PYMNTS

JULY 27, 2020

Australia and Singapore … rolling out Revolut’s banking operations in Europe … strengthening risk management and compliance … multiple new product launches … $580m in new equity … and customer base up around 2.5x!” The investor was TSG Capital Partners, according to TechCrunch.

United States 140

United States Leadership Risk Management California 140

Abrigo

JANUARY 12, 2016

Risk rating practices for the loan portfolio can draw scrutiny from regulators, to be sure. One of every six financial institutions responding to the 2015 Sageworks Bank & Credit Union Examination Survey said that examiners criticized or required action related to their risk ratings practices.

System 150

System Risk Management Management Exercises 150

Fintech Labs Insights

MAY 18, 2016

What does the world need with another robo-advisor, the founders of Scalable Capital , a Munich-based automated investment platform, asked from the Finovate stage in London earlier this year? Give average investors the same level of risk management as wealthier investors and watch the investment returns for individual investors improve.

Risk Management 20

Risk Management Capital Management Retail 20

PYMNTS

AUGUST 3, 2018

The round was led by Microsoft’s M12 venture fund, along with participation from venture capital firms and cybersecurity experts, VentureBeat reported. Launched in 2015, Hyas creates cybersecurity platforms out of billions of data points. To help identify the hackers behind cyberattacks, Hyas has notched $6.2

Survey 100

Survey Risk Management Capital Company 100

Abrigo

AUGUST 3, 2017

In order to encourage new bank formation, the FDIC has shortened the number of years de novo banks are subject to de facto capital requirements, among other improvements to make de novo bank formation more appealing. Heightened capital requirements that must be met up front 3. A low interest rate environment 2.

Oklahoma City 150

Oklahoma City FDIC Handbook Oklahoma 150

Perficient

MAY 27, 2022

There is good reason for this shift in view; according to Marc Bernegger, co-founder of crypto fund AltAlpha Digital, “after last year’s explosion of crypto hedge funds around the globe, there are now over 400 active funds, excluding those focused on venture capital.”

cryptocurrency 332

cryptocurrency Regulation Management Bitcoin 332

PYMNTS

SEPTEMBER 6, 2017

The company’s latest 2017 Global Corporate Treasury Survey was recently published, and it’s not surprising that, since its 2015 report, Deloitte found that treasurers continue to face new pressure from their executive committees and boards to become a strategic, value-added role within the enterprise.

Risk Management 108

Risk Management Survey Management System 108

Abrigo

NOVEMBER 2, 2016

“Lower energy prices have had only a modest effect on banks’ profitability and capital adequacy.” And participants at Sageworks’ 2016 Risk Management Summit had an opportunity to discuss with peers their institutions’ challenges and best practices related to oil and gas loan concentrations.

Comparison 150

Comparison Regional Study Risk Management 150

PYMNTS

MAY 20, 2016

In addition to continuing dependence on spreadsheets, less than half of corporate treasurers said they believed they performed well or extremely well in the area of working capital management. There was also a 17 percent increase in the number of treasurers that said they are responsible for group liquidity management.

Survey 100

Survey Fraud Risk Management Management 100

Abrigo

FEBRUARY 9, 2016

The following is an excerpt from the Sageworks whitepaper "Optimizing Capital: Challenges and Opportunities for Financial Institutions". Yet all financial institutions face internal and external challenges that place demands on personnel, time and – perhaps most importantly – on capital. As Comptroller of the Currency Thomas J.

Compliance 150

Compliance Lending System Data 150

Abrigo

APRIL 14, 2017

A credit risk manager at one bank with $900 million in total assets estimated that her team received approximately 8,220 tax returns in the 2015 calendar year. Previous winners include Intuit, Xero, Bill.com, Wells Fargo and Capital One.

Innovation 150

Innovation Taxes Analysis Lending 150

American Banker

MARCH 10, 2020

Banks with the most exposure to oil and gas companies say they’ve added capital and changed their borrower mixes since the 2015 market fall. But skeptics question whether they can stave off losses if low prices endure.

Capital 49

Capital Marketing Company Risk Management 49

Abrigo

OCTOBER 23, 2015

Portfolio stress tests can provide a number of benefits beyond compliance with regulatory expectations, Behringer said recently at the 2015 Risk Management Summit hosted by Sageworks. How would a stress event impact our aggregate loan portfolio, and, in turn, how does that impact capital?”

Capital 150

Capital Analysis Examples Risk Management 150

Independent Banker

MAY 2, 2016

ROAA in 2015: 1.74 ROAE in 2015: 21.30 In 2015, we presented multiyear donations for building projects of $100,000 to Tioga Medical Center and $50,000 to Crosby Kids Daycare. Much like other community banks, we have not changed who or what we are due to changing conditions in industries that drive our economy. The Bank of Tioga.

North Dakota 70

North Dakota Community Bank Community Risk Management 70

Abrigo

SEPTEMBER 28, 2015

At the 2015 Risk Management Summit hosted by Sageworks, a panel of banking industry experts provided tips for bank and credit union professionals to put their institutions in a better position for transitioning from the incurred-loss model when the time comes. Do This Capture data.

Risk Management 150

Risk Management Data Regulation Management 150

FICO

JUNE 26, 2020

Analysis of FICO® Resilience Index data by Tom Parrent, former chief risk officer for Genworth Financial, shows that from 2010 to 2015, nearly 600,000 additional mortgages could have been originated to consumers with FICO® Scores between 680 and 699, had the FICO® Resilience Index been available to lenders at the time.

Analytics 98

Analytics Analysis Tools Capital 98

BankUnderground

APRIL 8, 2021

The 2015/16 storms caused the most extreme flooding on record , with parts of the UK impacted by heavy precipitation and extreme wind over a four-month period. Without adequate mitigation, such events may result in claims handling strain and capital risk for insurers. billion in insured losses. billion in insured losses.

Capital 83

Capital Study Risk Management Analysis 83

Abrigo

MAY 8, 2015

The OCC issued a paper in January 2015 on the topic, An Opportunity for Community Banks: Working Together Collaboratively. Benefits of collaboration include capital conservation, specialized expertise, operational or financial efficiencies and even better management focus on core business functions.

Community Bank 150

Community Bank Community How To Meeting 150

Fintech Labs Insights

APRIL 6, 2016

This week Scalable Capital , a company that seeks to democratize investment management, closed on $7.9 Ong’s Monk’s Hill Ventures, The German Startups Group and MPGI, all of whom contributed to the company’s first round of funding in 2015. Our goal is to become the leading digital investment manager in Europe.”.

Capital 12

Capital Risk Management Management Operations 12

PYMNTS

MARCH 10, 2017

Earlier this year, the Treasury Inspector General for Tax Administration reported that there was a reduction in the number of fraudulent tax returns identified between 2013 and 2015. On the other hand, around that same time the IRS released data showing that phishing and malware incidents in the 2016 tax season increased by 400 percent.

Taxes 144

Taxes Fraud Risk Management Data 144

Jeff For Banks

MARCH 20, 2016

After its most recent capital raise in September, SoFi, a marketplace lender that focuses on millennials, has raised nearly $1.5 billion in equity capital since its founding in 2011. billion in equity capital, with a market capitalization close to book value. By comparison, over 100 year old and $7.7 We don't know.

Virginia 60

Virginia Risk Management Capital Comparison 60

Abrigo

AUGUST 4, 2015

The most senior risk management executives at these institutions are under the spotlight, both in the industry and in the media. So when late last month Bank of America announced a management overhaul that directly impacted this important review, it left some in finance scratching their heads.

Resources 150

Resources America Compliance Michigan 150

Fintech Labs Insights

NOVEMBER 18, 2014

I''ve got another installment or two in the pipeline, but since it''s already starting to feel like we are making our final descent into 2015, I wanted to take a step back and explain WHY those projects rose to the top. Internet-only success was ING Direct (now Capital One). banking system over that time. The only major U.S.

Lending 30

Lending Mobile Online Digital Banking 30

Abrigo

JUNE 29, 2022

Net cash farm income is not a comprehensive measure of profitability since it excludes changes in non-cash income, including adjustments in accounts payable, accounts receivable, farm inventory, the imputed rental value of operator dwellings, and capital consumption. were more than one-tenth of gross cash farm income in 2020.

Kansas City 195

Kansas City Kansas Lending Oklahoma 195

PYMNTS

JUNE 21, 2016

For instance, more than one-third of companies surveyed said they had taken either new or unexpected steps to manage cash in the last five years. Half pointed to increased bank capital charges as the legislation that has led to an increased cost of compliance or other challenges for the business over the last few years.

Survey 101

Survey Regulation Compliance National 101

Abrigo

AUGUST 1, 2016

Eight in 10 business owners report that a major, regional or community bank is their main financing partner for capital. Small banks are currently the preferred lender for most small businesses, particularly for businesses with more than $1 million in annual revenues, according to the Federal Reserve’s 2015 Small Business Credit Survey.

Millennials 150

Millennials Survey Risk Management Groups 150

Fintech Labs Insights

JULY 16, 2015

ID Analytics brings patented analytics and real-time behavioral insight to consumer risk management. Ldger offers its distributed ledger technology to modern credit market investors and originators to avoid inefficiencies in traditional capital market processes.

Company 12

Company Mobile Software Big Data 12

CB Insights

SEPTEMBER 22, 2017

At the current run rate, deals in 2017 are on track to hit a new high, while funding is on pace to grow 14% to nearly match record funding levels set in 2015. We define regtech as companies that focus on simplifying and streamlining compliance, risk management, reporting, data management, regulatory processes, filings, and more.

Compliance 46

Compliance Trends Software Capital 46

Celent Banking

JULY 24, 2015

The phase-in of the LCR started on January 1, 2015. Operational deposits include working capital and cash held for transactional purposes. Similarly, corporates also face a risk of higher costs for committed lines of credit which also require more Basel III capital to be held by banks.

United States 100

United States Operations Management Capital 100

Fintech Labs Insights

SEPTEMBER 1, 2015

To whet your appetite for two days of fintech innovation, we’re releasing the full and final lineup of presenting companies for FinovateFall 2015. Dealflow is building the largest channel for online capital formation. FinovateFall 2015 is sponsored by The Bancorp , Capital Source , Envestnet , FT Partners , and Hudson Cook.

Company 12

Company Software Analytics Mobile 12

CB Insights

NOVEMBER 21, 2019

The startups selected for inclusion in the market map below are all Canada-headquartered, VC-backed fintech companies that have at least US $1M in equity funding, and have obtained equity funding since the start of 2015. Qualifying top five venture capital investors (e.g. Capital markets. digital collectibles”). Regulatory tech.

Fintech 93

Fintech Marketing US Technology 93

BankUnderground

APRIL 27, 2021

In doing so, repo markets support a wide range of investment and risk management activities for banks and other financial market participants such as pension funds. Chart 2 shows the decomposition of the change in the level of the spread between January 2014 and December 2015 – a period in which repo prices were increasing.

Marketing 106

Marketing Policies Regulation Analysis 106

Jeff For Banks

OCTOBER 24, 2014

There is no way to know exactly how much money will ultimately move and land with Bill at Janus Capital, his new home. She could have said that returning to “normal” is taking longer than expected and the market projections that rates will rise in the middle of 2015 is about as good as any right now. She was not very convincing.

Philadelphia 84

Philadelphia Conference California US 84

PYMNTS

OCTOBER 1, 2018

Borrowers could consolidate their credit debt at a lower rate, debt buyers could purchase loan packages on the hunt for higher yields and LendingClub could enjoy the relatively low-risk middle ground as the platform that underwrote and packaged the loans, but didn’t have to endure the risks involved in holding those loans on a balance sheet.

Lending 135

Lending Fraud Management San Francisco 135

Jeff For Banks

JANUARY 16, 2016

Between February and November, 2015, foreign capital was pulled out of the country to the tune of $843 billion. Their foreign exchange reserves are down in 2015 by 13%, or $500 billion, which is the first decline since 1992. They said they would raise rates in 2015 and they did.

Community Bank 60

Community Bank Atlanta Data Marketing 60

Fintech Labs Insights

AUGUST 10, 2015

Misys shortlisted in three different categories in the CIR 2015 Risk Management Awards. NICE Systems wins “8-figure contract” to bring call recording and incident management technology to NYC’s Department of Information Technology and Telecommunications (DoITT).

Risk Management 12

Risk Management Capital System Management 12

Independent Banker

NOVEMBER 25, 2015

See “Closing the Gap” in the November 2015 issue, online at www.independentbanker.org.). Now it has a small-business financing program, Square Capital. Companies such as Lending Circle, Braintree and NCR Silver have similar goals—capturing the small-business relationship and leaving banks with credit or regulatory risk.

Community Bank 70

Community Bank Community Analytics Lending 70