PYMNTS

AUGUST 2, 2019

Beyond product and strategy, payment methods come with highly regional preferences. A recent study by GoCardless analyzed payment preferences for subscriptions, memberships, bills and installment plans in 10 countries and found a number of regional quirks. One of the biggest issues — especially among U.S.

Regional 108

Regional Payments Cards America 108

Bank Innovation

JANUARY 2, 2020

While large banks may not feel threatened by personal finance apps or digital-only challengers, they can learn from them on the digital onboarding front, a recent Gartner study observed. It examined 1,200 data […].

Regional 273

Regional Study Survey National 273

ABA Community Banking

FEBRUARY 4, 2019

Study found that large banks are increasing market share when it comes to financial advice Bank Performance Financial Research Feature Financial Trends Retail Banking Customers Community Banking Feature3.

Study 40

Study Regional Community Bank Community 40

PYMNTS

MARCH 24, 2020

Nonmanufacturing firms reported a significant weakening in regional nonmanufacturing activity this month,” researchers wrote, noting that the survey’s indexes for general activity, new orders and more “all fell sharply and into negative territory this month, coinciding with developments related to the coronavirus.”.

Study 100

Study Philadelphia US Survey 100

PYMNTS

SEPTEMBER 8, 2020

The numbers are consistent across major racial and ethnic groups, genders, city and rural residents in the nation’s four regions. The number of young adults living with parents swelled to 26.6 million in July, an increase of 2.6 million from February.

Study 131

Study Boston Millennials Survey 131

Bank Innovation

MARCH 22, 2017

Regulation is still shaping banks’ strategic thinking, says a new study by The Economist Intelligence Unit. “This year is marked by a sharp regional divergence about which rules […]. The unit surveyed 200 global banking executives to investigate the challenges retail banks face in the years to 2020.

Regulation 256

Regulation Fintech Regional America 256

PYMNTS

OCTOBER 14, 2019

According to a recent study , 71 percent of consumers across 12 countries have subscription services, up from roughly half who had them five years ago. Loyalty and Retention. Subscription commerce is increasingly global in nature.

Regional 100

Regional Cards Survey Payments 100

PYMNTS

AUGUST 4, 2019

The study, detailed in the paper “Anti-Money Laundering in Bitcoin: Experiments with Graph Convolutional Networks for Financial Forensics,” explains how artificial intelligence (AI) can be used to identify illicit transactions, as well as transactions associated with money laundering, sanctions violations or terrorist financing.

Bitcoin 115

Bitcoin Study Data Massachusetts 115

PYMNTS

MAY 10, 2016

But, of course, no two consumers are exactly alike – especially when comparing consumers across different regions of the world. The study looked at 500 consumers (18+) in each country who had at least a credit or debit card. The scene with respect to mobile payments isn’t quite as bright, the study found.

Regional 100

Regional Payments Study Cards 100

PYMNTS

MARCH 8, 2019

As reported, invoice fraud remains among the fastest-growing conduits to fraud in the region, and UK Finance reported that it ranks as the third most-common fraud type, known as “authorized push payment” ruses. As much as £49 million (just over $64 million USD) were lost to invoice fraud, as measured through the first half of last year.

Fraud 149

Fraud Study San Francisco Denver 149

Perficient

JANUARY 20, 2021

Creating personas representing different racial, ethnic, national, regional, age, or gender audiences will help you to better target and increase your reach. India, for example, is the second-largest region in the world of smartphone users. Importance of Device Type. Globally, over 50% of all web traffic is via mobile.

Marketing Strategies 496

Marketing Strategies Strategy Regional Marketing 496

Bank Innovation

APRIL 26, 2017

According to the Global Threat Report released today by NTT Security, finance is in the top three industries at risk of cyberattacks across the globe — or at least for the regions included in the study (North […].

Regional 186

Regional Study Security Industry 186

South State Correspondent

FEBRUARY 20, 2023

Unfortunately, banking is challenging to study, and some banks inadvertently ignore their significant competitors. Traditionally, community banks would compare their financial performance and health to similar-sized banks in their region. Conclusion Community banks should not try to be national or regional banks.

National 195

National Lending How To Community Bank 195

PYMNTS

JULY 5, 2020

Bloomberg reported America’s largest internet corporations are eyeing Asia where the region is exploding with smartphones and tech-savvy residents. The country’s eCommerce market is projected to expand from $21 billion in 2019 to $82 billion by 2025, according to a recent study by Google, Temasek and Bain & Co., and Europe.

Google 264

Google Regional Retail Groups 264

PYMNTS

DECEMBER 7, 2020

PYMNTS has embarked on an ambitious global study of four key markets around the world — the United States, Australia, the United Kingdom and Brazil — to assess the impact of these regional conditions and what they mean for merchants, whether they are based in one of these countries or looking to expand their presence there.

Data 191

Data Study Online United States 191

PYMNTS

OCTOBER 29, 2018

Small Business Banking Satisfaction Study , only 37 percent of small business banking customers believe that their bank appreciates their business, while just 32 percent say their bank understands their business. Power 2018 Retail Banking Satisfaction Study and the J.D. Power 2018 Credit Card Satisfaction Study. Power 2018 U.S.

Regional 153

Regional Study Management Resources 153

PYMNTS

FEBRUARY 1, 2021

One PYMNTS study found that 59 percent of United States consumers would use instant payments because of their convenience, for example. In the February Disbursements Tracker ® , PYMNTS analyzes instant payments’ rise in the Nordics with a critical eye to how entities in other regions may be able to use it as a blueprint.

Payments 246

Payments Regional Study Examples 246

Abrigo

MARCH 8, 2024

While previously, fraud was local or regional, today, scammers leverage technology extensively. They make fake accounts and profiles and analyze people groups, current events, and regional characteristics to appear as legitimate as possible. Spread the word. Financial literacy is key critical.

Fraud 195

Fraud Technology Trends Training 195

PYMNTS

AUGUST 29, 2017

Consumers in the Asia-Pacific market are quite aware of the range of digital payment options available to them, but they prefer to pay with cash, according to a new study from PayPal reported by CNBC. In Hong Kong, that number dropped to 44 percent and in Singapore was 43 percent, the study indicated. percent CAGR through 2020.

Report 129

Report Study Regional Analysis 129

PYMNTS

FEBRUARY 24, 2020

Grab is also partnering on an air-taxi study with German air mobility startup Volocopter , which will attempt to assess the likelihood of whether or not they can bring air taxis to the Southeast Asia region. The study will focus on the appropriate municipalities and the options for deployment available in the region.

Regional 141

Regional Study Digital Banking Mobile 141

PYMNTS

OCTOBER 25, 2017

It examines different aspects of fraud, such as which countries or regions are most seriously threatened and which industries should take a closer look at what’s happening around them. Each Index includes a metric that quantifies the rate of fraud attempts on eCommerce merchants and how that rate changes over time.

Fraud 127

Fraud Study Trends Industry 127

PYMNTS

OCTOBER 14, 2020

Using RippleNet, Ripple's global payment network, the partnership will take advantage of the ripe market for cross-border payments, which a July Juniper Research study said will be worth $35 trillion by 2022, the release stated. This isn't Ripple's first foray into cross-border payments.

Payments 286

Payments blockchain Regional America 286

South State Correspondent

APRIL 18, 2023

Linda would identify the following criteria to target an industry: The banker’s own knowledge and experience: This was the least essential criterion since Linda felt she could learn and change her expertise through study and experience. Here is an example of Linda’s process.

Strategy 195

Strategy Regional Industry Community Bank 195

PYMNTS

SEPTEMBER 23, 2020

The coronavirus crisis wiped out the equivalent of nearly half a million jobs around the world by the end of June, according to a new study by a United Nations agency. And the bleeding doesn’t look close to stopping anytime soon. That includes sustaining support for jobs, businesses and incomes.”.

Report 178

Report United States Study Regional 178

PYMNTS

OCTOBER 19, 2020

Department for International Trade’s Fintech Bridges and the Singaporean Economic Development Board to expand into the Asia Pacific (APAC) region. Regarding the changes happening in payments, cash is less and less seen as a primary way to pay, as PYMNTS learned in a recent study with Visa. Last year, GPS partnered with the U.K.

Study 174

Study Innovation Fintech Customer Experience 174

PYMNTS

JUNE 13, 2019

Technologies such as artificial intelligence (AI) and biometrics are changing the digital security landscape, and a recent study found that social media networks have become a more popular way for hackers to target new victims.

Security 139

Security Tools social media cryptocurrency 139

PYMNTS

MARCH 6, 2019

They grow faster, reach profitability sooner and generate more revenue per dollar invested than those of their male counterparts, according to a study of female-founded firms. The study reported that for every dollar of capital raised, women-run startups generated 78 cents in revenue, compared to 31 cents for men-run startups.

Regional 179

Regional Capital Study Leadership 179

PYMNTS

OCTOBER 14, 2020

Regional banks are following suit: First Horizon National Corporation , a regional FI based in Tennessee, has announced its partnership with a third-party technology provider to grant its treasury clients access to instant disbursement solutions. Integrating digital or instant payments can do more than just speed up these transactions.

Payments 257

Payments Trends Study Tennessee 257

PYMNTS

SEPTEMBER 18, 2020

18), the European Round Table for Industry ( ERT ), a Belgium-based advocacy group, wrote “Europe is lagging behind other world regions in the rollout of 5G, both the infrastructure and the capacity to offer commercial 5G services.”. In a tweet Friday (Sept. We have had too much of a fragmented approach in Europe,” Svanberg told the FT. “If

Industry 216

Industry Groups Regional National 216

Abrigo

NOVEMBER 2, 2016

have experienced a significant increase in nonperforming commercial and industrial loans, but not in other types of loans – at least so far, according to a recent study by Federal Reserve researchers. The difference for nonperforming loan ratios for commercial real estate has stayed roughly constant throughout the study period.

Comparison 150

Comparison Regional Study Risk Management 150

PYMNTS

NOVEMBER 27, 2020

“Open banking guidelines within the EU are well-established … yet one recent study claims that consumers in this region remain hesitant to share their data with third-party FinTechs. Only 20 percent of these consumers are willing to share sensitive financial in- formation with third parties, according to the study.”.

Compliance 198

Compliance Regulation Payments Study 198

PYMNTS

APRIL 26, 2020

“Every bank is under the cosh of its national regulators, who in times of crisis show a huge home bias,” said Jan Pieter Krahnen, director of the Center for Financial Studies at the University of Frankfurt, according to FT. This heavily influences risk management and regional exposure, which comes at the expense of clients abroad.”.

US 143

US Regional America Lending 143

BankBazaar

SEPTEMBER 7, 2022

We’re pleased to bring to you the fifth edition of BankBazaar’s Aspiration Index®, the largest study of India’s aspirations through the lens of personal finance. climbing to its highest level since the start of this study in 2018 when it was 87.4. Savings have stagnated or fallen secularly across demographics or regions.

Metro 78

Metro Regional Study Meeting 78

PYMNTS

NOVEMBER 17, 2020

Simon specializes in regional malls and outlet centers. The pandemic not only changed the way people shop, work and study, it also changed returns , something Narvar is helping to manage. He added that the collaboration will give consumers more choices while also increasing retailers’ efficiency. Rent collections were 85 percent.

Retail 212

Retail Customer Experience Maine Regional 212

PYMNTS

NOVEMBER 20, 2020

The study found that 25.8 Another component crucial to keeping customers engaged during the pandemic is rolling out loyalty programs and incentives that cater to their individual tastes, as these can vary among consumers from different regions. percent say the same about ordering from QSRs.

Mobile 210

Mobile Regional Study Survey 210

PYMNTS

JANUARY 22, 2020

Regional financial institutes Hong Leong Bank and Maybank are also looking into the possibility of applying for a license, according to the sources. Malaysia is giving preference to bidders with capital governed by firms in the region. A proposed licensing system is in the works and is anticipated to be finished by the end of June. .

Digital Banking 136

Digital Banking Regional Capital Study 136

American Banker

SEPTEMBER 24, 2020

Before the pandemic emptied the city, few lenders benefited from the heady local real estate market as much as regional players New York Community Bancorp and Signature Bank. Now they're becoming a case study for potential trouble from a sudden downturn in the Big Apple's property sector.

Case Study 75

Case Study New York Regional Apple 75