South State Correspondent

FEBRUARY 20, 2023

Understanding the competitive banking landscape helps community banks set proper pricing, respond to rival marketing, and compete more effectively. Unfortunately, banking is challenging to study, and some banks inadvertently ignore their significant competitors. The same picture emerges for domestic deposits.

National 195

National Lending How To Community Bank 195

PYMNTS

SEPTEMBER 8, 2020

The numbers are consistent across major racial and ethnic groups, genders, city and rural residents in the nation’s four regions. economy overall , reflecting the importance of the housing market to overall economic growth,” the survey said. The number of young adults living with parents swelled to 26.6 million from February.

Study 131

Study Boston Millennials Survey 131

PYMNTS

FEBRUARY 1, 2021

One PYMNTS study found that 59 percent of United States consumers would use instant payments because of their convenience, for example. In the February Disbursements Tracker ® , PYMNTS analyzes instant payments’ rise in the Nordics with a critical eye to how entities in other regions may be able to use it as a blueprint.

Payments 246

Payments Regional Study Examples 246

BankUnderground

MAY 11, 2021

How is household consumption affected by borrowing constraints in the mortgage market? In a new paper , we answer this question by studying the UK’s Help to Buy (HTB) program over the period 2014–16. We show that HTB boosted household consumption in addition to stimulating housing market activity. Housing market.

Marketing 119

Marketing Regional Payments Policies 119

PYMNTS

AUGUST 9, 2017

Flywire, a provider of international payments and receivables solutions for businesses, schools and healthcare providers announced news on Tuesday (August 8) that it is seeing strong growth in the Japanese education market.

Marketing 108

Marketing Study Regional Payments 108

PYMNTS

OCTOBER 14, 2019

According to a recent study , 71 percent of consumers across 12 countries have subscription services, up from roughly half who had them five years ago. Emerging Markets . Major payment processors such as PayPal or Stripe are not available in many emerging markets, making it critical to explore local options.

Regional 100

Regional Cards Survey Payments 100

PYMNTS

OCTOBER 21, 2016

The fleet management market is estimated to grow from $9.54 percent, according to a new study by MarketsandMarkets. According to MarketsandMarkets, the increasing need for operational efficiency is expected to be the primary driver for the fleet management market during the forecast period. billion in 2016 to $27.9

Management 100

Management Marketing Regional System 100

PYMNTS

JULY 5, 2020

Bloomberg reported America’s largest internet corporations are eyeing Asia where the region is exploding with smartphones and tech-savvy residents. The country’s eCommerce market is projected to expand from $21 billion in 2019 to $82 billion by 2025, according to a recent study by Google, Temasek and Bain & Co., and Europe.

Google 264

Google Regional Retail Groups 264

PYMNTS

MAY 10, 2016

The only way to predict what the emerging payments trends are for today is to seek out the one group of people who has the power to control the entire market: consumers. But, of course, no two consumers are exactly alike – especially when comparing consumers across different regions of the world. ” The Highlights.

Regional 100

Regional Payments Study Cards 100

BankUnderground

FEBRUARY 9, 2023

To that end, we slice our data by property values and different regional characteristics, such as their income level, obtained from the Office of National Statistics. To gauge heterogeneous effects of the policy, we then estimate our regression in different subsamples. Conclusion and discussion Our results illustrate two key implications.

Marketing 80

Marketing Policies Regional Data 80

South State Correspondent

APRIL 11, 2024

To do that, we wrote a Python script to analyze a representative sample of earnings call transcripts for regional and mid-sized banks over the past several years. Questions as a Percent of Total On aggregate, questions about the general market or economy make up about 20% of all questions asked, followed by questions about loans or credit.

Trends 195

Trends Management Capital Regional 195

Perficient

AUGUST 4, 2023

The report offers an in-depth overview of 38 digital transformation service providers, offering valuable insights into the market landscape. Envision Online builds on Perficient’s industry IP to help clients reach strategic decisions faster and speed time to market.

Digital Strategies 419

Digital Strategies Strategy Customer Experience Report 419

PYMNTS

JUNE 24, 2019

The parties rarely meet in person, presenting a trust issue that can become an even bigger problem when employers have to make payments across borders as payment preferences vary between regions. Fiverr provides this by studying and understanding local markets’ preferences.

Marketing 100

Marketing Community United States Payments 100

South State Correspondent

APRIL 18, 2023

We concluded that the market does not adequately compensate banks for credit and interest rate risks. Bankers provide advice based on the customer’s particular situation and needs, as those needs evolve over the customer’s lifetime and as the market changes. Today, we look at the value of concentric relationship building.

Strategy 195

Strategy Regional Industry Community Bank 195

PYMNTS

OCTOBER 14, 2020

Using RippleNet, Ripple's global payment network, the partnership will take advantage of the ripe market for cross-border payments, which a July Juniper Research study said will be worth $35 trillion by 2022, the release stated. This isn't Ripple's first foray into cross-border payments.

Payments 286

Payments blockchain Regional America 286

Abrigo

MARCH 8, 2024

While previously, fraud was local or regional, today, scammers leverage technology extensively. Fraudsters use the same sales and marketing techniques as legitimate businesses to research and target their victims. We know a lot of fraud is not reported due to a lack of knowledge on reporting and victims feeling shame for their loss.

Fraud 195

Fraud Technology Trends Training 195

PYMNTS

NOVEMBER 9, 2017

Earlier this year, a study from PayPal that polled some 4,000 consumers across India, China, Hong Kong, Singapore, Thailand, the Philippines and Indonesia found that approximately 57 percent of respondents cited cash as their preferred payment method for daily purchases.

Marketing 116

Marketing Regional Study Google 116

PYMNTS

DECEMBER 7, 2020

PYMNTS has embarked on an ambitious global study of four key markets around the world — the United States, Australia, the United Kingdom and Brazil — to assess the impact of these regional conditions and what they mean for merchants, whether they are based in one of these countries or looking to expand their presence there.

Data 191

Data Study Online United States 191

Abrigo

JULY 7, 2015

Offers of insight and ways to generate business growth and increase effectiveness have flooded the market. Though the message has stayed constant, technological improvements have opened the door for firms to reach beyond the borders of geographical regions and time zones.

Technology 150

Technology Marketing social media Big Data 150

PYMNTS

AUGUST 29, 2017

Consumers in the Asia-Pacific market are quite aware of the range of digital payment options available to them, but they prefer to pay with cash, according to a new study from PayPal reported by CNBC. In Hong Kong, that number dropped to 44 percent and in Singapore was 43 percent, the study indicated.

Report 129

Report Study Regional Analysis 129

PYMNTS

NOVEMBER 27, 2020

Compliance with financial regulations market-to-market around the globe is increasingly automated yet relies on the same human emotion that undergirds all forms of exchange: trust. Only 20 percent of these consumers are willing to share sensitive financial in- formation with third parties, according to the study.”.

Compliance 198

Compliance Regulation Payments Study 198

NCR

DECEMBER 8, 2017

The transformation of the global payments market continues to gather pace, with the emergence of a growing number of technologies offering consumers more choice than ever when it comes to choosing how they pay for goods and services. Emerging markets set for non-cash payments boom. percent globally in 2014-15.

Marketing 78

Marketing Payments Regional Mobile 78

PYMNTS

JULY 24, 2020

Open banking is often associated with the European Union (EU) almost by default as the region pushes the envelope further on regulation than anywhere, partly to encourage — but also to keep up with — imaginative FinTech innovators going to market throughout the Eurozone. Similarities To The EU. “The

America 168

America Regional Regulation Fintech 168

PYMNTS

DECEMBER 11, 2019

So-called peer-to-peer (P2P) lending has certainly faced challenges in certain markets. Since launching its SME and P2P lending services — the latter involves investors found online who take part in the financing programs in hopes of healthy returns — the situation in the region has been, as Moore put it, challenging.

Fintech 144

Fintech Lending Regional Regulation 144

PYMNTS

JUNE 2, 2016

In fact, according to most estimates, Singapore has the highest smartphone per capita in the world with more than 100 percent smartphone market penetration. Apple Pay, which officially joined the Singapore market in April 2016 with American Express as its only supporter, has within the past week gained others. Outside the U.S.,

Mobile 100

Mobile Marketing Samsung Payments 100

PYMNTS

MARCH 6, 2019

They grow faster, reach profitability sooner and generate more revenue per dollar invested than those of their male counterparts, according to a study of female-founded firms. The study reported that for every dollar of capital raised, women-run startups generated 78 cents in revenue, compared to 31 cents for men-run startups.

Regional 179

Regional Capital Study Leadership 179

PYMNTS

JANUARY 22, 2020

Regional financial institutes Hong Leong Bank and Maybank are also looking into the possibility of applying for a license, according to the sources. Many financial and non-financial institutions are sizing up market opportunities and working with external parties,” said one of the sources. million customers.

Digital Banking 136

Digital Banking Regional Capital Study 136

PYMNTS

JULY 7, 2020

A Visa study of 1,000 C-level executives from 10 major global markets found that 87 percent of said executives believe that expanding online sales into new markets is one of the biggest growth opportunities for their businesses. Businesses are well aware of the boost that cross-border commerce can have on their bottom lines.

Payments 157

Payments Report Fintech Regional 157

PYMNTS

JULY 21, 2020

Open banking is appealing to financial institutions (FIs) and regulators in many markets, even as the pandemic sweeps across the world. Regulators in other regions, including Latin America, are also shaping and announcing plans to enable open banking and better support digital financial systems.

Mobile 229

Mobile Report America Regulation 229

PYMNTS

NOVEMBER 19, 2018

Thanks to affordable mobile internet, the internet economy in Southeast Asia is expected to surpass $240 billion in 2025, according to a new study conducted by Google and Temasek Holdings of Singapore. of its GDP, ranks second in Southeast Asia, although it still lags behind markets like the U.S.

Study 153

Study Google Online Regional 153

PYMNTS

MARCH 3, 2020

A recent study found that 75 percent of this generation’s members visit financial institutions (FIs) at least once per month. A recent study found that 62 percent of consumers expect businesses, including banks, to adapt to their needs, and only 47 percent are satisfied with current personalization efforts. million.

ATM 151

ATM Fraud Study Regional 151

PYMNTS

SEPTEMBER 28, 2020

One area where the pandemic may significantly impact emerging data protection and open banking rules is the Middle East and North African region (MENA). The ongoing pandemic has caused many regulators in the MENA region to examine the digital and open banking infrastructure they have in place. Around The Data Protection World.

Online 151

Online Report Payments Regulation 151

PYMNTS

JULY 22, 2020

A study from AppsFlyer and Google found that global ATM use had decreased by 50 percent since the beginning of the outbreak as social distancing and stay-at-home orders have increased customers’ reliance on mobile apps and online banking options rather than ATMs. Experts predict that the market will reach $10.87

ATM 225

ATM Digital Banking Alabama Study 225

PYMNTS

OCTOBER 22, 2020

But, also a challenging one, OMNi Director of Mobility Liza Castillo told PYMNTS, a fact her firm knows from its experience in building digital infrastructure in the Central America and Caribbean (CAC) region and its efforts around developing super apps in new markets where digital is still nascent and super apps are nearly unheard of.

How To 151

How To Regional Training Mobile 151

PYMNTS

DECEMBER 5, 2019

In addition, according to the study, affordability will be key, which will be a benefit for mid-sized markets. The market is still years away from reaching an adequate supply of homes to meet today’s demand from buyers. percent gain in the U.S. in the current quarter. Consumer confidence is likely to soften, said the firm.

Millennials 137

Millennials Nevada Arizona Georgia 137

American Banker

SEPTEMBER 24, 2020

Before the pandemic emptied the city, few lenders benefited from the heady local real estate market as much as regional players New York Community Bancorp and Signature Bank. Now they're becoming a case study for potential trouble from a sudden downturn in the Big Apple's property sector.

Case Study 61

Case Study New York Regional Apple 61

PYMNTS

SEPTEMBER 18, 2020

Government-mandated social distancing and stay-at-home orders have slowed in-person retail sales in many regions and mass layoffs have hindered consumers’ purchasing power. A recent study found 53.3 This does not mean subscription companies are growing complacent due to their strong market presence. It showed that 22.5

Retail 257

Retail Study Training Industry 257