

How To 44

How To Management Community Bank Regional 44

Gonzobanker

JUNE 11, 2018

Attendance at American Banker’s Digital Banking conference has grown significantly since I was here in 2016, reflecting the obvious interest levels in digital, yet the vibe remained largely the same as two years ago…. If 2016’s conference was the “mobile” conference, 2018 was most definitely the “voice” conference.

Conference 70

Conference Digital Banking Austin Digital Strategies 70

PYMNTS

NOVEMBER 22, 2018

But the seismic changes above just as easily refer to Brexit years after the historic 2016 vote marking a thumbs up to a historic divorce. No small impact, then, when as much as 37 percent of the continent’s financial assets are managed in London. Empires and economic systems are transformed and borders redrawn, with global impact.

Fintech 156

Fintech Regulation Course Cards 156

PYMNTS

JUNE 2, 2017

Take India and Asia, where the Global Cash Index analysis of that region shows that spending with tangible currency will grow by 7.5 Management at some banks have cited caution creeping in when it comes to lending. percent from the fourth quarter of 2016 to the first quarter of this year, totaling roughly 4,000 companies.

Fraud 109

Fraud Conference Online Samsung 109

CB Insights

FEBRUARY 13, 2020

Stripe Connect and billing services help companies manage marketplaces, subscriptions. Business lending and corporate cards. Payments companies assumed risk for losses associated with chargebacks, fraud, KYC, or AML, while also providing support, dispute management, and reporting. Online and offline payments. Source: Finix.

Online 98

Online Company Retail Payments 98

CB Insights

AUGUST 17, 2017

In this briefing, we analyze the Southeast Asia venture capital landscape, macro trends affecting the region, where deals and dollars have trended and a look ahead at which areas might be primed for startup investment in the future. Over the last year, a number of P2P lending startups have raised investment to try and help fill the void.

Fintech 36

Fintech Comparison Lending Capital 36

American Banker

APRIL 21, 2016

That's the head on a piece in the Journal that looks at how the largest asset manager (by far) has worked the system to avoid the SIFI designation (for now). "One Firm Getting What It Wants in Washington: BlackRock."

Big Data 28

Big Data Washington Fraud Data 28

Gonzobanker

DECEMBER 19, 2016

What words describe 2016 GonzoBankers? We hope you enjoy our take on the good, the bad and the bigly of 2016. . The 2016 Headline That Will Give You a Headache – “Wells Fargo CEO Says the Ethics Hotline Was Mostly Ethical.” Or the need to take market share in a slowest growth region? THE BANKING AWARDS.

Utah 60

Utah System Community Marketing 60

CB Insights

DECEMBER 4, 2019

Through trial and error, the company has set up key financial pillars across payments, cash deposits, and lending. To compete, Amazon is investing in product including hiring product managers for devices solutions, which could see Alexa move from the home and office, and into brick-and-mortar or point-of-sale POS. Closing thoughts.

Cards 101

Cards Lending Strategy US 101

Gonzobanker

DECEMBER 19, 2016

What words describe 2016 GonzoBankers? We hope you enjoy our take on the good, the bad and the bigly of 2016. . The 2016 Headline That Will Give You a Headache – “Wells Fargo CEO Says the Ethics Hotline Was Mostly Ethical.” Or the need to take market share in a slowest growth region? THE BANKING AWARDS.

Utah 60

Utah System Community Marketing 60

Fintech Labs Insights

AUGUST 12, 2016

If unanimously positive perceptions are the hallmark of a bubble, then rest assured that the alt-lending market has moved past that stage. So if there’s no bubble in the alt-lending part of the fintech universe, should we fear a bust? Looking at the P2P lending market in the U.K., Other trending topics.

Trends 12

Trends Lending Fintech blockchain 12

CB Insights

FEBRUARY 1, 2019

Two that are already seeing lots of activity are payments and lending. Meanwhile, alternative lending is also seeing strong growth, with P2P fintech platforms distributing $1.4B Indonesia’s insurance industry has yet to see the same level of competition or startup investment as payments or lending. in premiums in 2016.

Policies 61

Policies Lending Operations Examples 61

Fintech Labs Insights

NOVEMBER 18, 2016

During the company’s demo at FinovateFall 2016 in New York, Senior Manager Masato Kubota said, “Wallet+ removes the stress for target achievement and offers a new user experience by creating an ecosystem with your customers and their savings.” Company facts: Founded in 2016. Headquartered in Japan.

Marketing 12

Marketing Regional User Experience New York 12