South State Correspondent
NOVEMBER 29, 2023
One of the lessons that was driven home at the recent American Banker Small Business Banking Conference in Nashville was the difference in marketing between large national banks and community banks, particularly deposit marketing. There is a reason for this.
South State Correspondent
APRIL 30, 2024
Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. There are certain services and products that require substantial setup costs, integration costs, and upfront resources, but providing a hedging solution is not that type of product.
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South State Correspondent
APRIL 30, 2024
Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. There are certain services and products that require substantial setup costs, integration costs, and upfront resources, but providing a hedging solution is not that type of product.
Perficient
MARCH 3, 2021
It simplifies the complex college and career ecosystem by providing a central location to find important resources such as: Financial aid. Which in turns makes finding college resources even harder. La Puerta is available to MiHC’s partner schools, with plans to scale access regionally and nationally over time.
Independent Banker
JULY 30, 2015
An interview with Paul McGuire, ICBA’s executive vice president, national solutions group. With a consultative approach, I ensure members’ needs are being met through our eight regional offices,” he says. The ICBA Community Bank Career Center is the community banking industry’s resource for online employment connections.
South State Correspondent
MARCH 5, 2024
When we analyze the same size/ROA relationship using banks’ efficiency ratios, it is not surprising that community banks (under $10B in asset size) have, on average, a 5% higher efficiency ratio than regional banks ($10B to $50B in asset size) as shown in the graph below. Larger loans have lower credit risk, all else equal.
South State Correspondent
MARCH 5, 2024
When we analyze the same size/ROA relationship using banks’ efficiency ratios, it is not surprising that community banks (under $10B in asset size) have, on average, a 5% higher efficiency ratio than regional banks ($10B to $50B in asset size) as shown in the graph below. Larger loans have lower credit risk, all else equal.
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