PYMNTS

APRIL 5, 2018

retailers (or any foreign players) to establish a strong presence in the Chinese market. For China, the tax hikes target everything from soybeans to aircrafts. Historically speaking, it has not been easy for U.S. There, too, some progress is being made. For the U.S., The country has also increased tariffs on many imported U.S.

Retail 115

Retail US Regional Branding 115

PYMNTS

JUNE 7, 2019

While digital fund disbursements clearly can affect insurance claims, government tax returns and gig economy workers’ paychecks, it’s reimbursements that play a major role for the retail industry. Studies have shown that digital commerce has higher return rates than with offline purchases.

Online 178

Online Retail Study Video 178

PYMNTS

NOVEMBER 30, 2017

remained on top, coming in as the most cross-border friendly country PYMNTS studied, with an Index score of 65.9 A lot of countries are suspicious of eCommerce because it’s competitive to the domestic retailers,” he explained. “So, So, there are a number of market access issues.”. out of 100. out of 100 , followed by the U.K.

Study 101

Study Payments United States Regulation 101

PYMNTS

MAY 4, 2017

In conversation with Cardtronics’ Brian Bailey, managing director for Global Financial Institutions, and Tom Pierce, chief marketing officer of the firm, Webster noted that even with the rallying cry of a war on cash in the digital economies — and in emerging markets — cash is alive, doing well and actually growing in terms of usage.

ATM 192

ATM Millennials United States Study 192

PYMNTS

SEPTEMBER 8, 2020

Consumers are living in stressful times, and Patrick Gauthier , vice president at Amazon Pay , told PYMNTS in a recent interview that merchants working to prepare for retail’s new normal should start by addressing that. Should I leverage the online capabilities?’ — taxes that budget,” Gauthier said. Gauthier said.

Innovation 223

Innovation Retail Millennials Tools 223

PYMNTS

SEPTEMBER 3, 2019

million pre-tax loss for the first half of this year. After acquiring the pan-Asian restaurant Wagamama , earnings took a dive, in part due to a £102 million impairment charge for its leisure businesses, located in cinemas, retail parks and shopping centers.

Groups 109

Groups Taxes Branding Study 109

PYMNTS

MAY 8, 2020

consumers more frugal, but other individuals are still turning to retail therapy to cope with stresses. billion by 2025, according to one study. Pennsylvania reported similar figures, with tax revenues from brick-and-mortar gambling declining to $50.5 Financial uncertainties following layoffs and furloughs have made many U.S.

Online 176

Online Industry New Jersey Pennsylvania 176

PYMNTS

DECEMBER 16, 2020

The study found that 76.7 In addition, according to the principles, “third-party delivery companies should offer restaurants access to anonymized information regarding orders from their restaurants that originate on third-party platforms.”. The Delivering on Restaurant Rewards report found that 38.6 percent and 37.6

National 160

National New York City Policies New Jersey 160

PYMNTS

MAY 4, 2018

So, of course, we would like to have our own algorithms to be out there, looking into the market, figuring out if there has been collusion taking place.”. Through an inquiry in 2017, the European Commission discovered that two-third of retailers use software tools to monitor prices from their competitors.

Regulation 123

Regulation Software Taxes Study 123

PYMNTS

JULY 29, 2020

Drilling down into market competition, Pichai said global markets are marked by prices that are “free or falling” and said the landscape looks nothing like it did five years ago, let alone 21 years ago, when Google’s search offerings debuted. More than 80 retailers in the U.S.

Innovation 168

Innovation Apple Google Texas 168

PYMNTS

APRIL 4, 2019

Utilizing NACS research can help retailers track trips per transaction and develop new marketing strategies to bring customers from the pump inside the store.”. Those investments, however, are costly, the NACS study points out, and are adding to the list of areas that are running up direct store operating expenses (DSOE).

Operations 102

Operations Trends Marketing Strategies Retail 102

PYMNTS

AUGUST 24, 2017

Within that lead up to the potential bubble, tax automation company Avalara’s CTO and EVP of engineering, Peter Horadan, shared with PYMNTS that it’s likely we are heading into one for the encrypted digital currency. Just the top five cryptocurrencies alone have a market cap of $115 billion,” said Horadan. million to 11.5

cryptocurrency 117

cryptocurrency Bitcoin Study Tools 117

PYMNTS

JANUARY 19, 2018

I can ask my friends who study abroad or travel there myself. If crypto closes down in one place, users can take their anonymous accounts to more regulatory-friendly markets. Bank earnings : Everybody is focused on tax regulations and their impact in the fourth quarter. It’s not that big of a problem.”. As for next week?

Bitcoin 123

Bitcoin Regulation cryptocurrency Taxes 123

Jeff For Banks

MARCH 5, 2021

Shouldn't the CFPB work to address the impediments to starting a bank in LMI markets rather than punish community banks who scrambled to serve their customers when the economy shut down? According to my firm's profitability peer group, a branch with $74 million in average deposits made a mere pre-tax profit of three basis points.

Regulation 78

Regulation Indiana Charlotte Community Bank 78

Abrigo

APRIL 20, 2017

According to the AICPA, analytical procedures consist of reviewing financial information by studying plausible relationships between data and evaluating it for consistency. Since leaving public accounting, she has been an internal auditor, a tax preparer and a Controller.

Analytics 150

Analytics Referral Marketing eBook Data 150

PYMNTS

JANUARY 10, 2017

Low-income consumers are far more likely to find it difficult to secure mainstream credit sources and are thus much more likely to make use of high-cost alternative credit sources when financial emergencies hit, often in the form of a payday, title, tax refund anticipation or installment loan. And that’s just accessing money itself.

Online 100

Online Chicago New York Mississippi 100

PYMNTS

AUGUST 10, 2020

Consumers have been using internet technology for everything from nonessential health services to ordering from restaurants in the last few years, especially shopping more frequently online for retail products and groceries. We also identified existing market gaps across specific disbursement categories. . This is what we found. .

Report 228

Report Payments Millennials Cards 228

PYMNTS

FEBRUARY 18, 2019

That’s the only way the business can ultimately continue to create value for its customers, create jobs for people, serve the ecosystem in which it operates and provide tax revenues. So, Amazon hasn’t just benefited its customers: It has forced retailers to lower prices and increase their levels of service.

Cards 169

Cards Course Study New York 169

BankUnderground

AUGUST 30, 2023

Some broad measures suggest increasing profits, but conflate market and non-market sector dynamics and omit important corporate costs. This decline has not been uniform across firms, however: firms with higher market power have been better able to increase their margins; others have experienced large declines.

Capital 58

Capital Comparison Maine Industry 58

PYMNTS

MAY 9, 2016

Not many companies can lay claim to losing as much value in 12 months as the entire market cap of the world’s largest retailer and still remain standing. Apple has subtracted $234 billion from its market cap – about $20 billion more than Walmart is worth. . But that’s exactly what’s happened to Apple over the last 12 months.

Apple 100

Apple Google Mobile Taxes 100

PYMNTS

SEPTEMBER 13, 2018

Hobbyists study astrology, belly dancing, chess or gardening. Recent immigrants learn English, while travelers study French and Japanese. TakeLessons markets the business, handles booking, and processes billing and payments, so teachers can focus on teaching. Budding musicians pick up the mandolin, oboe, bagpipes or ukulele.

Study 113

Study Training Taxes Google 113

PYMNTS

OCTOBER 28, 2019

Wayfair’s case enabled cities and states to pass economic nexus laws that require out-of-state sellers to collect and remit taxes on local residents’ sales, and it permitted these jurisdictions to implement marketplace facilitator laws necessitating that eCommerce platforms collect and remit taxes on third-party merchants’ sales. .

South Dakota 105

South Dakota Taxes Retail Arizona 105

PopularBank

JUNE 18, 2020

F indings from a recent study by the Stanford Latino Entrepreneurship Initiative , which traced the particular impact of the pandemic on over 200 Latino-owned businesses in the U.S., In a handful of key markets, certain small businesses are leading the charge in the gradual openings of public, cultural and economic space. .

New York 52

New York New York City Retail Survey 52

PYMNTS

AUGUST 2, 2018

Apple Pay is now live in 24 markets worldwide with over 4,900 bank partners, and we look forward to adding Germany later this year,” he said, adding that recent retail deals involving eBay, CVS and 7-Eleven promise to make the payments tool attractive to more consumers. transit systems. Chicago View.

Apple 101

Apple Chicago New York City Training 101

PYMNTS

MAY 24, 2019

Alexa’s reach is long and getting longer, now integrated into 100,000 smart home devices in the market. In an attempt to learn more about the diversity of human shapes and sizes, Amazon is paying volunteers (a $25 Amazon gift card) to get scanned, taped and photographed as part of a study to “learn about diversity among body shapes.”.

New York 109

New York New York City Vermont Meeting 109

NCR

SEPTEMBER 13, 2017

Another recent study – professional services firm EY’s 2016 Global Consumer Banking Survey – concluded that traditional banks “need to reconsider current practices” in order to stay relevant in an increasingly competitive and rapidly evolving marketplace.

Customer Experience 80

Customer Experience Data Branding social media 80

PYMNTS

SEPTEMBER 5, 2019

Governments rely on tax revenues to fuel the vital services they provide to residents and businesses – from firefighting and public education to water system repair and road maintenance. Retail sales taxes have long been key sources of state governments’ budgets and have been their greatest single stream of revenue since the mid-1900s. .

South Dakota 116

South Dakota Taxes Policies North Dakota 116

PYMNTS

JULY 14, 2018

Here at PYMNTS, we see it all, often in the form of press releases – most of which claim to be the next big thing in retail, commerce and financial services. For reference, a top-of-the-line pair of Neuticals retails for $469. These days, those ideas are often associated with crypto. At Oh My Dog!

New York 103

New York Branding Trends Course 103

Banking 2020

OCTOBER 30, 2015

Out on the campaign trail, Sen Bernie Sanders (D-VT), has fired up support with calls for higher taxes on the wealthy, raising the minimum wage, and breaking up Wall Street conglomerates. A new study from Business Insider’s BI Intelligence graphically illustrates the erosion in branch banking services.

Community 40

Community United States Survey Millennials 40

BankUnderground

JULY 29, 2020

For central banks whose policy rates are already close to zero, Lilley and Rogoff (2020) have recently restated their case for negative policy rates when markets no longer believe that QE is sufficient to maintain inflation at target. A small recent literature studies interactions between fiscal policy and interest rate policy.

Policies 108

Policies Lending System Tools 108

Tomorrow's Transactions

DECEMBER 12, 2014

1, since as far as I know it has the highest proportion of non-cash payments at retail POS anywhere in the world and a well-developed mobile account-to-account infrastructure) and I’d also have Norway somewhere near the top of the list. with the middle classes abandoning the stuff entirely except for tax evasion, drugs and prostitution.

Cards 66

Cards Payments Taxes Retail 66

Tefkin

JUNE 3, 2014

While other sectors attract more mainstream press attention (payment, retail banking), the asset management industry is also deeply affected by “software eating the world” Asset Class Competition. Traditional asset management companies are increasingly facing competition on both sides of the performance scale.

Industry 42

Industry Management Innovation Analysis 42

PYMNTS

NOVEMBER 5, 2018

The stock price is off nearly 7 percent , even though its trillion-dollar market cap remains intact. It did so because apps like Netflix were avoiding signing up subscribers through the App Store to evade the Apple tax. Apple figured it was better to cut the ongoing tax to get subscription plays on board. But maybe not for long.

Apple 174

Apple Taxes Mobile Google 174

Independent Banker

MARCH 15, 2015

Retail locations: Seven. Jack Hartings and Mindy Kremer, marketing director for Mercer Health Hospital in Coldwater, talk in a patient care unit. With few underwater credits on its books, the bank continued to lend as others left the market—though it still faced the challenge of distressed sales depressing market values. “It

Ohio 70

Ohio Community Bank Community Lending 70

PYMNTS

APRIL 12, 2016

Well, according to a new study from JPMorgan Chase Business Leaders, it’s a little uncertain. The study, which takes into account the perspective of executives from middle market businesses and small businesses, shows that they have positive outlooks for the next 12 months (70 percent and 69 percent, respectively).

Report 100

Report Study National Regional 100

CB Insights

SEPTEMBER 17, 2018

Store brands from retailers were seen as down-budget choices. Target’s Cat & Jack kids’ line has delivered double-digit results since its 2016 launch, even as traditional retailers struggle to stay afloat. Clothing: how retailers are attempting to escape the industry apocalypse by introducing store brands.

Industry 67

Industry Branding Retail US 67

FirstInternet

FEBRUARY 24, 2021

Are you an expert in my market? Just as you wouldn’t work with a residential real estate professional or broker who is unfamiliar with a market, your commercial lender should be an expert in the geographic area you’re considering. This will help you get to the closing table faster than with larger out-of-market lenders.

Lending 52

Lending Community Training Taxes 52