Independent Banker

DECEMBER 28, 2015

Happy New Year, fellow community bankers! I hope you enjoyed the holidays and are looking forward to a prosperous 2016. We certainly closed out 2015 with great wins in Washington, so I want to thank so many of you who stepped up to make change happen last year. That’s why it’s vital that we step up, stand up and speak up.

Community Bank 70

Community Bank Washington Community Ohio 70

PYMNTS

OCTOBER 6, 2017

5), Alenka Grealish, senior analyst at Celent, penned an article for American Banker with a prediction: The small business (SMB) credit space is headed for a “shake-up.” On Thursday (Oct. The market is ripe for consolidation and beneficial partnerships,” Grealish wrote. Alternative Lending. SalaryFinance. recently announced about $52.5

Lending 152

Lending Capital Marketing Report 152

Independent Banker

NOVEMBER 30, 2021

Premium benefits packages, professional development and TLC during the pandemic—this year’s winners do everything in their power to keep their community bankers happy and fulfilled. Keeping up communication. We asked both leaders and staffers to tell us what makes their community banks stand out as employers. LESS THAN $250 MILLION.

Community Bank 164

Community Bank Community Texas Leadership 164

Gonzobanker

DECEMBER 19, 2016

What words describe 2016 GonzoBankers? A deep mistrust is growing for anything that feels bureaucratic or obfuscated, and bankers stand at a crossroads as to where they may fall in this shakeout. We hope you enjoy our take on the good, the bad and the bigly of 2016. . Volatile … surprising … crazy … big league or bigly?

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

What words describe 2016 GonzoBankers? A deep mistrust is growing for anything that feels bureaucratic or obfuscated, and bankers stand at a crossroads as to where they may fall in this shakeout. We hope you enjoy our take on the good, the bad and the bigly of 2016. . Volatile … surprising … crazy … big league or bigly?

Utah 60

Utah System Community Marketing 60

Jeff For Banks

DECEMBER 16, 2022

I call this "pulling into the pits" in my book: Squared Away-How Can Bankers Succeed as Economic First Responders. Since 2016, over 50% of total deposits are non-interest bearing, driving superior cost of funds and net interest margin. And I am weary of the persistent "get big or get out" mentality of many industry pundits.

Puerto Rico 78

Puerto Rico Virgin Islands Community Community Bank 78

PYMNTS

NOVEMBER 4, 2019

Other Signs of Popularity. Venmo was up 64 percent year on year, said management. P2P payment services are stretching their wings, headed into the new decade with mostly robust growth – and even some new plans to gain customers and keep a tight hold on existing consumers. Today, one in two adults with a U.S. That’s not all.

Groups 101

Groups Payments Mobile Dallas 101

PYMNTS

DECEMBER 22, 2016

As 2016 wraps up, PYMNTS reconnected with Britt to reflect on the year in banking and look ahead to what 2017 could have in store. Looking back at 2016, Britt said Chime had an “amazing” year in which the company’s transaction volume increased tenfold, its member base doubled and its staff roster expanded by more than 50 percent. “We

Millennials 100

Millennials Digital Banking Mobile Industry 100

Gonzobanker

SEPTEMBER 4, 2018

Customers love digital self-service—right up until they don’t, and then they want a live person. In our work with banks and credit unions around the country, an unavoidable truth comes up again and again: Even the flashiest digital strategy falls flat without the backing of a strong contact center.

Technology 117

Technology Resources Fraud Strategy 117

Gonzobanker

APRIL 18, 2017

Commercial cash management/fee income (sixth in 2015, second for 2016 and 2017). Small business market share (fourth in 2015, third in 2016, and now eighth in 2017). From 2014 to 2016, the commercial loan growth has been almost 20% in commercial and industrial (C&I) lending and just under 22% in commercial real estate (CRE).

Lending 60

Lending Strategy Management Marketing 60

William Mills

SEPTEMBER 9, 2016

William Mills Agency will be live blogging at Finovate Fall 2016. Check back for new updates throughout the day. An App Store for FinTech applications. I’ve seen these folks before, it’s pretty slick. Showing how someone can connect to other vendors for free for their clients. I need to learn more. It’s accepted and you login.

social media 40

social media ATM Mobile Customer Experience 40

Gonzobanker

DECEMBER 19, 2017

For 35 years, Wilmers led M&T with creativity, integrity and the “old-school” wisdom of a community banker who created a $26 billion market cap company. Endless CRM and data management projects that shook our foundations and gutted our PMOs. Well, you can cross the last one off your list, because THE AWARDS ARE HERE.

Conference 101

Conference Industry Community Bank Community 101

Independent Banker

APRIL 28, 2016

Independent Banker talked with him before the Community Banking LIVE 2016 conference in March, where he spoke as a general session speaker. What’s your message to community bankers about team building? He currently serves as chief baseball officer for the Arizona Diamondbacks, overseeing the team’s baseball operations.

Leadership 70

Leadership St. Louis Management Oakland 70

Gonzobanker

DECEMBER 22, 2015

Sure, we bought some December options on west Texas crude at $100 a barrel, but it was only with a third of the 401(k)—plenty of time to make that up, right? It’s hard for any banker to avoid gulping at the sheer long-term performance of George Gleason II and his team at the Bank of the Ozarks. ” – Tom Armstrong. That’s two.

Community Bank 60

Community Bank Apple Community Technology 60

CB Insights

OCTOBER 29, 2018

On the eve of Yahoo’s acquisition of social networking platform Tumblr, then Yahoo CEO Marissa Mayer wrote a Tumblr post promising “not to screw it up.” Below, we look at some the worst mergers and acquisitions undertaken by large corporations, and how the good times went bad. The Sad State of Corporate Innovation. Microsoft and Nokia.

Google 76

Google Software Innovation Company 76

Gonzobanker

NOVEMBER 9, 2015

Money20/20 became quite the event in a very short time, with 10,000 – count ’em – attendees up from 2,300 only three years ago. According to research firm eMarketer, there will be a 210% growth or $27 billion spend in mobile payments in 2016. The logistics. Would we all take that growth? Big stories/buzz. Apple Pay … not.

blockchain 60

blockchain Bitcoin Lending Innovation 60

William Mills

AUGUST 11, 2016

They discuss key insights from their article in the 2016 Bankers as Buyers Report titled, “The Payoff of Bank-Branded Mobile Wallets With Tender Reciprocity.” They authored an article for us for the 2016 Bankers as Buyers. ” For the full transcript of the interview, see below. Interviewer: Charlyne H.

Branding 40

Branding Mobile Retail Strategy 40

PYMNTS

AUGUST 22, 2016

Samantha and Nick would boot up “Jack” every couple of days. The storyline, of course, seems a bit at odds with the title of the show (which not surprisingly lasted only one season) but it stayed with me. He’d teach them about a variety of things going on in the world – science, math, archaeology, literature. He’s a pretty smart guy.

Payments 100

Payments Bitcoin Cards Taxes 100

CB Insights

OCTOBER 26, 2020

After the collapse of Lehman and Bear Stearns and the global financial crisis that ensued, the business models of the world’s biggest investment banks needed to change. In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand.

Management 78

Management Capital Company Marketing 78

PYMNTS

JANUARY 31, 2019

In an interview with American Banker earlier this month, Trustar CEO Shaza Andersen said the institution could open its doors as early as this June, with plans to raise up to $50 million in initial capital, the publication said. Bloomberg listed Casey G. Mauldin as MOXY’s Chief Executive Officer, with William M.

Community Bank 122

Community Bank Community FDIC Marketing 122

Abrigo

FEBRUARY 2, 2020

The United States was criticized when the Panama Papers and the Paradise Papers were leaked in 2016 and 2017, respectively. Key Takeaways The global AML community has long seen the U.S. as behind in KYC. The CDD Rule has strengthened U.S. CDD expectations – both at onboarding and with ongoing monitoring. financial system. In fact, the U.S.

United States 195

United States Regulation Delaware Policies 195

Abrigo

DECEMBER 28, 2023

Here are Abrigo’s top banker resources related to managing ALM and portfolio risks: Click the header next to each number to visit the corresponding top banking risk resource. A CECL prep kit was also popular. It covered the significant ways banks and credit unions measure interest rate risk and manage liquidity risk.

Resources 221

Resources Risk Management eBook Strategy 221

Fintech Labs Insights

AUGUST 12, 2016

Diverging fortunes among these companies is a good sign. Million Loss – American Banker. TechCrunch recently reported that in 2015 and the first half of 2016, fintech accounted for 21% of all VC funding in Southeast Asia. Looking at the P2P lending market in the U.K., ” In other words, just like any other business.

Trends 12

Trends Lending Fintech blockchain 12

PYMNTS

APRIL 11, 2017

In 2016 alone, the system processed 6 billion transactions at a peak rate of 529 per second. Of the 30 million users signed into M-Pesa today, Kenya (its birthplace) represents 18 million of its users. It seems when it comes time to pay the piper in the store, consumers in the U.S. and Western Europe still kind of like their cards.

Mobile 119

Mobile Study Survey United States 119

PYMNTS

OCTOBER 15, 2016

2016 was not one of those years since there are very few people in the internet connected world who do not know who Bob Dylan is. First up they’d like someone to tell them what is actually causing the phones to spontaneously combust. First up they’d like someone to tell them what is actually causing the phones to spontaneously combust.

Samsung 100

Samsung Payments Apple Meeting 100

CB Insights

OCTOBER 31, 2019

In 2016, chatbots were all the rage. There are many reasons why chat didn’t take off in 2016. In this report, we round up the industries where the real “chatbot revolution” is taking place — and highlight the most important lessons for companies hoping to leverage the technology. Table of Contents.

Industry 78

Industry Examples Tools Retail 78

FICO

DECEMBER 14, 2016

And while I was correct that 2016 did turn out to be the year of bad analytics —see the ultimate illustration below—this year I’m doing something different: I’m predicting what won’t happen in the coming 12 months. The past year perhaps held no analytic surprise greater than the 2016 US Presidential election. Source: New York Times.

Mobile 40

Mobile Fintech Payments Regulation 40

PYMNTS

SEPTEMBER 23, 2016

As September is gearing up to go into its last week, the waning warm days of the summer season certainly went out with a bang — care of the largest data breach ever recorded. It’s also a pick-up for Lyft, which can now compete with Uber, which launched its own Instant Pay service with Go Bank earlier this year. Stripe’s Instant Pay.

Data 100

Data Retail Groups Payments 100

Fintech Labs Insights

OCTOBER 3, 2016

With the third annual FinDEVr Silicon Valley 2016 only a few weeks away (and tickets still available ), it’s a great time to look back and see what the FinDEVr alums have been up to this year. Alums presenting at FinDEVr Silicon Valley 2016: Aerospike ( FD15 ). Teamed up with Harman to safeguard IoT data.

San Francisco 18

San Francisco Taxes Lending Colorado 18

PYMNTS

FEBRUARY 24, 2017

While everyone is gearing up for the Oscars, some of us may be in La La Land blithely ignoring smoke coming from the auto industry. Turns out numbers are popping up in other places that corroborates the bigger picture. Mobile is the wave of the future in payments, and the wave shows no sign of cresting. From Ring comes ca-ching.

Lending 101

Lending New York Retail CA 101

CB Insights

NOVEMBER 9, 2017

Long-time Free-Space Optics (FSO) player AOptix has shut up shop and is selling off its assets at auction next week… the company is currently trying to shop around its intellectual property. For those who’ve been reading, we’ve had failure on the brain recently. Some of the fail-related research we’ve issued includes: The Downround Tracker.

Capital 78

Capital Company San Francisco Operations 78

CB Insights

FEBRUARY 8, 2018

Last September, JPMorgan Chase CEO Jamie Dimon took a stab at Bitcoin: “It’s worse than tulip bulbs. It won’t end well. Someone is going to get killed.”. Lloyd Blankfein, head of Goldman Sachs echoed that thought, saying, “Something that moves 20% [overnight] does not feel like a currency. It is a vehicle to perpetrate fraud.”.

blockchain 78

blockchain Bitcoin cryptocurrency Security 78

Fintech Labs Insights

FEBRUARY 2, 2017

Pictured: InSpirAVE founder and CEO Om Kundu demonstrating the Internet of Savings™ at FinovateFall 2016. After choosing the item, the consumer picks a savings completion date, decides an initial deposit amount, sets up recurring contributions aided by InSpirAve’s AI capabilities, and the personalized payment plan is complete.

Retail 12

Retail New York City US Fintech 12

PYMNTS

OCTOBER 7, 2019

PayPal’s endorsement of the Libra mission , signed by CEO Dan Schulman when Libra was officially unveiled in June, has also been removed from the Libra site. According to the FT , members have been asked to sign a membership declaration by today. We’ll know today how many others may follow. One: Solve A Solvable Problem.

Regulation 199

Regulation cryptocurrency Innovation Meeting 199