PYMNTS

AUGUST 11, 2017

According to a report by the country’s 12 regional Federal Reserve banks, over half of all startups report difficulty in securing loans, and 81 percent report having had to dip into their personal funds to cover gaps in their corporate cash flow. And they did. Plus, PayPal can do what it most wants to: meet more of the needs of its customers.

Lending 117

Lending Capital Video Online 117

Abrigo

NOVEMBER 2, 2016

Analysts examined banks with at least 25 percent of deposits held in oil- and gas-dependent counties in order to investigate the impact of direct lending to local oil and gas firms and indirect lending to companies servicing the sector. Lower energy prices have had only a modest effect on banks’ profitability and capital adequacy.”

Comparison 150

Comparison Regional Study Risk Management 150

BankUnderground

JULY 6, 2020

To examine how lenders account for extreme weather, we compare matched repeat mortgage and property transactions around a severe flood event in England in 2013-14. In the winter of 2013–14, regions in the Thames catchment area and the east coast of England were hit by a combination of inland (river and surface) and coastal floods.

Regional 61

Regional Policies Lending Marketing 61

BankUnderground

JANUARY 27, 2021

One key message stands out: banks that are more rooted in their market are much more likely to continue lending when faced with the economic fallout from such shock. Banks with access to central bank liquidity continued or even expanded their lending. A pandemic or natural disaster can impact lending in several ways.

Lending 70

Lending Study Marketing Capital 70

NCR

MARCH 23, 2017

Countries like the UK, China and the US are traditionally seen as the powerhouses of the fintech world, but it’s testament to the expanding global presence of this market that the Middle East and North Africa (MENA) region could be its next big growth engine. Up to 250 new businesses could be launched by 2020.

Fintech 45

Fintech Regional Innovation Lending 45

PYMNTS

APRIL 10, 2018

The company links SMB borrowers to financing via mobile phone and has already serviced 17,000 businesses since 2013, reports said. According to Gabbay, the region struggles with late supplier payments. Tienda Pago provides micro loans to small- and medium-sized retailers in the form of lines of credit that last one week.

Mobile 100

Mobile America Regional Marketing 100

PYMNTS

APRIL 7, 2016

In his annual letter to shareholders, Dimon went on, at some length, to say that the “mission-critical” services that big banks can supply are the types of things “regional and community banks simply cannot do.”. “In The concept of breaking up the bank was shot down both in 2013 and 2015.

Washington 100

Washington Regulation Leadership Community Bank 100

Jeff For Banks

MARCH 29, 2014

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). Lending services include commercial loans to small to medium-sized businesses and professional concerns as well as consumers.

Strategy 101

Strategy Texas San Antonio Fort Worth 101

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. lending marketplace. Attorney Alex Tse. “We The Response. The Aftershocks.

Lending 135

Lending Fraud Management San Francisco 135

PYMNTS

SEPTEMBER 11, 2019

One of the first neobanks in the region, Nubank , traces its genesis back to 2013, having raised hundreds of millions of dollars to expand across several financing rounds. The rise of digital banks certainly has runway, where traditional banking services have yet to make marks.

Digital Banking 160

Digital Banking Millennials Mobile Regulation 160

Abrigo

OCTOBER 9, 2019

Charge offs were close to zero for most banks since 2013, according to call report data from S&P Market Intelligence. The scenarios can include increases in interest rates, changes in cap rates by regions (this helps when evaluating collateral components), changes in rents, vacancies, or expenses, and CRE collateral stress.

Data 150

Data Exercises Software Tools 150

Independent Banker

MARCH 15, 2015

As advocated by ICBA, the CFPB proposed rule released in January 2013 structured the qualified mortgage with legal safe harbor protections for some loans. The latest ICBA salvo was the association’s January 2015 release of its Community Bank Lending Survey, which detailed the tangible impact of the current rules on community banks.

Washington 70

Washington Community Bank Community Survey 70

Independent Banker

FEBRUARY 24, 2015

As advocated by ICBA, the CFPB proposed rule released in January 2013 structured the qualified mortgage with legal safe harbor protections for some loans. The latest ICBA salvo was the association’s January 2015 release of its Community Bank Lending Survey, which detailed the tangible impact of the current rules on community banks.

Washington 70

Washington Community Bank Community Survey 70

South State Correspondent

AUGUST 16, 2023

This data is consistent across regions. We are seeing the lowest origination totals since 2013. There are issues with Fair Lending around trying to mitigate this risk, so banks are cautioned to proceed with counsel and risk review. Home equity lines of credit (HELOCs) and bank card usage are up 24% and 17%, respectively.

Trends 195

Trends Cards Capital Data 195

Independent Banker

AUGUST 31, 2021

The KSB Lends a Hand program took anniversary funds totaling $20,000 and distributed them to more than 100 local organizations. “We Among its digital innovations is an extensive library of application programming interfaces (APIs) that runs its customer platform and allows the bank to originate and service loans on online lending platforms.

Community Bank 196

Community Bank Community National Fresno 196

CFPB Monitor

DECEMBER 1, 2014

Mishkin Last week, the CFPB’s Ombudsman’s Office issued its third annual report covering the Office’s activities during fiscal year 2014 (October 1, 2013 through September 30, 2014). As a result, “the Ombudsman now views the FY 2013 recommendations on this topic as closed.”

Report 92

Report Industry Meeting Groups 92

CB Insights

DECEMBER 19, 2019

From payments to insurtech to lending, fintech companies are attracting investor attention. China and Hong Kong have been no exception to the trend: fintech companies in the region raised a record $26B in 2018, and exits in the sector have been elevated over the past few years. Data is as of 12/19/2019. Please click to enlarge. .

Fintech 51

Fintech Regional Analytics Groups 51

Jeff For Banks

APRIL 25, 2014

In 2013 there were 246 bank and thrift merger and acquisition deals announced, the highest number since 2007 when there were 318 deals. Rarely do you see in merger press releases the selling CEO saying, "Hey, I''m tired. But that is often the reason behind the nicely polished words formulated in the Investor Relations Department.

Community 93

Community New York Indiana Connecticut 93

Abrigo

FEBRUARY 24, 2015

The auto industry had a substantial year in 2014, selling nearly one million more vehicles than in 2013. And just as in mortgage lending , credit unions are seeing a bigger piece of the consumer loan pie. credit union auto lending portfolios are faring. credit union auto lending portfolios are faring.

Lending 150

Lending Alaska Regional Indiana 150

PYMNTS

JUNE 20, 2016

The situation in China is particularly concerning, analysts noted, with a fifth of companies there reporting that their unpaid invoices are more than 90 days past-due, marking one of the highest percentages in the region. The business email compromise has created more than 22,000 cases in the U.S. billion from cyberattackers since Oct.

Management 104

Management Bitcoin Survey Report 104

CB Insights

FEBRUARY 13, 2020

Business lending and corporate cards. The company was ultimately acquired by PayPal in 2013, and now represents a sizable chunk of its merchant business. Most recently, Stripe has launched a Corporate Card and a Lending product geared towards small businesses. Business lending & corporate cards. Virtual card issuance.

Online 98

Online Company Retail Payments 98

PYMNTS

FEBRUARY 2, 2017

billion in unsecured consumer lending in December, but the actual number rose by a net of £1 billion. 2013, Reuters confirmed. The drop, which was the first in five months, may be a sign of consumers’ efforts to rein in spending as the Brexit decision continues to drive up inflation, Reuters reported. percent in December from 10.8

Fintech 100

Fintech Comparison New York Report 100

CB Insights

FEBRUARY 1, 2019

Two that are already seeing lots of activity are payments and lending. Meanwhile, alternative lending is also seeing strong growth, with P2P fintech platforms distributing $1.4B Indonesia’s insurance industry has yet to see the same level of competition or startup investment as payments or lending. in 2013 to 15.8%

Policies 61

Policies Lending Operations Examples 61

Gonzobanker

SEPTEMBER 10, 2019

After lining up a series of regional bank and mid-large credit union signings over the past few years, Kony more recently acquired Umpqua Bank’s Pivotus Ventures to bring on Engage (in Umpqua parlance, formerly known as “BFF” and now “Go To Banking”), another non-transactional means of engagement that channels the mashup of service and sales.

United States 89

United States Texas Austin Kansas City 89

Independent Banker

NOVEMBER 24, 2014

Two years later, Nelson moved as a single mom to Oakland, where she again found a job as a teller at a regional bank. She worked her way up to become a senior vice president and senior manager of that regional bank. Michael Ziemann, a longtime co-worker of Nelson’s who also served as Summit Bank president until his retirement in 2013.

Oakland 98

Oakland Community Bank Community Industry 98

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Or the need to take market share in a slowest growth region? The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. Is it in the water? Check it out on YouTube.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Or the need to take market share in a slowest growth region? The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. Is it in the water? Check it out on YouTube.

Utah 60

Utah System Community Marketing 60

CB Insights

OCTOBER 10, 2018

Existing startups like the UK’s Revolut are also looking to expand in the region. Asia is highly competitive, with tech giants like Ant Financial and Tencent’s WeChat actively dominating mobile payments and expanding their reach in financial services across lending, wealth management, and insurance.

Retail 78

Retail Cards Millennials Mobile 78

Independent Banker

FEBRUARY 16, 2015

Sherrod Brown (D-Ohio) appears before ICBA community bankers in 2013 to explain ICBA-backed legislation he co-sponsored that would have increased minimum capital requirements on the country’s very largest banks, as well as provided important regulatory relief for community banks. Shelby: Alabama roots.

Community Bank 70

Community Bank Alabama Ohio Community 70

CB Insights

MAY 23, 2019

The Macro was allegedly used from Zenefits’ inception in 2013 until the summer of 2015, when Zenefits’ board was first alerted to its use. LendingClub was one of many online lending services founded in the mid-2000s as entrepreneurs eyed the Byzantine financial sector as an area ripe for disruption. The Outcome.

Fraud 78

Fraud Las Vegas Company Video 78

PYMNTS

DECEMBER 19, 2016

Donald Trump and his administration could pull back on leveraged lending guidelines in the U.S., paving the way for banks to lend more to highly indebted companies and encourage more buyout deals. Ross, for example, is an old hand at the leveraged loan market, while Mnuchin is cofounder of OneWest, a regional bank.

Lending 100

Lending Guidelines Examples Taxes 100

CB Insights

MAY 15, 2019

Founded: 2013. Its also expanding its regional focus too, with a recent announcement that the labs will invest more into R&D in India. Notable projects: A blockchain mortgage lending application looks to harness the power of blockchain technology and apply it to the mortgage industry. Visa — One Market Center.

Innovation 78

Innovation blockchain Technology Groups 78

CB Insights

NOVEMBER 16, 2017

Lending Club made changes to its business model that created new opportunities for growth. Lending Club. After an initial $8M investment in WhatsApp’s Series A in April 2011, Sequoia put in an additional $52M in July 2013. King Digital Entertainment. Delivery Hero. Semiconductor Manufacturing International (SMIC).

Lending 78

Lending Capital Company Google 78

CB Insights

OCTOBER 31, 2017

Most surprising was the sudden shutdown of Sprig, a startup in the beleaguered food-delivery space that first received funding in 2013. BTCjam, a P2P marketplace launched in 2012 to borrow and lend using bitcoin, announced the company has made “the difficult decision” to close up shop, according to multiple news sources.

Company 78

Company US San Francisco Capital 78

PYMNTS

MARCH 9, 2018

It’s a backdrop where economic growth slows, banks slow lending, everyone pulls in their plans to expand and no one really gets a jump start anywhere. More than 10,000 victims have paid “taxes” to scammers in excess of $54 million via phone scams perpetrated since October 2013. More from the administration in terms of foresight?

New York 101

New York Cleveland Security National 101