Perficient

APRIL 2, 2021

AI technologies, such as voice recognition and natural language processing (NLP), are being used to improve customer experience and to gain operational efficiencies. These technologies are also used to better target marketing in retail and customize trade recommendations in wealth management. Risk Management.

Regulation 309

Regulation Industry Risk Management Analysis 309

PYMNTS

MARCH 7, 2018

To help merchants and other service providers convert more consumers at the point of sale, LendingPoint has unveiled LendingPoint Merchant Solutions, a platform that will provide fully integrated one-stop retail financing, the company said in an announcement. The move comes after the company acquired LoanHero in Dec.

Retail 100

Retail San Diego Georgia Risk Management 100

PYMNTS

DECEMBER 2, 2020

P97 Networks and Cybersource, Visa ’s international payment and fraud management platform, have unveiled a new multi-year international partnership to provide mobile payment acceptance tools that come with integrated risk management for fuel and convenience merchants, according to a Wednesday (Dec.

Payments 205

Payments Risk Management Fraud Mobile 205

Abrigo

OCTOBER 21, 2020

The greatest incline was represented in both the lodging and retail sectors , with lodging increasing to nearly 20% of the universe in grace period, and retail going up to just above 10%. This scenario used around 50% price declines on lodging, around 30% on retail, and around 25% office and multifamily. Credit Risk Management.

Marketing 312

Marketing Lending Risk Management Retail 312

Abrigo

APRIL 25, 2024

At the same time, 59% pursued credit to meet operating expenses. Other industries with double-digit declines in average loan size are hotel and food, retail, transport and warehousing, and construction. Financial institutions should also cultivate opportunities to help existing borrowers manage their business and capital needs.

Lending 221

Lending Trends Capital Strategy 221

Abrigo

MAY 8, 2024

Seeing generative AI use cases can help bankers, risk managers, and financial crime professionals better understand it. They can more easily consider how to harness genAI's power to enhance their operations, compliance, risk management, and member or customer experience.

Examples 221

Examples Fraud Resources Risk Management 221

PYMNTS

JANUARY 18, 2021

Such silos prevent treasurers from comprehensively analyzing and gaining insights into companies’ cash flows and expenditures, hindering organizations from operating efficiently and reacting to customers’ needs in an agile manner. Each company’s risk management approach must therefore be tailored to its specific business needs.

Analytics 319

Analytics Data Risk Management Management 319

Banking Exchange

DECEMBER 16, 2020

The coronavirus pandemic has created turbulent conditions in ag lending in 2020 Risk Management Retail Banking Fair Lending Operational Risk Credit Risk Rate Risk Feature3 Feature Financial Trends Covid19 The Economy.

Risk Management 88

Risk Management Lending Trends Retail 88

Banking Exchange

JUNE 3, 2020

KBRA warns that stable delinquency rates could rise in the months ahead as banks have focused on short-term relief Risk Management Retail Banking Compliance Fair Lending Mortgage Compliance Management Operational Risk Feature3 Feature Financial Trends PPP Covid19 The Economy.

Risk Management 78

Risk Management Compliance Lending Trends 78

Cisco

JUNE 7, 2019

Retail banks, tasked with guarding customer data and dollars, must respond with modern defensive strategies and prepare for both today’s challenges and tomorrow’s threats. . After decades of battling credit card fraud, retail banks face a new challenge: fraudulent account takeover. Cyber Risk management is not just technology.

Fraud 63

Fraud Retail San Diego Cyber Security 63

PYMNTS

FEBRUARY 24, 2016

When it comes to a retailer protecting its assets — digital and otherwise — the intrinsic assumption might be that the focus ought to look outward. But the reality is that the greatest security threat facing retail companies, according to a number of recent surveys, often comes from within. In a story posted yesterday (Feb.

Retail 100

Retail Fraud Survey Branding 100

PYMNTS

APRIL 23, 2020

Hypur will bolster Salal’s network of cannabis retailers and wholesalers via different digital payment offerings. Cannabis operations that partnered with Hypur to leverage the company’s financial technology can tap into the digital HypurPay app to access a safer and more convenient payment environment.

Payments 181

Payments Risk Management ATM Resources 181

Cisco

JUNE 7, 2019

Retail banks, tasked with guarding customer data and dollars, must respond with modern defensive strategies and prepare for both today’s challenges and tomorrow’s threats. . After decades of battling credit card fraud, retail banks face a new challenge: fraudulent account takeover. Cyber Risk management is not just technology.

Fraud 48

Fraud Retail San Diego Cyber Security 48

PYMNTS

APRIL 2, 2020

Financial institutions (FIs) face a perennial challenge in their day-to-day operations — convincing customers to use their products and services rather than a competitor’s. Banks can even harness external regulatory, trading and social media engagement data, all of which can be processed and analyzed to benefit their operations.

Analytics 237

Analytics Data Big Data social media 237

Banking Exchange

JUNE 21, 2019

The cost of fraud isn’t limited to the loss itself Retail Banking Risk Management AML & Fraud Cyberfraud/ID Theft Feature3 Financial Research Feature Customers Human Resources Compliance Security Compliance/Regulatory Consumer Compliance Operational Risk.

Fraud 60

Fraud Risk Management Compliance Resources 60

PYMNTS

AUGUST 3, 2016

The dog days of summer are finally upon the retail world, and if department stores didn’t take the spring and early summer to make up for the slow sales of a warm winter, it might be too warm and muggy to do much about that now. While North American retailers don’t seem to have had the best week, what about the rest of the world?

Retail 100

Retail New York Operations Policies 100

FICO

FEBRUARY 12, 2018

For all the talk in the UK about disruptors and fintechs and new entrants to the credit market, and about how banks and card issuers need to manage customers in arrears, there’s one group that seems strangely absent from this focus: retailers. It is estimated over £200 billion of UK household debt is in unsecured retail credit.

Retail 63

Retail Management Analytics Compliance 63

Bobsguide

OCTOBER 1, 2022

Prometeia and SIX have entered into a long-term collaboration that involves Prometeia providing SIX the calculation capabilities for a product risk indicator (PRI) for securities that do not fall into the scope of PRIIPs (Packaged Retail and Insurance-based Investment Products) regulation. The company is owned by its users (120 banks).

Analytics 97

Analytics Risk Management Management Regulation 97

BankInovation

JANUARY 20, 2023

The deal for the finance company to operate under the bank’s Truist Insurance Holdings arm was announced Sept. BankDirect brings life insurance, new team members and enhanced risk management solutions to Truist, […] 6, according to a Truist release.

Capital 52

Capital Risk Management Operations Management 52

Abrigo

DECEMBER 5, 2023

Financial services experience: Practical experience in the banking or financial sector, especially in compliance, risk management, or auditing roles, is invaluable for a BSA Officer. Working closely with other departments, such as retail and lending, is critical to ensuring enterprise-wide compliance.

Training 221

Training Compliance Regulation Software 221

Abrigo

APRIL 19, 2016

In the paper, the OCC defined responsible innovation as: The use of new or improved financial products, services, and processes to meet the evolving needs of consumers, businesses, and communities in a manner that is consistent with sound risk management and is aligned with the bank’s overall business strategy.

Innovation 150

Innovation Fintech Risk Management Community Bank 150

PYMNTS

OCTOBER 7, 2016

Plati Potom develops post-payment solutions for eCommerce and offline retailers, as well as data analysis and credit risk management tools. For QIWI, this transaction is another step in implementing its M&A strategy of investing in promising teams and technologies in the FinTech space.

Analysis 138

Analysis Risk Management Data Fintech 138

PYMNTS

AUGUST 24, 2018

That means retailers and other companies need to up their risk management and hedging games — and do so before one crisis or another (a currency collapse in Turkey one week, who knows what next?) A long-term and proactive look from the point of view of the financial hedging and risk management opportunities.

Risk Management 100

Risk Management Management United States Examples 100

Bobsguide

MAY 8, 2022

This designation recognises GFT for the delivery of effective solutions to help its clients manage critical issues pertaining to the industry, such as risk management, core systems implementations, data management, navigating compliance requirements, and establishing governance models. “It – Portal de Documentos.

Compliance 166

Compliance Risk Management Digital Banking System 166

ABA Community Banking

NOVEMBER 12, 2017

Retail banks still poll low on trust; PayPal, credit cards rank higher Retail Banking Risk Management Customers Operational Risk.

Risk Management 40

Risk Management Retail Cards Operations 40

CFPB Monitor

AUGUST 7, 2020

The guidance notes that the principles outlined in the joint statement apply to both commercial and retail loan accommodations and are consistent with the Interagency Guidelines Establishing Standards for Safety and Soundness. The guidance also recommends several effective approaches to consumer protection risk management.

Risk Management 78

Risk Management Management Guidelines Report 78

FICO

NOVEMBER 25, 2020

Petr Kapoun is chief risk officer at Home Credit Russia, part of the Home Credit Group, which operates in nine markets worldwide. He has more than 15 years of experience in credit risk management, mainly within the Retail and Small business areas. In his previous position, he led retail risk management at ?eska

Video 52

Video Risk Management Analytics Retail 52

PYMNTS

FEBRUARY 27, 2019

The February Faster Payments Tracker , powered by Fiserv , examines the latest instant payment solutions around the globe, as well as how companies are tapping them to support supply chains and other operations. Around the Faster Payments World. However, new payment rails are also opening new lines of attack for fraudsters.

Nebraska 144

Nebraska Risk Management Apple Payments 144

South State Correspondent

JANUARY 4, 2023

In addition, they may consider focusing on these five critical areas: Improve Operating Leverage. To improve the quality of their earnings, banks need their number one focus to be on making their operations more efficient. To the extent projects improve operating leverage and the total experience, so much the better.

Community Bank 195

Community Bank Capital Lending Training 195

Fintech Labs Insights

MAY 18, 2016

In the case of Scalable Capital, what’s new and noteworthy about their effort to make investing easier is its proprietary risk management technology. Give average investors the same level of risk management as wealthier investors and watch the investment returns for individual investors improve. Stefan Mittnik.

Risk Management 20

Risk Management Capital Management Retail 20

Abrigo

MARCH 13, 2024

CRE is now arguably the riskiest asset class due to a perfect storm of: Systemic changes in the way we utilize real estate (not just office, but retail, housing, and other sectors). Finally, any failure to deliver required financial information in a timely manner (including rent rolls/operating statements) or any covenant defaults (e.g.,

Strategy 221

Strategy Course Meeting Taxes 221

PYMNTS

SEPTEMBER 13, 2018

Wissema told PYMNTS that prepaid cards can be an effective tool in risk management, as the cards pre-load multiple currencies at pre-determined exchange rates.

Payments 100

Payments Risk Management blockchain Management 100

PYMNTS

JANUARY 20, 2020

In the past, however, the industry would think of fraud and risk management as separate processes and managing the data associated with payment details as well as credentials as a separate task. If companies receive a one-sized-fits-all approach, they might not be able to stand out in the ways that they wish to do so in retail.

Payments 145

Payments Risk Management Fintech Innovation 145

PYMNTS

MAY 23, 2017

OA: As president of Western Union Global Money Transfer, I oversee our global person-to-person money transfer via our combined digital and retail walk-in agent network that connects more than 200 countries and territories. PYMNTS: What does a day in your life look like?

Innovation 190

Innovation Payments Compliance Risk Management 190

FICO

NOVEMBER 23, 2021

He has held various roles in product development, risk management, software development and consulting for banks, hedge funds and software firms, including Standard Chartered Bank, TCG Group, HCL and Cognizant. Sid’s analyst research is focused on the intersection between risk management and high-performance analytics.

Meeting 52

Meeting Analytics Risk Management Management 52

PYMNTS

OCTOBER 24, 2018

23) it had debuted Sift Insights, billed as a reporting suite that offers a view of how fraud hits corporate top and operating lines, and impacts customer experience. The firm’s latest movement in real-time fraud analysis comes as the company also offers insight, via a white paper, into “10 Fraud Myths” commonly held by risk professionals.

Fraud 159

Fraud Risk Management Customer Experience Trends 159

FICO

SEPTEMBER 29, 2022

The ability to deliver risk-aware, pre-screened customer offers in near-to real-time is everything for telcos. It drives a ‘just-in-time’ mindset towards delivering greater security with real-time, fully risk-aware and pinpoint-perfect customer acquisition offers. But it’s all about trust. Tim Young is a principal consultant at FICO.

Analytics 52

Analytics Data Risk Management Customer Experience 52