ABA Community Banking

NOVEMBER 27, 2014

No coverage package is perfect, so avoid nasty surprises Duties Risk Management Operational Risk Community Banking Feature Feature3. 1Community Banking'

Risk Management 82

Risk Management Community Bank Community Operations 82

PYMNTS

JULY 27, 2020

Davies’ exit comes just four days after the London-based operation announced $80 million in new funding. What a journey in the last year – leadership teams and operations in Ireland, the U.S., Davies is leaving Revolut to take over the Allica Bank, which specializes in lending to businesses, according to the FT.

United States 140

United States Leadership Risk Management California 140

ABA Community Banking

JANUARY 21, 2015

Bribery, corruption, cyber-security drive next-generation tech adoption Management Duties Risk Management Operational Risk. 1Risk Management'

Cyber Security 40

Cyber Security Risk Management Management Security 40

PYMNTS

SEPTEMBER 6, 2017

The company’s latest 2017 Global Corporate Treasury Survey was recently published, and it’s not surprising that, since its 2015 report, Deloitte found that treasurers continue to face new pressure from their executive committees and boards to become a strategic, value-added role within the enterprise.

Risk Management 108

Risk Management Survey Management System 108

PYMNTS

AUGUST 29, 2017

In addition, New York State passed strict anti-money laundering regulations in 2015, such as requiring a bank’s chief compliance officer to certify whether it upholds the systems outlined in the rule. Habib Bank has submitted an application to DFS to shut its New York operations.

New York 102

New York Regulation Compliance United States 102

PYMNTS

APRIL 26, 2018

Mastercard and IFC , a member of the World Bank Group, announced Thursday (April 26) that they have updated a $250 million global risk-sharing facility in an effort to expand access to electronic payments in emerging markets. IFC will guarantee up to 100 percent of the settlement risk.

Marketing 121

Marketing Payments Risk Management Groups 121

Perficient

MAY 27, 2022

Since 2014, New York has only allowed crypto companies to operate in the state if they obtain a BitLicense, and even then, licensed companies are limited in the types of digital assets they can sell. Maintaining a service provider oversight program to address risks to service provider relationships. dollars.

cryptocurrency 332

cryptocurrency Regulation Management Bitcoin 332

Abrigo

FEBRUARY 9, 2016

“As the market has shifted from 2009, almost every bank wants to grow, and they are receiving pressure to do that,” says Peter Brown, director of strategy and operations for the financial institutions division at Sageworks. “At Compliance staff may require certain operational processes that delay credit approval and impede competitiveness.

Compliance 150

Compliance Lending System Data 150

PYMNTS

AUGUST 3, 2017

Dianrong has also gained backing from Standard Chartered and Tiger Global Management, though this funding round surpasses its 2015 fundraising of $207 million. The company launched in 2012 and operates across both consumer and business financing markets. “We’re also going to speed up some of the R&D projects.”

Risk Management 101

Risk Management Lending Management blockchain 101

Abrigo

JUNE 29, 2022

Any swing in income at the producer level may create additional ag credit needs for operating expenses or pressure credit quality. Farm businesses are farms with an annual gross cash farm income of at least $350,000 or where farming is the operator’s primary operation. Pandemic-Related Stimulus Ends. billion in nominal dollars.

Kansas City 195

Kansas City Kansas Lending Oklahoma 195

Fintech Labs Insights

MAY 18, 2016

In the case of Scalable Capital, what’s new and noteworthy about their effort to make investing easier is its proprietary risk management technology. Give average investors the same level of risk management as wealthier investors and watch the investment returns for individual investors improve. Stefan Mittnik.

Risk Management 20

Risk Management Capital Management Retail 20

Abrigo

JULY 25, 2022

producers responding to Purdue University’s latest survey for its Ag Economy Barometer expect their farms to be worse off financially a year from now -- the most negative response received to this question since the survey began in 2015. Over half of U.S. Rising inputs. Inflation, rates are factors in ag lending outlook.

Lending 195

Lending Kansas City Kansas Resources 195

Perficient

MAY 17, 2022

sales chief said in 2015 that 84-month loan terms were “stupid,” is jumping on the 84-month loan bandwagon. And if all this wasn’t enough to keep a credit risk manager from sleeping well at night, consider this: A recent Consumer Reports study found that auto loan portfolios may be riskier than previously thought.

Strategy 294

Strategy Customer Experience Study Technology 294

Cisco

AUGUST 9, 2022

As these have attacks have evolved, regulatory bodies have updated their regulations to account for the increasing threat of cyber risk. In 2015, following a significant increase in nation state and hacktivist attacks on U.S. The inherent risk profile is an institution’s analysis of its key technologies and operations.

Tools 114

Tools Leadership Handbook Security 114

Abrigo

MARCH 2, 2015

million in January 2015, from 15.2 Recent comments from Darrin Benhart , deputy comptroller for supervision risk at the OCC, highlighted the OCC’s concerns about the evolution of the auto loan market and the risks that are being taken. auto industry is booming. million the year prior. FRED reports that 25.4

Risk Management 150

Risk Management Tools Conference Management 150

Abrigo

FEBRUARY 2, 2015

Risk management issues were also a high-ranking hurdle to growing banks, with 26 percent calling it a concern for 2015. More than three-quarters of the bankers surveyed offered that anywhere between five and 20 percent of their total operating costs are driven by regulations.

Community Bank 150

Community Bank Community Regulation Survey 150

Independent Banker

MAY 24, 2016

This leaves federal crop insurance support as a key risk-management tool. It’s a crucial risk-management tool” for 1.7 In a surprise move, congressional leadership sought to reduce the crop insurance program by $3 billion at the end of 2015 to offset other spending initiatives. Robert Johansson, USDA economist.

Community Bank 70

Community Bank Kansas City Community Iowa 70

Abrigo

NOVEMBER 2, 2016

Banks operating in oil and gas intensive areas of the U.S. And participants at Sageworks’ 2016 Risk Management Summit had an opportunity to discuss with peers their institutions’ challenges and best practices related to oil and gas loan concentrations. Image credit: Clinton Steeds , Flickr CC.

Comparison 150

Comparison Regional Study Risk Management 150

PYMNTS

APRIL 21, 2017

Open source technology has become critical to companies that need solutions that fit right into their own operations. Or take payments company First Data, which acquired open source storefront platform Spree Commerce in 2015 in a significant show of support for open source technology. Take Oro, for instance.

Analysis 108

Analysis Software Security Compliance 108

Abrigo

MAY 8, 2015

The OCC issued a paper in January 2015 on the topic, An Opportunity for Community Banks: Working Together Collaboratively. Benefits of collaboration include capital conservation, specialized expertise, operational or financial efficiencies and even better management focus on core business functions.

Community Bank 150

Community Bank Community How To Meeting 150

Abrigo

AUGUST 4, 2015

The most senior risk management executives at these institutions are under the spotlight, both in the industry and in the media. So when late last month Bank of America announced a management overhaul that directly impacted this important review, it left some in finance scratching their heads.

Resources 150

Resources America Compliance Michigan 150

PYMNTS

JULY 5, 2017

While fraud and risk managers are certainly tasked with handling these issues, they ultimately report to the CFO, said Byrnes. The survey found one of the most destructive attitudes was the perception that fighting risk and fraud is a single-point enterprise. It’s worth noting that most had changed their minds by the end of it.

Fraud 161

Fraud Survey Retail Resources 161

Celent Banking

JULY 24, 2015

Banks must hold enough high quality, liquid assets (HQLA) to fund their operations during a 30-day stress period. The phase-in of the LCR started on January 1, 2015. Operational deposits include working capital and cash held for transactional purposes.

United States 100

United States Operations Management Capital 100

PYMNTS

MAY 17, 2016

The traditional business model, which extends to all but the largest companies, is one where brokers and paperwork can vie to take time away from crucial business operations and where manual processes abound. Perhaps they work with a big broker, but they may not be working with top tier there.”

Policies 101

Policies Analytics Risk Management Examples 101

Abrigo

OCTOBER 23, 2015

Behringer, McGladrey’s national leader for credit risk services. Portfolio stress tests can provide a number of benefits beyond compliance with regulatory expectations, Behringer said recently at the 2015 Risk Management Summit hosted by Sageworks.

Capital 150

Capital Analysis Examples Risk Management 150

Fintech Labs Insights

NOVEMBER 18, 2014

I''ve got another installment or two in the pipeline, but since it''s already starting to feel like we are making our final descent into 2015, I wanted to take a step back and explain WHY those projects rose to the top. My grandparents operated a much-loved corner grocery. My wife loved Blockbuster. Case in point: Amazon.com.

Lending 30

Lending Mobile Online Digital Banking 30

Gonzobanker

DECEMBER 22, 2014

and Operations center in a building they recently purchased as they look to double in size over the next five years: Cornerstone: Do you think you should build out your I.T. But, nobody had this on the 2015 list until … Apple announced Apple Pay. But they are going to pay the merchants who are all ready and eager to take iPay in 2015.

Los Angeles 101

Los Angeles Apple Risk Management California 101

PYMNTS

JULY 25, 2017

The numbers are alarming, to be sure, and PYMNTs spoke to omnichannel technology and operations firm Radial’s Senior Product Manager, Bryan Heron , to get a sense of how enterprises can mitigate risk in the face of a rising tide of malfeasance. . “We billion in suspected fraudulent payments that were good orders in 2015. .

Fraud 120

Fraud Retail Cards National 120

Fintech Labs Insights

SEPTEMBER 1, 2015

To whet your appetite for two days of fintech innovation, we’re releasing the full and final lineup of presenting companies for FinovateFall 2015. Advisor Software is a Cloud provider of sophisticated wealth management and digital investment advice APIs and apps for financial services enterprises.

Company 12

Company Software Analytics Mobile 12

Fintech Labs Insights

SEPTEMBER 9, 2015

They call it the FidorOS (bank as an operating system). The Fidor operating system is API-based. . I’m not sure the general public will ever think of their bank as an “operating system” (ChaseOS?) The Fidor operating system is API-based. . Easy to use; easy to integrate. Will it work? Absolutely.

Operations 12

Operations System Risk Management Conference 12

PYMNTS

SEPTEMBER 23, 2016

While all companies hope to avoid the damages and financial costs of high-profile breaches, IT leaders are still facing a very complex cybercrime world and a tough time ensuring that their security goals don’t interfere with business operations. A survey of 287 U.S.

Security 100

Security Survey Risk Management Management 100

Fintech Labs Insights

JULY 16, 2015

ID Analytics brings patented analytics and real-time behavioral insight to consumer risk management. Thetaray helps financial institutions with fraud detection and credit risk reduction by using its anomaly detection algorithm that leverages big data analytics in real time.

Company 12

Company Mobile Software Big Data 12

CFPB Monitor

SEPTEMBER 21, 2015

DeBery, Senior Vice President, Internal Audit and Risk Management, Bath Savings Institution, Bath, Maine. O’Connor, Senior Vice President, Lending and Operations, Community America Credit Union, Shawnee Mission, Kan. Allen, Chief Compliance Officer, Bank of American Fork, American Fork, Utah. Kathleen J. Ricardo ‘Ricky’ D.

Groups 60

Groups Los Angeles San Francisco Community Bank 60

FICO

MARCH 6, 2020

In 2014, I joined Tonbeller as Head of Sales & Channel Operations and became Management Board member shortly thereafter. FICO brings AI and advanced analytics to risk management, fraud detection, collections and much more. For more than two decades I have now been working in the financial services industry.

Compliance 81

Compliance Technology Fraud Analytics 81

PYMNTS

JUNE 21, 2016

Only 5 percent said regulation has not made business operations more difficult in some way. The legislation, which came into effect January 1, 2015, aims to tighten banks’ risk management capabilities and requirements. Basel III regulations have the most negative impact for these companies, the firms said.

Survey 101

Survey Regulation Compliance National 101

Celent Banking

JANUARY 22, 2015

Perhaps the P2P lending company that has best understood and dealt with this issue so far is Afluenta; working with regulators in each country to adapt its model and operate under authorization of the financial regulator. Many P2P companies approach it the other way round and that is why they fail. Technological.

Maine 100

Maine Lending Regulation Risk Management 100

PYMNTS

AUGUST 3, 2016

Claire’s currently operates around 3,000 stores – a large enough footprint to pay for when business is going well – but it’s same-store sales in a 10-week period ending July 10 were down 5.9 percent compared to the same timeframe in 2015. “You have to think more likely than not it will result in bankruptcy.”.

Retail 100

Retail New York Operations Policies 100