Abrigo

MARCH 2, 2015

percent of banks reported stronger demand for auto loans in Q4 of 2014, up from 18.8 Credit union auto loan portfolios reached $225 billion as of the end of Q3 2014, according to Sageworks Bank Information. These changes were first reported in the OCC’s Semiannual Risk Perspective for Fall 2014.

Risk Management 150

Risk Management Tools Conference Management 150

Abrigo

OCTOBER 29, 2014

” As a regulatory body, the OCC said it will focus on the following to address the increasing risk: • Execution of bank strategic plans and management of strategic risk. • Board risk parameters, adequacy of staffing, succession planning and audit. • Vendor and third-party management processes.

Rhode Island 236

Rhode Island District of Columbia West Virginia New Jersey 236

PYMNTS

FEBRUARY 29, 2016

For Moody’s, the acquisition means it can offer its clients a broader, more robust tool in the field of credit risk management, strengthening its position, particularly for small business lenders. Finagraph’s technologies will become integrated into Moody’s Analytics Lending Cloud software and risk models, the firm added. “We

Lending 100

Lending Risk Management Analytics Analysis 100

PYMNTS

MARCH 7, 2018

LendingPoint Merchant Solutions combines LoanHero’s merchant onboarding, program management and reporting technology with LendingPoint’s credit underwriting, risk management and customer service expertise. Since its founding in 2014, LendingPoint has issued nearly $500 million in consumer loans to more than 70,000 borrowers.

Retail 100

Retail San Diego Georgia Risk Management 100

Fintech Labs Insights

MAY 18, 2016

In the case of Scalable Capital, what’s new and noteworthy about their effort to make investing easier is its proprietary risk management technology. Give average investors the same level of risk management as wealthier investors and watch the investment returns for individual investors improve. Stefan Mittnik.

Risk Management 20

Risk Management Capital Management Retail 20

Abrigo

NOVEMBER 21, 2014

However, Q3 commercial lending is down from the beginning of 2014 (quarter ending 3/31/2014) by about $67 billion. banks, the list was determined by reviewing a bank’s Q3 2013 C&I loan total alongside its Q3 2014 figure and calculating the percentage increase. banks is up $157 billion from the same period in 2013.

Lending 186

Lending South Carolina Miami Community Bank 186

FICO

NOVEMBER 22, 2018

Many lenders in markets outside the US use FICO® Scores to assess the risk of consumers applying for loan, but don’t continue to monitor those consumers’ risk using the FICO Score. In this post, I will share analysis that shows why using account management scores is equally important. The FICO Score in Russia.

Management 45

Management Analysis Strategy Trends 45

PYMNTS

APRIL 20, 2016

The world of corporate treasury management has of late had to focus especially hard on the management portion of the job description. And with good reason, as a slew of regulations, spanning Dodd-Frank, Basel III and the money market Rule 2a-7 reform, have kept treasurers on their toes mastering the devils that lie within the details.

Taxes 100

Taxes Regulation Management Marketing 100

PYMNTS

JULY 22, 2016

It feels like 2014 again with the ongoing popularity of alternative lending startups. Investors seem confident in the industry’s startups and their ability to provide adequate risk management and underwriting for their loans; VCs provided more than $11.5 Accounts Receivable Management. Seed funding for U.S.-based

Lending 100

Lending Regulation Big Data Risk Management 100

PYMNTS

MARCH 21, 2019

And the payment gateway from APACPAY gives access to more than 200 alternative payment methods, while its i-RiskCloud risk management service taps into artificial intelligence (AI) and big data. As it stands, the introduction of contactless came to the transportation network in 2014. And, within 2025, 1.5

ATM 108

ATM Mobile Big Data Risk Management 108

Jeff For Banks

AUGUST 12, 2018

The second quarter of 2018 saw growth of 4.1% (the highest quarterly growth since 2014) and the third quarter may be close. There are some signs of slowing in the housing markets; both existing and new home sales in June fell amidst rising mortgage rates and fewer gains in home prices. The economy has grown 2.2% and 2019 at 2.4%

Marketing 60

Marketing Philadelphia Omaha US 60

Independent Banker

MAY 2, 2016

Since joining TS Banking Group through our formal acquisition in October 2014, The Bank of Tioga’s focus has been on growth strategies and expanding our products and services, including a new website, mobile money app, instant-issue debit cards, and wealth management and trust services. Community banking is key to community survival.

North Dakota 70

North Dakota Community Bank Community Risk Management 70

PYMNTS

JANUARY 10, 2020

David Chubak will head all retail sectors — branches, mortgages, wealth, risk management and small business, according to a memo. The Collison brothers had founded Stripe, but it would be a year before it would be in-market. The pressure is on for providers to find new ways to gain an edge on their market rivals.

San Francisco 130

San Francisco Millennials Cards cryptocurrency 130

PYMNTS

SEPTEMBER 28, 2017

At the same time, an influx in the variety of financial management solutions for large and small businesses has some companies looking beyond the corporate accountant. FinTechs are developing ways to automate accounting tasks, forcing human accountants to provide more strategic, value-added services.

Trends 108

Trends Innovation Survey Software 108

Independent Banker

FEBRUARY 24, 2016

Risk-management practices “that cause concern,” the regulators wrote, include “a greater number of underwriting policy exceptions and insufficient monitoring of market conditions.”. He believes that in the area of credit risk, “the warning lights are flashing yellow.” Responsible lending. Smart for California.

Community Bank 70

Community Bank Lending Community Regulation 70

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. This is a classic bank deal – one acronym buys another at a good price and plans to cut the hell out of cost while adding markets. Market cap in January: $19B. Remember that?

Idaho 181

Idaho Community Industry Strategy 181

Jeff For Banks

MAY 2, 2014

Spring-At Last We are all thankful to leave the brutal winter of 2014 behind, especially the polar vortex! The equity markets are reaching new highs, expecting the economy to emerge from the deep freeze in the first quarter. The bond markets unwound the benefits of QE during 2013, so it quickly became apparent to the Fed to reduce it.

Philadelphia 86

Philadelphia Marketing Pennsylvania Regional 86

Independent Banker

SEPTEMBER 25, 2014

As David Barr, spokesperson for the FDIC, points out, “a vast majority of community banks remain well-rated and exhibit satisfactory corporate governance programs and compliance management systems.”. Be aware of existing or emerging risk concerns. Tread carefully with loan growth and underwriting. David Baris, regulatory consultant.

Compliance 101

Compliance Regulation Community Bank Community 101

Jeff For Banks

JANUARY 18, 2014

We’ll Miss You, Ben Now that the holidays are over, it is time to recognize that January, 2014 marks the last month as Federal Reserve Chairman for our favorite helicopter pilot, Ben Bernanke. Mortgage rates rose just as much and they may potentially damage the housing market recovery. Stocks are supposed to have more risk.

Philadelphia 83

Philadelphia Policies US Marketing 83

Jack Henry

JULY 2, 2014

Ten or fifteen years ago, losing a key IT employee might have put some projects at risk, but not the entire bank. The more people you need to answer to, the more essential it becomes that all of your processes and procedures are sound and managed by a competent team.

Cyber Security 102

Cyber Security Compliance Security FDIC 102

Independent Banker

MAY 24, 2016

Direct payments made to farmers disappeared with the 2014 farm bill. This leaves federal crop insurance support as a key risk-management tool. It’s a crucial risk-management tool” for 1.7 Falling crop prices—exaggerated by weak currencies in many foreign markets—are expected to pressure U.S.

Community Bank 70

Community Bank Kansas City Community Iowa 70

PYMNTS

OCTOBER 10, 2018

since 2014 for B2B transactions, but the rail accounts for a mere 8 percent of B2B transactions — and that’s combined with cash. “More than ever, though, KYC [Know Your Customer] and risk management are critical to protect a financial institution and its customers.” percent. . counterparts are not available.

Fraud 116

Fraud Compliance Innovation Payments 116

PYMNTS

OCTOBER 1, 2018

By using funds managed by LCA to benefit its parent company, LCA and Laplanche failed to do so.”. We have full confidence in our new management team and we are a better company today.”. When LendingClub entered the market in 2006, Laplanche had one idea in mind: disrupt the banks. Attorney Alex Tse. “We The Response.

Lending 135

Lending Fraud Management San Francisco 135

Jeff For Banks

JUNE 2, 2023

More recently and by comparison, the mortgage meltdown and subsequent global financial crisis took down more than 500 banks between 2007 and 2014, with total assets of nearly $959 billion. To you, manage your interest rate risk. Before becoming desperate and trading interest rate risk for credit risk.

FDIC 78

FDIC Community Bank Regulation Lending 78

CB Insights

DECEMBER 5, 2017

The same group completed fewer than 25 investments in aggregate between 2012 and 2014. AIG’s investment in workplace wearable safety startup HCS is a play in reducing the risk of commercial claims, while its investment in cyber investigation firm K2 is meant to develop products to reduce client cyber risks. Allianz Ventures.

Strategy 28

Strategy Marketing Analytics Innovation 28

CB Insights

JULY 16, 2017

The same group completed 20 investments in aggregate between 2012 and 2014. AIG’s investment in workplace wearable safety startup HCS is a play in reducing the risk of commercial claims, while its investment in cyber investigation firm K2 is meant to develop products to reduce client cyber risks. Allianz Ventures.

Strategy 28

Strategy Marketing Analytics Innovation 28

Jeff For Banks

OCTOBER 27, 2013

Throughout the summer, the great bond market selloff of 2013 continued on. Treasuries, Agencies, mortgage backed securities, corporate, municipals- all were battered because the markets believed that the Federal Reserve was about to cut the amount of, or “taper,” its $85 billion of monthly purchases of long term bonds.

Washington 79

Washington Marketing Data Regulation 79

PYMNTS

AUGUST 30, 2018

When myPOS launched in 2014, cash was still mostly king among small businesses. Camden Market , Byrne noted as an example, is a popular destination in London that bills itself as a place to “eat, drink, shop and dance.” Essentially, risk can be priced into their service – and as a management model, they’ve seen no problems so far.

ATM 105

ATM Cards Payments Case Study 105

Abrigo

NOVEMBER 10, 2020

Key Takeaways FinCEN has issued a new advisory in identifying and reporting human trafficking, supplementing its 2014 guidance. In addition to the original 10 red flags in the 2014 guidance, FinCEN identified 10 more indicators FinCEN noted ten behavioral indicators FIs should be aware of. Lending & Credit Risk. learn more.

Lending 329

Lending Risk Management Report Management 329

Jeff For Banks

JANUARY 16, 2016

US stocks fell 6% to 7% during the first week of January, following world stock markets in a downward spiral. Its stock markets are said to have led the world markets plunge, with clumsy attempts by their regulators’ circuit breakers to stem declines actually making them worse. They used to hold reserves of $4 trillion in 2014.

Community Bank 60

Community Bank Atlanta Data Marketing 60

Gonzobanker

DECEMBER 22, 2014

It’s time for the 2014 GonzoBanker Awards! Rise of the Analytics Organization in a Dog-Eat-Dog World – Brush off your resumes Gonzoanalysts, at our client roundtables we heard about analytics organizations being formed and analysts and managers being hired to head them. but let’s just dive into it! THE BANKING AWARDS.

Los Angeles 101

Los Angeles Apple Risk Management California 101

Jeff For Banks

APRIL 10, 2015

A New Year of Volatility 2015 ushered in a whole new season of volatility in the bond and stock markets. In 2014, our GDP growth was +2.4%; in the fourth quarter, it was +2.2% Oil Steals the Show The biggest story of the past year in the markets has to be the plunging price of oil, down 50% in 2014 to below $50 per barrel.

Philadelphia 60

Philadelphia US Study Boston 60

Jeff For Banks

JULY 9, 2012

The markets did not care for the Supreme Court decision, with stocks ending slightly down for the day on the prospect of increased taxes. But the markets loved the Eurozone agreement, especially Angela Merkel’s capitulation, and stocks rose about 2.5% Yeah, I agree. to 3% on the last day of the quarter. to 12.66% for year-to-date 2012.

Taxes 66

Taxes Washington Risk Management Marketing 66

Fintech Labs Insights

DECEMBER 21, 2015

” Pictured (left to right): April Rassa, Director of Product Marketing, and John Canfield, VP of Risk Management for WePay demonstrating the Veda Risk Engine/Risk API at FinovateSpring 2014. The company demonstrated its Veda Risk Engine and Risk APIs at its Finovate debut in the spring of 2014.

Mobile 12

Mobile Risk Management Regional User Experience 12

Fintech Labs Insights

MAY 10, 2017

Kreditech CEO Alexander Graubner-Müller said his company was looking forward to bringing “point-of-sale finance” to markets where “reliable credit risk assessment” is lacking. Founded in 2012 and headquartered in Hamburg, Germany, Kreditech demonstrated its technology at FinovateSpring 2014.

Fintech 15

Fintech Risk Management Technology Online 15

Jeff For Banks

JULY 24, 2015

If selling in stocks and bonds begins in earnest over this crisis, we will have some of the first tests of liquidity in the markets since new regulations kicked in and restricted financial institutions from trading or making markets. Large Hadron Collider Update Our favorite machine is back in business- bigger and faster than ever!

Puerto Rico 60

Puerto Rico Community Bank Community Risk Management 60

Fintech Labs Insights

MAY 7, 2015

Assuming it hasn’t slipped, Square still holds claim to #1 with a $6 billion valuation (October 2014). Trizic ($3 million) a new wealth management platform provider. Real estate risk management (aka Solidifi & iv3CUS). Business analytics and risk management for banks. Wealth management platform.

San Francisco 12

San Francisco New York City Company Fintech 12