Bank Innovation

FEBRUARY 24, 2016

The panel of judges — Scarlett Sieber of BBVA; Sam Maule of Carlisle & Gallagher; Ryan Falvey of the Center for Financial Services Innovation; Matt Wilcox of Fiserv; and Phil Ryan of Bank Innovation — will decide which company is worthy of the “Best in Show” DEMOvation crown at Bank Innovation 2016.

Innovation 150

Innovation Seattle Fintech Company 150

PYMNTS

JUNE 24, 2020

Now, in addition to car and personal loans on behalf of retail and institutional investors, Zopa will introduce savings accounts this week, to be followed by the addition of credit cards later this year. Zopa received those funds from a group linked to IAG Capital Partners, a U.S.-based million) to become a challenger bank.

Security 215

Security Capital Cards Report 215

PYMNTS

DECEMBER 1, 2019

A source told the Financial Times that Zopa will receive the funds from an entity linked to IAG Capital Partners, a U.S.-based Launched in 2005, Zopa is considered one of the world’s first P2P lenders, lending almost £4 billion to consumers in the U.K. based fund, and its U.K. investment vehicle Silverstripe. since its inception.

Digital Banking 142

Digital Banking Capital Regulation Lending 142

Abrigo

JANUARY 19, 2022

Excess liquidity is persisting into 2022, affecting balance sheets and capital and squeezing net interest margins further as banks and credit unions deploy more assets in the lower-margin investment portfolio or in plain cash. The unusual circumstances make effective loan pricing more imperative than ever for banks and credit unions.

Lending 195

Lending Strategy Groups Examples 195

Bank Innovation

JUNE 23, 2016

Lucy Peng, CEO, Ant Financial Ant’s latest fundraising round – the largest ever anywhere – of $4.5 billion, and its overall valuation of more than $60 billion, have turned the Alibaba spinoff into one of the most valuable private tech companies in the world. Launched in 2014, Ant Financial Read More.

Innovation 284

Innovation Company social media Operations 284

Bank Innovation

MAY 1, 2016

Robinhood: On Target Launched in December 2014, Robinhood is a zero-fee stock trading app that quickly gained popularity among financially ambitious millennials. Robinhood was paid the enormous compliment of having “cracked the millennial code” by none other than Jay Sidhu, CEO of Customers Bank and founder of BankMobile.

Millennials 240

Millennials social media Operations Cards 240

PYMNTS

JUNE 19, 2018

Rent-A-Center ‘s decision to sell itself to Vintage Capital comes amid a continuing expansion of so-called “alt lending” options for consumers, which could make it more difficult for the chain to reinvent itself as it becomes a private company under its new ownership.

Lending 103

Lending United States America Industry 103

PYMNTS

DECEMBER 12, 2017

The investment was led by GIC, a sovereign wealth fund from Singapore, as well as a host of other participants, ranging from Khosla Ventures to Ribbit Capital and others. With the newest capital raise, Levchin said, “one of the initiatives that we are going to undertake in 2018 is ‘where do we help our merchant partners more?’

Lending 100

Lending Capital Tools Retail 100

PYMNTS

OCTOBER 4, 2016

Prosper, the P2P lending marketplace, is reportedly closing down the secondary market for its loans later this month. 27, 2016, Prosper will no longer offer the Folio Investing Note Trader platform, the secondary market for Prosper Notes. Specifically, the capital would improve funding sources.

Marketing 170

Marketing Lending Operations Financial Technology 170

PYMNTS

JUNE 24, 2016

But Facebook got the jump on the news cycle this week with the big news that it was opening up Facebook Canvas for retailers and other marketers on the site, as opposed to just advertis e rs. So, providing retailers with a new storefront in an ecosystem of 1.5 Online lending . The venture capital backers are no doubt smiling.

Lending 101

Lending Online South Dakota North Dakota 101

Bank Innovation

MAY 9, 2016

We can all agree Credit Karma, Chase Mobile, Bank of America, Wells Fargo, and PayPal aren’t leaving the Top Ten on App Annie anytime soon. But ratings and rankings aren’t everything — there’s also the cool factor. How easy is the app to use? Does it makes us feel good (even Read More.

America 150

America Mobile US social media 150

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Business lending and corporate cards. Most recently, Stripe has launched a Corporate Card and a Lending product geared towards small businesses.

Online 98

Online Company Retail Payments 98

PYMNTS

AUGUST 12, 2019

This latest funding will be used to expand its lending range, as well as refine and bulk up its product offering. Founded in 2015, Indifi provides term loan, line of credit, invoice discounting, and merchant cash advancing services for companies in the travel, eCommerce, hotel, retail, and restaurant segments.

Maine 108

Maine Lending Groups Capital 108

Bank Innovation

FEBRUARY 23, 2016

When we think of cool, James Dean doesn’t immediately come to mind. The app Songsterr does. We are proud fintech nerds, and for five years we have marked the Coolest Brands in Banking on Bank Innovation based not on the type of sunglasses worn by a CEO, but on the Read More.

Branding 150

Branding Innovation Fintech social media 150

PYMNTS

MARCH 7, 2018

In fact, new data from venture capital (VC) analysis firm CB Insights, analyzed by global management consulting and professional services firm Accenture Financial Services, suggests FinTech startups’ VC funding hit a new high last year, with major deals in the U.S., The whirlwind of FinTech investment shows no signs of slowing.

Fintech 131

Fintech Lending Big Data Trends 131

PYMNTS

APRIL 2, 2018

The bank offers corporate banking, retail banking, treasury management, capital markets, credit cards and wealth management services in a range of consumer and corporate offerings. In February, alternative lending company TruFin, based in the U.K., An F-1 registration statement revealed the bank’s plans for an IPO in the U.S.,

US 112

US Capital Regional Analysis 112

PYMNTS

JULY 8, 2016

With nearly $50 million in venture capital funding for B2B startups this week, the field didn’t fare too bad. With $3 million in new venture capital, Australia-based Airwallex is helping businesses pay and issue cross-border invoices in the currency of their choice. ” Alternative Lending. Cross-Border B2B Payments.

Capital 101

Capital Lending Industry Management 101

Bank Innovation

APRIL 28, 2016

Bank Innovation INV, this blog’s fintech accelerator, is pleased to today to announce the six extraordinary startups that have been admitted to its inaugural class.

Innovation 150

Innovation Security Fintech Company 150

PYMNTS

NOVEMBER 11, 2016

But never fear: Europe and Asia pulled through with several rounds landing at alternative lending, eInvoicing and B2B eCommerce players. Alternative Lending. 10), the firm revealed nearly $11 million raised in venture capital. The company targets the food and hospitality, retailer, wholesale and other industries, reports said.

Capital 161

Capital Lending Trends Report 161

PYMNTS

APRIL 30, 2018

Marketplace lending. The blockchain can even end world poverty and transform society by making it safer for total strangers to lend each other money — without any third-party intermediary — and without any risk. Marketplace Lending. Blockchain. Digital banks. Blockchain. Take the blockchain.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

DECEMBER 9, 2016

For startups, 2016 wasn’t the best year in venture capital. VCs used 2016 to manage costs, set priorities and valuations,” explained Rahul Khanna, managing partner at Trifecta Capital, in an interview with Business Standard published Wednesday (Dec. Alt-Lending. and the U.S.

Fintech 100

Fintech blockchain Capital Metro 100

PYMNTS

FEBRUARY 20, 2018

Late payments and out-and-out defaults and charge-offs are on the rise across a few lending segments. trillion, a $193 billion increase from Q3 and $402 billion higher than the fourth quarter of 2016. A fair portion of that interest rate, according to the Fed, was an uptick in mortgage lending. Rising Consumer Debt.

Lending 105

Lending Cards America New York 105

PYMNTS

SEPTEMBER 19, 2019

The Brexit saga is a case study in uncertainty ever since then-British Prime Minister David Cameron stepped down June 24, 2016, the day after the referendum vote unexpectedly ruled in favor of leaving the European Union. Retail sales in the U.K. Bank lending to business has hit its l owest level in two years.

Case Study 181

Case Study Lending Regulation Study 181

PYMNTS

OCTOBER 30, 2018

” As a small business lending company, QuickBridge noted that small businesses must have access to working capital to adequately recover from a cyberattack. For example, the number of instances in which attackers went after Social Security numbers increased eightfold between 2016 and 2017.

Training 184

Training Data Virginia Resources 184

PYMNTS

OCTOBER 31, 2019

Yes Bank is a private-sector bank that mainly operates as a corporate bank, but it also does asset management and retail banking. The bank has had a tumultuous 2019, facing increased attention from regulators as well as scrutiny from investors, who are concerned about bad loans , lack of lender regulation and availability of capital.

Regulation 100

Regulation Taxes Maine Capital 100

CB Insights

DECEMBER 4, 2019

Through trial and error, the company has set up key financial pillars across payments, cash deposits, and lending. Bill Me Later was one of the earliest fintech payment platforms on the market and gave big retailers the ability to offer flexible financing programs. Table of Contents: Amazon’s product strategy. Closing thoughts.

Cards 101

Cards Lending Strategy US 101

William Mills

SEPTEMBER 9, 2016

William Mills Agency will be live blogging at Finovate Fall 2016. International lending platform – Create opportunities for Investors. 2015 formed aspire to address inefficiencies in alternative lending market. We are launching a pilot for the 2016-17 Australian grains harvest. 09:49 am Finovate Fall 2016 Day 1 Recap.

social media 40

social media ATM Mobile Customer Experience 40

BankUnderground

JULY 29, 2020

However, the empirical literature, most prominently Heider, Saidi and Schepens (2019) , find that commercial banks generally do not push deposit rates to negative levels, so that negative policy rates compress banks’ net interest margins and hence their willingness to lend. Fiscal Policy. Macroprudential Policy.

Policies 106

Policies Lending System Tools 106

Jeff For Banks

OCTOBER 23, 2017

FFKT Farmers Capital Bank Corporation (the “Company”), Frankfort, KY FFKT is a financial holding company which had four wholly-owned bank subsidiaries at year-end 2016. One was to consolidate bank charters from four to one, the cost of which was accrued mostly during 2016 and was executed in February of this year.

Kentucky 66

Kentucky Analysis Capital Lending 66

Gonzobanker

JANUARY 4, 2016

As bankers build bonds with peers through collaboration, they open up new opportunities to jointly invest capital in new ventures and strategies. Tackling the topic of digital signatures , CIOs developed a specific action plan for incorporating Docusign technology into the commercial lending process. Check out our 2016 schedule below.

San Diego 60

San Diego Phoenix social media Strategy 60

PYMNTS

MAY 5, 2017

percent decline in smartwatch shipments in Q3 2016 from Q4 2015. Brexit and VC funding: If investing is a game that is best viewed through a “long” view rather than a “short” view, then venture capital is playing the long game when it comes to Brexit. billion in funding, the biggest capital raise for a tech co.

Apple 100

Apple Mobile Capital Google 100

Fintech Labs Insights

FEBRUARY 16, 2016

FinovateEurope 2016 review – consumer payments. FinovateEurope 2016 review – retail banking. FinovateEurope 2016 review – wealth management. Reflections on Finovate Europe 2016. FinTech tools & Trends at Finovate Europe 2016. Finovate 2016: Automation And Personalization Take Centre Stage.

Fintech 12

Fintech Conference Innovation blockchain 12

Independent Banker

JANUARY 28, 2016

Anticipating safety and soundness exam issues in 2016. As in past years, community bankers will have a dynamic regulatory environment to contend with in 2016. Regulators believe that many banks are still finding it difficult to lend to as many creditworthy borrowers as they have in the past.

Community Bank 70

Community Bank Community Regulation Lending 70

PYMNTS

APRIL 20, 2018

In recent years, its core trading business has slowed, and its capital market and merger businesses have been fairly flat. Goldman’s first toe in the water was Marcus, its consumer banking and lending platform, said to be named after its founder. Not so much anymore. The Big Bet on Consumer Services. The Dip into Commercial Banking.

New York 101

New York Lending Tools Boston 101

Bank Innovation

JANUARY 10, 2017

Arumugam was at JPMorgan Chase for four years prior to his starting at Visa in May 2016. Avin Arumugam, senior vice president of the Internet of Things at Visa, has joined the speaker faculty for Bank Innovation 2017, which takes place March 6-7 in San Jose. Recent video footage also Read More.

San Jose 150

San Jose Innovation Video social media 150

Bank Innovation

SEPTEMBER 10, 2016

On the second day of FinovateFall 2016, fintechs continued to wow attendees with bright, dazzling new finovations. Attendees from banks, credit unions, and other fintech companies saw 31 demos of technology that has applications across the financial sphere, from financial data analysis to mobile payments to trading.

blockchain 150

blockchain Analysis Fintech Mobile 150

Bank Innovation

AUGUST 24, 2016

So when only two fintech startups made it to the stage yesterday at Day 1 of its Summer Demo Day(s) 2016, we took notice. Y Combinator President Sam Altman knows fintech — he helped Green Dot build GoBank, after all. But today 10 of the 48 demoing companies are fintech-focused, Read More.

Fintech 150

Fintech Company social media Operations 150