Gonzobanker

JULY 10, 2020

Are there growth opportunities that would make sense for us to consider at this time – such as entering new markets/M&A? Forty-five percent expect it to be 2023 and beyond. The “bulls” expect to see returns to 2019 levels in six to 12 months while the “bears” have a longer, 18 to 36-month horizon. Where will you see TDRs emerge?

Risk Management 88

Risk Management Capital Strategy social media 88

PYMNTS

FEBRUARY 18, 2019

Toward the end of our conversation, the topic turned to what would make someone the “ideal” candidate for one of those roles. This week, I’m compelled to offer a few thoughts that go against the grain on several topics that made the news last week: Amazon’s NY HQ2 , card interchange fees and Facebook ad revenue.

Cards 169

Cards Course Study New York 169

Jeff For Banks

APRIL 9, 2011

His topic: Leadership. One such firm is the Boston Consulting Group (BCG), creator of the Growth-Share Matrix that depicts the potential for a company''s products based on growth prospects and market share. Instead of using market share, as in the BCG model, I utilized net revenue per product. Change it has!

Boston 93

Boston Analytics Analysis Groups 93

PYMNTS

AUGUST 9, 2017

Net revenue saw a year-over-year uptick of almost 43 percent to $1.1 billion, and user growth clocked in at a year-to-year 43 percent, bringing Wayfair’s customer base to 9.5 Operating expenses increased 30 percent. That belief in the Amazon effect is not unfounded. At home you want unique items.’. million active users.

Metro 109

Metro Technology Retail Customer Experience 109

PYMNTS

OCTOBER 29, 2018

The 2019 planning sessions that will mark the next 60 days will no doubt include topics of conversation about the scariest things in payments that could knock key players off their game – or turn their plans upside down. Here are a few of those scary topics of conversation and the players they could haunt.

Payments 196

Payments Google Apple Innovation 196

Gonzobanker

DECEMBER 19, 2022

OK, show of hands. Who saw 2022 coming and accurately predicted the headlines? All of you with your hands up… … uh huh. Pull ’em down. No, you didn’t. Nobody did. It would have required a few trips to the local dispensary to dream up what bankers have endured this year. Now that’s what you call a change of momentum. Except maybe they did partly.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 22, 2020

The big topic was the impending war for deposits. “This Year was brought to you by the number 2020 and the letters W, T and F” – Big Bird (more or less). Well, HST and Big Bird had it right. Anybody who ever again says they have seen it all loses all future cred at Cornerstone. Then, in 90 days, COVID-19 turned everything on its head.

Idaho 183

Idaho Community Industry Strategy 183

PYMNTS

DECEMBER 24, 2018

And talk about them we have — every Monday for the last year we’ve been joined by a range of payments and commerce luminaries for conversations that dig deep into tough topics. The smart play, he said, is controlled expansion, even if it feels like slower growth. The art of conversation is far from dead. Tide CEO Dr. Oliver Prill.

Data 151

Data Payments System social media 151

Perficient

SEPTEMBER 29, 2020

The world is quite a different place than it was six months ago, and with the 2020 holiday season fast approaching, the pressure is on to meet revenue goals in what’s been an uncertain year. What will be different this holiday season and how to adjust your strategy accordingly. What actions you can take right now to be successful.

Marketing 294

Marketing Branding Data Industry 294

CB Insights

OCTOBER 4, 2017

Just as driverless cars and trucks are bringing huge changes to the auto industry, and drones are disrupting everything from emergency response to conservation, autonomous ships are becoming the next major transportation innovation. Fully autonomous ships aren’t yet allowed in international waters. Supply Chain and Logistics Research Briefing.

Industry 60

Industry Operations Data Study 60

PYMNTS

JUNE 20, 2016

At the start of the year, I wrote a piece that outlined six trends that I suggested would set the agenda for payments innovation and commerce reinvention in 2016. That, I suggested, would give everyone a blank slate to think cleverly and creatively about how to use software, apps and data to add value to the payments and commerce steam.

Report 119

Report Payments Mobile Retail 119

CB Insights

MARCH 27, 2019

Cybersecurity is a hot topic today. Read our future of data security report for more on this topic. ). Its market cap seemed unaffected until July 2018, when Facebook lost around 20% of its value in one day off of news of slowing user growth. Most recently, Dow Jones saw over 2.4M Table of contents.

Google 76

Google Apple Security Data 76

PYMNTS

NOVEMBER 16, 2018

While the legalization of marijuana is a contentious political topic, a fact that is not contentious is that in the 33 U.S. states (and the District of Columbia) where marijuana has been legalized for sale in some capacity, it has thrown off a fairly large chunk of tax revenue in the last year. And though local U.S.

Taxes 177

Taxes Payments District of Columbia Alabama 177

Gonzobanker

DECEMBER 22, 2015

It’s been almost 20 years since the IPO but this team keeps delivering growth and outstanding financial performance while keeping the values of the hometown bank that started it all. You say he wears a beard, has no discernible source of income and flies to cities all over the world under cover of darkness? ” – Tom Armstrong.

Community Bank 60

Community Bank Apple Community Technology 60

Tefkin

MAY 6, 2015

It may sound cliché but the Innovator Dilemma effect is playing at full when most of your current revenue base depends on traditional distribution / management methods. However with the exponential growth of sensors in our world new sources of data emerge (see Metromile as well). Oscar’s partnership with Misfit.

Industry 50

Industry Examples Google Big Data 50

PYMNTS

DECEMBER 26, 2018

Don’t think of them as mere podcasts — though PYMNTS certainly does a lot of podcasts, discussing with payments and commerce experts the hottest topics of the day, with each conversation not only digging into the past and present but having an outlook toward the future. No, think of them as miniature seminars. The Rise of Contextual Commerce.

blockchain 157

blockchain Payments Online Innovation 157

Fintech Labs Insights

AUGUST 12, 2016

Compiled by the research team at Finovate, this post looks at trending topics of the past week or two. Other trending topics. Mastercard ( F14 ) launched an online payments service to allow Chinese students studying abroad to pay for tuition and other school-related expenses. Trending highest: No Lush Life for Alt Lenders.

Trends 12

Trends Lending Fintech blockchain 12

CB Insights

OCTOBER 16, 2018

To read Bezos’ shareholder letters is to get a crash course in running a high-growth internet business from someone who mastered it before any of the playbooks were written. Together, these letters form a library of Jeff Bezos’ most distilled thinking on running a successful, high-growth company.

Customer Experience 78

Customer Experience Innovation Company Technology 78

CB Insights

MAY 10, 2018

Before Bruce Doolin Henderson opened the doors of Boston Consulting Group on July 1, 1963, the concept of “competition” barely existed in American business culture, let alone the concept of strategy. There were great, successful companies. Those companies made plans. ” —Walter Kiechel. .” ” —Walter Kiechel.

Strategy 78

Strategy Management Analytics Tools 78

FICO

JULY 5, 2023

billion, according to CFCA’s 2021 Fraud Loss Survey Report. These are then used to defraud multiple banks with fraudulent accounts, credit cards, and loans. Here are five other ways crooks use subscription fraud to commit crimes against customers and service providers, with advice on how to stop them.

Fraud 52

Fraud How To Survey Analytics 52

CB Insights

AUGUST 22, 2018

Businesses around the world are looking to adopt cloud services as a way to lower infrastructure costs, accelerate software deployment, and increase operational flexibility. And many organizations are doing just that. Cloud Wars: The Race Between Google, Microsoft, and Amazon. Get the free 59-page report. TABLE OF CONTENTS. Shifting Power Dynamics.

Google 60

Google Strategy Tools Resources 60

Social Assurance

DECEMBER 20, 2016

But many of us don’t find fun ways to talk about the fee revenue we have. Social Assurity. Over the next few days we will be bringing you tips and tricks to get the most out of your marketing. From how to maximize current trends, to staying up to date on advancing ones. 2 Linkedin Tips. 3 Fee Hens. 4 Posts Converting. 5 Golden Tools.

social media 12

social media Tools Video Branding 12

PYMNTS

JULY 1, 2019

billion, revenue was up 45 percent, profits were up 71 percent and mobile was driving a stunning 87 percent of ad revenue, just to highlight a few of the notable and impressive headlines. That day, not surprisingly, Messenger became a key topic of conversation in the analyst Q&A. Have you overdosed on Libra coverage yet?

Regulation 155

Regulation Strategy cryptocurrency Branding 155

PYMNTS

DECEMBER 19, 2016

This is not a new topic of conversation. While they enjoy many FinTech innovations, most millennials don’t have a snowball’s chance of earning more than their parents — ever. How big the income gap between those 70 million people and their parents depends on a few things, including how well-heeled their parents are. population.

Millennials 100

Millennials Fintech Cards Groups 100

CB Insights

JUNE 17, 2020

From healthcare to education to entertainment to manufacturing, technology innovators are stepping forward to help answer that question. As more people have worked, learned, banked, exercised, relaxed, and even sought medical care from home during Covid-19, they have gotten a crash course in just how much can be accomplished at home. Teletherapy.

Industry 101

Industry Technology Online Video 101

PYMNTS

MARCH 19, 2018

His premise knits together a series of storylines that regular readers of PYMNTS are quite familiar with: That the Amazon Effect on retail , despite the company’s 4 percent share of it, is real and that it uses its diversified sources of revenue, like Amazon Web Services, to subsidize its retail business at the expense of traditional retail.

Google 148

Google Apple Retail Millennials 148