PYMNTS

JULY 7, 2020

The investor’s portfolio value was sitting at around S$313 billion as of March 31, 2019, but the global pandemic caused the economy to slow, financial markets to crash and valuations to fall. Temasek’s portfolio, according to Ho, includes listed firms and private companies that are bond issuers or still report to shareholders.

cryptocurrency 152

cryptocurrency blockchain Report Company 152

CFPB Monitor

MARCH 29, 2023

On March 23, 2023, the CFPB filed a complaint and proposed judgment against Portfolio Recovery Associates, LLC (“PRA”), one of the largest debt collectors in the United States. If entered by the court, the proposed judgment would require PRA to pay $12.18 million to allegedly harmed consumers and $12 million to the CFPB as a civil penalty.

United States 130

United States 130

South State Correspondent

OCTOBER 5, 2016

Risk parity is a portfolio allocation strategy that that every bank manager should understand because the concepts are key to understanding how a bank constructs both its balance sheet and its credit portfolio.

Management 236

Management Strategy 236

Abrigo

DECEMBER 31, 2019

4 Methods of Stress Testing An institution can use a variety of methods of stress testing to evaluate loan portfolio risk and to measure the potential impact on earnings and capital based on its own specific risk profile. The post 2019’s Most Popular Blog Posts about CECL & Portfolio Risk appeared first on Abrigo. Learn More.

Risk Management 150

Risk Management Analysis Management How To 150

American Banker

DECEMBER 5, 2023

The North Carolina-based bank is considering the idea of selling a portion of its securities portfolio as a way to build capital, CEO Bill Rogers said Tuesday. At the end of the third quarter, Truist's securities were worth about 20% less than what the company paid for them.

North Carolina 81

North Carolina Capital Security Company 81

PYMNTS

OCTOBER 27, 2020

With UBS Next, a $200 million portfolio, the company wants to look at internal initiatives and existing strategic partnerships with "technology companies, startups, regulators, peer banks, other market participants, academia and industry thought leaders," the release stated.

Fintech 175

Fintech Groups Innovation Operations 175

PYMNTS

APRIL 1, 2020

A letter sent to Treasury Secretary Steven Mnuchin, which FT saw, indicated that “regulations effectively prevent the small business portfolio companies owned by venture capital or private equity funds from accessing” the rescue program.

Washington 130

Washington Capital Industry Regulation 130

South State Correspondent

MARCH 23, 2020

Last week we took a look at why and how bankers must triage their credit portfolio first before taking action ( HERE ). We also looked at some initial restructuring steps banks can take in a related article ( HERE ).

195

195

American Banker

MARCH 28, 2024

The top five bank holding companies have combined total credit card loan portfolios of more than $705 billion.

Cards 70

Cards Company Industry Lending 70

SWBC's LenderHub

MAY 18, 2023

Across the board, the largest asset a financial institution has is its loan portfolio. But each financial institution is unique regarding its business goals and borrower demographics; therefore, finding the right loan risk management program can be elusive.

Risk Management 78

Risk Management Management Resources System 78

ATM Marketplace

SEPTEMBER 23, 2022

One of the best ways to combat dips ATM revenues is to expand your portfolio to include forms of retail payment beyond cash. Selling merchant services allows your business to continue providing much-needed ATM and cash services for future generations while also following the growing revenue opportunities

ATM 96

ATM Retail Payments 96

PYMNTS

DECEMBER 14, 2020

percent say their AI systems reduced the overall risk of their portfolios. Per the Index , “PYMNTS’ research shows that 63.6 percent of FIs that use AI say their customers’ satisfaction increased, and 23.7 It also found that 63.6 percent saw their charge-off rates decline as a result of their AI systems.

Fraud 218

Fraud System Digital Banking Data 218

Abrigo

JULY 27, 2016

All financial institution personnel play a role in the maintenance of positive asset quality through loan portfolio management, especially during periods of growth. But as the OCC instructs examiners in its Comptroller’s Handbook, loan portfolio management is the process by which these inherent risks are managed and controlled.

Handbook 150

Handbook Taxes Management System 150

Bobsguide

AUGUST 7, 2022

Profile Software , an international financial solutions provider, announced today the launch of its pioneering solution Acumen.plus Loan Portfolio Management for corporates. The post Profile presents its new solution Acumen.plus Loan Portfolio Management appeared first on Bobsguide.

Management 88

Management Compliance User Experience System 88

PYMNTS

MARCH 25, 2020

That means card portfolios can experience changing returns for financial institutions (FIs). Maximizing portfolios means maximizing relationships across a full product line strategy to engage consumers, she noted, enabling FIs to achieve top-of-wallet status and to offer products with multiple revenue drivers, like credit.

Cards 108

Cards Risk Management Management Strategy 108

Perficient

APRIL 24, 2024

Uncovering the Challenge: Relying on Spreadsheets for Portfolio Analysis A leading wealth and asset management firm recently sought our financial services expertise for a critical challenge. Relying on complex spreadsheets for portfolio analysis, the firm faced operational hurdles due to immense computing demands.

Strategy 440

Strategy Data Analysis Operations 440

The Paypers

FEBRUARY 21, 2023

UK-based global fintech Unlimint has expanded its alternative payment methods portfolio with the addition of Brazil-based online payment solution, Mercado Pago.

Payments 69

Payments Fintech Online 69

PYMNTS

DECEMBER 26, 2019

Aye Finance said it will deploy the investment to broaden its small to medium-sized business (SMB) loan portfolio across India. In August, the company announced that DCB Bank had provided about $8 million in debt funding, which was also deployed to expand Aye’s SMB loan portfolio.

Lending 130

Lending Report Innovation Company 130

PYMNTS

JULY 8, 2019

In a move that extends payroll card portfolios to serve small and medium-sized businesses (SMBs), global business payments company FLEETCOR Technologies, Inc. Its portfolio of brands helps companies automate, digitize, secure and control payments to, or on behalf of, their workers and suppliers.

Cards 139

Cards America Leadership Resources 139

Abrigo

MARCH 23, 2016

bankers expect to lend more to businesses in 2016, and as they expand their commercial lending, some financial institutions may seek to better manage their loan portfolios and lending-related risks using loan portfolio management software. Download the complimentary Loan Portfolio Software Buyer’s Guide.

Software 150

Software Risk Management Lending Survey 150

BankUnderground

JULY 27, 2022

This post presents new evidence from granular transaction data consistent with a portfolio rebalancing channel. The portfolio rebalancing channel is one way that QE is thought to work in practice…. The ‘portfolio rebalance’ channel is one of the most prominent channels through which QE is thought to operate.

Marketing 89

Marketing Policies Data Operations 89

Abrigo

MARCH 23, 2015

The guidance provides seven sound risk management practices that banks should maintain, including board and management oversight, portfolio management, portfolio stress testing and sensitivity analysis and a credit risk review function, among others. But by adding these new categories, is that true diversification?

Community Bank 150

Community Bank Risk Management Community Analysis 150

South State Correspondent

DECEMBER 2, 2014

Like Degas obsessed with dancers, bankers have been brought up to obsess over the composition of their loan portfolio. Egged on by our examiners, auditors and random pundits, we slice and dice our loan portfolios as if it means something and pat ourselves on the back when we can show a nice pie chart with lots of even looking slices.

Industry 223

Industry 223

Jack Henry

JUNE 28, 2019

Portfolio management should not only be about using data analytics to monitor risk, but also as a tool to fuel portfolio growth.

Management 105

Management Analytics Tools Data 105

Abrigo

FEBRUARY 14, 2024

Find commercial real estate risks in the loan portfolio Sound risk management practices in commercial real estate lending help lenders manage CRE credit losses and protect the portfolio's profitability. You might also like this podcast, "How to sleep easier at night about your capital and risk levels."

Risk Management 195

Risk Management Management Lending Capital 195

Jack Henry

MAY 13, 2021

When it comes to optimizing your bank’s commercial services portfolio, where do you even begin? Imagine this scenario – you are the Treasury Officer at your local community bank attending the weekly management meeting.

How To 78

How To Community Bank Community Meeting 78

ATM Marketplace

NOVEMBER 28, 2023

Wanting to grow, ATMs 4 Sale turned to DPL, a leading global managed IoT connectivity provider whose portfolio management platform leverages the power of artificial intelligence (AI) to help operators do more with less.

Case Study 68

Case Study ATM Management Study 68

PYMNTS

DECEMBER 16, 2019

“We’re excited for the addition of Valero to WEX’s commercial fuel card portfolio, and look forward to deepening the brand’s value in its core markets,” said WEX Senior Vice President of Global Partners Brian Fournier in a statement. ” Collaboration is an important part of WEX’s market strategy.

Cards 130

Cards Marketing Strategies Technology Payments 130

American Banker

AUGUST 1, 2023

billion in combined farm loan portfolios as of March 31, 2023. The top five community banks have more than $1.2

Community Bank 69

Community Bank Community 69

FICO

DECEMBER 8, 2022

Addressing Portfolio Risk in Economic Uncertainty: Part 1 (2022). This four-part series looks at embedding portfolio risk resilience into decisions across the credit lifecycle through targeted application of the FICO ® Resilience Index. FICO Admin. Tue, 02/18/2020 - 14:57. by David Binder. Senior Director, Scores.

Risk Management 52

Risk Management Strategy Management Analytics 52

PYMNTS

JUNE 13, 2019

GE Ventures wants to sell its portfolio of more than 100 startups. While selling an entire venture portfolio won’t be easy, GE is reportedly adamant that it doesn’t want to sell its investments in pieces.

Study 100

Study Software Capital Innovation 100

Abrigo

MAY 11, 2017

Severe scenarios should try and replicate conditions that represent the worst possible outcome for the portfolio but are still logically possible (do not blindly make up severe scenarios). Without going into every possible stress testing scenario, here is a stress test example for a construction and retail portfolio.

Nashville 150

Nashville Retail Analysis United States 150

FICO

DECEMBER 8, 2022

Addressing Portfolio Risk in Economic Uncertainty: Part 4 (2022). Building portfolio risk resilience into Collections & Recovery. Properly managed and strategized, the debt collections process can be an effective customer service asset and anti-attrition tool, in addition to being its classic role in portfolio risk management.

Risk Management 52

Risk Management Comparison Strategy Management 52

Abrigo

OCTOBER 23, 2015

Some financial institutions consider stress testing the loan portfolio as one more regulatory issue to address, but that view is short-sighted, according to John P. In practice, however, board members or senior management may question the necessity of stress testing the loan portfolio or otherwise discourage the practice, Behringer noted.

Capital 150

Capital Analysis Examples Risk Management 150

American Banker

JULY 31, 2023

The top five community banks have more than $670 million in combined home equity loan portfolios as of March 31, 2023.

Community Bank 69

Community Bank Community Industry 69

BankInovation

JANUARY 20, 2022

billion for 2021, up 119% year over year, citing customer gains and a deepening digital product portfolio during its fourth-quarter earnings call today. Citizens Financial Group reported net income of $2.3

Groups 98

Groups Technology Report Retail 98

Abrigo

JUNE 17, 2015

One area that can help banks prepare for agriculture market volatility is stress testing , which can be performed for the entire agriculture portfolio and on individual segments. An article written by Kraig Ritter , partner at BKD, LLP , highlighted the key stress testing elements for agriculture lending. Agriculture commodity prices 2.

How To 150

How To Kansas City Lending Analysis 150